The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 684 3,477 SH   SOLE 0 0 3,477
ABBVIE INC COM 00287Y109 669 7,215 SH   SOLE 0 0 7,215
AIR PRODS & CHEMS INC COM 009158106 662 4,252 SH   SOLE 0 0 4,252
ALPHABET INC CAP STK CL A 02079K305 705 624 SH   SOLE 0 0 624
ALPS ETF TR EQUAL SEC ETF 00162Q205 2,442 35,031 SH   SOLE 0 0 35,031
AMAZON COM INC COM 023135106 833 490 SH   SOLE 0 0 490
AMERICAN TOWER CORP NEW COM 03027X100 740 5,132 SH   SOLE 0 0 5,132
BANK AMER CORP COM 060505104 651 23,094 SH   SOLE 0 0 23,094
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 658 3,527 SH   SOLE 0 0 3,527
CARNIVAL CORP UNIT 99/99/9999 143658300 632 11,029 SH   SOLE 0 0 11,029
CHEVRON CORP NEW COM 166764100 712 5,628 SH   SOLE 0 0 5,628
COSTCO WHSL CORP NEW COM 22160K105 765 3,662 SH   SOLE 0 0 3,662
CVS HEALTH CORP COM 126650100 667 10,364 SH   SOLE 0 0 10,364
DISNEY WALT CO COM DISNEY 254687106 672 6,408 SH   SOLE 0 0 6,408
ECOLAB INC COM 278865100 688 4,900 SH   SOLE 0 0 4,900
INTEL CORP COM 458140100 740 14,889 SH   SOLE 0 0 14,889
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 662 5,875 SH   SOLE 0 0 5,875
ISHARES TR MSCI ACWI ETF 464288257 17,075 240,094 SH   SOLE 0 0 240,094
ISHARES TR JPMORGAN USD EMG 464288281 9,105 85,274 SH   SOLE 0 0 85,274
ISHARES TR NATIONAL MUN ETF 464288414 9,641 88,414 SH   SOLE 0 0 88,414
ISHARES TR EAFE VALUE ETF 464288877 536 10,439 SH   SOLE 0 0 10,439
ISHARES TR EAFE GRWTH ETF 464288885 372 4,727 SH   SOLE 0 0 4,727
ISHARES TR 0-5YR HI YL CP 46434V407 9,564 205,156 SH   SOLE 0 0 205,156
LOWES COS INC COM 548661107 772 8,074 SH   SOLE 0 0 8,074
MICROSOFT CORP COM 594918104 723 7,331 SH   SOLE 0 0 7,331
PEPSICO INC COM 713448108 770 7,071 SH   SOLE 0 0 7,071
PPG INDS INC COM 693506107 674 6,499 SH   SOLE 0 0 6,499
PROCTER AND GAMBLE CO COM 742718109 717 9,190 SH   SOLE 0 0 9,190
SALESFORCE COM INC COM 79466L302 837 6,136 SH   SOLE 0 0 6,136
SCHLUMBERGER LTD COM 806857108 632 9,427 SH   SOLE 0 0 9,427
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 1,286 5,297 SH   SOLE 0 0 5,297
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 721 23,724 SH   SOLE 0 0 23,724
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 1,113 16,660 SH   SOLE 0 0 16,660
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 1,989 58,510 SH   SOLE 0 0 58,510
TRANSCANADA CORP COM 89353D107 667 15,442 SH   SOLE 0 0 15,442
UNITED PARCEL SERVICE INC CL B 911312106 644 6,062 SH   SOLE 0 0 6,062
UNITED TECHNOLOGIES CORP COM 913017109 698 5,579 SH   SOLE 0 0 5,579
UNITEDHEALTH GROUP INC COM 91324P102 751 3,060 SH   SOLE 0 0 3,060
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189F361 3,083 97,970 SH   SOLE 0 0 97,970
VANECK VECTORS ETF TR AMT FREE INT ETF 92189F544 1,497 63,510 SH   SOLE 0 0 63,510
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 541 6,832 SH   SOLE 0 0 6,832
VANGUARD INDEX FDS SML CP GRW ETF 922908595 852 4,844 SH   SOLE 0 0 4,844
VANGUARD INDEX FDS GROWTH ETF 922908736 1,687 11,264 SH   SOLE 0 0 11,264
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 3,812 51,960 SH   SOLE 0 0 51,960
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 56,749 679,462 SH   SOLE 0 0 679,462
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 216 5,025 SH   SOLE 0 0 5,025
VISA INC COM CL A 92826C839 772 5,832 SH   SOLE 0 0 5,832
WELLTOWER INC COM 95040Q104 785 12,519 SH   SOLE 0 0 12,519