The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 226 1,411 SH   SOLE   1,411 0 0
AT&T Inc COM 00206r102 1,046 36,673 SH   SOLE   36,508 0 165
AbbVie Inc. COM 00287y109 3,426 39,115 SH   SOLE   38,035 0 1,080
Abbott Labs COM 002824100 1,301 11,957 SH   SOLE   11,522 0 435
Accenture COM g1151c101 1,032 4,566 SH   SOLE   4,211 0 355
Air Products and Chemicals Inc COM 009158106 253 850 SH   SOLE   650 0 200
Allegheny Technologies COM 01741r102 637 73,015 SH   SOLE   71,465 0 1,550
Alliant Energy COM 018802108 1,668 32,302 SH   SOLE   31,635 0 667
Alphabet Inc. Class A COM 02079k305 1,463 998 SH   SOLE   629 0 369
Alphabet Inc. Class C COM 02079k107 6,638 4,517 SH   SOLE   3,070 0 1,447
Altria Group COM 02209s103 284 7,341 SH   SOLE   7,341 0 0
Amazon.com COM 023135106 3,908 1,241 SH   SOLE   1,202 0 39
American Green Group, Inc. COM 02639t200 0 50,000 SH   SOLE   50,000 0 0
Amgen COM 031162100 1,586 6,242 SH   SOLE   5,970 0 272
Apache Corporation COM 037411105 158 16,726 SH   SOLE   16,626 0 100
Apple Inc. COM 037833100 8,559 73,908 SH   SOLE   72,268 0 1,640
Arrow Electronics COM 042735100 403 5,125 SH   SOLE   5,125 0 0
BP p.l.c. COM 055622104 186 10,665 SH   SOLE   10,515 0 150
Bank of America COM 060505104 1,162 48,232 SH   SOLE   47,862 0 370
Berkshire Hathaway cl. A (1/10 COM 084990175 640 200 SH   SOLE   200 0 0
Berkshire Hathaway cl. B COM 084670702 2,759 12,958 SH   SOLE   12,701 0 257
Bristol-Myers Squibb COM 110122108 2,303 38,195 SH   SOLE   37,160 0 1,035
CVS Caremark Corp COM 126650100 3,207 54,910 SH   SOLE   53,240 0 1,670
Cambridge Heart COM 131910101 0 25,000 SH   SOLE   25,000 0 0
Carnival Corporation COM 143658300 503 33,160 SH   SOLE   32,635 0 525
Caterpillar Inc. COM 149123101 2,360 15,822 SH   SOLE   15,647 0 175
Chevron Corp. COM 166764100 1,601 22,241 SH   SOLE   21,691 0 550
China Jo-Jo Drugstores, Inc. COM 16949a206 18 19,000 SH   SOLE   19,000 0 0
Cisco Systems Inc. COM 17275R102 1,627 41,311 SH   SOLE   40,521 0 790
Citigroup Inc. COM 172967424 957 22,190 SH   SOLE   21,490 0 700
Coca-Cola Co. COM 191216100 282 5,706 SH   SOLE   5,226 0 480
Colgate-Palmolive Co. COM 194162103 582 7,550 SH   SOLE   7,150 0 400
Deere & Co COM 244199105 511 2,304 SH   SOLE   2,304 0 0
Diebold, Incorporated COM 253651103 154 20,150 SH   SOLE   20,150 0 0
Dominion Resources Inc. COM 25746U109 287 3,637 SH   SOLE   3,367 0 270
Duke Energy COM 26441C204 228 2,570 SH   SOLE   2,570 0 0
Facebook Inc. COM 30303m102 627 2,395 SH   SOLE   1,895 0 500
Fastenal Co. COM 311900104 434 9,626 SH   SOLE   9,026 0 600
FedEx Corp. COM 31428X106 617 2,453 SH   SOLE   2,438 0 15
Fidelity National Info Service COM 31620m106 333 2,261 SH   SOLE   2,261 0 0
Fiserv Inc. COM 337738108 4,482 43,498 SH   SOLE   42,683 0 815
General Dynamics COM 369550108 453 3,274 SH   SOLE   3,214 0 60
General Electric Co. COM 369604103 719 115,473 SH   SOLE   115,243 0 230
Genuine Parts COM 372460105 473 4,965 SH   SOLE   4,765 0 200
Gilead Sciences COM 375558103 240 3,795 SH   SOLE   3,795 0 0
Goldman Sachs COM 38141G104 944 4,698 SH   SOLE   4,678 0 20
Helen of Troy, Ltd COM g4388n106 1,643 8,490 SH   SOLE   8,095 0 395
Hershey Foods Corp COM 427866108 287 2,000 SH   SOLE   2,000 0 0
Home Depot Inc. COM 437076102 383 1,380 SH   SOLE   1,380 0 0
Illumina, Inc COM 452327109 1,000 3,237 SH   SOLE   3,193 0 44
Ingersoll Rand Inc. COM 45687v106 305 8,572 SH   SOLE   8,572 0 0
Intel Corp. COM 458140100 2,291 44,246 SH   SOLE   43,321 0 925
Intl Business Mach. Corp. COM 459200101 215 1,763 SH   SOLE   1,633 0 130
J.P. Morgan Chase COM 46625H100 2,716 28,213 SH   SOLE   27,712 0 501
Johnson & Johnson COM 478160104 4,695 31,533 SH   SOLE   30,643 0 890
Kimberly-Clark Corp. COM 494368103 3,632 24,594 SH   SOLE   24,084 0 510
Lilly Eli & Co. COM 532457108 209 1,410 SH   SOLE   1,210 0 200
Lockheed Martin Corp. COM 539830109 358 935 SH   SOLE   935 0 0
MGE Energy COM 55277p104 667 10,651 SH   SOLE   10,501 0 150
MGIC Investment Corp. COM 552848103 2,867 323,589 SH   SOLE   317,444 0 6,145
McDonald's COM 580135101 1,322 6,022 SH   SOLE   5,917 0 105
Medtronic plc COM g5960l103 1,724 16,590 SH   SOLE   15,705 0 885
Merck & Co. Inc. COM 58933y105 272 3,277 SH   SOLE   3,037 0 240
Microsoft Corp. COM 594918104 8,567 40,729 SH   SOLE   39,854 0 875
Modine Manufacturing COM 607828100 630 100,774 SH   SOLE   98,824 0 1,950
NVidia Corp COM 67066G104 2,097 3,875 SH   SOLE   3,830 0 45
National HealthCare Logs COM 63633Y108 0 200,000 SH   SOLE   200,000 0 0
Newmont Mining Corp COM 651639106 667 10,510 SH   SOLE   10,415 0 95
NextEra Energy, Inc. COM 65339f101 229 826 SH   SOLE   826 0 0
Novartis AG COM 66987v109 2,116 24,334 SH   SOLE   23,899 0 435
O-I Glass, Inc. COM 67098h104 1,313 124,025 SH   SOLE   124,025 0 0
Olin Corp COM 680665205 978 79,030 SH   SOLE   77,630 0 1,400
Oracle Corp. COM 68389X105 819 13,715 SH   SOLE   13,065 0 650
Oshkosh Corp COM 688239201 282 3,840 SH   SOLE   3,840 0 0
PayPal Holdings, Inc. COM 70450y103 2,105 10,682 SH   SOLE   10,527 0 155
Paychex COM 704326107 272 3,405 SH   SOLE   3,405 0 0
Pepsico Inc. COM 713448108 2,844 20,523 SH   SOLE   19,953 0 570
Pfizer Inc. COM 717081103 1,087 29,617 SH   SOLE   29,467 0 150
Philip Morris International COM 718172109 217 2,896 SH   SOLE   2,721 0 175
Procter & Gamble Co. COM 742718109 1,731 12,456 SH   SOLE   11,856 0 600
Prudential Financial, Inc. COM 744320102 267 4,197 SH   SOLE   3,937 0 260
Quad/Graphics, Inc. COM 747301109 102 33,600 SH   SOLE   33,600 0 0
Qualcomm Inc. COM 747525103 2,040 17,334 SH   SOLE   16,974 0 360
RPM Inc. COM 749685103 3,274 39,518 SH   SOLE   38,658 0 860
Range Resources COM 75281a109 182 27,485 SH   SOLE   27,185 0 300
Rockwell Automation COM 773903109 358 1,620 SH   SOLE   1,620 0 0
Schlumberger Ltd. COM 806857108 192 12,360 SH   SOLE   10,870 0 1,490
Square, Inc. COM 852234103 424 2,606 SH   SOLE   2,606 0 0
Stanley Black & Decker, Inc. COM 854502101 395 2,435 SH   SOLE   2,310 0 125
TCF Financial Corporation COM 872307103 1,247 53,372 SH   SOLE   52,402 0 970
Target Corp. COM 87612E106 1,768 11,234 SH   SOLE   10,992 0 242
Tesla Motors, Inc. COM 88160R101 491 1,145 SH   SOLE   1,145 0 0
The Interpublic Group of Compa COM 460690100 187 11,200 SH   SOLE   11,200 0 0
The Walt Disney Co. COM 254687106 605 4,874 SH   SOLE   4,874 0 0
Union Pacific Corp. COM 907818108 217 1,100 SH   SOLE   1,100 0 0
UnitedHealth Group Inc COM 91324p102 2,275 7,298 SH   SOLE   7,145 0 153
VF Corp COM 918204108 758 10,789 SH   SOLE   9,984 0 805
Verizon COM 92343V104 3,578 60,146 SH   SOLE   58,921 0 1,225
Visa Inc. COM 92826c839 1,210 6,051 SH   SOLE   5,748 0 303
WD 40 Company COM 929236107 338 1,785 SH   SOLE   1,785 0 0
WEC Energy Group, Inc. COM 92939u106 2,100 21,670 SH   SOLE   20,845 0 825
Wal-Mart Stores Inc. COM 931142103 1,263 9,026 SH   SOLE   8,846 0 180
Walgreens Boots Alliance COM 931427108 687 19,119 SH   SOLE   18,564 0 555
XCel Energy Inc. COM 98389b100 598 8,672 SH   SOLE   8,672 0 0
XPO Logistics, Inc. COM 983793100 963 11,379 SH   SOLE   11,219 0 160
Duff & Phelps Select Income Fu ETF 23325P104 192 19,147 SH   SOLE   17,872 0 1,275
Madison Covered Call&Equity St ETF 557437100 136 22,695 SH   SOLE   20,395 0 2,300
S&P 500/Barra Growth (iShares) ETF 464287309 211 911 SH   SOLE   890 0 21
S&P 500/Barra Value (iShares) ETF 464287408 222 1,970 SH   SOLE   1,900 0 70
S&P Dep Receipts ETF 78462f103 454 1,357 SH   SOLE   1,147 0 210
SPDR Portfolio Mid Cap ETF ETF 78464A847 1,999 61,269 SH   SOLE   60,564 0 705
SPDR Portfolio S&P 500 High Di ETF 78468r788 359 13,086 SH   SOLE   12,196 0 890
SPDR S&P 500 Growth ETF ETF 78464A409 10,965 218,814 SH   SOLE   215,132 0 3,682
SPDR S&P 500 Value ETF ETF 78464A508 6,279 207,927 SH   SOLE   202,520 0 5,407
Schwab U.S. Large-Cap ETF ETF 808524201 660 8,185 SH   SOLE   8,185 0 0
Schwab U.S. Large-Cap Growth E ETF 808524300 848 7,363 SH   SOLE   6,989 0 374
Schwab U.S. Large-Cap Value ET ETF 808524409 273 5,225 SH   SOLE   4,689 0 536
Schwab US Dividend Equity ETF ETF 808524797 602 10,882 SH   SOLE   10,232 0 650
Vanguard High Dividend Yield I ETF 921946406 232 2,867 SH   SOLE   2,867 0 0
Vanguard Mega Cap 300 Growth I ETF 921910816 723 3,899 SH   SOLE   3,899 0 0
Vanguard Mid Cap ETF ETF 922908629 239 1,355 SH   SOLE   1,355 0 0
iShares Core S&P U.S. Growth E ETF 464287671 254 3,176 SH   SOLE   3,176 0 0
iShares Russell Growth Midcap ETF 464287481 249 1,442 SH   SOLE   1,442 0 0
S&P 600/Barra Growth Index (iS SMLC 464287887 1,970 11,165 SH   SOLE   10,672 0 493
S&P 600/Barra Value Index (iSh SMLC 464287879 2,319 18,947 SH   SOLE   18,415 0 532
SPDR Portfolio Small Cap ETF SMLC 78468R853 5,461 199,453 SH   SOLE   197,971 0 1,482
Schwab U.S. Small-Cap ETF SMLC 808524607 981 14,354 SH   SOLE   13,086 0 1,268
Vanguard Small Cap ETF SMLC 922908751 205 1,332 SH   SOLE   1,332 0 0
iShares S&P SmallCap 600 Index SMLC 464287804 435 6,200 SH   SOLE   5,825 0 375
China-H FTSE/Xinhua 25 Index ( INTL 464287184 218 5,189 SH   SOLE   4,364 0 825
Europe/Australia/Far-East Inde INTL 464287465 443 6,957 SH   SOLE   6,768 0 189
MSCI Emerging Markets Index (i INTL 464287234 444 10,069 SH   SOLE   9,614 0 455
MSCI Japan Index (iShares) INTL 46434g822 250 4,227 SH   SOLE   3,992 0 235
SPDR Portfolio Emerging Market INTL 78463X509 2,543 69,570 SH   SOLE   68,952 0 618
SPDR S&P Developed World ex-US INTL 78463X889 3,312 113,185 SH   SOLE   112,785 0 400
Schwab Emerging Markets Equity INTL 808524706 234 8,747 SH   SOLE   8,747 0 0
Schwab International Equity ET INTL 808524805 772 24,587 SH   SOLE   22,546 0 2,041
Vanguard Emerging Markets Stoc INTL 922042858 478 11,044 SH   SOLE   10,844 0 200
Vanguard FTSE All-World ex-US INTL 922042775 316 6,267 SH   SOLE   6,267 0 0
Vanguard FTSE Developed Market INTL 921943858 1,960 47,915 SH   SOLE   45,940 0 1,975
Wisdom Tree Japan Hedged Equit INTL 97717W851 384 7,840 SH   SOLE   7,355 0 485
WisdomTree EAFE Dividend-Wgtd INTL 97717w703 1,059 23,283 SH   SOLE   22,708 0 575
WisdomTree Emerg Mkts High-Yie INTL 97717w315 321 9,097 SH   SOLE   8,962 0 135
WisdomTree Int'l Hedged Divide INTL 97717x594 206 5,625 SH   SOLE   5,425 0 200
iShares MSCI All Country Asia INTL 464288182 618 8,011 SH   SOLE   7,126 0 885
BlackRock Int. Duration Munici FIXD 09253X102 1,160 82,673 SH   SOLE   79,533 0 3,140
BlackRock MuniAssets Fund FIXD 09254j102 1,090 79,235 SH   SOLE   77,235 0 2,000
Calamos Convertible & High Inc FIXD 12811p108 548 46,909 SH   SOLE   43,234 0 3,675
Eaton Vance Limited Duration I FIXD 27828h105 381 33,712 SH   SOLE   30,412 0 3,300
Invesco CEF Income Composite E FIXD 46138e404 1,684 83,192 SH   SOLE   77,552 0 5,640
Invesco Ultra Short-Duration E FIXD 46090a887 275 5,435 SH   SOLE   4,435 0 1,000
Nuveen Dividend Advantage Muni FIXD 67071l106 165 10,525 SH   SOLE   10,525 0 0
Nuveen Municipal Value Fund In FIXD 670928100 333 31,200 SH   SOLE   31,200 0 0
PIMCO Corporate Opportunity Fu FIXD 72201b101 529 32,812 SH   SOLE   31,812 0 1,000
PIMCO Enhanced Short Maturity FIXD 72201r833 710 6,965 SH   SOLE   6,865 0 100
Putnam Master Intrm Inc Tr FIXD 746909100 65 15,900 SH   SOLE   15,900 0 0
SPDR DoubleLine Total Return T FIXD 78467v848 234 4,748 SH   SOLE   4,448 0 300
SPDR Lehman Municipal Bond ETF FIXD 78468r721 237 4,573 SH   SOLE   4,573 0 0
SPDR Portfolio Aggregate Bond FIXD 78464a649 4,155 134,850 SH   SOLE   130,830 0 4,020
SPDR Short Term Municipal Bond FIXD 78468r739 803 16,099 SH   SOLE   16,099 0 0
Schwab US Aggregate Bond ETF FIXD 808524839 436 7,781 SH   SOLE   7,376 0 405
Templeton Global Income Fund FIXD 880198106 107 20,000 SH   SOLE   5,100 0 14,900
Vanguard Total Intl Bond Ind E FIXD 92203j407 315 5,413 SH   SOLE   5,413 0 0
WisdomTree Floating Rate Treas FIXD 97717X628 1,275 50,793 SH   SOLE   49,254 0 1,539
iShares Barclays TIPS Bond Fun FIXD 464287176 403 3,183 SH   SOLE   2,783 0 400
iShares Core International Agg FIXD 46435g672 2,080 37,368 SH   SOLE   36,799 0 569
iShares Short-Term Corporate B FIXD 464288646 1,403 25,550 SH   SOLE   25,390 0 160
iShares iBoxx Invest Grade Cor FIXD 464287242 882 6,546 SH   SOLE   6,496 0 50
Gold Shares SPDR CMDT 78463v107 9,027 50,965 SH   SOLE   49,803 0 1,162
Sprott Physical Gold and Silve CMDT 85208r101 244 13,325 SH   SOLE   825 0 12,500
iShares Gold Trust CMDT 464285105 540 30,024 SH   SOLE   26,724 0 3,300
DJ Wilshire Int'l Real Estate REAL 78463x863 691 23,257 SH   SOLE   20,987 0 2,270
Invesco MSCI Global Timber ETF REAL 46138e545 229 8,137 SH   SOLE   7,487 0 650
SPDR Dow Jones Global Real Est REAL 78463x749 1,039 26,301 SH   SOLE   25,936 0 365
iShares S&P Global Timber & Fo REAL 464288174 462 7,147 SH   SOLE   6,715 0 432
ProShares S&P 500 Index Invers HEDG 74347b425 3,271 160,969 SH   SOLE   157,987 0 2,982