The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 242,252 1,798 SH   SOLE   0 0 1,798
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 351,755 3,088 SH   SOLE   0 0 3,088
AMAZON COM INC COM 023135106 BBG001S5PQL7 625,019 4,795 SH   SOLE   0 0 4,795
AMGEN INC COM 031162100 BBG001S5NNL6 330,895 1,490 SH   SOLE   0 0 1,490
APPLE INC COM 037833100 BBG001S5N8V8 10,548,630 54,383 SH   SOLE   0 0 54,383
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 517,810 1 SH   SOLE   0 0 1
BOEING CO COM 097023105 BBG001S5P0V3 902,287 4,273 SH   SOLE   0 0 4,273
CATERPILLAR INC COM 149123101 BBG001S5PJ06 1,083,147 4,402 SH   SOLE   0 0 4,402
COCA COLA CO COM 191216100 BBG001S5SMQ8 331,752 5,509 SH   SOLE   0 0 5,509
CORNING INC COM 219350105 BBG001S5RLH1 231,330 6,602 SH   SOLE   0 0 6,602
DEERE & CO COM 244199105 BBG001S5QFF7 514,592 1,270 SH   SOLE   0 0 1,270
EASTMAN CHEM CO COM 277432100 BBG001S7JNP3 258,207 3,084 SH   SOLE   0 0 3,084
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 1,007,926 9,398 SH   SOLE   0 0 9,398
FIRST TR MORNINGSTAR DIVID L SHS 336917109 BBG001SP68G0 344,809 10,138 SH   SOLE   0 0 10,138
HEXCEL CORP NEW COM 428291108 BBG001S5S2J0 228,060 3,000 SH   SOLE   0 0 3,000
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 622,500 3,000 SH   SOLE   0 0 3,000
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 243,351 1,819 SH   SOLE   0 0 1,819
INTUIT COM 461202103 BBG001S6TWR2 262,305 572 SH   SOLE   0 0 572
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 454,784 7,241 SH   SOLE   0 0 7,241
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 BBG001SLKDX3 634,178 35,135 SH   SOLE   0 0 35,135
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 260,149 1,738 SH   SOLE   0 0 1,738
INVESCO EXCHANGE TRADED FD T ZACKS MULT AST 46137Y500 BBG00KJR1Q60 456,870 21,332 SH   SOLE   0 0 21,332
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 3,447,288 9,332 SH   SOLE   0 0 9,332
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 12,796,132 259,609 SH   SOLE   0 0 259,609
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 977,417 30,902 SH   SOLE   0 0 30,902
ISHARES INC MSCI GBL MIN VOL 464286525 BBG0025X39Q6 229,096 2,336 SH   SOLE   0 0 2,336
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 274,038 3,380 SH   SOLE   0 0 3,380
ISHARES TR 10-20 YR TRS ETF 464288653 BBG001SSD830 5,065,740 45,732 SH   SOLE   0 0 45,732
ISHARES TR 20 YR TR BD ETF 464287432 BBG001S8MLN3 538,568 5,232 SH   SOLE   0 0 5,232
ISHARES TR 7-10 YR TRSY BD 464287440 BBG001S80936 858,994 8,892 SH   SOLE   0 0 8,892
ISHARES TR AGGRES ALLOC ETF 464289859 BBG001T3YVL0 531,678 8,014 SH   SOLE   0 0 8,014
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 702,832 13,639 SH   SOLE   0 0 13,639
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 217,240 2,155 SH   SOLE   0 0 2,155
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 571,048 8,460 SH   SOLE   0 0 8,460
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 238,660 3,811 SH   SOLE   0 0 3,811
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 563,407 2,155 SH   SOLE   0 0 2,155
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 498,868 5,006 SH   SOLE   0 0 5,006
ISHARES TR CORE S&P US GWT 464287671 BBG001SFQL99 435,684 4,462 SH   SOLE   0 0 4,462
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 74,717,759 167,638 SH   SOLE   0 0 167,638
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 45,697,522 1,005,004 SH   SOLE   0 0 1,005,004
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 212,519 2,170 SH   SOLE   0 0 2,170
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 23,136,722 242,498 SH   SOLE   0 0 242,498
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 15,263,363 311,879 SH   SOLE   0 0 311,879
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 15,092,703 154,860 SH   SOLE   0 0 154,860
ISHARES TR ESG MSCI EM LDRS 46436E601 BBG00RMS4GK2 251,596 5,621 SH   SOLE   0 0 5,621
ISHARES TR EUROPE ETF 464287861 BBG001SFGXD9 397,750 7,870 SH   SOLE   0 0 7,870
ISHARES TR EXPND TEC SC ETF 464287549 BBG001SHHYT5 255,366 650 SH   SOLE   0 0 650
ISHARES TR FALN ANGLS USD 46435G474 BBG00D332C84 1,761,666 69,439 SH   SOLE   0 0 69,439
ISHARES TR GLOBAL TECH ETF 464287291 BBG001S60KQ0 328,758 5,286 SH   SOLE   0 0 5,286
ISHARES TR GRWT ALLOCAT ETF 464289867 BBG001T3YV58 736,735 14,319 SH   SOLE   0 0 14,319
ISHARES TR IBOXX HI YD ETF 464288513 BBG001ST0ZQ7 466,136 6,209 SH   SOLE   0 0 6,209
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 2,739,375 25,332 SH   SOLE   0 0 25,332
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 450,327 8,976 SH   SOLE   0 0 8,976
ISHARES TR JPMORGAN USD EMG 464288281 BBG001SQS9Y2 1,777,782 20,543 SH   SOLE   0 0 20,543
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 18,257,111 195,755 SH   SOLE   0 0 195,755
ISHARES TR MRGSTR MD CP GRW 464288307 BBG001SBRK44 213,453 3,503 SH   SOLE   0 0 3,503
ISHARES TR MSCI EAFE MIN VL 46429B689 BBG0025X2WP7 220,415 3,265 SH   SOLE   0 0 3,265
ISHARES TR MSCI INTL VLU FT 46435G409 BBG009DR6401 681,806 26,790 SH   SOLE   0 0 26,790
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 8,132,072 109,405 SH   SOLE   0 0 109,405
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 25,848,905 191,658 SH   SOLE   0 0 191,658
ISHARES TR MSCI USA VALUE 46432F388 BBG004FPWGT7 211,966 2,260 SH   SOLE   0 0 2,260
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 6,259,638 58,649 SH   SOLE   0 0 58,649
ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 708,975 22,922 SH   SOLE   0 0 22,922
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 218,382 896 SH   SOLE   0 0 896
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 440,518 1,601 SH   SOLE   0 0 1,601
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 387,029 1,595 SH   SOLE   0 0 1,595
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 333,714 1,612 SH   SOLE   0 0 1,612
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 785,524 11,145 SH   SOLE   0 0 11,145
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 205,142 1,273 SH   SOLE   0 0 1,273
ISHARES TR S&P MC 400GR ETF 464287606 BBG001SFQL08 292,500 3,900 SH   SOLE   0 0 3,900
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 1,528,703 13,493 SH   SOLE   0 0 13,493
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 1,338,631 12,867 SH   SOLE   0 0 12,867
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 273,832 2,544 SH   SOLE   0 0 2,544
ISHARES TR U.S. REAL ES ETF 464287739 BBG001SFGXJ3 550,104 6,357 SH   SOLE   0 0 6,357
ISHARES TR U.S. TECH ETF 464287721 BBG001SFB7Z7 12,141,648 111,524 SH   SOLE   0 0 111,524
ISHARES TR US HLTHCARE ETF 464287762 BBG001SFGXR4 558,931 1,994 SH   SOLE   0 0 1,994
ISHARES TR US INFRASTRUC 46435U713 BBG00KHHFPF1 2,240,063 57,320 SH   SOLE   0 0 57,320
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 15,228,468 664,999 SH   SOLE   0 0 664,999
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 539,055 3,257 SH   SOLE   0 0 3,257
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 793,682 5,457 SH   SOLE   0 0 5,457
LAKELAND INDS INC COM 511795106 BBG001S5SPK7 235,057 16,335 SH   SOLE   0 0 16,335
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 228,899 497 SH   SOLE   0 0 497
M & T BK CORP COM 55261F104 BBG001S7S2B4 240,314 1,942 SH   SOLE   0 0 1,942
MCDONALDS CORP COM 580135101 BBG001S5T110 1,119,383 3,751 SH   SOLE   0 0 3,751
MERCK & CO INC COM 58933Y105 BBG001S5TC52 444,313 3,851 SH   SOLE   0 0 3,851
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,482,643 7,290 SH   SOLE   0 0 7,290
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 394,775 933 SH   SOLE   0 0 933
ORACLE CORP COM 68389X105 BBG001S5SJG6 471,252 3,957 SH   SOLE   0 0 3,957
PAYCHEX INC COM 704326107 BBG001S5V135 672,735 6,014 SH   SOLE   0 0 6,014
PEPSICO INC COM 713448108 BBG001S695T1 243,939 1,317 SH   SOLE   0 0 1,317
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 334,599 2,205 SH   SOLE   0 0 2,205
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 BBG001S5V3C1 213,416 3,409 SH   SOLE   0 0 3,409
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 249,091 7,389 SH   SOLE   0 0 7,389
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 321,324 4,910 SH   SOLE   0 0 4,910
SHOPIFY INC CL A 82509L107 BBG004DW5NC7 230,622 3,570 SH   SOLE   0 0 3,570
SOUTHERN CO COM 842587107 BBG001S5W777 203,240 2,893 SH   SOLE   0 0 2,893
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 2,715,119 6,125 SH   SOLE   0 0 6,125
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 1,310,884 2,737 SH   SOLE   0 0 2,737
SPDR SER TR NUVEEN BLMBRG MU 78468R721 BBG001SRSPW6 1,554,946 33,686 SH   SOLE   0 0 33,686
SPDR SER TR NUVEEN BLMBRG SH 78468R739 BBG001T083N5 412,817 8,774 SH   SOLE   0 0 8,774
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 310,759 8,001 SH   SOLE   0 0 8,001
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 1,699,271 13,863 SH   SOLE   0 0 13,863
SRH TOTAL RETURN FUND INC COM 101507101 BBG001SKK3J3 159,968 12,046 SH   SOLE   0 0 12,046
TESLA INC COM 88160R101 BBG001SQKGD7 1,365,131 5,215 SH   SOLE   0 0 5,215
TRANSCAT INC COM 893529107 BBG001S5WVW6 381,507 4,472 SH   SOLE   0 0 4,472
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 305,518 1,080 SH   SOLE   0 0 1,080
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 242,975 3,211 SH   SOLE   0 0 3,211
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 344,324 3,246 SH   SOLE   0 0 3,246
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 225,057 6,052 SH   SOLE   0 0 6,052
VISA INC COM CL A 92826C839 BBG001SRCFY3 920,394 3,876 SH   SOLE   0 0 3,876
WALMART INC COM 931142103 BBG001S5XH92 553,924 3,524 SH   SOLE   0 0 3,524