The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3m Company COM 88579Y101 1,314 6,616 SH   SOLE NONE 0 0 6,616
A T & T Inc New COM 00206R102 1,399 48,622 SH   SOLE NONE 0 0 48,622
Abbott Laboratories COM 002824100 1,975 17,036 SH   SOLE NONE 0 0 17,036
Abbvie Inc COM 00287Y109 7,124 63,249 SH   SOLE NONE 0 0 63,249
Adams Express Co COM 006212104 493 24,938 SH   SOLE NONE 0 0 24,938
Adobe Systems Inc COM 00724F101 203 348 SH   SOLE NONE 0 0 348
Advanced Micro Devices COM 007903107 1,559 16,598 SH   SOLE NONE 0 0 16,598
Air Prod & Chemicals COM 009158106 1,700 5,912 SH   SOLE NONE 0 0 5,912
Airbnb Inc COM CL A 009066101 490 3,206 SH   SOLE NONE 0 0 3,206
Alibaba Group Hldg Adr SPONSORED ADS 01609W102 1,921 8,472 SH   SOLE NONE 0 0 8,472
Alphabet A CAP STK CL A 02079K305 13,197 5,405 SH   SOLE NONE 0 0 5,405
Alphabet C CAP STK CL C 02079K107 1,092 436 SH   SOLE NONE 0 0 436
Amazon Com Inc COM 023135106 21,146 6,147 SH   SOLE NONE 0 0 6,147
Amer Electric Pwr Co Inc COM 025537101 267 3,156 SH   SOLE NONE 0 0 3,156
American Express Company COM 025816109 839 5,082 SH   SOLE NONE 0 0 5,082
Anthem Inc COM 036752103 746 1,954 SH   SOLE NONE 0 0 1,954
Apple Computer Inc COM 037833100 34,023 248,419 SH   SOLE NONE 0 0 248,419
ARK FINTECH INNOVATION ETF FINTECH INNOVA 00214Q708 2,701 49,934 SH   SOLE NONE 0 0 49,934
Ark Genomic Revolution GENOMIC REV ETF 00214Q302 3,441 37,206 SH   SOLE NONE 0 0 37,206
Ark Innovation Etf INNOVATION ETF 00214Q104 6,740 51,541 SH   SOLE NONE 0 0 51,541
Bank Of America Corp COM 060505104 2,286 55,464 SH   SOLE NONE 0 0 55,464
Berkshire Hathaway Cl B CL B NEW 084670702 4,159 14,967 SH   SOLE NONE 0 0 14,967
BlackRock Resources & Commdty SHS 09257A108 94 10,000 SH   SOLE NONE 0 0 10,000
Boeing Co COM 097023105 669 2,796 SH   SOLE NONE 0 0 2,796
Bristol-Myers Squibb Co COM 110122108 1,079 16,152 SH   SOLE NONE 0 0 16,152
Broadcom Ltd COM 11135F101 200 420 SH   SOLE NONE 0 0 420
C V S Corp Del COM 126650100 2,323 27,850 SH   SOLE NONE 0 0 27,850
Carrier Global Corp-Wi COM 14448C104 236 4,874 SH   SOLE NONE 0 0 4,874
Caterpillar Inc COM 149123101 288 1,323 SH   SOLE NONE 0 0 1,323
Chevron Corporation COM 166764100 1,075 10,270 SH   SOLE NONE 0 0 10,270
Citizens Finl Group Inc COM 174610105 1,697 37,000 SH   SOLE NONE 0 0 37,000
Clorox Company COM 189054109 282 1,567 SH   SOLE NONE 0 0 1,567
Coca Cola Company COM 191216100 519 9,592 SH   SOLE NONE 0 0 9,592
Cohen & Steers Tot Ret Realty COM 19247R103 169 10,379 SH   SOLE NONE 0 0 10,379
Cohen Steers Qual Income COM 19247L106 602 38,347 SH   SOLE NONE 0 0 38,347
COINBASE GLOBAL CL A ORD COM CL A 19260Q107 324 1,283 SH   SOLE NONE 0 0 1,283
Comcast Corp New Cl A CL A 20030N101 871 15,277 SH   SOLE NONE 0 0 15,277
Communicat Svs Slct Sec COMMUNICATION 81369Y852 2,171 26,823 SH   SOLE NONE 0 0 26,823
Constellation Brand Cl A CL A 21036P108 1,771 7,575 SH   SOLE NONE 0 0 7,575
Corteva Inc com COM 22052L104 341 7,692 SH   SOLE NONE 0 0 7,692
Costco Whsl Corp New COM 22160K105 1,843 4,660 SH   SOLE NONE 0 0 4,660
Credit Suisse Asset Mana COM 224916106 190 54,022 SH   SOLE NONE 0 0 54,022
Danaher Corp Del COM 235851102 986 3,675 SH   SOLE NONE 0 0 3,675
Delta Air Lines Inc New COM NEW 247361702 1,989 45,979 SH   SOLE NONE 0 0 45,979
Disney Walt Co COM 254687106 2,987 16,999 SH   SOLE NONE 0 0 16,999
Dominion Res Inc Va New COM 25746U109 623 8,478 SH   SOLE NONE 0 0 8,478
Dow Chemical Company COM 260557103 296 4,681 SH   SOLE NONE 0 0 4,681
DraftKings Inc COM CL A 26142R104 576 11,046 SH   SOLE NONE 0 0 11,046
Duke Energy Corp New COM NEW 26441C204 802 8,129 SH   SOLE NONE 0 0 8,129
Dupont de Nemours Inc COM 26614N102 1,784 23,050 SH   SOLE NONE 0 0 23,050
Eaton Corporation SHS G29183103 290 1,958 SH   SOLE NONE 0 0 1,958
Edwards Lifesciences Cp COM 28176E108 230 2,226 SH   SOLE NONE 0 0 2,226
Emerson Electric Co COM 291011104 482 5,015 SH   SOLE NONE 0 0 5,015
EMQQ Emerging Markets Intrnt & Ecmrc ETF EMQQ EM INTERN 301505889 3,129 49,402 SH   SOLE NONE 0 0 49,402
Enbridge Inc COM 29250N105 459 11,467 SH   SOLE NONE 0 0 11,467
Enterprise Prd Prtnrs COM 293792107 726 30,106 SH   SOLE NONE 0 0 30,106
Estee Lauderco Inc CL A 518439104 1,191 3,747 SH   SOLE NONE 0 0 3,747
Exelon Corporation COM 30161N101 470 10,609 SH   SOLE NONE 0 0 10,609
Exxon Mobil Corporation COM 30231G102 259 4,121 SH   SOLE NONE 0 0 4,121
Facebook Inc Class A CL A 30303M102 8,470 24,361 SH   SOLE NONE 0 0 24,361
Fedex Corporation COM 31428X106 1,289 4,321 SH   SOLE NONE 0 0 4,321
Ford Motor Company New COM 345370860 323 21,778 SH   SOLE NONE 0 0 21,778
General Motors Corp COM 37045V100 2,316 39,145 SH   SOLE NONE 0 0 39,145
Global X US Infrastructure Dev ETF US INFR DEV ETF 37954Y673 1,470 57,123 SH   SOLE NONE 0 0 57,123
Goldman Sachs Group Inc COM 38141G104 3,111 8,198 SH   SOLE NONE 0 0 8,198
Heico Corp CL A 422806208 1,099 8,857 SH   SOLE NONE 0 0 8,857
Home Depot Inc COM 437076102 9,514 29,834 SH   SOLE NONE 0 0 29,834
Honeywell International COM 438516106 1,201 5,478 SH   SOLE NONE 0 0 5,478
Illinois Tool Works Inc COM 452308109 225 1,006 SH   SOLE NONE 0 0 1,006
Ingersoll Rand Inc COM 45687V106 211 4,328 SH   SOLE NONE 0 0 4,328
Intel Corp COM 458140100 1,102 19,642 SH   SOLE NONE 0 0 19,642
Invesco QQQ Trust UNIT SER 1 46090E103 16,098 45,420 SH   SOLE NONE 0 0 45,420
Invesco S&P 500 Quality ETF S&P500 QUALITY 46137V241 607 12,501 SH   SOLE NONE 0 0 12,501
iShares Global Clean Energy GL CLEAN ENE ETF 464288224 995 42,423 SH   SOLE NONE 0 0 42,423
iShares Global Materials GLOBAL MATER ETF 464288695 955 10,507 SH   SOLE NONE 0 0 10,507
Ishares S&P U S Pfd Fund PFD AND INCM SEC 464288687 205 5,230 SH   SOLE NONE 0 0 5,230
Ishares Tr Russell RUS 1000 ETF 464287622 1,896 7,834 SH   SOLE NONE 0 0 7,834
Ishares Tr S&P Smallcap CORE S&P SCP ETF 464287804 1,252 11,087 SH   SOLE NONE 0 0 11,087
iShares US Medical Devices U.S. MED DVC ETF 464288810 713 1,976 SH   SOLE NONE 0 0 1,976
Jacobs Engineering Group Inc COM 469814107 2,162 16,210 SH   SOLE NONE 0 0 16,210
Jetblue Airways Corp COM 477143101 989 58,953 SH   SOLE NONE 0 0 58,953
Johnson & Johnson COM 478160104 3,324 20,181 SH   SOLE NONE 0 0 20,181
Jpmorgan Chase & Co COM 46625H100 6,551 42,121 SH   SOLE NONE 0 0 42,121
L3Harris Technologies Ord COM 502431109 297 1,376 SH   SOLE NONE 0 0 1,376
Lockheed Martin Corp COM 539830109 829 2,191 SH   SOLE NONE 0 0 2,191
Lowes Companies Inc COM 548661107 832 4,291 SH   SOLE NONE 0 0 4,291
Lululemon Athletica Inc COM 550021109 994 2,725 SH   SOLE NONE 0 0 2,725
Marvell Technology COM 573874104 310 5,320 SH   SOLE NONE 0 0 5,320
Mastercard Inc CL A 57636Q104 2,805 7,685 SH   SOLE NONE 0 0 7,685
Mc Donalds Corp COM 580135101 693 3,003 SH   SOLE NONE 0 0 3,003
Mckesson Corporation COM 58155Q103 420 2,200 SH   SOLE NONE 0 0 2,200
Merck & Co Inc COM 58933Y105 1,636 21,038 SH   SOLE NONE 0 0 21,038
Metlife Inc COM 59156R108 1,339 22,382 SH   SOLE NONE 0 0 22,382
Microsoft Corp COM 594918104 20,865 77,022 SH   SOLE NONE 0 0 77,022
Mimedx Group Inc COM 602496101 170 13,668 SH   SOLE NONE 0 0 13,668
Moderna Inc COM 60770K107 6,081 25,880 SH   SOLE NONE 0 0 25,880
Netflix Inc COM 64110L106 238 451 SH   SOLE NONE 0 0 451
Neuberger Bermn Real Est COM 64190A103 100 20,000 SH   SOLE NONE 0 0 20,000
Nike Inc Class B CL B 654106103 2,683 17,372 SH   SOLE NONE 0 0 17,372
Nucor Corp COM 670346105 575 6,000 SH   SOLE NONE 0 0 6,000
Nuveen Enhanced Muni Value COM 67074M101 173 10,000 SH   SOLE NONE 0 0 10,000
Nvidia Corp COM 67066G104 4,712 5,889 SH   SOLE NONE 0 0 5,889
Oracle Corporation COM 68389X105 412 5,301 SH   SOLE NONE 0 0 5,301
Parker-Hannifin Corp COM 701094104 2,598 8,461 SH   SOLE NONE 0 0 8,461
Paypal Holdings Inco COM 70450Y103 1,306 4,482 SH   SOLE NONE 0 0 4,482
Pepsico Incorporated COM 713448108 1,266 8,549 SH   SOLE NONE 0 0 8,549
Pfizer Incorporated COM 717081103 2,038 52,061 SH   SOLE NONE 0 0 52,061
Philip Morris Intl Inc COM 718172109 226 2,282 SH   SOLE NONE 0 0 2,282
Phillips COM 718546104 1,333 15,535 SH   SOLE NONE 0 0 15,535
Plug Power Inc COM NEW 72919P202 244 7,142 SH   SOLE NONE 0 0 7,142
Procter & Gamble COM 742718109 1,766 13,089 SH   SOLE NONE 0 0 13,089
Prudential Financial Inc COM 744320102 1,158 11,309 SH   SOLE NONE 0 0 11,309
Purefunds Ise Cyber PRIME CYBR SCRTY 26924G201 359 5,920 SH   SOLE NONE 0 0 5,920
Qualcomm Inc COM 747525103 643 4,500 SH   SOLE NONE 0 0 4,500
Raytheon Technologies Ord COM 75513E101 375 4,399 SH   SOLE NONE 0 0 4,399
Roblox Corp Com Cl A CL A 771049103 282 3,139 SH   SOLE NONE 0 0 3,139
Rocky Mtn Choc Fact New COM 77467X101 114 15,013 SH   SOLE NONE 0 0 15,013
Rowe T Price Group Inc COM 74144T108 1,187 6,000 SH   SOLE NONE 0 0 6,000
Royal Dutch Shell A Adrf SPONS ADR A 780259206 456 11,300 SH   SOLE NONE 0 0 11,300
S P D R S&P 500 Etf Tr TR UNIT 78462F103 9,023 21,080 SH   SOLE NONE 0 0 21,080
Salesforce Com COM 79466L302 3,608 14,774 SH   SOLE NONE 0 0 14,774
Sch US Div Equity Etf US DIVIDEND EQ 808524797 231 3,060 SH   SOLE NONE 0 0 3,060
Schw Intl Eq Etf INTL EQTY ETF 808524805 1,483 37,614 SH   SOLE NONE 0 0 37,614
Schw US Brd Mkt Etf US BRD MKT ETF 808524102 28,369 272,072 SH   SOLE NONE 0 0 272,072
Schw US Lcap Gro Etf US LCAP GR ETF 808524300 1,676 11,482 SH   SOLE NONE 0 0 11,482
Sector Spdr Consumer Fd SBI CONS DISCR 81369Y407 1,844 10,328 SH   SOLE NONE 0 0 10,328
Sector Spdr Engy Select ENERGY 81369Y506 606 11,260 SH   SOLE NONE 0 0 11,260
Sector Spdr Fincl Select FINANCIAL 81369Y605 245 6,678 SH   SOLE NONE 0 0 6,678
Sector Spdr Health Fund SBI HEALTHCARE 81369Y209 1,664 13,218 SH   SOLE NONE 0 0 13,218
Sector Spdr Indl Select SBI INT-INDS 81369Y704 1,726 16,864 SH   SOLE NONE 0 0 16,864
Sector Spdr Tech Select TECHNOLOGY 81369Y803 1,625 11,008 SH   SOLE NONE 0 0 11,008
Sector Spdr Tr Con Stpls SBI CONS STPLS 81369Y308 955 13,657 SH   SOLE NONE 0 0 13,657
Service Now Inc COM 81762P102 842 1,533 SH   SOLE NONE 0 0 1,533
Sherwin Williams Co COM 824348106 374 1,376 SH   SOLE NONE 0 0 1,376
Shopify Inc CL A 82509L107 423 290 SH   SOLE NONE 0 0 290
Square Inc CL A 852234103 663 2,722 SH   SOLE NONE 0 0 2,722
Stanley Black & Decker COM 854502101 337 1,646 SH   SOLE NONE 0 0 1,646
Starbucks Corp COM 855244109 2,225 19,908 SH   SOLE NONE 0 0 19,908
Taiwan Semiconductr Adrf SPONSORED ADS 874039100 263 2,189 SH   SOLE NONE 0 0 2,189
Tesla Motors Inc COM 88160R101 1,031 1,518 SH   SOLE NONE 0 0 1,518
The Southern Company COM 842587107 256 4,233 SH   SOLE NONE 0 0 4,233
Thermo Electron Corp COM 883556102 3,629 7,194 SH   SOLE NONE 0 0 7,194
Trane Technologies PLC SHS G8994E103 903 4,908 SH   SOLE NONE 0 0 4,908
Travelers Companies Inc COM 89417E109 482 3,224 SH   SOLE NONE 0 0 3,224
Truist Finl Corp Com COM 89832Q109 2,687 48,420 SH   SOLE NONE 0 0 48,420
Two Harbors Investment COM NEW 90187B408 75 10,000 SH   SOLE NONE 0 0 10,000
U S Bancorp Del New COM NEW 902973304 499 8,768 SH   SOLE NONE 0 0 8,768
Unilever Plc Adr New SPON ADR NEW 904767704 353 6,038 SH   SOLE NONE 0 0 6,038
Union Pacific Corp COM 907818108 989 4,501 SH   SOLE NONE 0 0 4,501
United Contl Hldgs Inc COM 910047109 927 17,736 SH   SOLE NONE 0 0 17,736
United Parcel Service B CL B 911312106 4,454 21,420 SH   SOLE NONE 0 0 21,420
Unitedhealth Group Inc COM 91324P102 2,966 7,408 SH   SOLE NONE 0 0 7,408
Vanguard Info Technology INF TECH ETF 92204A702 844 2,118 SH   SOLE NONE 0 0 2,118
Vanguard Mid Cap Etf MID CAP ETF 922908629 2,809 11,838 SH   SOLE NONE 0 0 11,838
Vanguard Mid Cap Value MCAP VL IDXVIP 922908512 282 2,011 SH   SOLE NONE 0 0 2,011
Vanguard Total Stock Mkt TOTAL STK MKT 922908769 866 3,889 SH   SOLE NONE 0 0 3,889
Veeva Systems Inc CL A COM 922475108 877 2,821 SH   SOLE NONE 0 0 2,821
Verizon Communications COM 92343V104 4,057 72,419 SH   SOLE NONE 0 0 72,419
Visa Inc Cl A COM CL A 92826C839 9,507 40,661 SH   SOLE NONE 0 0 40,661
Vmware Inc Cl A CL A COM 928563402 285 1,787 SH   SOLE NONE 0 0 1,787
Wal-Mart Stores Inc COM 931142103 983 6,976 SH   SOLE NONE 0 0 6,976
Waste Management Inc Del COM 94106L109 6,602 47,122 SH   SOLE NONE 0 0 47,122
Weingarten Rlty Invs Sbi SH BEN INT 948741103 594 18,550 SH   SOLE NONE 0 0 18,550
Wells Fargo & Co New COM 949746101 303 6,700 SH   SOLE NONE 0 0 6,700
Xcel Energy Inc COM 98389B100 300 4,568 SH   SOLE NONE 0 0 4,568
Xtrackers MSCI EAFE Hedged Equity ETF XTRACK MSCI EAFE 233051200 6,962 185,529 SH   SOLE NONE 0 0 185,529
Yum Brands Inc COM 988498101 1,105 9,612 SH   SOLE NONE 0 0 9,612
Zoom video communications-A CL A 98980L101 305 789 SH   SOLE NONE 0 0 789