The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DISNEY WALT CO COM DISNEY 254687106 898 9,298 SH   SOLE   0 0 9,298
BK OF AMERICA CORP COM 060505104 818 38,522 SH   SOLE   0 0 38,522
AMERICAN TOWER CORP NEW COM 03027X100 1,183 5,433 SH   SOLE   0 0 5,433
VANGUARD INDEX FDS GROWTH ETF 922908736 1,411 9,008 SH   SOLE   0 0 9,008
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 64,403 739,496 SH   SOLE   0 0 739,496
VISA INC COM CL A 92826C839 1,096 6,800 SH   SOLE   0 0 6,800
LILLY ELI & CO COM 532457108 1,398 10,077 SH   SOLE   0 0 10,077
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 314 3,682 SH   SOLE   0 0 3,682
INTEL CORP COM 458140100 1,245 23,007 SH   SOLE   0 0 23,007
MICROSOFT CORP COM 594918104 1,358 8,610 SH   SOLE   0 0 8,610
ISHARES TR NATIONAL MUN ETF 464288414 15,004 132,768 SH   SOLE   0 0 132,768
SALESFORCE COM INC COM 79466L302 1,123 7,803 SH   SOLE   0 0 7,803
ISHARES TR 0-5YR HI YL CP 46434V407 7,677 187,839 SH   SOLE   0 0 187,839
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 3,233 61,869 SH   SOLE   0 0 61,869
WELLTOWER INC COM 95040Q104 669 14,616 SH   SOLE   0 0 14,616
EXXON MOBIL CORP COM 30231G102 232 6,109 SH   SOLE   0 0 6,109
AIR PRODS & CHEMS INC COM 009158106 1,076 5,389 SH   SOLE   0 0 5,389
ECOLAB INC COM 278865100 953 6,117 SH   SOLE   0 0 6,117
ISHARES TR CORE S&P500 ETF 464287200 300 1,160 SH   SOLE   580 0 580
MEDTRONIC PLC SHS G5960L103 1,041 11,548 SH   SOLE   0 0 11,548
ISHARES TR MSCI ACWI ETF 464288257 22,921 366,327 SH   SOLE   0 0 366,327
PROCTER & GAMBLE CO COM 742718109 1,153 10,486 SH   SOLE   0 0 10,486
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 5,522 87,923 SH   SOLE   0 0 87,923
SPDR SER TR S&P 600 SMCP VAL 78464A300 505 12,370 SH   SOLE   0 0 12,370
UNION PAC CORP COM 907818108 971 6,884 SH   SOLE   0 0 6,884
COSTCO WHSL CORP NEW COM 22160K105 1,314 4,610 SH   SOLE   0 0 4,610
UNITEDHEALTH GROUP INC COM 91324P102 1,160 4,653 SH   SOLE   0 0 4,653
TC ENERGY CORP COM 87807B107 1,074 24,239 SH   SOLE   0 0 24,239
PPG INDS INC COM 693506107 852 10,197 SH   SOLE   0 0 10,197
3M CO COM 88579Y101 1,166 8,541 SH   SOLE   0 0 8,541
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 504 5,452 SH   SOLE   0 0 5,452
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 873 3,984 SH   SOLE   0 0 3,984
ISHARES TR EAFE GRWTH ETF 464288885 221 3,112 SH   SOLE   0 0 3,112
PEPSICO INC COM 713448108 1,074 8,940 SH   SOLE   0 0 8,940
ALPS ETF TR EQUAL SEC ETF 00162Q205 1,539 24,988 SH   SOLE   0 0 24,988
ISHARES TR GRWT ALLOCAT ETF 464289867 451 10,891 SH   SOLE   0 0 10,891
AMAZON COM INC COM 023135106 1,273 653 SH   SOLE   0 0 653
VANGUARD INDEX FDS SML CP GRW ETF 922908595 624 4,155 SH   SOLE   0 0 4,155
ALPHABET INC CAP STK CL A 02079K305 1,091 939 SH   SOLE   0 0 939
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 988 5,406 SH   SOLE   0 0 5,406
LOWES COS INC COM 548661107 1,005 11,676 SH   SOLE   0 0 11,676
CHEVRON CORP NEW COM 166764100 768 10,603 SH   SOLE   0 0 10,603
BOEING CO COM 097023105 521 3,491 SH   SOLE   0 0 3,491
ISHARES TR JPMORGAN USD EMG 464288281 11,366 117,567 SH   SOLE   0 0 117,567
PIONEER NAT RES CO COM 723787107 611 8,705 SH   SOLE   0 0 8,705