The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 880 4,234 SH   SOLE 0 0 4,234
ABBVIE INC COM 00287Y109 731 9,071 SH   SOLE 0 0 9,071
AIR PRODS & CHEMS INC COM 009158106 994 5,204 SH   SOLE 0 0 5,204
ALPHABET INC CAP STK CL A 02079K305 872 741 SH   SOLE 0 0 741
ALPS ETF TR EQUAL SEC ETF 00162Q205 2,217 30,742 SH   SOLE 0 0 30,742
AMAZON COM INC COM 023135106 983 552 SH   SOLE 0 0 552
AMERICAN TOWER CORP NEW COM 03027X100 1,188 6,030 SH   SOLE 0 0 6,030
BANK AMER CORP COM 060505104 769 27,890 SH   SOLE 0 0 27,890
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 846 4,211 SH   SOLE 0 0 4,211
CARNIVAL CORP UNIT 99/99/9999 143658300 705 13,909 SH   SOLE 0 0 13,909
CHEVRON CORP NEW COM 166764100 856 6,951 SH   SOLE 0 0 6,951
COSTCO WHSL CORP NEW COM 22160K105 1,009 4,166 SH   SOLE 0 0 4,166
CVS HEALTH CORP COM 126650100 684 12,675 SH   SOLE 0 0 12,675
DISNEY WALT CO COM DISNEY 254687106 860 7,741 SH   SOLE 0 0 7,741
ECOLAB INC COM 278865100 1,026 5,809 SH   SOLE 0 0 5,809
INTEL CORP COM 458140100 963 17,935 SH   SOLE 0 0 17,935
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 638 5,625 SH   SOLE 0 0 5,625
ISHARES TR MSCI ACWI ETF 464288257 18,034 249,949 SH   SOLE 0 0 249,949
ISHARES TR JPMORGAN USD EMG 464288281 10,275 93,356 SH   SOLE 0 0 93,356
ISHARES TR NATIONAL MUN ETF 464288414 12,139 109,176 SH   SOLE 0 0 109,176
ISHARES TR EAFE GRWTH ETF 464288885 305 3,937 SH   SOLE 0 0 3,937
ISHARES TR 0-5YR HI YL CP 46434V407 10,321 220,957 SH   SOLE 0 0 220,957
LOWES COS INC COM 548661107 1,041 9,512 SH   SOLE 0 0 9,512
MICROSOFT CORP COM 594918104 1,027 8,708 SH   SOLE 0 0 8,708
PEPSICO INC COM 713448108 1,030 8,403 SH   SOLE 0 0 8,403
PPG INDS INC COM 693506107 893 7,910 SH   SOLE 0 0 7,910
PROCTER AND GAMBLE CO COM 742718109 1,127 10,830 SH   SOLE 0 0 10,830
SALESFORCE COM INC COM 79466L302 1,066 6,730 SH   SOLE 0 0 6,730
SCHLUMBERGER LTD COM 806857108 598 13,732 SH   SOLE 0 0 13,732
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 1,191 4,594 SH   SOLE 0 0 4,594
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 845 28,927 SH   SOLE 0 0 28,927
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 886 14,689 SH   SOLE 0 0 14,689
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 2,359 67,071 SH   SOLE 0 0 67,071
TRANSCANADA CORP COM 89353D107 869 19,336 SH   SOLE 0 0 19,336
UNITED PARCEL SERVICE INC CL B 911312106 840 7,513 SH   SOLE 0 0 7,513
UNITED TECHNOLOGIES CORP COM 913017109 872 6,764 SH   SOLE 0 0 6,764
UNITEDHEALTH GROUP INC COM 91324P102 882 3,566 SH   SOLE 0 0 3,566
VANECK VECTORS ETF TR AMT FREE INT ETF 92189H201 524 10,740 SH   SOLE 0 0 10,740
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 3,343 53,264 SH   SOLE 0 0 53,264
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 342 4,219 SH   SOLE 0 0 4,219
VANGUARD INDEX FDS SML CP GRW ETF 922908595 796 4,431 SH   SOLE 0 0 4,431
VANGUARD INDEX FDS GROWTH ETF 922908736 1,557 9,953 SH   SOLE 0 0 9,953
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 4,416 60,358 SH   SOLE 0 0 60,358
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 63,105 726,426 SH   SOLE 0 0 726,426
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 205 5,006 SH   SOLE 0 0 5,006
VISA INC COM CL A 92826C839 1,048 6,711 SH   SOLE 0 0 6,711
WELLTOWER INC COM 95040Q104 1,140 14,691 SH   SOLE 0 0 14,691