The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYS INC COM 00724F101 363 3,870 SH   SOLE 0 0 3,870
ALLIANCEBERNSTEIN INCOME FUN COM 01881E101 149 19,025 SH   SOLE 0 0 19,025
ALLSTATE CORP COM 020002101 328 4,874 SH   SOLE 0 0 4,874
AMERICAN TOWER CORP NEW COM 03027X100 382 3,728 PRN   SOLE 0 0 3,728
AMGEN INC COM 031162100 468 3,122 SH   SOLE 0 0 3,122
APPLE INC COM 037833100 1,879 17,242 SH   SOLE 0 0 17,242
AT&T INC COM 00206R102 1,057 26,992 SH   SOLE 0 0 26,992
BCE INC COM NEW 05534B760 220 4,834 SH   SOLE 0 0 4,834
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 900 6,340 SH   SOLE 0 0 6,340
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 648 23,102 PRN   SOLE 0 0 23,102
BOEING CO COM 097023105 288 2,270 SH   SOLE 0 0 2,270
BRISTOL MYERS SQUIBB CO COM 110122108 205 3,210 SH   SOLE 0 0 3,210
CHEVRON CORP NEW COM 166764100 265 2,781 SH   SOLE 0 0 2,781
COCA COLA CO COM 191216100 468 10,088 SH   SOLE 0 0 10,088
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 350 5,590 SH   SOLE 0 0 5,590
COSTCO WHSL CORP NEW COM 22160K105 335 2,124 SH   SOLE 0 0 2,124
CVS CAREMARK CORPORATION COM 126650100 478 4,613 SH   SOLE 0 0 4,613
DIGITAL RLTY TR INC COM 253868103 1,373 15,516 PRN   SOLE 0 0 15,516
DISNEY WALT CO COM DISNEY 254687106 506 5,099 SH   SOLE 0 0 5,099
DUKE ENERGY CORP NEW COM NEW 26441C204 239 2,957 SH   SOLE 0 0 2,957
EASTMAN CHEM CO COM 277432100 265 3,673 SH   SOLE 0 0 3,673
EXXON MOBIL CORP COM 30231G102 1,481 17,715 SH   SOLE 0 0 17,715
FIDELITY CONSMR STAPLES 316092303 2,110 66,622 SH   SOLE 0 0 66,622
FIDELITY MSCI CONSM DIS 316092204 2 66 SH   SOLE 0 0 66
FIDELITY MSCI FINLS IDX 316092501 1,300 48,187 SH   SOLE 0 0 48,187
FIDELITY MSCI HLTH CARE I 316092600 1,619 50,629 SH   SOLE 0 0 50,629
FIDELITY MSCI INFO TECH I 316092808 1,696 51,070 SH   SOLE 0 0 51,070
GENERAL ELECTRIC CO COM 369604103 1,316 41,403 SH   SOLE 0 0 41,403
GILEAD SCIENCES INC COM 375558103 1,058 11,513 SH   SOLE 0 0 11,513
HARLEY DAVIDSON INC COM 412822108 388 7,554 SH   SOLE 0 0 7,554
INTERNATIONAL BUSINESS MACHS COM 459200101 2,073 13,689 SH   SOLE 0 0 13,689
ISHARES 1-3 YR CR BD ETF 464288646 523 4,958 SH   SOLE 0 0 4,958
ISHARES 1-3 YR TR BD ETF 464287457 21,747 255,751 SH   SOLE 0 0 255,751
ISHARES 20+ YR TR BD ETF 464287432 716 5,479 SH   SOLE 0 0 5,479
ISHARES 3-7 YR TR BD ETF 464288661 18 140 SH   SOLE 0 0 140
ISHARES 7-10 Y TR BD ETF 464287440 16,988 153,960 SH   SOLE 0 0 153,960
ISHARES CNTRY MIN VL ETF 464286525 13,699 186,403 SH   SOLE 0 0 186,403
ISHARES CORE S&P MCP ETF 464287507 8,433 58,482 SH   SOLE 0 0 58,482
ISHARES CORE S&P SCP ETF 464287804 5,206 46,247 SH   SOLE 0 0 46,247
ISHARES CORE S&P500 ETF 464287200 216 1,045 SH   SOLE 0 0 1,045
ISHARES CORE TOTUSBD ETF 464287226 17,726 159,947 SH   SOLE 0 0 159,947
ISHARES DOW JONES US ETF 464287846 41 400 SH   SOLE 0 0 400
ISHARES GLOB TELECOM ETF 464287275 5 75 SH   SOLE 0 0 75
ISHARES GLOBAL 100 ETF 464287572 50 690 SH   SOLE 0 0 690
ISHARES IBOXX HI YD ETF 464288513 29 350 SH   SOLE 0 0 350
ISHARES IBOXX INV CP ETF 464287242 17,629 148,367 SH   SOLE 0 0 148,367
ISHARES INTL SEL DIV ETF 464288448 12 408 SH   SOLE 0 0 408
ISHARES MBS ETF 464288588 16,816 153,595 SH   SOLE 0 0 153,595
ISHARES MRG RL ES CP ETF 464288539 10 1,000 SH   SOLE 0 0 1,000
ISHARES MRGSTR MD CP GRW 464288307 122 800 SH   SOLE 0 0 800
ISHARES MRGSTR SM CP GR 464288604 13 100 SH   SOLE 0 0 100
ISHARES MRNGSTR LG-CP GR 464287119 118 1,000 SH   SOLE 0 0 1,000
ISHARES MSCI CDA ETF 464286509 18 750 SH   SOLE 0 0 750
ISHARES MSCI EAFE ETF 464287465 19 336 SH   SOLE 0 0 336
ISHARES MSCI EMG MKT ETF 464287234 8 227 SH   SOLE 0 0 227
ISHARES MSCI GERMANY ETF 464286806 5 200 SH   SOLE 0 0 200
ISHARES N AMER TECH ETF 464287549 293 2,650 SH   SOLE 0 0 2,650
ISHARES NA TEC-SFTWR ETF 464287515 28 280 SH   SOLE 0 0 280
ISHARES NASDQ BIOTEC ETF 464287556 78 300 SH   SOLE 0 0 300
ISHARES NAT AMT FREE BD 464288414 68 607 SH   SOLE 0 0 607
ISHARES RUS 1000 ETF 464287622 46 402 SH   SOLE 0 0 402
ISHARES RUS 1000 GRW ETF 464287614 230 2,301 SH   SOLE 0 0 2,301
ISHARES RUS 1000 VAL ETF 464287598 151 1,533 SH   SOLE 0 0 1,533
ISHARES RUS 2000 GRW ETF 464287648 453 3,415 SH   SOLE 0 0 3,415
ISHARES RUS 3000 GRW ETF 464287671 364 4,487 SH   SOLE 0 0 4,487
ISHARES RUS MD CP GR ETF 464287481 223 2,423 SH   SOLE 0 0 2,423
ISHARES RUS MID-CAP ETF 464287499 83 509 SH   SOLE 0 0 509
ISHARES RUSSELL 2000 ETF 464287655 39 351 SH   SOLE 0 0 351
ISHARES RUSSELL 3000 ETF 464287689 36 302 SH   SOLE 0 0 302
ISHARES S&P 500 GRWT ETF 464287309 12 100 SH   SOLE 0 0 100
ISHARES S&P MC 400GR ETF 464287606 211 1,300 SH   SOLE 0 0 1,300
ISHARES SELECT DIVID ETF 464287168 20,661 252,979 SH   SOLE 0 0 252,979
ISHARES SHRT TRS BD ETF 464288679 83 750 SH   SOLE 0 0 750
ISHARES SP SMCP600GR ETF 464287887 75 605 SH   SOLE 0 0 605
ISHARES TIPS BD ETF 464287176 459 4,006 SH   SOLE 0 0 4,006
ISHARES U.S. CNSM GD ETF 464287812 21 185 SH   SOLE 0 0 185
ISHARES U.S. CNSM SV ETF 464287580 24 165 SH   SOLE 0 0 165
ISHARES U.S. ENERGY ETF 464287796 10 300 SH   SOLE 0 0 300
ISHARES U.S. PFD STK ETF 464288687 13,307 340,933 SH   SOLE 0 0 340,933
ISHARES U.S. REAL ES ETF 464287739 15,599 200,349 SH   SOLE 0 0 200,349
ISHARES U.S. TECH ETF 464287721 135 1,245 SH   SOLE 0 0 1,245
ISHARES U.S. TELECOM ETF 464287713 6 200 SH   SOLE 0 0 200
ISHARES US HLTHCARE ETF 464287762 14 100 SH   SOLE 0 0 100
ISHARES TR HIGH DIVIDND ETF 46429B663 17 222 SH   SOLE 0 0 222
ISHARES TR USA MIN VOL ETF 46429B697 21,624 492,245 SH   SOLE 0 0 492,245
JOHNSON & JOHNSON COM 478160104 1,121 10,356 SH   SOLE 0 0 10,356
JPMORGAN CHASE & CO COM 46625H100 480 8,098 SH   SOLE 0 0 8,098
LENNAR CORP CL A 526057104 438 9,062 SH   SOLE 0 0 9,062
MARKET VECTORS ETF TR GOLD MINER ETF 57060U100 30 1,517 SH   SOLE 0 0 1,517
MARKET VECTORS ETF TR SEMICONDUCTOR 57060U233 757 13,752 SH   SOLE 0 0 13,752
MCDONALDS CORP COM 580135101 279 2,222 SH   SOLE 0 0 2,222
MICROSOFT CORP COM 594918104 853 15,442 SH   SOLE 0 0 15,442
NIKE INC CL B 654106103 319 5,185 SH   SOLE 0 0 5,185
NUVEEN MUN VALUE FD INC COM 670928100 273 26,073 SH   SOLE 0 0 26,073
ORACLE CORP COM 68389X105 300 7,341 SH   SOLE 0 0 7,341
PAYCHEX INC COM 704326107 805 14,904 SH   SOLE 0 0 14,904
PEPSICO INC COM 713448108 1,508 14,712 SH   SOLE 0 0 14,712
PFIZER INC COM 717081103 444 14,970 SH   SOLE 0 0 14,970
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 4,451 110,377 SH   SOLE 0 0 110,377
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 1,743 15,957 SH   SOLE 0 0 15,957
PROCTER & GAMBLE CO COM 742718109 358 4,350 SH   SOLE 0 0 4,350
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 10,173 129,544 SH   SOLE 0 0 129,544
RYDEX ETF TRUST GUG S&P500EQWTUT 78355W791 23,138 277,967 SH   SOLE 0 0 277,967
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 772 9,763 SH   SOLE 0 0 9,763
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 860 16,204 SH   SOLE 0 0 16,204
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 97 1,425 SH   SOLE 0 0 1,425
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 105 1,704 SH   SOLE 0 0 1,704
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 389 17,311 SH   SOLE 0 0 17,311
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 713 12,855 SH   SOLE 0 0 12,855
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 3,687 74,310 SH   SOLE 0 0 74,310
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 23 513 SH   SOLE 0 0 513
SOUTHERN CO COM 842587107 206 3,987 SH   SOLE 0 0 3,987
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 987 5,585 SH   SOLE 0 0 5,585
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,453 7,072 SH   SOLE 0 0 7,072
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,538 5,854 SH   SOLE 0 0 5,854
SPDR SERIES TRUST BRC BLD AMER BD 78464A276 0 0 SH   SOLE 0 0 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 96 2,792 SH   SOLE 0 0 2,792
SPDR SERIES TRUST LNG TRM CORP BD 78464A367 0 1 SH   SOLE 0 0 1
SPDR SERIES TRUST S&P 600 SML CAP 78464A813 283 2,800 SH   SOLE 0 0 2,800
SPDR SERIES TRUST S&P DIVID ETF 78464A763 1,838 23,000 SH   SOLE 0 0 23,000
SPDR SERIES TRUST S&P REGL BKG 78464A698 1,025 27,226 SH   SOLE 0 0 27,226
STARBUCKS CORP COM 855244109 537 8,988 SH   SOLE 0 0 8,988
TJX COS INC NEW COM 872540109 342 4,366 SH   SOLE 0 0 4,366
UNDER ARMOUR INC CL A 904311107 618 7,286 SH   SOLE 0 0 7,286
VANGUARD INDEX FDS GROWTH ETF 922908736 289 2,712 SH   SOLE 0 0 2,712
VANGUARD INDEX FDS LARGE CAP ETF 922908637 19 200 SH   SOLE 0 0 200
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 32 320 SH   SOLE 0 0 320
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 12 143 SH   SOLE 0 0 143
VANGUARD INDEX FDS MID CAP ETF 922908629 309 2,551 SH   SOLE 0 0 2,551
VANGUARD INDEX FDS REIT ETF 922908553 863 10,303 SH   SOLE 0 0 10,303
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 57 300 SH   SOLE 0 0 300
VANGUARD INDEX FDS SM CP VAL ETF 922908611 0 2 SH   SOLE 0 0 2
VANGUARD INDEX FDS SMALL CP ETF 922908751 343 3,073 SH   SOLE 0 0 3,073
VANGUARD INDEX FDS SML CP GRW ETF 922908595 53 449 SH   SOLE 0 0 449
VANGUARD INDEX FDS TOTAL STK MKT 922908769 28 271 SH   SOLE 0 0 271
VANGUARD INDEX FDS VALUE ETF 922908744 25 300 SH   SOLE 0 0 300
VANGUARD SCOTTSDALE FDS LONG-TERM GOV 92206C847 51 630 SH   SOLE 0 0 630
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 761 9,504 SH   SOLE 0 0 9,504
VERIZON COMMUNICATIONS INC COM 92343V104 572 10,572 SH   SOLE 0 0 10,572
VISA INC COM CL A 92826C839 656 8,576 SH   SOLE 0 0 8,576
W P CAREY INC COM 92936U109 330 5,294 PRN   SOLE 0 0 5,294
WAL-MART STORES INC COM 931142103 233 3,402 SH   SOLE 0 0 3,402
WELLS FARGO & CO NEW COM 949746101 1,692 34,997 SH   SOLE 0 0 34,997
XILINX INC COM 983919101 1,035 21,816 SH   SOLE 0 0 21,816