The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3m Company COM 88579Y101 1,175 6,616 SH   SOLE NONE 0 0 6,616
A T & T Inc New COM 00206R102 2,881 117,123 SH   SOLE NONE 0 0 117,123
Abbott Laboratories COM 002824100 5,547 39,413 SH   SOLE NONE 0 0 39,413
Abbvie Inc COM 00287Y109 11,364 83,934 SH   SOLE NONE 0 0 83,934
Adams Express Co COM 006212104 484 24,938 SH   SOLE NONE 0 0 24,938
Adobe Systems Inc COM 00724F101 483 852 SH   SOLE NONE 0 0 852
Advanced Micro Devices COM 007903107 2,484 17,266 SH   SOLE NONE 0 0 17,266
Air Prod & Chemicals COM 009158106 1,805 5,934 SH   SOLE NONE 0 0 5,934
Airbnb Inc COM CL A 009066101 5,245 31,504 SH   SOLE NONE 0 0 31,504
Alphabet A CAP STK CL A 02079K305 24,665 8,514 SH   SOLE NONE 0 0 8,514
Alphabet C CAP STK CL C 02079K107 1,305 451 SH   SOLE NONE 0 0 451
Amazon Com Inc COM 023135106 31,826 9,545 SH   SOLE NONE 0 0 9,545
Amer Electric Pwr Co Inc COM 025537101 2,448 27,519 SH   SOLE NONE 0 0 27,519
American Express Company COM 025816109 816 4,993 SH   SOLE NONE 0 0 4,993
Amgen Incorporated COM 031162100 5,746 25,542 SH   SOLE NONE 0 0 25,542
Anthem Inc COM 036752103 907 1,956 SH   SOLE NONE 0 0 1,956
Apple Computer Inc COM 037833100 55,872 314,650 SH   SOLE NONE 0 0 314,650
Applied Materials Inc COM 038222105 210 1,336 SH   SOLE NONE 0 0 1,336
ARK FINTECH INNOVATION ETF FINTECH INNOVA 00214Q708 1,726 42,269 SH   SOLE NONE 0 0 42,269
Ark Genomic Revolution GENOMIC REV ETF 00214Q302 1,339 21,871 SH   SOLE NONE 0 0 21,871
Ark Innovation Etf INNOVATION ETF 00214Q104 8,708 92,064 SH   SOLE NONE 0 0 92,064
Atlassian Corp Plc CL A G06242104 3,641 9,550 SH   SOLE NONE 0 0 9,550
Autodesk Inc COM 052769106 1,934 6,878 SH   SOLE NONE 0 0 6,878
Bank Of America 7.25%CNV PFD L 060505682 390 270 SH   SOLE NONE 0 0 270
Bank Of America Corp COM 060505104 2,290 51,473 SH   SOLE NONE 0 0 51,473
Berkshire Hathaway Cl B CL B NEW 084670702 4,554 15,231 SH   SOLE NONE 0 0 15,231
BLACKROCK INNOVAT AND GRWTH CF SHS BEN INT 09260Q108 363 25,000 SH   SOLE NONE 0 0 25,000
BlackRock Resources & Commdty SHS 09257A108 93 10,000 SH   SOLE NONE 0 0 10,000
Blue Foundry Bancorp Com COM 09549B104 531 36,320 SH   SOLE NONE 0 0 36,320
Boeing Co COM 097023105 786 3,904 SH   SOLE NONE 0 0 3,904
Broadcom Ltd COM 11135F101 564 849 SH   SOLE NONE 0 0 849
C V S Corp Del COM 126650100 2,996 29,049 SH   SOLE NONE 0 0 29,049
Carrier Global Corp-Wi COM 14448C104 265 4,891 SH   SOLE NONE 0 0 4,891
Caterpillar Inc COM 149123101 2,234 10,807 SH   SOLE NONE 0 0 10,807
Chevron Corporation COM 166764100 7,282 62,054 SH   SOLE NONE 0 0 62,054
Chubb Corporation COM H1467J104 269 1,393 SH   SOLE NONE 0 0 1,393
Citizens Finl Group Inc COM 174610105 1,712 36,250 SH   SOLE NONE 0 0 36,250
Clorox Company COM 189054109 240 1,379 SH   SOLE NONE 0 0 1,379
Coca Cola Company COM 191216100 7,012 118,426 SH   SOLE NONE 0 0 118,426
Cohen & Steers Tot Ret Realty COM 19247R103 209 12,181 SH   SOLE NONE 0 0 12,181
Cohen Steers Qual Income COM 19247L106 657 36,085 SH   SOLE NONE 0 0 36,085
Cohen Steers Select Util COM 19248A109 236 8,292 SH   SOLE NONE 0 0 8,292
COINBASE GLOBAL CL A ORD COM CL A 19260Q107 305 1,209 SH   SOLE NONE 0 0 1,209
Comcast Corp New Cl A CL A 20030N101 645 12,826 SH   SOLE NONE 0 0 12,826
Communicat Svs Slct Sec COMMUNICATION 81369Y852 1,912 24,623 SH   SOLE NONE 0 0 24,623
Consolidated Edison Inc COM 209115104 367 4,304 SH   SOLE NONE 0 0 4,304
Corteva Inc com COM 22052L104 339 7,174 SH   SOLE NONE 0 0 7,174
Costco Whsl Corp New COM 22160K105 2,502 4,407 SH   SOLE NONE 0 0 4,407
Credit Suisse Asset Mana COM 224916106 189 55,200 SH   SOLE NONE 0 0 55,200
Crown Castle Intl Co COM 22822V101 220 1,054 SH   SOLE NONE 0 0 1,054
Danaher Corp Del COM 235851102 1,271 3,865 SH   SOLE NONE 0 0 3,865
Delta Air Lines Inc New COM NEW 247361702 1,423 36,418 SH   SOLE NONE 0 0 36,418
Disney Walt Co COM 254687106 5,030 32,475 SH   SOLE NONE 0 0 32,475
Docusign INC COM 256163106 5,539 36,369 SH   SOLE NONE 0 0 36,369
Dominion Res Inc Va New COM 25746U109 6,603 84,052 SH   SOLE NONE 0 0 84,052
Dow Chemical Company COM 260557103 252 4,449 SH   SOLE NONE 0 0 4,449
DTE Energy Co COM 233331107 5,946 49,741 SH   SOLE NONE 0 0 49,741
Duke Energy Corp New COM NEW 26441C204 7,148 68,144 SH   SOLE NONE 0 0 68,144
Dupont de Nemours Inc COM 26614N102 1,861 23,047 SH   SOLE NONE 0 0 23,047
Eaton Corporation SHS G29183103 2,443 14,140 SH   SOLE NONE 0 0 14,140
Edwards Lifesciences Cp COM 28176E108 230 1,782 SH   SOLE NONE 0 0 1,782
Emerson Electric Co COM 291011104 6,009 64,643 SH   SOLE NONE 0 0 64,643
Enbridge Inc COM 29250N105 5,468 139,936 SH   SOLE NONE 0 0 139,936
Enterprise Prd Prtnrs COM 293792107 565 25,761 SH   SOLE NONE 0 0 25,761
Estee Lauderco Inc CL A 518439104 1,496 4,042 SH   SOLE NONE 0 0 4,042
Exelon Corporation COM 30161N101 612 10,596 SH   SOLE NONE 0 0 10,596
Exxon Mobil Corporation COM 30231G102 384 6,283 SH   SOLE NONE 0 0 6,283
Facebook Inc Class A CL A 30303M102 15,291 45,464 SH   SOLE NONE 0 0 45,464
Fedex Corporation COM 31428X106 468 1,812 SH   SOLE NONE 0 0 1,812
First Trust Instl Pref Secs and Inc ETF INSTL PFD SECS 33739P855 413 20,250 SH   SOLE NONE 0 0 20,250
Firstenergy Corp COM 337932107 1,912 45,989 SH   SOLE NONE 0 0 45,989
Ford Motor Company New COM 345370860 782 37,655 SH   SOLE NONE 0 0 37,655
General Motors Corp COM 37045V100 2,944 50,214 SH   SOLE NONE 0 0 50,214
Global X Lithium & Battery Tech ETF LITHIUM BTRY ETF 37954Y855 329 3,905 SH   SOLE NONE 0 0 3,905
Global X US Infrastructure Dev ETF US INFR DEV ETF 37954Y673 1,487 51,681 SH   SOLE NONE 0 0 51,681
Goldman Sachs Group Inc COM 38141G104 6,980 18,246 SH   SOLE NONE 0 0 18,246
Heico Corp CL A 422806208 1,138 8,858 SH   SOLE NONE 0 0 8,858
Home Depot Inc COM 437076102 19,087 45,993 SH   SOLE NONE 0 0 45,993
Honeywell International COM 438516106 1,148 5,509 SH   SOLE NONE 0 0 5,509
Illinois Tool Works Inc COM 452308109 250 1,016 SH   SOLE NONE 0 0 1,016
Ingersoll Rand Inc COM 45687V106 267 4,328 SH   SOLE NONE 0 0 4,328
Intel Corp COM 458140100 994 19,315 SH   SOLE NONE 0 0 19,315
Intl Business Machines COM 459200101 1,540 11,524 SH   SOLE NONE 0 0 11,524
Intrcontinentalexchange COM 45866F104 610 4,463 SH   SOLE NONE 0 0 4,463
Intuitive Surgical COM NEW 46120E602 2,309 6,429 SH   SOLE NONE 0 0 6,429
Invesco QQQ Trust UNIT SER 1 46090E103 23,903 60,082 SH   SOLE NONE 0 0 60,082
Invesco S&P 500 Quality ETF S&P500 QUALITY 46137V241 577 10,861 SH   SOLE NONE 0 0 10,861
iShares Global Clean Energy GL CLEAN ENE ETF 464288224 807 38,141 SH   SOLE NONE 0 0 38,141
iShares Global Materials GLOBAL MATER ETF 464288695 914 10,110 SH   SOLE NONE 0 0 10,110
Ishares Russell 1000 RUS 1000 GRW ETF 464287614 300 982 SH   SOLE NONE 0 0 982
Ishares Tr Russell RUS 1000 ETF 464287622 2,463 9,317 SH   SOLE NONE 0 0 9,317
Ishares Tr S&P Smallcap CORE S&P SCP ETF 464287804 2,143 18,720 SH   SOLE NONE 0 0 18,720
iShares US Medical Devices U.S. MED DVC ETF 464288810 706 10,728 SH   SOLE NONE 0 0 10,728
Jacobs Engineering Group Inc COM 469814107 2,214 15,903 SH   SOLE NONE 0 0 15,903
Jetblue Airways Corp COM 477143101 650 45,661 SH   SOLE NONE 0 0 45,661
Johnson & Johnson COM 478160104 13,623 79,636 SH   SOLE NONE 0 0 79,636
Jpmorgan Chase & Co COM 46625H100 7,180 45,347 SH   SOLE NONE 0 0 45,347
L3Harris Technologies Ord COM 502431109 293 1,376 SH   SOLE NONE 0 0 1,376
Lockheed Martin Corp COM 539830109 608 1,713 SH   SOLE NONE 0 0 1,713
Lowes Companies Inc COM 548661107 1,187 4,594 SH   SOLE NONE 0 0 4,594
Lululemon Athletica Inc COM 550021109 1,450 3,706 SH   SOLE NONE 0 0 3,706
Marvell Technology COM 573874104 4,502 51,460 SH   SOLE NONE 0 0 51,460
Mastercard Inc CL A 57636Q104 2,758 7,675 SH   SOLE NONE 0 0 7,675
Mc Donalds Corp COM 580135101 831 3,101 SH   SOLE NONE 0 0 3,101
Mckesson Corporation COM 58155Q103 674 2,715 SH   SOLE NONE 0 0 2,715
Medtronic Inc SHS G5960L103 1,160 11,221 SH   SOLE NONE 0 0 11,221
Merck & Co Inc COM 58933Y105 7,323 95,560 SH   SOLE NONE 0 0 95,560
Metlife Inc COM 59156R108 1,462 23,400 SH   SOLE NONE 0 0 23,400
Microsoft Corp COM 594918104 33,080 98,358 SH   SOLE NONE 0 0 98,358
Mimedx Group Inc COM 602496101 82 13,668 SH   SOLE NONE 0 0 13,668
Moderna Inc COM 60770K107 6,206 24,436 SH   SOLE NONE 0 0 24,436
Netflix Inc COM 64110L106 1,350 2,242 SH   SOLE NONE 0 0 2,242
Neuberger Bermn Real Est COM 64190A103 105 20,000 SH   SOLE NONE 0 0 20,000
Nextera Energy Inc COM 65339F101 479 5,141 SH   SOLE NONE 0 0 5,141
Nike Inc Class B CL B 654106103 2,855 17,135 SH   SOLE NONE 0 0 17,135
Nucor Corp COM 670346105 669 5,861 SH   SOLE NONE 0 0 5,861
Nuveen Enhanced Muni Value COM 67074M101 156 10,000 SH   SOLE NONE 0 0 10,000
Nvidia Corp COM 67066G104 24,473 83,211 SH   SOLE NONE 0 0 83,211
Oracle Corporation COM 68389X105 457 5,246 SH   SOLE NONE 0 0 5,246
Palantir Technologies Inc CL A 69608A108 2,339 128,494 SH   SOLE NONE 0 0 128,494
Parker-Hannifin Corp COM 701094104 2,735 8,598 SH   SOLE NONE 0 0 8,598
Paypal Holdings Inco COM 70450Y103 898 4,764 SH   SOLE NONE 0 0 4,764
Pepsico Incorporated COM 713448108 8,122 46,760 SH   SOLE NONE 0 0 46,760
Pfizer Incorporated COM 717081103 5,734 97,112 SH   SOLE NONE 0 0 97,112
Phillips COM 718546104 1,048 14,476 SH   SOLE NONE 0 0 14,476
Procter & Gamble COM 742718109 8,579 52,449 SH   SOLE NONE 0 0 52,449
Prudential Financial Inc COM 744320102 1,224 11,309 SH   SOLE NONE 0 0 11,309
Purefunds Ise Cyber PRIME CYBR SCRTY 26924G201 418 6,803 SH   SOLE NONE 0 0 6,803
Qualcomm Inc COM 747525103 872 4,769 SH   SOLE NONE 0 0 4,769
Raytheon Technologies Ord COM 75513E101 415 4,829 SH   SOLE NONE 0 0 4,829
ROBINHOOD MARKETS CL A ORD COM CL A 770700102 1,038 58,457 SH   SOLE NONE 0 0 58,457
Roblox Corp Com Cl A CL A 771049103 4,876 47,269 SH   SOLE NONE 0 0 47,269
Rocky Mtn Choc Fact New COM 77467X101 117 15,013 SH   SOLE NONE 0 0 15,013
Rowe T Price Group Inc COM 74144T108 1,179 6,000 SH   SOLE NONE 0 0 6,000
Royal Dutch Shell A Adrf SPONS ADR A 780259206 490 11,300 SH   SOLE NONE 0 0 11,300
S P D R S&P 500 Etf Tr TR UNIT 78462F103 19,170 40,362 SH   SOLE NONE 0 0 40,362
Salesforce Com COM 79466L302 7,064 27,798 SH   SOLE NONE 0 0 27,798
Sch US Div Equity Etf US DIVIDEND EQ 808524797 247 3,061 SH   SOLE NONE 0 0 3,061
Schw Intl Eq Etf INTL EQTY ETF 808524805 1,332 34,288 SH   SOLE NONE 0 0 34,288
Schw US Brd Mkt Etf US BRD MKT ETF 808524102 30,083 266,199 SH   SOLE NONE 0 0 266,199
Schw US Lcap Gro Etf US LCAP GR ETF 808524300 1,537 9,389 SH   SOLE NONE 0 0 9,389
Schwab US Large Cap US LCAP VA ETF 808524409 210 2,876 SH   SOLE NONE 0 0 2,876
Sector Spdr Consumer Fd SBI CONS DISCR 81369Y407 2,825 13,818 SH   SOLE NONE 0 0 13,818
Sector Spdr Engy Select ENERGY 81369Y506 660 11,906 SH   SOLE NONE 0 0 11,906
Sector Spdr Fincl Select FINANCIAL 81369Y605 1,235 31,651 SH   SOLE NONE 0 0 31,651
Sector Spdr Health Fund SBI HEALTHCARE 81369Y209 1,801 12,787 SH   SOLE NONE 0 0 12,787
Sector Spdr Indl Select SBI INT-INDS 81369Y704 1,505 14,228 SH   SOLE NONE 0 0 14,228
Sector Spdr Tech Select TECHNOLOGY 81369Y803 1,923 11,060 SH   SOLE NONE 0 0 11,060
Sector Spdr Tr Con Stpls SBI CONS STPLS 81369Y308 1,494 19,387 SH   SOLE NONE 0 0 19,387
Service Now Inc COM 81762P102 1,129 1,740 SH   SOLE NONE 0 0 1,740
Sherwin Williams Co COM 824348106 524 1,489 SH   SOLE NONE 0 0 1,489
Shopify Inc CL A 82509L107 8,450 6,135 SH   SOLE NONE 0 0 6,135
Snowflake Cl A Ord CL A 833445109 5,952 17,571 SH   SOLE NONE 0 0 17,571
SPDR S&P Metals and Mining ETF S&P METALS MNG 78464A755 601 13,422 SH   SOLE NONE 0 0 13,422
Spectra Energy Corp SPONSORD ADS 81141R100 1,446 6,466 SH   SOLE NONE 0 0 6,466
Spotify Technology SHS L8681T102 2,784 11,898 SH   SOLE NONE 0 0 11,898
Square Inc CL A 852234103 2,264 14,019 SH   SOLE NONE 0 0 14,019
Stanley Black & Decker COM 854502101 5,830 30,912 SH   SOLE NONE 0 0 30,912
Starbucks Corp COM 855244109 2,423 20,716 SH   SOLE NONE 0 0 20,716
T J X Cos Inc COM 872540109 224 2,961 SH   SOLE NONE 0 0 2,961
Taiwan Semiconductr Adrf SPONSORED ADS 874039100 263 2,190 SH   SOLE NONE 0 0 2,190
Tesla Motors Inc COM 88160R101 15,409 14,582 SH   SOLE NONE 0 0 14,582
The Southern Company COM 842587107 275 4,023 SH   SOLE NONE 0 0 4,023
Thermo Electron Corp COM 883556102 5,551 8,319 SH   SOLE NONE 0 0 8,319
THORNBURG INCOME BUILDER OPPORTU ORD COM 885213108 223 12,000 SH   SOLE NONE 0 0 12,000
Trane Technologies PLC SHS G8994E103 991 4,908 SH   SOLE NONE 0 0 4,908
Travelers Companies Inc COM 89417E109 509 3,256 SH   SOLE NONE 0 0 3,256
Truist Finl Corp Com COM 89832Q109 2,686 45,876 SH   SOLE NONE 0 0 45,876
Twilio Inc CL A 90138F102 7,319 27,793 SH   SOLE NONE 0 0 27,793
Two Harbors Investment COM NEW 90187B408 57 10,000 SH   SOLE NONE 0 0 10,000
U S Bancorp Del New COM NEW 902973304 493 8,782 SH   SOLE NONE 0 0 8,782
Unilever Plc Adr New SPON ADR NEW 904767704 3,180 59,127 SH   SOLE NONE 0 0 59,127
Union Pacific Corp COM 907818108 2,438 9,679 SH   SOLE NONE 0 0 9,679
United Contl Hldgs Inc COM 910047109 680 15,536 SH   SOLE NONE 0 0 15,536
United Parcel Service B CL B 911312106 4,830 22,535 SH   SOLE NONE 0 0 22,535
Unitedhealth Group Inc COM 91324P102 4,313 8,590 SH   SOLE NONE 0 0 8,590
Unity Software Inc COM 91332U101 1,207 8,448 SH   SOLE NONE 0 0 8,448
Vanguard Div Apprciation DIV APP ETF 921908844 439 2,557 SH   SOLE NONE 0 0 2,557
Vanguard Info Technology INF TECH ETF 92204A702 985 2,149 SH   SOLE NONE 0 0 2,149
Vanguard Mid Cap Etf MID CAP ETF 922908629 2,697 10,586 SH   SOLE NONE 0 0 10,586
Vanguard Mid Cap Value MCAP VL IDXVIP 922908512 302 2,011 SH   SOLE NONE 0 0 2,011
Vanguard Total Stock Mkt TOTAL STK MKT 922908769 784 3,248 SH   SOLE NONE 0 0 3,248
Veeva Systems Inc CL A COM 922475108 2,526 9,890 SH   SOLE NONE 0 0 9,890
Verizon Communications COM 92343V104 3,362 64,713 SH   SOLE NONE 0 0 64,713
Visa Inc Cl A COM CL A 92826C839 9,411 43,431 SH   SOLE NONE 0 0 43,431
Vmware Inc Cl A CL A COM 928563402 245 2,121 SH   SOLE NONE 0 0 2,121
Wal-Mart Stores Inc COM 931142103 1,058 7,316 SH   SOLE NONE 0 0 7,316
Waste Management Inc Del COM 94106L109 7,776 46,595 SH   SOLE NONE 0 0 46,595
Wells Fargo & Co New COM 949746101 273 5,700 SH   SOLE NONE 0 0 5,700
Wells Fargo L PERP PFD CNV A 949746804 658 441 SH   SOLE NONE 0 0 441
Weyerhaeuser Co COM NEW 962166104 870 21,148 SH   SOLE NONE 0 0 21,148
Xcel Energy Inc COM 98389B100 309 4,568 SH   SOLE NONE 0 0 4,568
Xtrackers MSCI EAFE Hedged Equity ETF XTRACK MSCI EAFE 233051200 6,893 175,544 SH   SOLE NONE 0 0 175,544
Yum Brands Inc COM 988498101 1,505 10,845 SH   SOLE NONE 0 0 10,845