The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 735,346 6,745 SH   SOLE   6,745 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,131,181 8,395 SH   SOLE   8,395 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 443,429 1,437 SH   SOLE   1,437 0 0
AFFIRM HLDGS INC COM CL A 00827B106 BBG00Y7BP8Z0 165,104 10,770 SH   SOLE   10,770 0 0
AGNC INVT CORP COM 00123Q104 BBG001T074G2 247,740 24,456 SH   SOLE   24,456 0 0
AIRBNB INC COM CL A 009066101 BBG001Y2XS16 70,204,254 547,786 SH   SOLE   547,786 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 BBG00Q9MR7Z1 405,142 7,038 SH   SOLE   7,038 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 2,404,642 30,983 SH   SOLE   30,983 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 BBG001S5NJG1 241,553 4,198 SH   SOLE   4,198 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 626,096 2,820 SH   SOLE   2,820 0 0
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839 BBG001S8J4S0 240,540 12,021 SH   SOLE   12,021 0 0
APPLE INC COM 037833100 BBG001S5N8V8 4,584,908 23,637 SH   SOLE   23,637 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 BBG001S5ND74 270,834 3,584 SH   SOLE   3,584 0 0
ASANA INC CL A 04342Y104 BBG00WYHL741 2,075,110 94,152 SH   SOLE   94,152 0 0
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100 BBG00KLHLBL3 251,157 32,241 SH   SOLE   32,241 0 0
AVNET INC COM 053807103 BBG001S5NZJ2 276,926 5,489 SH   SOLE   5,489 0 0
AXIS CAP HLDGS LTD SHS G0692U109 BBG001SGW5F8 222,695 4,137 SH   SOLE   4,137 0 0
BANK NEW YORK MELLON CORP COM 064058100 BBG001S5P6Q6 245,736 5,519 SH   SOLE   5,519 0 0
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 BBG001SPJ625 326,824 10,691 SH   SOLE   10,691 0 0
BEST BUY INC COM 086516101 BBG001S5P285 254,946 3,111 SH   SOLE   3,111 0 0
BOEING CO COM 097023105 BBG001S5P0V3 206,937 980 SH   SOLE   980 0 0
BOISE CASCADE CO DEL COM 09739D100 BBG001SZX397 276,006 3,054 SH   SOLE   3,054 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 209,009 3,268 SH   SOLE   3,268 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 BBG001S5P686 1,602,095 43,893 SH   SOLE   43,893 0 0
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107 BBG00QDWSVL5 3,326,565 72,983 SH   SOLE   72,983 0 0
BUNGE LIMITED COM G16962105 BBG001SJ9BG4 235,280 2,493 SH   SOLE   2,493 0 0
CALIFORNIA RES CORP COM STOCK 13057Q305 BBG00Y04KQ51 258,859 5,715 SH   SOLE   5,715 0 0
CAPITAL ONE FINL CORP COM 14040H105 BBG001S65PV8 279,062 2,551 SH   SOLE   2,551 0 0
CENOVUS ENERGY INC COM 15135U109 BBG001T2PJV8 235,513 13,870 SH   SOLE   13,870 0 0
CF INDS HLDGS INC COM 125269100 BBG001SJ8KV8 232,059 3,342 SH   SOLE   3,342 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 616,370 3,917 SH   SOLE   3,917 0 0
CHORD ENERGY CORPORATION COM NEW 674215207 BBG00Y7BLJF2 243,718 1,584 SH   SOLE   1,584 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 704,186 13,610 SH   SOLE   13,610 0 0
CITIZENS FINL GROUP INC COM 174610105 BBG006Q0HZT0 232,101 8,899 SH   SOLE   8,899 0 0
CIVITAS RESOURCES INC COM NEW 17888H103 BBG00GLNJ0R0 233,746 3,369 SH   SOLE   3,369 0 0
CNA FINL CORP COM 126117100 BBG001S5PYX7 221,637 5,738 SH   SOLE   5,738 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 506,126 8,404 SH   SOLE   8,404 0 0
COINBASE GLOBAL INC COM CL A 19260Q107 BBG00ZGF7799 15,564,772 217,537 SH   SOLE   217,537 0 0
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 512,369 6,650 SH   SOLE   6,650 0 0
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 723,676 17,417 SH   SOLE   17,417 0 0
COMMERCIAL METALS CO COM 201723103 BBG001S5PXG8 270,725 5,141 SH   SOLE   5,141 0 0
COPA HOLDINGS SA CL A P31076105 BBG001SKXLQ1 264,950 2,396 SH   SOLE   2,396 0 0
COTERRA ENERGY INC COM 127097103 BBG001S6H6Y4 229,407 9,067 SH   SOLE   9,067 0 0
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 223,981 3,240 SH   SOLE   3,240 0 0
DEVON ENERGY CORP NEW COM 25179M103 BBG001S63VG4 741,487 15,339 SH   SOLE   15,339 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 BBG001S7V596 303,590 1,750 SH   SOLE   1,750 0 0
DIGITALOCEAN HLDGS INC COM 25402D102 BBG00ZGF6TM7 15,135,429 377,066 SH   SOLE   377,066 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 371,625 4,162 SH   SOLE   4,162 0 0
EAST WEST BANCORP INC COM 27579R104 BBG001SCC7R2 265,164 5,023 SH   SOLE   5,023 0 0
EASTMAN CHEM CO COM 277432100 BBG001S7JNP3 329,522 3,936 SH   SOLE   3,936 0 0
EQUINIX INC COM 29444U700 BBG001SKBNS9 253,213 323 SH   SOLE   323 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 415,569 3,874 SH   SOLE   3,874 0 0
F N B CORP COM 302520101 BBG001S5R1Q5 246,964 21,587 SH   SOLE   21,587 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 BBG006N7S6J1 239,796 6,661 SH   SOLE   6,661 0 0
FIFTH THIRD BANCORP COM 316773100 BBG001S5R6S2 242,547 9,254 SH   SOLE   9,254 0 0
FIRST AMERN FINL CORP COM 31847R102 BBG001T1LV65 226,755 3,976 SH   SOLE   3,976 0 0
FIRST HORIZON CORPORATION COM 320517105 BBG001SCW8R8 236,208 20,959 SH   SOLE   20,959 0 0
FIRST TR EXCHNG TRADED FD VI FT CBOE EQTY BFR 33740U505 BBG00YGC7V96 836,823 23,222 SH   SOLE   23,222 0 0
FISERV INC COM 337738108 BBG001S5R6Q4 605,520 4,800 SH   SOLE   4,800 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 BBG00243P8S9 6,628,877 165,432 SH   SOLE   165,432 0 0
GENERAL MLS INC COM 370334104 BBG001S5RKR2 275,369 3,590 SH   SOLE   3,590 0 0
GROUP 1 AUTOMOTIVE INC COM 398905109 BBG001S5RNK3 260,911 1,010 SH   SOLE   1,010 0 0
HANCOCK WHITNEY CORPORATION COM 410120109 BBG001S6S985 255,748 6,663 SH   SOLE   6,663 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 BBG001S8PXF3 232,048 3,222 SH   SOLE   3,222 0 0
HELMERICH & PAYNE INC COM 423452101 BBG001S5RZP1 251,818 7,103 SH   SOLE   7,103 0 0
HF SINCLAIR CORP COM 403949100 BBG0135B2269 259,049 5,806 SH   SOLE   5,806 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 439,695 1,415 SH   SOLE   1,415 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 226,590 1,092 SH   SOLE   1,092 0 0
HUNTINGTON BANCSHARES INC COM 446150104 BBG001S5RSZ6 251,616 23,341 SH   SOLE   23,341 0 0
ICAHN ENTERPRISES LP DEPOSITARY UNIT 451100101 BBG001S5NBT4 353,499 12,177 SH   SOLE   12,177 0 0
ICL GROUP LTD SHS M53213100 BBG001S7TFD2 200,765 36,636 SH   SOLE   36,636 0 0
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 500,320 2,000 SH   SOLE   2,000 0 0
INTERNATIONAL PAPER CO COM 460146103 BBG001S5SBF4 226,329 7,115 SH   SOLE   7,115 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 215,033 1,437 SH   SOLE   1,437 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 BBG00KJR2X19 2,495,541 32,179 SH   SOLE   32,179 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 BBG001SDTVQ0 44,668,703 885,405 SH   SOLE   885,405 0 0
INVESCO LTD SHS G491BT108 BBG001S9RD81 238,233 14,172 SH   SOLE   14,172 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 BBG001S8SYN9 2,885,281 46,611 SH   SOLE   46,611 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 7,191,532 62,394 SH   SOLE   62,394 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 1,202,527 17,815 SH   SOLE   17,815 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 579,818 11,557 SH   SOLE   11,557 0 0
ISHARES TR MORNINGSTAR GRWT 464287119 BBG001SBRHJ5 316,196 5,072 SH   SOLE   5,072 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 3,118,394 43,012 SH   SOLE   43,012 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 17,336,922 486,992 SH   SOLE   486,992 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 842,256 7,891 SH   SOLE   7,891 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 1,044,943 6,620 SH   SOLE   6,620 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 602,039 2,481 SH   SOLE   2,481 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 803,740 5,708 SH   SOLE   5,708 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 399,834 2,135 SH   SOLE   2,135 0 0
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 299,278 2,604 SH   SOLE   2,604 0 0
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 1,143,145 12,021 SH   SOLE   12,021 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 682,311 6,340 SH   SOLE   6,340 0 0
JACKSON FINANCIAL INC COM CL A 46817M107 BBG00922Y611 200,218 6,540 SH   SOLE   6,540 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,060,275 6,405 SH   SOLE   6,405 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 556,200 3,824 SH   SOLE   3,824 0 0
KB HOME COM 48666K109 BBG001S5SJV9 261,704 5,061 SH   SOLE   5,061 0 0
KILROY RLTY CORP COM 49427F108 BBG001S9BHB5 244,842 8,137 SH   SOLE   8,137 0 0
LCI INDS COM 50189K103 BBG001S8G4D9 245,464 1,942 SH   SOLE   1,942 0 0
LEAR CORP COM NEW 521865204 BBG001T60092 259,333 1,806 SH   SOLE   1,806 0 0
LEVI STRAUSS & CO NEW CL A COM STK 52736R102 BBG001S9NVN8 230,785 15,993 SH   SOLE   15,993 0 0
LIBERTY GLOBAL PLC SHS CL C G5480U120 BBG001SJNBH7 212,298 11,947 SH   SOLE   11,947 0 0
LILLY ELI & CO COM 532457108 BBG001S5STL8 734,415 1,565 SH   SOLE   1,565 0 0
LUFAX HOLDING LTD ADS REP SHS CL A 54975P102 BBG00XS6R0J3 188,095 131,535 SH   SOLE   131,535 0 0
LYFT INC CL A COM 55087P104 BBG004M9ZHY4 2,721,086 283,742 SH   SOLE   283,742 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 BBG001T8LMY9 226,126 2,462 SH   SOLE   2,462 0 0
M & T BK CORP COM 55261F104 BBG001S7S2B4 237,867 1,922 SH   SOLE   1,922 0 0
M D C HLDGS INC COM 552676108 BBG001S5T272 261,894 5,599 SH   SOLE   5,599 0 0
MACYS INC COM 55616P104 BBG001S6KRW6 242,130 15,086 SH   SOLE   15,086 0 0
MANPOWERGROUP INC WIS COM 56418H100 BBG001S5SYW5 260,340 3,278 SH   SOLE   3,278 0 0
MARATHON OIL CORP COM 565849106 BBG001S69V69 224,510 9,752 SH   SOLE   9,752 0 0
MARATHON PETE CORP COM 56585A102 BBG001S169P1 322,795 2,768 SH   SOLE   2,768 0 0
MARRIOTT INTL INC NEW CL A 571903202 BBG001S78K44 281,177 1,530 SH   SOLE   1,530 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 399,273 1,338 SH   SOLE   1,338 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 556,741 4,824 SH   SOLE   4,824 0 0
METLIFE INC COM 59156R108 BBG001S5T3R8 273,356 4,835 SH   SOLE   4,835 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 24,523,943 72,014 SH   SOLE   72,014 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209 BBG001S5VQ21 557,533 8,468 SH   SOLE   8,468 0 0
MOSAIC CO NEW COM 61945C103 BBG001S7LJN1 207,530 5,929 SH   SOLE   5,929 0 0
MURPHY OIL CORP COM 626717102 BBG001S5TG80 248,061 6,476 SH   SOLE   6,476 0 0
NUCOR CORP COM 670346105 BBG001S5TRV0 259,966 1,585 SH   SOLE   1,585 0 0
NUTRIEN LTD COM 67077M108 BBG00JM9SM69 203,959 3,454 SH   SOLE   3,454 0 0
OKTA INC CL A 679295105 BBG001YV1SN3 8,644,478 124,650 SH   SOLE   124,650 0 0
OLD REP INTL CORP COM 680223104 BBG001S6M9Y2 227,389 9,034 SH   SOLE   9,034 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 1,208,692 10,149 SH   SOLE   10,149 0 0
PAGERDUTY INC COM 69553P100 BBG0043BYPD6 403,673 17,957 SH   SOLE   17,957 0 0
PATHWARD FINANCIAL INC COM 59100U108 BBG001S7G4Q7 4,156,119 0 SH   SOLE   0 0 0
PBF ENERGY INC CL A 69318G106 BBG002832HM6 282,223 6,893 SH   SOLE   6,893 0 0
PDC ENERGY INC COM 69327R101 BBG001S5V439 248,085 3,487 SH   SOLE   3,487 0 0
PENSKE AUTOMOTIVE GRP INC COM 70959W103 BBG001S96493 277,554 1,665 SH   SOLE   1,665 0 0
PEPSICO INC COM 713448108 BBG001S695T1 373,798 2,018 SH   SOLE   2,018 0 0
PFIZER INC COM 717081103 BBG001S5V466 659,286 17,974 SH   SOLE   17,974 0 0
PHILLIPS 66 COM 718546104 BBG00286S4P7 326,292 3,420 SH   SOLE   3,420 0 0
PINTEREST INC CL A 72352L106 BBG002583CW7 17,438,546 637,840 SH   SOLE   637,840 0 0
POET TECHNOLOGIES INC COM NEW 73044W302 BBG001STSZP8 474,516 107,600 SH   SOLE   107,600 0 0
POPULAR INC COM NEW 733174700 BBG001S5PC01 243,593 4,025 SH   SOLE   4,025 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 1,361,108 8,970 SH   SOLE   8,970 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 BBG005D266P2 24,547,085 260,363 SH   SOLE   260,363 0 0
PRUDENTIAL FINL INC COM 744320102 BBG001S97MM7 245,817 2,786 SH   SOLE   2,786 0 0
PULTE GROUP INC COM 745867101 BBG001S5V5K7 385,448 4,962 SH   SOLE   4,962 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 BBG001SM4KY2 248,250 13,931 SH   SOLE   13,931 0 0
REINSURANCE GRP OF AMERICA I COM NEW 759351604 BBG001S6P9Q8 211,170 1,522 SH   SOLE   1,522 0 0
RITHM CAPITAL CORP COM NEW 64828T201 BBG003T1GM12 268,420 28,708 SH   SOLE   28,708 0 0
ROBLOX CORP CL A 771049103 BBG001V1Y6Z1 749,096 18,588 SH   SOLE   18,588 0 0
ROCKWELL AUTOMATION INC COM 773903109 BBG001S5VRF5 222,379 675 SH   SOLE   675 0 0
RUSH ENTERPRISES INC CL A 781846209 BBG001SKX0D1 267,601 4,405 SH   SOLE   4,405 0 0
SALESFORCE INC COM 79466L302 BBG001SDLP09 16,072,872 76,081 SH   SOLE   76,081 0 0
SCORPIO TANKERS INC SHS Y7542C130 BBG001T6B9Q2 229,585 4,861 SH   SOLE   4,861 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 281,786 2,123 SH   SOLE   2,123 0 0
SIGNET JEWELERS LIMITED SHS G81276100 BBG001S7FKS0 211,573 3,242 SH   SOLE   3,242 0 0
SM ENERGY CO COM 78454L100 BBG001S6W0J7 267,242 8,449 SH   SOLE   8,449 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 330,691 1,855 SH   SOLE   1,855 0 0
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855 BBG001SRXRM7 2,727,057 51,097 SH   SOLE   51,097 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 7,560,213 17,055 SH   SOLE   17,055 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 1,628,294 3,400 SH   SOLE   3,400 0 0
STEEL DYNAMICS INC COM 858119100 BBG001S98JK5 254,569 2,337 SH   SOLE   2,337 0 0
STERIS PLC SHS USD G8473T100 BBG00MRHG532 224,980 1,000 SH   SOLE   1,000 0 0
SYSCO CORP COM 871829107 BBG001S5WJS8 258,177 3,479 SH   SOLE   3,479 0 0
TD SYNNEX CORPORATION COM 87162W100 BBG001SFQWB2 243,084 2,586 SH   SOLE   2,586 0 0
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 851,966 4,732 SH   SOLE   4,732 0 0
THOR INDS INC COM 885160101 BBG001S5WPH6 311,535 3,010 SH   SOLE   3,010 0 0
T-MOBILE US INC COM 872590104 BBG001SKR9Y6 3,727,243 26,834 SH   SOLE   26,834 0 0
TOLL BROTHERS INC COM 889478103 BBG001S5WT15 283,071 3,580 SH   SOLE   3,580 0 0
TYSON FOODS INC CL A 902494103 BBG001S871D5 244,941 4,799 SH   SOLE   4,799 0 0
UNITED STATES STL CORP NEW COM 912909108 BBG001S5XL75 262,234 10,485 SH   SOLE   10,485 0 0
UNUM GROUP COM 91529Y106 BBG001S5X2J4 246,166 5,160 SH   SOLE   5,160 0 0
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 277,040 8,385 SH   SOLE   8,385 0 0
VALERO ENERGY CORP COM 91913Y100 BBG001S5X8K9 246,412 2,100 SH   SOLE   2,100 0 0
VALLEY NATL BANCORP COM 919794107 BBG001S7H654 242,536 31,295 SH   SOLE   31,295 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 6,414,492 38,781 SH   SOLE   38,781 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 211,175 958 SH   SOLE   958 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 6,495,974 45,714 SH   SOLE   45,714 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 1,511,799 13,683 SH   SOLE   13,683 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 2,234,672 44,497 SH   SOLE   44,497 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG001T62M92 17,830,690 303,966 SH   SOLE   303,966 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 510,663 6,749 SH   SOLE   6,749 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 55,036,063 338,829 SH   SOLE   338,829 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,099,901 23,817 SH   SOLE   23,817 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 BBG00C863MQ1 259,885 3,460 SH   SOLE   3,460 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 264,607 7,115 SH   SOLE   7,115 0 0
VIATRIS INC COM 92556V106 BBG00Y52JV51 246,430 24,692 SH   SOLE   24,692 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 BBG001S6MDB8 111,416 11,790 SH   SOLE   11,790 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 BBG001S5XBY7 232,357 8,155 SH   SOLE   8,155 0 0
WALMART INC COM 931142103 BBG001S5XH92 657,271 4,181 SH   SOLE   4,181 0 0
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 222,877 1,285 SH   SOLE   1,285 0 0
WESTROCK CO COM 96145D105 BBG008NXC581 278,170 9,568 SH   SOLE   9,568 0 0
WILLIAMS SONOMA INC COM 969904101 BBG001SBW7S1 320,074 2,557 SH   SOLE   2,557 0 0
WINTRUST FINL CORP COM 97650W108 BBG001S945T0 258,679 3,562 SH   SOLE   3,562 0 0
WISDOMTREE TR JP SMALLCP DIV 97717W836 BBG001SHL7C7 286,423 4,300 SH   SOLE   4,300 0 0
YUM BRANDS INC COM 988498101 BBG001S7JQ30 347,622 2,509 SH   SOLE   2,509 0 0
ZIONS BANCORPORATION N A COM 989701107 BBG001S5XN80 254,667 9,481 SH   SOLE   9,481 0 0
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 BBG0042V6JN7 282,449 4,161 SH   SOLE   4,161 0 0