The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 720,921 6,549 SH   SOLE   6,549 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,296,594 8,366 SH   SOLE   8,366 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 505,661 1,441 SH   SOLE   1,441 0 0
AFFIRM HLDGS INC COM CL A 00827B106 BBG00Y7BP8Z0 529,238 10,770 SH   SOLE   10,770 0 0
AGNC INVT CORP COM 00123Q104 BBG001T074G2 160,741 16,385 SH   SOLE   16,385 0 0
AIRBNB INC COM CL A 009066101 BBG001Y2XS16 66,394,797 487,695 SH   SOLE   487,695 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 214,691 1,413 SH   SOLE   1,413 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 BBG00Q9MR7Z1 410,236 6,564 SH   SOLE   6,564 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 2,874,496 32,009 SH   SOLE   32,009 0 0
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 203,639 1,087 SH   SOLE   1,087 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 BBG001S5NJG1 216,914 3,201 SH   SOLE   3,201 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 827,481 2,873 SH   SOLE   2,873 0 0
APPLE INC COM 037833100 BBG001S5N8V8 4,319,966 22,437 SH   SOLE   22,437 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 BBG001S5ND74 207,810 2,877 SH   SOLE   2,877 0 0
ASANA INC CL A 04342Y104 BBG00WYHL741 1,789,830 94,152 SH   SOLE   94,152 0 0
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100 BBG00KLHLBL3 227,656 24,193 SH   SOLE   24,193 0 0
AVNET INC COM 053807103 BBG001S5NZJ2 209,937 4,165 SH   SOLE   4,165 0 0
BANK NEW YORK MELLON CORP COM 064058100 BBG001S5P6Q6 219,376 4,214 SH   SOLE   4,214 0 0
BOEING CO COM 097023105 BBG001S5P0V3 255,447 980 SH   SOLE   980 0 0
BOISE CASCADE CO DEL COM 09739D100 BBG001SZX397 299,533 2,315 SH   SOLE   2,315 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 1,202,953 1,077 SH   SOLE   1,077 0 0
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107 BBG00QDWSVL5 4,056,706 114,986 SH   SOLE   114,986 0 0
CALIFORNIA RES CORP COM STOCK 13057Q305 BBG00Y04KQ51 236,779 4,330 SH   SOLE   4,330 0 0
CAPITAL ONE FINL CORP COM 14040H105 BBG001S65PV8 236,850 1,806 SH   SOLE   1,806 0 0
CENCORA INC COM 03073E105 BBG001S8X7P0 206,902 1,007 SH   SOLE   1,007 0 0
CENOVUS ENERGY INC COM 15135U109 BBG001T2PJV8 174,659 10,490 SH   SOLE   10,490 0 0
CF INDS HLDGS INC COM 125269100 BBG001SJ8KV8 222,751 2,801 SH   SOLE   2,801 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 765,681 5,133 SH   SOLE   5,133 0 0
CHORD ENERGY CORPORATION COM NEW 674215207 BBG00Y7BLJF2 203,344 1,223 SH   SOLE   1,223 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 717,272 14,197 SH   SOLE   14,197 0 0
CITIZENS FINL GROUP INC COM 174610105 BBG006Q0HZT0 210,489 6,351 SH   SOLE   6,351 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 508,853 8,634 SH   SOLE   8,634 0 0
COINBASE GLOBAL INC COM CL A 19260Q107 BBG00ZGF7799 25,407,451 146,087 SH   SOLE   146,087 0 0
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 477,064 5,985 SH   SOLE   5,985 0 0
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 816,750 18,626 SH   SOLE   18,626 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 275,071 416 SH   SOLE   416 0 0
DEVON ENERGY CORP NEW COM 25179M103 BBG001S63VG4 681,267 15,039 SH   SOLE   15,039 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 BBG001S7V596 254,905 1,750 SH   SOLE   1,750 0 0
DIGITALOCEAN HLDGS INC COM 25402D102 BBG00ZGF6TM7 13,816,207 376,566 SH   SOLE   376,566 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 396,867 4,395 SH   SOLE   4,395 0 0
EAST WEST BANCORP INC COM 27579R104 BBG001SCC7R2 277,432 3,855 SH   SOLE   3,855 0 0
EASTMAN CHEM CO COM 277432100 BBG001S7JNP3 260,529 2,900 SH   SOLE   2,900 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 831,063 1,425 SH   SOLE   1,425 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 BBG001SDHNW4 771,282 55,890 SH   SOLE   55,890 0 0
EQUINIX INC COM 29444U700 BBG001SKBNS9 260,141 323 SH   SOLE   323 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 365,473 3,655 SH   SOLE   3,655 0 0
F N B CORP COM 302520101 BBG001S5R1Q5 226,975 16,483 SH   SOLE   16,483 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 BBG006N7S6J1 260,981 5,115 SH   SOLE   5,115 0 0
FIFTH THIRD BANCORP COM 316773100 BBG001S5R6S2 247,113 7,164 SH   SOLE   7,164 0 0
FIRST HORIZON CORPORATION COM 320517105 BBG001SCW8R8 230,107 16,250 SH   SOLE   16,250 0 0
FIRST TR EXCHNG TRADED FD VI FT CBOE EQTY BFR 33740U505 BBG00YGC7V96 876,066 22,469 SH   SOLE   22,469 0 0
FISERV INC COM 337738108 BBG001S5R6Q4 637,632 4,800 SH   SOLE   4,800 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 BBG00243P8S9 7,019,936 171,427 SH   SOLE   171,427 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 BBG00J3MDYR8 2,045,900 73,093 SH   SOLE   73,093 0 0
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 233,308 1,828 SH   SOLE   1,828 0 0
GENERAL MLS INC COM 370334104 BBG001S5RKR2 223,444 3,430 SH   SOLE   3,430 0 0
GROUP 1 AUTOMOTIVE INC COM 398905109 BBG001S5RNK3 232,350 762 SH   SOLE   762 0 0
HANCOCK WHITNEY CORPORATION COM 410120109 BBG001S6S985 247,713 5,098 SH   SOLE   5,098 0 0
HF SINCLAIR CORP COM 403949100 BBG0135B2269 247,241 4,449 SH   SOLE   4,449 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 478,109 1,379 SH   SOLE   1,379 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 353,152 1,684 SH   SOLE   1,684 0 0
HUNTINGTON BANCSHARES INC COM 446150104 BBG001S5RSZ6 189,960 14,933 SH   SOLE   14,933 0 0
ICL GROUP LTD SHS M53213100 BBG001S7TFD2 114,624 22,879 SH   SOLE   22,879 0 0
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 523,880 2,000 SH   SOLE   2,000 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 226,759 1,437 SH   SOLE   1,437 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 BBG00KJR2X19 418,167 5,094 SH   SOLE   5,094 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 BBG001SDTVQ0 50,813,643 939,601 SH   SOLE   939,601 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 BBG001S8SYN9 2,041,455 31,828 SH   SOLE   31,828 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 6,229,321 53,182 SH   SOLE   53,182 0 0
ISHARES TR CALIF MUN BD ETF 464288356 BBG001T03XM5 203,321 3,509 SH   SOLE   3,509 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 1,238,438 17,603 SH   SOLE   17,603 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 BBG001SSD849 337,064 6,482 SH   SOLE   6,482 0 0
ISHARES TR MORNINGSTAR GRWT 464287119 BBG001SBRHJ5 342,966 5,057 SH   SOLE   5,057 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 4,719,293 62,631 SH   SOLE   62,631 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 19,810,472 527,435 SH   SOLE   527,435 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 646,850 5,966 SH   SOLE   5,966 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 887,268 5,369 SH   SOLE   5,369 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 319,815 1,268 SH   SOLE   1,268 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 677,854 4,363 SH   SOLE   4,363 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 208,232 1,037 SH   SOLE   1,037 0 0
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 302,213 2,415 SH   SOLE   2,415 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 291,943 2,716 SH   SOLE   2,716 0 0
JACKSON FINANCIAL INC COM CL A 46817M107 BBG00922Y611 259,046 5,059 SH   SOLE   5,059 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 923,825 5,894 SH   SOLE   5,894 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 637,997 3,750 SH   SOLE   3,750 0 0
KB HOME COM 48666K109 BBG001S5SJV9 240,726 3,854 SH   SOLE   3,854 0 0
KILROY RLTY CORP COM 49427F108 BBG001S9BHB5 252,843 6,346 SH   SOLE   6,346 0 0
LEVI STRAUSS & CO NEW CL A COM STK 52736R102 BBG001S9NVN8 167,011 10,097 SH   SOLE   10,097 0 0
LIBERTY GLOBAL LTD COM CL C G61188127 BBG01K9KJ456 222,692 11,947 SH   SOLE   11,947 0 0
LUFAX HOLDING LTD SPONSORED ADR 54975P201 BBG00XS6R0J3 63,012 20,525 SH   SOLE   20,525 0 0
LYFT INC CL A COM 55087P104 BBG004M9ZHY4 4,253,293 283,742 SH   SOLE   283,742 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 BBG001T8LMY9 220,193 2,315 SH   SOLE   2,315 0 0
M & T BK CORP COM 55261F104 BBG001S7S2B4 202,871 1,479 SH   SOLE   1,479 0 0
M D C HLDGS INC COM 552676108 BBG001S5T272 239,130 4,328 SH   SOLE   4,328 0 0
MARATHON PETE CORP COM 56585A102 BBG001S169P1 338,008 2,278 SH   SOLE   2,278 0 0
MARRIOTT INTL INC NEW CL A 571903202 BBG001S78K44 345,656 1,532 SH   SOLE   1,532 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 407,405 1,374 SH   SOLE   1,374 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 527,503 4,838 SH   SOLE   4,838 0 0
METLIFE INC COM 59156R108 BBG001S5T3R8 249,810 3,777 SH   SOLE   3,777 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 26,730,680 71,084 SH   SOLE   71,084 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209 BBG001S5VQ21 516,368 8,436 SH   SOLE   8,436 0 0
MURPHY OIL CORP COM 626717102 BBG001S5TG80 211,080 4,947 SH   SOLE   4,947 0 0
NUCOR CORP COM 670346105 BBG001S5TRV0 208,156 1,196 SH   SOLE   1,196 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 318,426 643 SH   SOLE   643 0 0
OKTA INC CL A 679295105 BBG001YV1SN3 11,252,879 124,300 SH   SOLE   124,300 0 0
OLD REP INTL CORP COM 680223104 BBG001S6M9Y2 202,081 6,873 SH   SOLE   6,873 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 1,070,909 10,157 SH   SOLE   10,157 0 0
PACER FDS TR US CASH COWS 100 69374H881 BBG00FJQN752 20,492,858 394,169 SH   SOLE   394,169 0 0
PAGERDUTY INC COM 69553P100 BBG0043BYPD6 415,705 17,957 SH   SOLE   17,957 0 0
PATHWARD FINANCIAL INC COM 59100U108 BBG001S7G4Q7 5,546,128 0 SH   SOLE   0 0 0
PBF ENERGY INC CL A 69318G106 BBG002832HM6 231,184 5,258 SH   SOLE   5,258 0 0
PENSKE AUTOMOTIVE GRP INC COM 70959W103 BBG001S96493 202,560 1,261 SH   SOLE   1,261 0 0
PEPSICO INC COM 713448108 BBG001S695T1 332,314 1,956 SH   SOLE   1,956 0 0
PFIZER INC COM 717081103 BBG001S5V466 546,261 18,974 SH   SOLE   18,974 0 0
PHILLIPS 66 COM 718546104 BBG00286S4P7 378,361 2,841 SH   SOLE   2,841 0 0
PINTEREST INC CL A 72352L106 BBG002583CW7 22,403,274 604,840 SH   SOLE   604,840 0 0
POET TECHNOLOGIES INC COM NEW 73044W302 BBG001STSZP8 100,649 107,600 SH   SOLE   107,600 0 0
POPULAR INC COM NEW 733174700 BBG001S5PC01 248,426 3,027 SH   SOLE   3,027 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 1,314,024 8,967 SH   SOLE   8,967 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 BBG005D266P2 5,928,696 62,276 SH   SOLE   62,276 0 0
PRUDENTIAL FINL INC COM 744320102 BBG001S97MM7 221,773 2,138 SH   SOLE   2,138 0 0
PULTE GROUP INC COM 745867101 BBG001S5V5K7 424,773 4,115 SH   SOLE   4,115 0 0
QUALCOMM INC COM 747525103 BBG001S6VS70 214,052 1,480 SH   SOLE   1,480 0 0
RITHM CAPITAL CORP COM NEW 64828T201 BBG003T1GM12 241,703 22,631 SH   SOLE   22,631 0 0
ROBINHOOD MKTS INC COM CL A 770700102 BBG008NMBXP6 400,724 31,454 SH   SOLE   31,454 0 0
ROBLOX CORP CL A 771049103 BBG001V1Y6Z1 849,843 18,588 SH   SOLE   18,588 0 0
RUSH ENTERPRISES INC CL A 781846209 BBG001SKX0D1 252,383 5,017 SH   SOLE   5,017 0 0
SALESFORCE INC COM 79466L302 BBG001SDLP09 20,019,954 76,081 SH   SOLE   76,081 0 0
SCORPIO TANKERS INC SHS Y7542C130 BBG001T6B9Q2 223,440 3,675 SH   SOLE   3,675 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 289,535 2,123 SH   SOLE   2,123 0 0
SIGNET JEWELERS LIMITED SHS G81276100 BBG001S7FKS0 260,964 2,433 SH   SOLE   2,433 0 0
SM ENERGY CO COM 78454L100 BBG001S6W0J7 249,252 6,437 SH   SOLE   6,437 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 220,801 1,155 SH   SOLE   1,155 0 0
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855 BBG001SRXRM7 544,879 10,186 SH   SOLE   10,186 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 8,095,483 17,032 SH   SOLE   17,032 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 1,725,092 3,400 SH   SOLE   3,400 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300 BBG001SG3JV2 1,265,975 15,195 SH   SOLE   15,195 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 BBG0084H8485 2,236,108 55,555 SH   SOLE   55,555 0 0
STEEL DYNAMICS INC COM 858119100 BBG001S98JK5 208,805 1,768 SH   SOLE   1,768 0 0
STERIS PLC SHS USD G8473T100 BBG00MRHG532 219,850 1,000 SH   SOLE   1,000 0 0
SYSCO CORP COM 871829107 BBG001S5WJS8 255,130 3,488 SH   SOLE   3,488 0 0
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 816,082 4,787 SH   SOLE   4,787 0 0
THOR INDS INC COM 885160101 BBG001S5WPH6 276,654 2,339 SH   SOLE   2,339 0 0
T-MOBILE US INC COM 872590104 BBG001SKR9Y6 3,829,322 23,884 SH   SOLE   23,884 0 0
TOLL BROTHERS INC COM 889478103 BBG001S5WT15 277,349 2,698 SH   SOLE   2,698 0 0
UNITED STATES STL CORP NEW COM 912909108 BBG001S5XL75 384,644 7,906 SH   SOLE   7,906 0 0
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 291,117 6,726 SH   SOLE   6,726 0 0
VALERO ENERGY CORP COM 91913Y100 BBG001S5X8K9 207,806 1,598 SH   SOLE   1,598 0 0
VALLEY NATL BANCORP COM 919794107 BBG001S7H654 263,627 24,275 SH   SOLE   24,275 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 1,914,752 10,639 SH   SOLE   10,639 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 496,381 2,092 SH   SOLE   2,092 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 6,478,581 43,334 SH   SOLE   43,334 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 1,263,751 10,986 SH   SOLE   10,986 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 5,161,980 101,116 SH   SOLE   101,116 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG001T62M92 16,716,086 281,795 SH   SOLE   281,795 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 506,886 6,551 SH   SOLE   6,551 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 59,060,874 346,601 SH   SOLE   346,601 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,176,189 24,555 SH   SOLE   24,555 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 BBG00C863MQ1 282,175 3,556 SH   SOLE   3,556 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 345,521 9,165 SH   SOLE   9,165 0 0
VIATRIS INC COM 92556V106 BBG00Y52JV51 220,807 20,388 SH   SOLE   20,388 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 BBG001S6MDB8 101,164 11,628 SH   SOLE   11,628 0 0
WALMART INC COM 931142103 BBG001S5XH92 662,903 4,204 SH   SOLE   4,204 0 0
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 231,210 1,290 SH   SOLE   1,290 0 0
WESTROCK CO COM 96145D105 BBG008NXC581 298,738 7,195 SH   SOLE   7,195 0 0
WILLIAMS SONOMA INC COM 969904101 BBG001SBW7S1 410,224 2,033 SH   SOLE   2,033 0 0
WINTRUST FINL CORP COM 97650W108 BBG001S945T0 252,091 2,717 SH   SOLE   2,717 0 0
WISDOMTREE TR JP SMALLCP DIV 97717W836 BBG001SHL7C7 299,600 4,000 SH   SOLE   4,000 0 0
YUM BRANDS INC COM 988498101 BBG001S7JQ30 327,826 2,509 SH   SOLE   2,509 0 0
ZIONS BANCORPORATION N A COM 989701107 BBG001S5XN80 321,399 7,326 SH   SOLE   7,326 0 0