The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN TOWER CORP NEW COM 03027X100 241 2,129 PRN   SOLE 0 0 2,129
AMGEN INC COM 031162100 504 3,024 SH   SOLE 0 0 3,024
ANNALY CAP MGMT INC COM 035710409 432 41,130 PRN   SOLE 0 0 41,130
APPLE INC COM 037833100 1,598 14,135 SH   SOLE 0 0 14,135
AT&T INC COM 00206R102 963 23,707 SH   SOLE 0 0 23,707
BCE INC COM NEW 05534B760 223 4,840 SH   SOLE 0 0 4,840
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 553 3,826 SH   SOLE 0 0 3,826
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 540 21,138 PRN   SOLE 0 0 21,138
BOEING CO COM 097023105 299 2,270 SH   SOLE 0 0 2,270
CHEVRON CORP NEW COM 166764100 324 3,145 SH   SOLE 0 0 3,145
COCA COLA CO COM 191216100 427 10,088 SH   SOLE 0 0 10,088
DIGITAL RLTY TR INC COM 253868103 377 3,877 PRN   SOLE 0 0 3,877
DOMINION RES INC VA NEW COM 25746U109 659 8,874 SH   SOLE 0 0 8,874
DUKE ENERGY CORP NEW COM NEW 26441C204 237 2,957 SH   SOLE 0 0 2,957
EASTMAN CHEM CO COM 277432100 262 3,878 SH   SOLE 0 0 3,878
EXXON MOBIL CORP COM 30231G102 1,566 17,939 SH   SOLE 0 0 17,939
GENERAL ELECTRIC CO COM 369604103 1,129 38,122 SH   SOLE 0 0 38,122
GLOBAL X FDS GLOBAL X GOLD EX 37954Y863 385 10,055 SH   SOLE 0 0 10,055
INTERNATIONAL BUSINESS MACHS COM 459200101 2,189 13,777 SH   SOLE 0 0 13,777
ISHARES MIN VOL GBL ETF 464286525 21,241 278,791 SH   SOLE 0 0 278,791
ISHARES TR SELECT DIVID ETF 464287168 17,212 200,862 SH   SOLE 0 0 200,862
ISHARES TR TIPS BD ETF 464287176 466 4,000 SH   SOLE 0 0 4,000
ISHARES TR CORE US AGGBD ET 464287226 14,113 125,534 SH   SOLE 0 0 125,534
ISHARES TR MSCI EMG MKT ETF 464287234 595 15,879 SH   SOLE 0 0 15,879
ISHARES TR IBOXX INV CP ETF 464287242 16,219 131,667 SH   SOLE 0 0 131,667
ISHARES TR 7-10 Y TR BD ETF 464287440 284 2,539 SH   SOLE 0 0 2,539
ISHARES TR 1-3 YR TR BD ETF 464287457 15,437 181,524 SH   SOLE 0 0 181,524
ISHARES TR RUS MD CP GR ETF 464287481 256 2,627 SH   SOLE 0 0 2,627
ISHARES TR CORE S&P MCP ETF 464287507 13,597 87,888 SH   SOLE 0 0 87,888
ISHARES TR N AMER TECH ETF 464287549 328 2,650 SH   SOLE 0 0 2,650
ISHARES TR S&P MC 400GR ETF 464287606 227 1,300 SH   SOLE 0 0 1,300
ISHARES TR RUS 1000 GRW ETF 464287614 240 2,301 SH   SOLE 0 0 2,301
ISHARES TR RUS 2000 GRW ETF 464287648 509 3,420 SH   SOLE 0 0 3,420
ISHARES TR CORE RUSSELL GRW 464287671 382 8,974 SH   SOLE 0 0 8,974
ISHARES TR U.S. REAL ES ETF 464287739 12,998 161,191 SH   SOLE 0 0 161,191
ISHARES TR CORE S&P SCP ETF 464287804 9,438 76,022 SH   SOLE 0 0 76,022
ISHARES TR IBOXX HI YD ETF 464288513 17,821 204,225 SH   SOLE 0 0 204,225
ISHARES TR MBS ETF 464288588 13,338 121,157 SH   SOLE 0 0 121,157
ISHARES TR 1-3 YR CR BD ETF 464288646 267 2,526 SH   SOLE 0 0 2,526
ISHARES TR U.S. PFD STK ETF 464288687 11,392 288,404 SH   SOLE 0 0 288,404
ISHARES TR MIN VOL USA ETF 46429B697 26,974 593,738 SH   SOLE 0 0 593,738
JOHNSON & JOHNSON COM 478160104 898 7,600 SH   SOLE 0 0 7,600
JPMORGAN CHASE & CO COM 46625H100 951 14,276 SH   SOLE 0 0 14,276
KINDER MORGAN INC DEL COM 49456B101 205 8,881 SH   SOLE 0 0 8,881
KRAFT HEINZ CO COM 500754106 250 2,792 SH   SOLE 0 0 2,792
MCDONALDS CORP COM 580135101 291 2,522 SH   SOLE 0 0 2,522
MICROSOFT CORP COM 594918104 535 9,285 SH   SOLE 0 0 9,285
NUVEEN MUN VALUE FD INC COM 670928100 277 26,138 SH   SOLE 0 0 26,138
ORACLE CORP COM 68389X105 328 8,350 SH   SOLE 0 0 8,350
PAYCHEX INC COM 704326107 923 15,949 SH   SOLE 0 0 15,949
PFIZER INC COM 717081103 539 15,911 SH   SOLE 0 0 15,911
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 3,398 81,893 SH   SOLE 0 0 81,893
POWERSHARES ETF TRUST WATER RESOURCE 73935X575 615 24,988 SH   SOLE 0 0 24,988
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 2,266 19,084 SH   SOLE 0 0 19,084
PROCTER AND GAMBLE CO COM 742718109 391 4,351 SH   SOLE 0 0 4,351
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 16,730 200,149 SH   SOLE 0 0 200,149
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 597 12,498 SH   SOLE 0 0 12,498
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 238 12,311 SH   SOLE 0 0 12,311
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 18,565 388,561 SH   SOLE 0 0 388,561
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 618 12,619 SH   SOLE 0 0 12,619
SOUTHERN CO COM 842587107 205 3,987 SH   SOLE 0 0 3,987
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 257 1,404 SH   SOLE 0 0 1,404
SPDR GOLD TRUST GOLD SHS 78463V107 452 3,601 SH   SOLE 0 0 3,601
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,357 6,272 SH   SOLE 0 0 6,272
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,333 8,266 SH   SOLE 0 0 8,266
SPDR SERIES TRUST S&P DIVID ETF 78464A763 1,907 22,611 SH   SOLE 0 0 22,611
SPDR SERIES TRUST S&P 600 SML CAP 78464A813 312 2,800 SH   SOLE 0 0 2,800
SPIRIT AIRLS INC COM 848577102 214 5,027 SH   SOLE 0 0 5,027
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 599 22,681 SH   SOLE 0 0 22,681
VANECK VECTORS ETF TR SEMICONDUCTOR ET 92189F676 694 9,992 SH   SOLE 0 0 9,992
VANGUARD INDEX FDS REIT ETF 922908553 691 7,970 SH   SOLE 0 0 7,970
VANGUARD INDEX FDS MID CAP ETF 922908629 322 2,486 SH   SOLE 0 0 2,486
VANGUARD INDEX FDS GROWTH ETF 922908736 316 2,813 SH   SOLE 0 0 2,813
VANGUARD INDEX FDS SMALL CP ETF 922908751 408 3,338 SH   SOLE 0 0 3,338
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,135 14,085 SH   SOLE 0 0 14,085
VANGUARD WORLD FDS INF TECH ETF 92204A702 762 6,335 SH   SOLE 0 0 6,335
VECTOR GROUP LTD COM 92240M108 530 24,617 SH   SOLE 0 0 24,617
VERIZON COMMUNICATIONS INC COM 92343V104 483 9,300 SH   SOLE 0 0 9,300
VISA INC COM CL A 92826C839 482 5,826 SH   SOLE 0 0 5,826
W P CAREY INC COM 92936U109 330 5,118 PRN   SOLE 0 0 5,118
WAL-MART STORES INC COM 931142103 289 4,007 SH   SOLE 0 0 4,007