The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
22nd Centy Group Inc COM 90137F103 86 30,800 SH   SOLE NONE 0 0 30,800
3m Company COM 88579Y101 2,539 10,786 SH   SOLE NONE 0 0 10,786
A F L A C Inc COM 001055102 1,764 20,100 SH   SOLE NONE 0 0 20,100
A T & T Inc New COM 00206R102 7,054 181,430 SH   SOLE NONE 0 0 181,430
Abbvie Inc COM 00287Y109 4,464 46,154 SH   SOLE NONE 0 0 46,154
Aegon Nv Cap NY REGISTRY SH 007924103 1,192 46,150 SH   SOLE NONE 0 0 46,150
Alibaba Group Hldg Adr SPONSORED ADS 01609W102 728 4,220 SH   SOLE NONE 0 0 4,220
Alphabet A CAP STK CL A 02079K305 5,146 4,885 SH   SOLE NONE 0 0 4,885
Alphabet C CAP STK CL C 02079K107 621 593 SH   SOLE NONE 0 0 593
Altria Group Inc COM 02209S103 1,762 24,672 SH   SOLE NONE 0 0 24,672
Amazon Com Inc COM 023135106 5,861 5,012 SH   SOLE NONE 0 0 5,012
Amer Electric Pwr Co Inc COM 025537101 603 8,191 SH   SOLE NONE 0 0 8,191
American Express Company COM 025816109 660 6,647 SH   SOLE NONE 0 0 6,647
American Intl Group Inc COM NEW 026874784 783 13,134 SH   SOLE NONE 0 0 13,134
Amerigas Partners UNIT L P INT 030975106 455 9,843 SH   SOLE NONE 0 0 9,843
Amgen Incorporated COM 031162100 541 3,111 SH   SOLE NONE 0 0 3,111
Anthem Inc COM 036752103 666 2,962 SH   SOLE NONE 0 0 2,962
Apple Computer Inc COM 037833100 10,697 63,208 SH   SOLE NONE 0 0 63,208
Bank Of America 7.25%CNV PFD L 060505682 2,459 1,864 SH   SOLE NONE 0 0 1,864
Bank Of America Corp COM 060505104 2,870 97,216 SH   SOLE NONE 0 0 97,216
Barclays Bk ADR PFD SR 5 06739H362 776 29,100 SH   SOLE NONE 0 0 29,100
Bb&T Corporation COM 054937107 1,652 33,229 SH   SOLE NONE 0 0 33,229
Berkshire Hathaway Cl B CL B NEW 084670702 2,772 13,984 SH   SOLE NONE 0 0 13,984
Boeing Co COM 097023105 866 2,937 SH   SOLE NONE 0 0 2,937
Bridge Bancorp Inc COM 108035106 351 10,037 SH   SOLE NONE 0 0 10,037
Bristol-Myers Squibb Co COM 110122108 2,087 34,060 SH   SOLE NONE 0 0 34,060
C V S Corp Del COM 126650100 1,142 15,746 SH   SOLE NONE 0 0 15,746
Carnival Corp New UNIT 99/99/9999 143658300 739 11,137 SH   SOLE NONE 0 0 11,137
Celgene Corp COM 151020104 236 2,261 SH   SOLE NONE 0 0 2,261
Cisco Systems Inc COM 17275R102 2,364 61,731 SH   SOLE NONE 0 0 61,731
Citigroup Inc COM NEW 172967424 2,512 33,763 SH   SOLE NONE 0 0 33,763
Coca Cola Company COM 191216100 781 17,012 SH   SOLE NONE 0 0 17,012
Comcast Corp New Cl A CL A 20030N101 809 20,208 SH   SOLE NONE 0 0 20,208
Consolidated Edison Inc COM 209115104 1,608 18,927 SH   SOLE NONE 0 0 18,927
Credit Suisse Asset Mana COM 224916106 302 91,173 SH   SOLE NONE 0 0 91,173
Delta Air Lines Inc New COM NEW 247361702 1,389 24,811 SH   SOLE NONE 0 0 24,811
Deutsche Bank NAMEN AKT D18190898 1,647 64,671 SH   SOLE NONE 0 0 64,671
Disney Walt Co COM DISNEY 254687106 1,001 9,315 SH   SOLE NONE 0 0 9,315
Dominion Res Inc Va New COM 25746U109 312 3,852 SH   SOLE NONE 0 0 3,852
Dowdupont Inc COM 26078J100 4,209 59,102 SH   SOLE NONE 0 0 59,102
Duke Energy Corp New COM NEW 26441C204 3,062 36,403 SH   SOLE NONE 0 0 36,403
Eaton Corporation SHS G29183103 798 10,094 SH   SOLE NONE 0 0 10,094
Eaton Vance Insured COM 27827Y109 190 15,394 SH   SOLE NONE 0 0 15,394
Eaton Vance Limited Dura COM 27828H105 1,245 91,232 SH   SOLE NONE 0 0 91,232
Eaton Vance Muni Tr Ny SH BEN INT 27826W104 218 17,125 SH   SOLE NONE 0 0 17,125
Emerson Electric Co COM 291011104 737 10,580 SH   SOLE NONE 0 0 10,580
Enterprise Prd Prtnrs COM 293792107 1,664 62,762 SH   SOLE NONE 0 0 62,762
Exxon Mobil Corporation COM 30231G102 626 7,480 SH   SOLE NONE 0 0 7,480
Facebook Inc Class A CL A 30303M102 4,531 25,680 SH   SOLE NONE 0 0 25,680
Fedex Corporation COM 31428X106 657 2,633 SH   SOLE NONE 0 0 2,633
Ford Motor Company New COM PAR $0.01 345370860 284 22,769 SH   SOLE NONE 0 0 22,769
General Dynamics Corp COM 369550108 922 4,534 SH   SOLE NONE 0 0 4,534
General Electric Company COM 369604103 905 51,842 SH   SOLE NONE 0 0 51,842
General Mills Inc COM 370334104 792 13,354 SH   SOLE NONE 0 0 13,354
Gilead Sciences Inc COM 375558103 835 11,654 SH   SOLE NONE 0 0 11,654
Goldman Sachs Group Inc COM 38141G104 1,614 6,335 SH   SOLE NONE 0 0 6,335
Guggenheim Etf GUG S&P500EQWTTE 78355W817 319 2,234 SH   SOLE NONE 0 0 2,234
Hartford Finl Svcs Grp COM 416515104 451 8,019 SH   SOLE NONE 0 0 8,019
Heico Corp CL A 422806208 1,461 18,485 SH   SOLE NONE 0 0 18,485
Home Depot Inc COM 437076102 8,364 44,129 SH   SOLE NONE 0 0 44,129
Honeywell International COM 438516106 866 5,645 SH   SOLE NONE 0 0 5,645
Hsbc Hldgs Plc Adr New SPON ADR NEW 404280406 3,514 68,050 SH   SOLE NONE 0 0 68,050
Hsbc Holdings SPON ADR NEW 404280406 2,023 73,985 SH   SOLE NONE 0 0 73,985
Illinois Tool Works Inc COM 452308109 225 1,351 SH   SOLE NONE 0 0 1,351
Ing Groep Nv SPONSORED ADR 456837103 1,530 59,921 SH   SOLE NONE 0 0 59,921
Intel Corp COM 458140100 1,411 30,576 SH   SOLE NONE 0 0 30,576
Intl Business Machines COM 459200101 301 1,962 SH   SOLE NONE 0 0 1,962
Ishares Russell 1000 RUS 1000 GRW ETF 464287614 435 3,231 SH   SOLE NONE 0 0 3,231
Ishares S&P U S Pfd Fund S&P US PFD STK 464288687 416 10,938 SH   SOLE NONE 0 0 10,938
Ishares Tr Russell RUS 1000 ETF 464287622 474 3,191 SH   SOLE NONE 0 0 3,191
Ishares Tr S&P Smallcap CORE S&P SCP ETF 464287804 302 3,934 SH   SOLE NONE 0 0 3,934
Jetblue Airways Corp COM 477143101 1,757 78,650 SH   SOLE NONE 0 0 78,650
Johnson & Johnson COM 478160104 7,682 54,983 SH   SOLE NONE 0 0 54,983
Jpmorgan Chase & Co COM 46625H100 4,024 37,625 SH   SOLE NONE 0 0 37,625
Kimberly-Clark Corp COM 494368103 896 7,427 SH   SOLE NONE 0 0 7,427
Kraft Heinz Company COM 500754106 1,422 18,289 SH   SOLE NONE 0 0 18,289
Lockheed Martin Corp COM 539830109 620 1,931 SH   SOLE NONE 0 0 1,931
Lowes Companies Inc COM 548661107 419 4,505 SH   SOLE NONE 0 0 4,505
Marathon Pete Corp COM 56585A102 274 4,156 SH   SOLE NONE 0 0 4,156
Mastercard Inc CL A 57636Q104 1,203 7,950 SH   SOLE NONE 0 0 7,950
Merck & Co Inc COM 58933Y105 2,423 43,052 SH   SOLE NONE 0 0 43,052
Metlife Inc COM 59156R108 4,041 79,929 SH   SOLE NONE 0 0 79,929
Microsoft Corp COM 594918104 6,394 74,747 SH   SOLE NONE 0 0 74,747
Neuberger Bermn Real Est COM 64190A103 282 50,959 SH   SOLE NONE 0 0 50,959
Oracle Corporation COM 68389X105 448 9,482 SH   SOLE NONE 0 0 9,482
Owens Corning Inc COM 690742101 919 10,000 SH   SOLE NONE 0 0 10,000
Pepsico Incorporated COM 713448108 1,421 11,853 SH   SOLE NONE 0 0 11,853
Pfizer Incorporated COM 717081103 2,881 79,544 SH   SOLE NONE 0 0 79,544
Philip Morris Intl Inc COM 718172109 892 8,441 SH   SOLE NONE 0 0 8,441
Phillips COM 718546104 2,699 26,687 SH   SOLE NONE 0 0 26,687
Pimco Total Return ACTIVE BD ETF 72201R775 4,960 46,790 SH   SOLE NONE 0 0 46,790
Powershares S&P 500 Low S&P500 LOW VOL 73937B779 1,532 32,090 SH   SOLE NONE 0 0 32,090
Powershs Qqq TRUST Ser 1 UNIT SER 1 73935A104 5,396 34,642 SH   SOLE NONE 0 0 34,642
Procter & Gamble COM 742718109 2,957 32,181 SH   SOLE NONE 0 0 32,181
Prudential Financial Inc COM 744320102 1,515 13,176 SH   SOLE NONE 0 0 13,176
R P C Inc COM 749660106 284 11,138 SH   SOLE NONE 0 0 11,138
Raytheon Company New COM NEW 755111507 236 1,258 SH   SOLE NONE 0 0 1,258
Rocky Mtn Choc Fact New COM 77467X101 177 15,013 SH   SOLE NONE 0 0 15,013
Rowe T Price Group Inc COM 74144T108 703 6,700 SH   SOLE NONE 0 0 6,700
Sch US Div Equity Etf US DIVIDEND EQ 808524797 626 12,239 SH   SOLE NONE 0 0 12,239
Schw Emg Mkt Eq Etf EMRG MKTEQ ETF 808524706 1,395 49,914 SH   SOLE NONE 0 0 49,914
Schw Intl Eq Etf INTL EQTY ETF 808524805 5,611 164,698 SH   SOLE NONE 0 0 164,698
Schw US Brd Mkt Etf US BRD MKT ETF 808524102 16,339 253,234 SH   SOLE NONE 0 0 253,234
Schwab Fundamental US SCHWAB FDT US SC 808524763 2,926 77,202 SH   SOLE NONE 0 0 77,202
Schwab US Tips Etf US TIPS ETF 808524870 2,403 43,361 SH   SOLE NONE 0 0 43,361
Sector Spdr Consumer Fd SBI CONS DISCR 81369Y407 377 3,816 SH   SOLE NONE 0 0 3,816
Sector Spdr Tech Select TECHNOLOGY 81369Y803 935 14,627 SH   SOLE NONE 0 0 14,627
Sector Spdr Tr Con Stpls SBI CONS STPLS 81369Y308 711 12,497 SH   SOLE NONE 0 0 12,497
Spdr S&P 400 Mid Cap S&P 400 MDCP GRW 78464A821 3,517 22,617 SH   SOLE NONE 0 0 22,617
Stanley Black & Decker COM 854502101 277 1,631 SH   SOLE NONE 0 0 1,631
Starbucks Corp COM 855244109 493 8,586 SH   SOLE NONE 0 0 8,586
The Charles Schwab Corp COM 808513105 796 15,486 SH   SOLE NONE 0 0 15,486
The Southern Company COM 842587107 344 7,150 SH   SOLE NONE 0 0 7,150
Thermo Electron Corp COM 883556102 1,471 7,748 SH   SOLE NONE 0 0 7,748
Travelers Companies Inc COM 89417E109 1,258 9,275 SH   SOLE NONE 0 0 9,275
Trupanion Inc COM 898202106 439 15,000 SH   SOLE NONE 0 0 15,000
Unilever N V Ny Shs Newf N Y SHS NEW 904784709 254 4,508 SH   SOLE NONE 0 0 4,508
Unilever Plc Adr New SPON ADR NEW 904767704 407 7,357 SH   SOLE NONE 0 0 7,357
United Contl Hldgs Inc COM 910047109 1,461 21,682 SH   SOLE NONE 0 0 21,682
United Parcel Service B CL B 911312106 1,584 13,292 SH   SOLE NONE 0 0 13,292
United Technologies Corp COM 913017109 555 4,354 SH   SOLE NONE 0 0 4,354
Unitedhealth Group Inc COM 91324P102 633 2,873 SH   SOLE NONE 0 0 2,873
Vanguard Ftse All World ALLWRLD EX US 922042775 225 4,108 SH   SOLE NONE 0 0 4,108
Vanguard Info Technology INF TECH ETF 92204A702 409 2,483 SH   SOLE NONE 0 0 2,483
Vanguard Large Cap LARGE CAP ETF 922908637 399 3,253 SH   SOLE NONE 0 0 3,253
Vanguard Mid Cap Value MCAP VL IDXVIP 922908512 292 2,617 SH   SOLE NONE 0 0 2,617
Vanguard Total Stock Mkt TOTAL STK MKT 922908769 463 3,372 SH   SOLE NONE 0 0 3,372
Veeva Systems Inc CL A COM 922475108 292 5,290 SH   SOLE NONE 0 0 5,290
Ventas Inc COM 92276F100 417 6,952 SH   SOLE NONE 0 0 6,952
Verizon Communications COM 92343V104 6,244 117,960 SH   SOLE NONE 0 0 117,960
Visa Inc Cl A COM CL A 92826C839 4,857 42,597 SH   SOLE NONE 0 0 42,597
Waste Management Inc Del COM 94106L109 3,936 45,603 SH   SOLE NONE 0 0 45,603
Wells Fargo & Co New COM 949746101 2,088 34,419 SH   SOLE NONE 0 0 34,419
Wells Fargo L PERP PFD CNV A 949746804 990 755 SH   SOLE NONE 0 0 755
Weyerhaeuser Co COM 962166104 1,070 30,343 SH   SOLE NONE 0 0 30,343