The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF COM 78462F103 71,115 328,779 SH   SOLE   0 0 328,779
DEUTSCH X TRKS MSCI EAFE HDG EQY ETF COM 233051200 68,446 2,594,619 SH   SOLE   0 0 2,594,619
ISHARES MSCI EAFE ETF COM 464287465 48,289 816,656 SH   SOLE   0 0 816,656
ISHARES CORE S&P MID CAP ETF COM 464287507 44,723 289,074 SH   SOLE   0 0 289,074
POWERSHARES S&P 500 BUYWRITE ETF COM 73936G308 30,174 1,434,112 SH   SOLE   0 0 1,434,112
GOLDMAN SACHS ACTVBETA US LRG ETF COM 381430503 25,871 593,770 SH   SOLE   0 0 593,770
VANGUARD TOTAL WORLD STOCK ETF COM 922042742 10,458 171,867 SH   SOLE   0 0 171,867
SPDR MSCI ACWI EX-US ETF COM 78463X848 5,875 180,893 SH   SOLE   0 0 180,893
ISHARES RUSSELL 1000 VALUE ETF COM 464287598 4,973 47,086 SH   SOLE   0 0 47,086
SCHWAB US LARGE CAP ETF COM 808524201 3,833 74,246 SH   SOLE   0 0 74,246
MACYS INC COM 55616P104 2,847 76,838 SH   SOLE   0 0 76,838
CATHAY GENERAL BANCO COM 149150104 1,922 62,458 SH   SOLE   0 0 62,458
APPLE INC COM 37833100 1,810 16,009 SH   SOLE   0 0 16,009
FLEXSHARES QUALDIV ETF IV COM 33939L860 1,409 37,231 SH   SOLE   0 0 37,231
SPDR NUVEEN BARCLAYS SHORT TERM MUN BD ETF COM 78468R739 1,369 28,024 SH   SOLE   0 0 28,024
ALLERGAN PLC F COM G0177J108 1,001 4,348 SH   SOLE   0 0 4,348
PEPSICO INCORPORATED COM 713448108 854 7,855 SH   SOLE   0 0 7,855
ISHARES CORE US AGGREGATE BOND ETF COM 464287226 762 6,776 SH   SOLE   0 0 6,776
LEUCADIA NATIONAL CO COM 527288104 762 40,000 SH   SOLE   0 0 40,000
ISHARES NATIONAL MUNI BOND ETF COM 464288414 583 5,171 SH   SOLE   0 0 5,171
PFIZER INCORPORATED COM 717081103 570 16,822 SH   SOLE   0 0 16,822
AMAZON COM INC COM 23135106 471 562 SH   SOLE   0 0 562
WILLIS TOWERS WATSON F COM G96629103 393 2,963 SH   SOLE   0 0 2,963
iShares MSCI Emerging Mkt Min Vol Index COM 464286533 392 7,250 SH   SOLE   0 0 7,250
MICROSOFT CORP COM 594918104 337 5,842 SH   SOLE   0 0 5,842
GRAMMERCY PPTY TRUST REIT COM 385002100 289 30,000 SH   SOLE   0 0 30,000
ALPHABET INC. CLASS A Class A Shares 02079K305 239 297 SH   SOLE   0 0 297
VANGUARD S&P 500 ETF COM 922908363 238 1,200 SH   SOLE   0 0 1,200
EXXON MOBIL CORP COM 30231G102 237 2,718 SH   SOLE   0 0 2,718
ALPHABET INC. CLASS C COM 02079K107 227 292 SH   SOLE   0 0 292
MERCK & CO INC COM 58933Y105 223 3,576 SH   SOLE   0 0 3,576
IBM CORP COM 459200101 221 1,389 SH   SOLE   0 0 1,389
CONSOLIDATED EDISON COM 209115104 216 2,863 SH   SOLE   0 0 2,863
ISHARES MSCI KLD 400 SOCIAL INDX ETF COM 464288570 214 2,664 SH   SOLE   0 0 2,664
SPDR FUND CONSUMER DISCRE SELECT ETF COM 81369Y407 201 2,510 SH   SOLE   0 0 2,510
SELECT SECTOR HEALTH CARE SPDR ETF COM 81369Y209 198 2,739 SH   SOLE   0 0 2,739
SL GREEN REALTY CORP REIT COM 78440X101 177 1,636 SH   SOLE   0 0 1,636
PUB SVC ENTERPISE GP COM 744573106 168 4,002 SH   SOLE   0 0 4,002
VANGUARD INDUSTRIALS ETF COM 92204A603 167 1,506 SH   SOLE   0 0 1,506
FACEBOOK INC CLASS A Class A Shares 30303M102 165 1,290 SH   SOLE   0 0 1,290
ISHARES CORE MSCI EAFE ETF COM 46432F842 149 2,707 SH   SOLE   0 0 2,707
VANGUARD INFORMATION TECHNOLOGY ETF COM 92204A702 149 1,241 SH   SOLE   0 0 1,241
VANGUARD SMALL CAP ETF COM 922908751 134 1,096 SH   SOLE   0 0 1,096
ISHARES S&P 500 VALUE ETF COM 464287408 133 1,400 SH   SOLE   0 0 1,400
ISHARES RUSSELL 1000 ETF COM 464287622 132 1,095 SH   SOLE   0 0 1,095
ISHARES S&P 500 GROWTH ETF COM 464287309 129 1,060 SH   SOLE   0 0 1,060
ISHARES RUSSELL MID CAP ETF COM 464287499 124 709 SH   SOLE   0 0 709
GENERAL MILLS INC COM 370334104 114 1,790 SH   SOLE   0 0 1,790
UNION PACIFIC CORP COM 907818108 114 1,167 SH   SOLE   0 0 1,167
PROCTER & GAMBLE EXCHANGE OFFER EXP: 09/29/16 COM 742718109 109 1,209 SH   SOLE   0 0 1,209
SPDR S&P MIDCAP 400 ETF COM 78467Y107 104 370 SH   SOLE   0 0 370
ISHARES RUSSELL 2000 ETF COM 464287655 102 821 SH   SOLE   0 0 821
JOHNSON & JOHNSON COM 478160104 102 859 SH   SOLE   0 0 859
LIBERTY PROPERTY TRU REIT COM 531172104 98 2,432 SH   SOLE   0 0 2,432
KRAFT HEINZ COMPANY COM 500754106 90 1,000 SH   SOLE   0 0 1,000
ISHARES CORE S&P 500 ETF COM 464287200 87 400 SH   SOLE   0 0 400
ORACLE CORPORATION COM 68389X105 85 2,160 SH   SOLE   0 0 2,160
WISDOMTREE EUROPE HEDGED EQTY ETF COM 97717X701 81 1,505 SH   SOLE   0 0 1,505
HOME DEPOT INC COM 437076102 78 605 SH   SOLE   0 0 605
NATIONAL GRID PLC F ADR 1 ADR REPS 5 ORD SHS COM 636274300 78 1,100 SH   SOLE   0 0 1,100
VANGUARD CONSUMER STAPLES ETF COM 92204A207 78 569 SH   SOLE   0 0 569
ALTRIA GROUP INC COM 02209S103 77 1,223 SH   SOLE   0 0 1,223
BANCO SANTANDER SA F ADR 1 ADR REPS 1 ORD SHS COM 05964H105 77 17,359 SH   SOLE   0 0 17,359
BANK OF NY MELLON CO COM 64058100 75 1,886 SH   SOLE   0 0 1,886
ISHARES GOLD ETF COM 464285105 71 5,580 SH   SOLE   0 0 5,580
POWERSHARES DYNAMIC LARGE CAP ETF COM 73935X708 70 2,231 SH   SOLE   0 0 2,231
BOEING CO COM 97023105 67 505 SH   SOLE   0 0 505
DU PONT EI DE NEMOUR COM 263534109 67 1,000 SH   SOLE   0 0 1,000
JPMORGAN CHASE & CO COM 46625H100 66 997 SH   SOLE   0 0 997
LOCKHEED MARTIN CORP COM 539830109 66 275 SH   SOLE   0 0 275
COCA COLA COMPANY COM 191216100 65 1,526 SH   SOLE   0 0 1,526
NIKE INC CLASS B Class B Shares 654106103 64 1,219 SH   SOLE   0 0 1,219
DUKE ENERGY CORP COM 26441C204 63 782 SH   SOLE   0 0 782
VANGUARD TOTAL STOCK MARKET ETF COM 922908769 63 566 SH   SOLE   0 0 566
NEXTERA ENERGY INC COM 65339F101 62 506 SH   SOLE   0 0 506
POWERSHS ACTIVE US REAL ESTATE ETF COM 73935B508 62 780 SH   SOLE   0 0 780
THERMO FISHER SCNTFC COM 883556102 61 384 SH   SOLE   0 0 384
OCCIDENTAL PETROL CO COM 674599105 56 768 SH   SOLE   0 0 768
ISHARES S&P SMLL CAP 600 GRTH ETF COM 464287887 55 398 SH   SOLE   0 0 398
BRISTOL-MYERS SQUIBB COM 110122108 54 1,000 SH   SOLE   0 0 1,000
AUTO DATA PROCESSING COM 53015103 53 600 SH   SOLE   0 0 600
GENERAL ELECTRIC CO COM 369604103 51 1,724 SH   SOLE   0 0 1,724
NUVEEN CREDIT STRATEGIES COM 67073D102 51 6,000 SH   SOLE   0 0 6,000
BRCL BK IPTH S&P 500 VIX SH FTRS ETN COM 06742E711 51 1,500 SH   SOLE   0 0 1,500
WESTPAC BANKING LTD F ADR 1 ADR REPS 1 ORD SHS COM 961214301 51 2,250 SH   SOLE   0 0 2,250
LINEAR TECHNOLOGY CO COM 535678106 48 805 SH   SOLE   0 0 805
PIEDMONT NATURAL GAS COM 720186105 48 800 SH   SOLE   0 0 800
SELECT STR FINANCIAL SELECT SPDR ETF COM 81369Y605 48 2,497 SH   SOLE   0 0 2,497
ABBVIE INC COM 00287Y109 46 728 SH   SOLE   0 0 728
INVESTOR AB ORDF COM W48102128 46 1,248 SH   SOLE   0 0 1,248
AMER ELECTRIC PWR CO COM 25537101 45 700 SH   SOLE   0 0 700
BLACKSTONE GSO STRATEGIC COM 09257R101 45 3,000 SH   SOLE   0 0 3,000
ISHARES CORE S&P SMALL CAP ETF COM 464287804 45 360 SH   SOLE   0 0 360
MCKESSON CORPORATION COM 58155Q103 44 262 SH   SOLE   0 0 262
DEERE & CO COM 244199105 43 500 SH   SOLE   0 0 500
WISDOMTREE JAPAN HEDGED EQUITY ETF COM 97717W851 43 995 SH   SOLE   0 0 995
FIRST TRUST INTERNET INDEX CF ETF COM 33733E302 43 529 SH   SOLE   0 0 529
MONSANTO CO COM 61166W101 43 425 SH   SOLE   0 0 425
GUGGENHEIM S&P MIDCAP 400 PURE ETF COM 78355W601 43 348 SH   SOLE   0 0 348
BLACKSTONE GROUP LP LP COM 09253U108 42 1,629 SH   SOLE   0 0 1,629
PRICELINE GROUP COM 741503403 41 28 SH   SOLE   0 0 28
L BRANDS INC COM 501797104 40 570 SH   SOLE   0 0 570
ALLIANCE DATA SYSTEM COM 18581108 38 176 SH   SOLE   0 0 176
CISCO SYSTEMS INC COM 17275R102 36 1,124 SH   SOLE   0 0 1,124
HONEYWELL INTL INC TRADES WITH DUE BILLS COM 438516106 34 294 SH   SOLE   0 0 294
ABBOTT LABORATORIES COM 2824100 31 728 SH   SOLE   0 0 728
BANK OF AMERICA CORP COM 60505104 31 2,000 SH   SOLE   0 0 2,000
CREDIT SUISSE GRP ORDF COM H3698D419 31 2,335 SH   SOLE   0 0 2,335
WESTERN ASST EMER MKT IN COM 95766E103 31 2,670 SH   SOLE   0 0 2,670
21ST CENT FOX CLASS B Class B Shares 90130A200 31 1,266 SH   SOLE   0 0 1,266
GENERAL DYNAMICS CO COM 369550108 31 200 SH   SOLE   0 0 200
KKR & CO LP LP COM 48248M102 31 2,198 SH   SOLE   0 0 2,198
ABERDEEN ASIA PACIFIC IN COM 3009107 30 5,800 SH   SOLE   0 0 5,800
NEWELL BRANDS INC COM 651229106 30 566 SH   SOLE   0 0 566
TURQUOISE HILL RES F COM 900435108 30 10,000 SH   SOLE   0 0 10,000
AQUA AMERICA INC COM 03836W103 30 991 SH   SOLE   0 0 991
QUALCOMM INC COM 747525103 28 416 SH   SOLE   0 0 416
A T & T INC COM 00206R102 28 684 SH   SOLE   0 0 684
NOVO-NORDISK A-S F ADR 1 ADR REPS 1 ORD SHS COM 670100205 27 655 SH   SOLE   0 0 655
ISHARES SILVER TRUST ETF COM 46428Q109 27 1,500 SH   SOLE   0 0 1,500
TARGET CORPORATION COM 87612E106 27 400 SH   SOLE   0 0 400
VANECK VECTORS GOLD MINERS ETF COM 92189F106 26 975 SH   SOLE   0 0 975
VANGUARD MATERIALS ETF COM 92204A801 26 241 SH   SOLE   0 0 241
ZIMMER BIOMET HLDGS COM 98956P102 26 200 SH   SOLE   0 0 200
ADVANCE AUTO PARTS COM 00751Y106 25 165 SH   SOLE   0 0 165
UNITED TECHNOLOGIES COM 913017109 25 245 SH   SOLE   0 0 245
ISHARES NASDAQ BIOTECHNOLOGY ETF IV COM 464287556 24 83 SH   SOLE   0 0 83
VANGUARD INTERMEDIATE TERM COR ETF COM 92206C870 24 270 SH   SOLE   0 0 270
ALPS ALERIAN MLP ETF COM 00162Q866 23 1,800 SH   SOLE   0 0 1,800
ECOLAB INC COM 278865100 23 185 SH   SOLE   0 0 185
NORFOLK SOUTHERN CO COM 655844108 23 232 SH   SOLE   0 0 232
FIRST TRUST ISE CLOUD COMPUTING IV COM 33734X192 23 673 SH   SOLE   0 0 673
NUVEEN AMT FREE QUALITY Class A Shares 670657105 22 1,500 SH   SOLE   0 0 1,500
OMNICOM GROUP INC COM 681919106 22 260 SH   SOLE   0 0 260
SPROTT PHYSICAL GOLD ETV COM 85207H104 22 2,000 SH   SOLE   0 0 2,000
Ishares Msci Jpn Idx Fd COM 464286848 21 1,690 SH   SOLE   0 0 1,690
UNITED PARCEL SRVC CLASS B Class B Shares 911312106 21 192 SH   SOLE   0 0 192
BERKSHIRE HATHAWAY CLASS B Class B Shares 84670702 20 135 SH   SOLE   0 0 135
CHUBB LTD F COM H1467J104 20 159 SH   SOLE   0 0 159
INTEL CORP COM 458140100 20 521 SH   SOLE   0 0 521
SPDR BARCLAYS SHORT TERM HIGH ETF COM 78468R408 20 710 SH   SOLE   0 0 710
TEXTRON INCORPORATED COM 883203101 20 512 SH   SOLE   0 0 512
MORGAN STANLEY COM 617446448 19 600 SH   SOLE   0 0 600
TIME WARNER INC COM 887317303 19 236 SH   SOLE   0 0 236
XCEL ENERGY INC COM 98389B100 19 451 SH   SOLE   0 0 451
DAIMLER AG ORDF COM D1668R123 18 250 SH   SOLE   0 0 250
ISHARES HIGH YIELD CORPORAT BOND ETF COM 46434V407 18 382 SH   SOLE   0 0 382
TORONTO DOMINION BNK F COM 891160509 18 400 SH   SOLE   0 0 400
KIMCO REALTY CORP REIT COM 49446R109 17 600 SH   SOLE   0 0 600
CONOCOPHILLIPS COM 20825C104 16 368 SH   SOLE   0 0 368
DANAHER CORP COM 235851102 16 198 SH   SOLE   0 0 198
PHILLIPS 66 COM 718546104 16 197 SH   SOLE   0 0 197
WELLS FARGO BK N A COM 949746101 16 365 SH   SOLE   0 0 365
COSTCO WHOLESALE CO COM 22160K105 15 100 SH   SOLE   0 0 100
WALT DISNEY CO COM 254687106 15 162 SH   SOLE   0 0 162
STARBUCKS CORP COM 855244109 15 280 SH   SOLE   0 0 280
VISA INC CLASS A Class A Shares 92826C839 15 180 SH   SOLE   0 0 180
INVESCO BOND FUND COM 46132L107 15 772 SH   SOLE   0 0 772
3M COMPANY COM 88579Y101 14 80 SH   SOLE   0 0 80
NUVEEN NEW YORK AMT FREE COM 670656107 14 1,000 SH   SOLE   0 0 1,000
SOUTHERN COMPANY COM 842587107 14 281 SH   SOLE   0 0 281
ALLIANCEBERNSTEIN GLBL H COM 01879R106 13 1,000 SH   SOLE   0 0 1,000
BANK OF MONTREAL F COM 63671101 13 200 SH   SOLE   0 0 200
LINCOLN ELEC HLDGS COM 533900106 13 210 SH   SOLE   0 0 210
DIREXION DAILY SMALL CAP BEAR 3X ETF COM 25490K521 13 500 SH   SOLE   0 0 500
ELECTRONIC ARTS INC COM 285512109 12 135 SH   SOLE   0 0 135
ISHARES U.S. PREFERRED STOCK ETF COM 464288687 12 305 SH   SOLE   0 0 305
VANGUARD FTSE EUROPE ETF COM 922042874 12 250 SH   SOLE   0 0 250
CDK GLOBAL INC COM 12508E101 11 200 SH   SOLE   0 0 200
ISHARES MSCI EMERGING MARKETS ETF COM 464287234 11 300 SH   SOLE   0 0 300
EXPRESS SCRIPTS HLDG COM 30219G108 11 162 SH   SOLE   0 0 162
REAL ESTATE SELECT SCTR SPDR ETF COM 81369Y860 11 346 SH   SOLE   0 0 346
EDGEWELL PERSONAL CA COM 28035Q102 10 122 SH   SOLE   0 0 122
COMCAST CORPORATION CLASS A Class A Shares 20030N101 9 129 SH   SOLE   0 0 129
WENDYS COMPANY COM 95058W100 8 751 SH   SOLE   0 0 751
SCHLUMBERGER LTD F COM 806857108 7 92 SH   SOLE   0 0 92
VULCAN MATERIALS COM COM 929160109 7 58 SH   SOLE   0 0 58
ENERGIZER HOLDINGS I COM 29272W109 6 122 SH   SOLE   0 0 122
SPDR BARCLAYS HIGH YIELD BOND ETF COM 78464A417 6 153 SH   SOLE   0 0 153
PPG INDUSTRIES INC COM 693506107 6 55 SH   SOLE   0 0 55
AMPHENOL CORP CLASS A Class A Shares 32095101 5 70 SH   SOLE   0 0 70
AUTOZONE INC COM 53332102 5 6 SH   SOLE   0 0 6
FORTIVE CORPORATION COM 34959J108 5 98 SH   SOLE   0 0 98
KROGER COMPANY COM 501044101 5 170 SH   SOLE   0 0 170
MASTERCARD INC COM 57636Q104 5 50 SH   SOLE   0 0 50
PAYCHEX INC COM 704326107 5 88 SH   SOLE   0 0 88
POWERSHARES CLEANTECH ETF COM 73935X278 5 152 SH   SOLE   0 0 152
TESLA MOTORS INC COM 88160R101 5 23 SH   SOLE   0 0 23
URBAN OUTFITTERS INC COM 917047102 5 150 SH   SOLE   0 0 150
AUTONATION INC COM 05329W102 4 89 SH   SOLE   0 0 89
DOLLAR TREE INC COM 256746108 4 55 SH   SOLE   0 0 55
EMERSON ELECTRIC CO COM 291011104 4 74 SH   SOLE   0 0 74
MIDDLEBY CORP THE COM 596278101 4 35 SH   SOLE   0 0 35
SHERWIN WILLIAMS CO COM 824348106 4 15 SH   SOLE   0 0 15
TJX COMPANIES INC COM 872540109 4 50 SH   SOLE   0 0 50
CELGENE CORP COM 151020104 3 25 SH   SOLE   0 0 25
COGNIZANT TECH SOLU CLASS A Class A Shares 192446102 3 70 SH   SOLE   0 0 70
FASTENAL CO COM 311900104 3 65 SH   SOLE   0 0 65
MAXIMUS INC COM 577933104 3 45 SH   SOLE   0 0 45
WALGREENS BOOTS ALLI COM 931427108 3 35 SH   SOLE   0 0 35
BADGER METER INC COM 56525108 2 60 SH   SOLE   0 0 60
MC CORMICK & CO INC COM 579780206 2 20 SH   SOLE   0 0 20
BLACKROCK ENHANCED EQUIT COM 09251A104 0 4 SH   SOLE   0 0 4
CALIFORNIA RESOURCES COM 13057Q206 0 30 SH   SOLE   0 0 30
P J T PARTNERS INCOR CLASS A Class A Shares 69343T107 0 14 SH   SOLE   0 0 14
VALLEY NATIONAL BANC COM 919794107 0 39 SH   SOLE   0 0 39