The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 364 2,226 SH   SOLE   1,726 0 500
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 68 415 SH   OTR   415 0 0
INGERSOLL-RAND PLC SHS G47791101 401 4,473 SH   SOLE   4,473 0 0
INGERSOLL-RAND PLC SHS G47791101 18 198 SH   OTR   198 0 0
INVESCO LTD SHS G491BT108 792 29,823 SH   SOLE   29,773 0 50
INVESCO LTD SHS G491BT108 207 7,780 SH   OTR   7,625 155 0
MEDTRONIC PLC SHS G5960L103 2,219 25,925 SH   SOLE   25,905 0 20
MEDTRONIC PLC SHS G5960L103 80 935 SH   OTR   895 40 0
AFLAC INC COM 001055102 1,721 40,000 SH   SOLE   40,000 0 0
AT&T INC COM 00206R102 5,071 157,919 SH   SOLE   157,816 0 103
AT&T INC COM 00206R102 555 17,281 SH   OTR   15,087 2,194 0
ABBOTT LABS COM 002824100 1,448 23,748 SH   SOLE   23,708 0 40
ABBOTT LABS COM 002824100 48 785 SH   OTR   345 440 0
ABBVIE INC COM 00287Y109 3,224 34,798 SH   SOLE   34,798 0 0
ABBVIE INC COM 00287Y109 244 2,638 SH   OTR   2,323 315 0
ADOBE SYS INC COM 00724F101 202 827 SH   SOLE   827 0 0
AIR PRODS & CHEMS INC COM 009158106 241 1,546 SH   SOLE   1,546 0 0
ALLSTATE CORP COM 020002101 671 7,355 SH   SOLE   7,355 0 0
ALLSTATE CORP COM 020002101 59 650 SH   OTR   650 0 0
ALPHABET INC CAP STK CL C 02079K107 407 365 SH   SOLE   365 0 0
ALPHABET INC CAP STK CL A 02079K305 1,509 1,336 SH   SOLE   1,336 0 0
ALPHABET INC CAP STK CL A 02079K305 148 131 SH   OTR   128 3 0
ALTRIA GROUP INC COM 02209S103 2,113 37,207 SH   SOLE   37,187 0 20
ALTRIA GROUP INC COM 02209S103 281 4,955 SH   OTR   2,235 840 1,880
AMERICAN ELEC PWR INC COM 025537101 416 6,009 SH   SOLE   6,009 0 0
AMGEN INC COM 031162100 2,748 14,889 SH   SOLE   14,879 0 10
AMGEN INC COM 031162100 379 2,055 SH   OTR   1,970 85 0
APPLE INC COM 037833100 6,310 34,090 SH   SOLE   33,333 0 757
APPLE INC COM 037833100 616 3,329 SH   OTR   3,064 265 0
APPLIED MATLS INC COM 038222105 1,953 42,290 SH   SOLE   42,200 0 90
APPLIED MATLS INC COM 038222105 195 4,217 SH   OTR   4,117 100 0
ARES CAP CORP COM 04010L103 75 4,545 SH   SOLE   4,545 0 0
ARES CAP CORP COM 04010L103 406 24,700 SH   OTR   0 0 24,700
AUTOMATIC DATA PROCESSING IN COM 053015103 1,692 12,613 SH   SOLE   12,613 0 0
BB&T CORP COM 054937107 1,738 34,462 SH   SOLE   34,462 0 0
BB&T CORP COM 054937107 963 19,085 SH   OTR   19,020 65 0
BANK AMER CORP COM 060505104 2,270 80,521 SH   SOLE   77,281 0 3,240
BANK AMER CORP COM 060505104 224 7,938 SH   OTR   4,975 2,963 0
BANK OZK COM 063904106 75,952 1,686,324 SH   SOLE   1,183,435 132,538 370,351
BANK OZK COM 063904106 12,128 269,267 SH   OTR   189,726 79,541 0
BECTON DICKINSON & CO COM 075887109 218 910 SH   SOLE   910 0 0
BECTON DICKINSON & CO COM 075887109 41 170 SH   OTR   170 0 0
BLACKROCK INC COM 09247X101 203 406 SH   SOLE   406 0 0
BOEING CO COM 097023105 1,706 5,086 SH   SOLE   5,086 0 0
BOOKING HLDGS INC COM 09857L108 813 401 SH   SOLE   401 0 0
BOOKING HLDGS INC COM 09857L108 16 8 SH   OTR   8 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 2,781 50,253 SH   SOLE   50,218 0 35
BRISTOL MYERS SQUIBB CO COM 110122108 318 5,740 SH   OTR   5,150 590 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 460 4,000 SH   SOLE   4,000 0 0
BROADCOM INC COM 11135F101 1,020 4,202 SH   SOLE   4,202 0 0
BROADCOM INC COM 11135F101 22 91 SH   OTR   91 0 0
CDK GLOBAL INC COM 12508E101 347 5,333 SH   SOLE   5,333 0 0
CSX CORP COM 126408103 247 3,878 SH   SOLE   3,878 0 0
CVS HEALTH CORP COM 126650100 1,034 16,068 SH   SOLE   16,048 0 20
CVS HEALTH CORP COM 126650100 112 1,740 SH   OTR   1,675 65 0
CAPITAL ONE FINL CORP COM 14040H105 1,045 11,372 SH   SOLE   11,347 0 25
CAPITAL ONE FINL CORP COM 14040H105 92 1,000 SH   OTR   940 60 0
CHEVRON CORP NEW COM 166764100 3,283 25,969 SH   SOLE   25,939 0 30
CHEVRON CORP NEW COM 166764100 333 2,636 SH   OTR   2,446 190 0
CISCO SYS INC COM 17275R102 3,161 73,454 SH   SOLE   71,859 0 1,595
CISCO SYS INC COM 17275R102 481 11,175 SH   OTR   10,360 815 0
COCA COLA CO COM 191216100 1,313 29,933 SH   SOLE   29,913 0 20
COCA COLA CO COM 191216100 136 3,096 SH   OTR   2,388 708 0
COLGATE PALMOLIVE CO COM 194162103 837 12,918 SH   SOLE   12,903 0 15
COLGATE PALMOLIVE CO COM 194162103 68 1,050 SH   OTR   630 420 0
COMCAST CORP NEW CL A 20030N101 1,261 38,443 SH   SOLE   37,013 0 1,430
COMCAST CORP NEW CL A 20030N101 79 2,410 SH   OTR   2,175 235 0
COMMERCE BANCSHARES INC COM 200525103 1,365 21,101 SH   SOLE   21,101 0 0
CONOCOPHILLIPS COM 20825C104 996 14,307 SH   SOLE   14,307 0 0
CONOCOPHILLIPS COM 20825C104 136 1,950 SH   OTR   1,775 175 0
CONSOLIDATED EDISON INC COM 209115104 265 3,400 SH   SOLE   3,400 0 0
DANAHER CORP DEL COM 235851102 706 7,154 SH   SOLE   6,836 0 318
DANAHER CORP DEL COM 235851102 22 225 SH   OTR   205 20 0
DARDEN RESTAURANTS INC COM 237194105 347 3,240 SH   SOLE   3,240 0 0
DISNEY WALT CO COM DISNEY 254687106 651 6,215 SH   SOLE   6,215 0 0
DISNEY WALT CO COM DISNEY 254687106 84 800 SH   OTR   800 0 0
DOWDUPONT INC COM 26078J100 994 15,081 SH   SOLE   15,081 0 0
DOWDUPONT INC COM 26078J100 184 2,789 SH   OTR   2,364 425 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,102 13,930 SH   SOLE   13,930 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 144 1,825 SH   OTR   200 0 1,625
EOG RES INC COM 26875P101 207 1,661 SH   SOLE   1,313 0 348
EMERSON ELEC CO COM 291011104 225 3,258 SH   SOLE   3,258 0 0
EMERSON ELEC CO COM 291011104 21 300 SH   OTR   300 0 0
ENTERGY CORP NEW COM 29364G103 339 4,193 SH   SOLE   4,193 0 0
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 512 12,800 SH   SOLE   7,410 0 5,390
EXXON MOBIL CORP COM 30231G102 4,677 56,535 SH   SOLE   56,500 0 35
EXXON MOBIL CORP COM 30231G102 583 7,048 SH   OTR   6,473 575 0
FEDEX CORP COM 31428X106 1,878 8,272 SH   SOLE   8,265 0 7
FEDEX CORP COM 31428X106 83 365 SH   OTR   340 25 0
FIFTH THIRD BANCORP COM 316773100 706 24,613 SH   SOLE   24,613 0 0
FORTINET INC COM 34959E109 1,817 29,099 SH   SOLE   29,099 0 0
FORTINET INC COM 34959E109 133 2,130 SH   OTR   2,085 45 0
GENERAL ELECTRIC CO COM 369604103 849 62,382 SH   SOLE   62,382 0 0
GENERAL ELECTRIC CO COM 369604103 107 7,855 SH   OTR   6,615 1,240 0
GOLDMAN SACHS GROUP INC COM 38141G104 903 4,094 SH   SOLE   3,901 0 193
GOLDMAN SACHS GROUP INC COM 38141G104 108 490 SH   OTR   475 15 0
GOLUB CAP BDC INC COM 38173M102 566 30,930 SH   SOLE   5,870 0 25,060
HOME DEPOT INC COM 437076102 1,651 8,462 SH   SOLE   8,452 0 10
HOME DEPOT INC COM 437076102 132 675 SH   OTR   635 40 0
HONEYWELL INTL INC COM 438516106 1,363 9,462 SH   SOLE   9,452 0 10
HONEYWELL INTL INC COM 438516106 240 1,665 SH   OTR   1,555 110 0
HOST HOTELS & RESORTS INC COM 44107P104 96 4,562 SH   SOLE   4,562 0 0
HOST HOTELS & RESORTS INC COM 44107P104 189 8,960 SH   OTR   0 0 8,960
HUNT J B TRANS SVCS INC COM 445658107 186 1,530 SH   SOLE   1,530 0 0
HUNT J B TRANS SVCS INC COM 445658107 219 1,800 SH   OTR   1,800 0 0
ILLINOIS TOOL WKS INC COM 452308109 279 2,011 SH   SOLE   2,011 0 0
ILLINOIS TOOL WKS INC COM 452308109 86 620 SH   OTR   0 0 620
INTEL CORP COM 458140100 3,287 66,114 SH   SOLE   66,061 0 53
INTEL CORP COM 458140100 464 9,335 SH   OTR   5,790 815 2,730
INTERNATIONAL BUSINESS MACHS COM 459200101 622 4,454 SH   SOLE   4,454 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 58 415 SH   OTR   415 0 0
INVENTRUST PPTYS CORP COM 46124J102 49 15,597 SH   SOLE   15,597 0 0
INVESCO SR INCOME TR COM 46131H107 43 10,080 SH   SOLE   10,080 0 0
INVESCO SR INCOME TR COM 46131H107 288 67,290 SH   OTR   0 0 67,290
INVESCO EXCHNG TRADED FD TR CHINA TECHNLGY 46138E800 634 11,400 SH   SOLE   5,130 0 6,270
ISHARES SILVER TRUST ISHARES 46428Q109 152 10,000 SH   SOLE   10,000 0 0
ISHARES GOLD TRUST ISHARES 464285105 369 30,685 SH   SOLE   4,920 0 25,765
ISHARES TR CORE S&P500 ETF 464287200 752 2,754 SH   SOLE   2,754 0 0
ISHARES TR CORE S&P500 ETF 464287200 16 60 SH   OTR   60 0 0
ISHARES TR IBOXX INV CP ETF 464287242 275 2,396 SH   SOLE   2,296 0 100
ISHARES TR MSCI EAFE ETF 464287465 2,733 40,803 SH   SOLE   40,803 0 0
ISHARES TR MSCI EAFE ETF 464287465 99 1,475 SH   OTR   1,475 0 0
ISHARES TR CORE S&P MCP ETF 464287507 369 1,896 SH   SOLE   1,706 0 190
ISHARES TR RUS 2000 GRW ETF 464287648 310 1,518 SH   SOLE   1,518 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,626 19,486 SH   SOLE   16,642 0 2,844
ISHARES TR CORE S&P SCP ETF 464287804 145 1,740 SH   OTR   1,390 350 0
ISHARES TR IBOXX HI YD ETF 464288513 265 3,116 SH   SOLE   1,401 0 1,715
JPMORGAN CHASE & CO COM 46625H100 2,046 19,637 SH   SOLE   19,637 0 0
JPMORGAN CHASE & CO COM 46625H100 147 1,406 SH   OTR   1,167 239 0
JOHNSON & JOHNSON COM 478160104 1,809 14,910 SH   SOLE   14,910 0 0
JOHNSON & JOHNSON COM 478160104 347 2,860 SH   OTR   2,295 565 0
KIMBERLY CLARK CORP COM 494368103 390 3,700 SH   SOLE   3,700 0 0
KIMBERLY CLARK CORP COM 494368103 28 270 SH   OTR   270 0 0
KRAFT HEINZ CO COM 500754106 259 4,129 SH   SOLE   4,129 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 342 1,904 SH   SOLE   1,904 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 17 95 SH   OTR   95 0 0
LILLY ELI & CO COM 532457108 935 10,958 SH   SOLE   10,958 0 0
LILLY ELI & CO COM 532457108 84 985 SH   OTR   985 0 0
LINCOLN NATL CORP IND COM 534187109 1,634 26,249 SH   SOLE   26,249 0 0
LOCKHEED MARTIN CORP COM 539830109 568 1,921 SH   SOLE   1,921 0 0
LOCKHEED MARTIN CORP COM 539830109 62 211 SH   OTR   211 0 0
LOWES COS INC COM 548661107 726 7,593 SH   SOLE   7,593 0 0
LOWES COS INC COM 548661107 225 2,350 SH   OTR   1,000 0 1,350
MASTERCARD INCORPORATED CL A 57636Q104 2,303 11,719 SH   SOLE   11,699 0 20
MASTERCARD INCORPORATED CL A 57636Q104 214 1,090 SH   OTR   1,040 50 0
MCDONALDS CORP COM 580135101 728 4,648 SH   SOLE   4,648 0 0
MCDONALDS CORP COM 580135101 42 265 SH   OTR   75 190 0
MCKESSON CORP COM 58155Q103 294 2,203 SH   SOLE   2,203 0 0
MCKESSON CORP COM 58155Q103 37 275 SH   OTR   275 0 0
MERCK & CO INC COM 58933Y105 3,416 56,275 SH   SOLE   56,235 0 40
MERCK & CO INC COM 58933Y105 466 7,681 SH   OTR   6,696 985 0
METLIFE INC COM 59156R108 645 14,789 SH   SOLE   14,749 0 40
METLIFE INC COM 59156R108 70 1,595 SH   OTR   1,500 95 0
MICROSOFT CORP COM 594918104 4,023 40,802 SH   SOLE   39,487 0 1,315
MICROSOFT CORP COM 594918104 366 3,715 SH   OTR   3,185 530 0
MICROCHIP TECHNOLOGY INC COM 595017104 320 3,523 SH   SOLE   3,523 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 27 300 SH   OTR   300 0 0
NEXTERA ENERGY INC COM 65339F101 882 5,280 SH   SOLE   5,280 0 0
NEXTERA ENERGY INC COM 65339F101 78 466 SH   OTR   288 178 0
NIKE INC CL B 654106103 463 5,806 SH   SOLE   5,806 0 0
NIKE INC CL B 654106103 159 1,990 SH   OTR   1,990 0 0
NUCOR CORP COM 670346105 1,216 19,455 SH   SOLE   19,455 0 0
NUCOR CORP COM 670346105 213 3,410 SH   OTR   3,410 0 0
ORACLE CORP COM 68389X105 1,449 32,883 SH   SOLE   31,449 0 1,434
ORACLE CORP COM 68389X105 190 4,305 SH   OTR   4,115 190 0
PPG INDS INC COM 693506107 211 2,035 SH   SOLE   2,035 0 0
PPG INDS INC COM 693506107 37 355 SH   OTR   325 30 0
PAYCHEX INC COM 704326107 666 9,743 SH   SOLE   9,718 0 25
PAYCHEX INC COM 704326107 18 265 SH   OTR   215 50 0
PEPSICO INC COM 713448108 2,984 27,411 SH   SOLE   27,401 0 10
PEPSICO INC COM 713448108 294 2,699 SH   OTR   2,249 450 0
PFIZER INC COM 717081103 2,451 67,551 SH   SOLE   67,521 0 30
PFIZER INC COM 717081103 179 4,925 SH   OTR   3,570 1,355 0
PHILLIPS 66 COM 718546104 605 5,391 SH   SOLE   5,381 0 10
PHILLIPS 66 COM 718546104 71 635 SH   OTR   625 10 0
PROCTER AND GAMBLE CO COM 742718109 1,423 18,225 SH   SOLE   18,225 0 0
PROCTER AND GAMBLE CO COM 742718109 149 1,907 SH   OTR   1,652 255 0
ROYAL BK CDA MONTREAL QUE COM 780087102 657 8,728 SH   SOLE   8,728 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 517 1,907 SH   SOLE   1,907 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 316 3,411 SH   SOLE   3,411 0 0
SPDR SERIES TRUST S&P BIOTECH 78464A870 366 3,845 SH   SOLE   2,960 0 885
SALESFORCE COM INC COM 79466L302 1,580 11,584 SH   SOLE   11,584 0 0
SALESFORCE COM INC COM 79466L302 163 1,195 SH   OTR   1,145 50 0
SCHLUMBERGER LTD COM 806857108 562 8,383 SH   SOLE   7,885 0 498
SCHLUMBERGER LTD COM 806857108 50 740 SH   OTR   740 0 0
SIMMONS 1ST NATL CORP CL A $1 PAR 828730200 455 15,208 SH   SOLE   15,208 0 0
SONOCO PRODS CO COM 835495102 327 6,220 SH   SOLE   6,220 0 0
SONOCO PRODS CO COM 835495102 45 849 SH   OTR   0 849 0
SOUTHERN CO COM 842587107 772 16,674 SH   SOLE   16,659 0 15
SOUTHERN CO COM 842587107 59 1,276 SH   OTR   512 764 0
STARBUCKS CORP COM 855244109 1,196 24,476 SH   SOLE   24,441 0 35
STARBUCKS CORP COM 855244109 129 2,635 SH   OTR   2,525 110 0
STARWOOD PPTY TR INC COM 85571B105 89 4,095 SH   SOLE   4,095 0 0
STARWOOD PPTY TR INC COM 85571B105 480 22,115 SH   OTR   0 0 22,115
SUNTRUST BKS INC COM 867914103 277 4,201 SH   SOLE   4,201 0 0
TJX COS INC NEW COM 872540109 2,104 22,110 SH   SOLE   22,085 0 25
TJX COS INC NEW COM 872540109 133 1,395 SH   OTR   1,120 275 0
TARGET CORP COM 87612EAP1 236 3,100 SH   SOLE   3,100 0 0
TARGET CORP COM 87612EAP1 16 205 SH   OTR   205 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,536 7,415 SH   SOLE   7,405 0 10
THERMO FISHER SCIENTIFIC INC COM 883556102 36 175 SH   OTR   140 35 0
3M CO COM 88579Y101 452 2,300 SH   SOLE   2,300 0 0
3M CO COM 88579Y101 82 416 SH   OTR   416 0 0
TRAVELERS COMPANIES INC COM 89417E109 199 1,629 SH   SOLE   1,629 0 0
TRAVELERS COMPANIES INC COM 89417E109 37 300 SH   OTR   0 300 0
US BANCORP DEL COM NEW 902973304 3,491 69,785 SH   SOLE   69,785 0 0
UNION PAC CORP COM 907818108 1,213 8,561 SH   SOLE   8,549 0 12
UNION PAC CORP COM 907818108 188 1,330 SH   OTR   1,285 45 0
UNITED PARCEL SERVICE INC CL B 911312106 462 4,346 SH   SOLE   4,346 0 0
UNITED PARCEL SERVICE INC CL B 911312106 58 550 SH   OTR   550 0 0
UNITED TECHNOLOGIES CORP COM 913017109 806 6,443 SH   SOLE   6,443 0 0
UNITED TECHNOLOGIES CORP COM 913017109 74 595 SH   OTR   575 20 0
UNITEDHEALTH GROUP INC COM 91324P102 349 1,423 SH   SOLE   1,423 0 0
UNITEDHEALTH GROUP INC COM 91324P102 36 145 SH   OTR   145 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 249 3,000 SH   SOLE   0 0 3,000
VANGUARD INDEX FDS LARGE CAP ETF 922908637 477 3,825 SH   SOLE   1,345 0 2,480
VERIZON COMMUNICATIONS INC COM 92343V104 3,526 70,085 SH   SOLE   70,085 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 260 5,165 SH   OTR   4,660 505 0
VISA INC COM CL A 92826C839 216 1,633 SH   SOLE   1,384 0 249
WALMART INC COM 931142103 1,820 21,255 SH   SOLE   21,255 0 0
WALMART INC COM 931142103 35 410 SH   OTR   410 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 420 7,000 SH   SOLE   7,000 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 8 125 SH   OTR   125 0 0
WASTE MGMT INC DEL COM 94106L109 519 6,375 SH   SOLE   6,375 0 0
WASTE MGMT INC DEL COM 94106L109 35 430 SH   OTR   430 0 0
WELLS FARGO CO NEW COM 949746101 694 12,520 SH   SOLE   12,520 0 0
WELLS FARGO CO NEW COM 949746101 63 1,135 SH   OTR   1,080 55 0
WEYERHAEUSER CO COM 962166104 44 1,200 SH   SOLE   1,200 0 0
WEYERHAEUSER CO COM 962166104 176 4,820 SH   OTR   500 0 4,320
WISDOMTREE TR EMG MKTS SMCAP 97717W281 524 10,990 SH   SOLE   5,930 0 5,060