The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 290,584 1,798 SH   SOLE   0 0 1,798
AMAZON COM INC COM 023135106 BBG001S5PQL7 401,268 4,777 SH   SOLE   0 0 4,777
AMGEN INC COM 031162100 BBG001S5NNL6 391,434 1,490 SH   SOLE   0 0 1,490
APPLE INC COM 037833100 BBG001S5N8V8 6,559,438 50,484 SH   SOLE   0 0 50,484
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 211,704 886 SH   SOLE   0 0 886
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 468,711 1 SH   SOLE   0 0 1
BOEING CO COM 097023105 BBG001S5P0V3 813,964 4,273 SH   SOLE   0 0 4,273
CATERPILLAR INC COM 149123101 BBG001S5PJ06 1,058,291 4,418 SH   SOLE   0 0 4,418
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 669,646 3,731 SH   SOLE   0 0 3,731
CORNING INC COM 219350105 BBG001S5RLH1 203,175 6,361 SH   SOLE   0 0 6,361
DEERE & CO COM 244199105 BBG001S5QFF7 544,525 1,270 SH   SOLE   0 0 1,270
EASTMAN CHEM CO COM 277432100 BBG001S7JNP3 203,332 2,497 SH   SOLE   0 0 2,497
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 1,262,060 11,442 SH   SOLE   0 0 11,442
FIRST TR MORNINGSTAR DIVID L SHS 336917109 BBG001SP68G0 541,346 14,807 SH   SOLE   0 0 14,807
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 642,900 3,000 SH   SOLE   0 0 3,000
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 486,916 3,456 SH   SOLE   0 0 3,456
INTUIT COM 461202103 BBG001S6TWR2 208,558 536 SH   SOLE   0 0 536
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 463,427 7,252 SH   SOLE   0 0 7,252
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 BBG001SLKDX3 745,021 44,559 SH   SOLE   0 0 44,559
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 245,193 1,736 SH   SOLE   0 0 1,736
INVESCO EXCHANGE TRADED FD T ZACKS MULT AST 46137Y500 BBG00KJR1Q60 612,079 28,940 SH   SOLE   0 0 28,940
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 2,466,329 9,262 SH   SOLE   0 0 9,262
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 751,428 24,989 SH   SOLE   0 0 24,989
ISHARES INC MSCI EMERG MRKT 464286533 BBG0025X3FS0 12,223,659 230,418 SH   SOLE   0 0 230,418
ISHARES INC MSCI GBL MIN VOL 464286525 BBG0025X39Q6 240,706 2,533 SH   SOLE   0 0 2,533
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 216,387 2,232 SH   SOLE   0 0 2,232
ISHARES TR 0-5YR HI YL CP 46434V407 BBG005DW06B7 7,218,214 176,528 SH   SOLE   0 0 176,528
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 385,637 4,751 SH   SOLE   0 0 4,751
ISHARES TR 10-20 YR TRS ETF 464288653 BBG001SSD830 6,046,137 55,890 SH   SOLE   0 0 55,890
ISHARES TR 20 YR TR BD ETF 464287432 BBG001S8MLN3 624,924 6,277 SH   SOLE   0 0 6,277
ISHARES TR 7-10 YR TRSY BD 464287440 BBG001S80936 678,054 7,079 SH   SOLE   0 0 7,079
ISHARES TR AGGRES ALLOC ETF 464289859 BBG001T3YVL0 444,304 7,436 SH   SOLE   0 0 7,436
ISHARES TR CONV BD ETF 46435G102 BBG009BKDMM6 2,473,997 35,612 SH   SOLE   0 0 35,612
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 626,046 12,521 SH   SOLE   0 0 12,521
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 299,070 2,869 SH   SOLE   0 0 2,869
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 871,790 14,143 SH   SOLE   0 0 14,143
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 578,255 2,391 SH   SOLE   0 0 2,391
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 4,346,103 45,922 SH   SOLE   0 0 45,922
ISHARES TR CORE S&P US GWT 464287671 BBG001SFQL99 440,199 5,400 SH   SOLE   0 0 5,400
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 65,449,060 170,347 SH   SOLE   0 0 170,347
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 40,334,706 897,723 SH   SOLE   0 0 897,723
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 349,564 3,604 SH   SOLE   0 0 3,604
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 13,675,084 163,265 SH   SOLE   0 0 163,265
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 19,279,203 420,209 SH   SOLE   0 0 420,209
ISHARES TR ESG ADV TTL USD 46436E619 BBG00VJ13GZ1 207,273 4,912 SH   SOLE   0 0 4,912
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 35,799,983 422,419 SH   SOLE   0 0 422,419
ISHARES TR EUROPE ETF 464287861 BBG001SFGXD9 311,731 6,883 SH   SOLE   0 0 6,883
ISHARES TR FALN ANGLS USD 46435G474 BBG00D332C84 1,762,323 71,610 SH   SOLE   0 0 71,610
ISHARES TR FLTG RATE NT ETF 46429B655 BBG001V1QYX1 261,515 5,196 SH   SOLE   0 0 5,196
ISHARES TR GLOBAL TECH ETF 464287291 BBG001S60KQ0 260,818 5,818 SH   SOLE   0 0 5,818
ISHARES TR GRWT ALLOCAT ETF 464289867 BBG001T3YV58 644,906 13,675 SH   SOLE   0 0 13,675
ISHARES TR IBOXX HI YD ETF 464288513 BBG001ST0ZQ7 587,852 7,984 SH   SOLE   0 0 7,984
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 3,407,850 32,323 SH   SOLE   0 0 32,323
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 549,066 11,021 SH   SOLE   0 0 11,021
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 13,793,289 148,715 SH   SOLE   0 0 148,715
ISHARES TR MSCI EAFE MIN VL 46429B689 BBG0025X2WP7 219,842 3,457 SH   SOLE   0 0 3,457
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 332,686 8,778 SH   SOLE   0 0 8,778
ISHARES TR MSCI INTL VLU FT 46435G409 BBG009DR6401 576,678 24,889 SH   SOLE   0 0 24,889
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 5,803,045 80,486 SH   SOLE   0 0 80,486
ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 4,863,595 33,328 SH   SOLE   0 0 33,328
ISHARES TR MSCI USA VALUE 46432F388 BBG004FPWGT7 552,473 6,062 SH   SOLE   0 0 6,062
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 5,613,721 53,201 SH   SOLE   0 0 53,201
ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 1,392,951 45,626 SH   SOLE   0 0 45,626
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 428,658 2,001 SH   SOLE   0 0 2,001
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 341,391 1,591 SH   SOLE   0 0 1,591
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 218,941 1,509 SH   SOLE   0 0 1,509
ISHARES TR S&P MC 400GR ETF 464287606 BBG001SFQL08 300,520 4,400 SH   SOLE   0 0 4,400
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 206,089 1,907 SH   SOLE   0 0 1,907
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 1,852,576 15,361 SH   SOLE   0 0 15,361
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 1,539,242 14,762 SH   SOLE   0 0 14,762
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 1,402,539 13,177 SH   SOLE   0 0 13,177
ISHARES TR U.S. ENERGY ETF 464287796 BBG001SFGXW8 940,584 20,232 SH   SOLE   0 0 20,232
ISHARES TR U.S. MED DVC ETF 464288810 BBG001SQZT52 201,414 3,831 SH   SOLE   0 0 3,831
ISHARES TR U.S. REAL ES ETF 464287739 BBG001SFGXJ3 669,631 7,954 SH   SOLE   0 0 7,954
ISHARES TR U.S. TECH ETF 464287721 BBG001SFB7Z7 6,213,706 83,417 SH   SOLE   0 0 83,417
ISHARES TR US HLTHCARE ETF 464287762 BBG001SFGXR4 560,880 1,977 SH   SOLE   0 0 1,977
ISHARES TR US INFRASTRUC 46435U713 BBG00KHHFPF1 2,097,613 57,849 SH   SOLE   0 0 57,849
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 8,758,037 385,477 SH   SOLE   0 0 385,477
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 BBG0079TF237 2,472,714 87,716 SH   SOLE   0 0 87,716
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 574,983 3,255 SH   SOLE   0 0 3,255
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 717,404 5,350 SH   SOLE   0 0 5,350
L3HARRIS TECHNOLOGIES INC COM 502431109 BBG001S5S0N9 641,911 3,083 SH   SOLE   0 0 3,083
LAKELAND INDS INC COM 511795106 BBG001S5SPK7 146,659 11,027 SH   SOLE   0 0 11,027
M & T BK CORP COM 55261F104 BBG001S7S2B4 276,328 1,905 SH   SOLE   0 0 1,905
MCDONALDS CORP COM 580135101 BBG001S5T110 663,036 2,516 SH   SOLE   0 0 2,516
MERCK & CO INC COM 58933Y105 BBG001S5TC52 415,134 3,742 SH   SOLE   0 0 3,742
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,672,340 6,973 SH   SOLE   0 0 6,973
ON SEMICONDUCTOR CORP COM 682189105 BBG001SF7RS6 347,962 5,579 SH   SOLE   0 0 5,579
ORACLE CORP COM 68389X105 BBG001S5SJG6 339,677 4,156 SH   SOLE   0 0 4,156
PAYCHEX INC COM 704326107 BBG001S5V135 656,490 5,681 SH   SOLE   0 0 5,681
PEPSICO INC COM 713448108 BBG001S695T1 246,440 1,364 SH   SOLE   0 0 1,364
PFIZER INC COM 717081103 BBG001S5V466 300,133 5,857 SH   SOLE   0 0 5,857
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 BBG001T618D9 393,880 3,993 SH   SOLE   0 0 3,993
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 334,016 2,204 SH   SOLE   0 0 2,204
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 BBG001S5V3C1 206,598 3,372 SH   SOLE   0 0 3,372
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 268,447 7,849 SH   SOLE   0 0 7,849
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 236,515 1,741 SH   SOLE   0 0 1,741
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 355,178 5,038 SH   SOLE   0 0 5,038
SOUTHERN CO COM 842587107 BBG001S5W777 208,454 2,919 SH   SOLE   0 0 2,919
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 2,662,516 6,962 SH   SOLE   0 0 6,962
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 1,256,197 2,837 SH   SOLE   0 0 2,837
SPDR SER TR NUVEEN BLMBRG MU 78468R721 BBG001SRSPW6 800,585 17,549 SH   SOLE   0 0 17,549
SPDR SER TR S&P 600 SML CAP 78464A813 BBG001SPTB69 295,956 3,600 SH   SOLE   0 0 3,600
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 1,786,579 14,280 SH   SOLE   0 0 14,280
SRH TOTAL RETURN FUND INC COM 101507101 BBG001SKK3J3 150,009 11,812 SH   SOLE   0 0 11,812
TESLA INC COM 88160R101 BBG001SQKGD7 243,896 1,980 SH   SOLE   0 0 1,980
TRANSCAT INC COM 893529107 BBG001S5WVW6 316,931 4,472 SH   SOLE   0 0 4,472
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 226,689 1,064 SH   SOLE   0 0 1,064
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 227,617 1,117 SH   SOLE   0 0 1,117
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 272,338 1,424 SH   SOLE   0 0 1,424
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 241,144 3,207 SH   SOLE   0 0 3,207
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 242,028 6,143 SH   SOLE   0 0 6,143
VISA INC COM CL A 92826C839 BBG001SRCFY3 704,435 3,391 SH   SOLE   0 0 3,391
WALMART INC COM 931142103 BBG001S5XH92 499,131 3,520 SH   SOLE   0 0 3,520