The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   641,196 4,366 SH   SOLE   4,366 0 0
ABBVIE INC COM 00287Y109   10,545,849 50,333 SH   SOLE   50,333 0 0
ADOBE INC COM 00724F101   298,386 778 SH   SOLE   778 0 0
ADVANCED MICRO DEVICES INC COM 007903107   278,014 2,706 SH   SOLE   2,706 0 0
AIR PRODS & CHEMS INC COM 009158106   2,685,831 9,107 SH   SOLE   9,107 0 0
ALPHABET INC CAP STK CL A 02079K305   16,934,052 109,506 SH   SOLE   109,506 0 0
ALPHABET INC CAP STK CL C 02079K107   1,163,566 7,448 SH   SOLE   7,448 0 0
ALTRIA GROUP INC COM 02209S103   538,323 8,969 SH   SOLE   8,969 0 0
AMAZON COM INC COM 023135106   24,619,454 129,399 SH   SOLE   129,399 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,011,869 11,608 SH   SOLE   11,608 0 0
AMERICAN ELEC PWR CO INC COM 025537101   2,897,622 26,518 SH   SOLE   26,518 0 0
AMERICAN EXPRESS CO COM 025816109   1,453,041 5,401 SH   SOLE   5,401 0 0
AMPLIFY ETF TR AMPLIFY CYBERSEC 032108664   939,604 13,086 SH   SOLE   13,086 0 0
APPLE INC COM 037833100   44,455,932 200,135 SH   SOLE   200,135 0 0
APYX MEDICAL CORPORATION COM 03837C106   26,619 19,430 SH   SOLE   19,430 0 0
ARISTA NETWORKS INC COM SHS 040413205   1,792,112 23,130 SH   SOLE   23,130 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   2,007,769 3,030 SH   SOLE   3,030 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   255,787 3,480 SH   SOLE   3,480 0 0
AT&T INC COM 00206R102   1,748,798 61,839 SH   SOLE   61,839 0 0
AXON ENTERPRISE INC COM 05464C101   1,060,315 2,016 SH   SOLE   2,016 0 0
BANK AMERICA CORP COM 060505104   1,279,246 30,655 SH   SOLE   30,655 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   8,249,132 15,489 SH   SOLE   15,489 0 0
BLACKROCK INC COM 09290D101   642,823 679 SH   SOLE   679 0 0
BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101   2,024,123 179,922 SH   SOLE   179,922 0 0
BLACKROCK RES & COMMODITIES SHS 09257A108   93,300 10,000 SH   SOLE   10,000 0 0
BLACKSTONE INC COM 09260D107   658,569 4,711 SH   SOLE   4,711 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   389,697 6,390 SH   SOLE   6,390 0 0
BROADCOM INC COM 11135F101   2,722,919 16,263 SH   SOLE   16,263 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   1,999,034 7,860 SH   SOLE   7,860 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   224,141 3,535 SH   SOLE   3,535 0 0
CATERPILLAR INC COM 149123101   1,982,518 6,011 SH   SOLE   6,011 0 0
CELLEBRITE DI LTD ORDINARY SHARES M2197Q107   1,344,517 69,198 SH   SOLE   69,198 0 0
CHENIERE ENERGY INC COM NEW 16411R208   2,877,860 12,437 SH   SOLE   12,437 0 0
CHEVRON CORP NEW COM 166764100   3,794,602 22,683 SH   SOLE   22,683 0 0
CHUBB LIMITED COM H1467J104   396,815 1,314 SH   SOLE   1,314 0 0
CISCO SYS INC COM 17275R102   1,656,703 26,847 SH   SOLE   26,847 0 0
CITIZENS FINL GROUP INC COM 174610105   871,432 21,270 SH   SOLE   21,270 0 0
COCA COLA CO COM 191216100   1,495,713 20,884 SH   SOLE   20,884 0 0
COHEN & STEERS QUALITY INCOM COM 19247L106   394,029 31,372 SH   SOLE   31,372 0 0
COHEN & STEERS TOTAL RETURN COM 19247R103   134,211 11,101 SH   SOLE   11,101 0 0
COLUMBIA FINL INC COM 197641103   156,885 10,459 SH   SOLE   10,459 0 0
COMCAST CORP NEW CL A 20030N101   261,424 7,085 SH   SOLE   7,085 0 0
CONSOLIDATED EDISON INC COM 209115104   489,914 4,430 SH   SOLE   4,430 0 0
CONSTELLATION ENERGY CORP COM 21037T109   1,883,209 9,340 SH   SOLE   9,340 0 0
CORTEVA INC COM 22052L104   360,826 5,734 SH   SOLE   5,734 0 0
COSTCO WHSL CORP NEW COM 22160K105   4,153,431 4,392 SH   SOLE   4,392 0 0
CREDIT SUISSE ASSET MGMT INC COM 224916106   41,698 14,379 SH   SOLE   14,379 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   7,662,974 21,734 SH   SOLE   21,734 0 0
DANAHER CORPORATION COM 235851102   1,900,619 9,271 SH   SOLE   9,271 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   2,690,749 62,142 SH   SOLE   62,142 0 0
DELTA AIR LINES INC DEL COM NEW 247361702   409,753 9,398 SH   SOLE   9,398 0 0
DISNEY WALT CO COM 254687106   1,990,594 20,168 SH   SOLE   20,168 0 0
DOW INC COM 260557103   265,462 7,602 SH   SOLE   7,602 0 0
DTE ENERGY CO COM 233331107   6,733,058 48,695 SH   SOLE   48,695 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   8,292,823 67,991 SH   SOLE   67,991 0 0
EATON CORP PLC SHS G29183103   4,878,533 17,947 SH   SOLE   17,947 0 0
ELEVANCE HEALTH INC COM 036752103   325,645 749 SH   SOLE   749 0 0
ELI LILLY & CO COM 532457108   1,407,459 1,704 SH   SOLE   1,704 0 0
EMERSON ELEC CO COM 291011104   6,865,918 62,622 SH   SOLE   62,622 0 0
ENBRIDGE INC COM 29250N105   925,636 20,890 SH   SOLE   20,890 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   340,877 9,985 SH   SOLE   9,985 0 0
EXELON CORP COM 30161N101   555,310 12,051 SH   SOLE   12,051 0 0
EXXON MOBIL CORP COM 30231G102   2,711,907 22,803 SH   SOLE   22,803 0 0
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   513,374 20,093 SH   SOLE   20,093 0 0
FIRSTENERGY CORP COM 337932107   1,858,875 45,989 SH   SOLE   45,989 0 0
GE AEROSPACE COM NEW 369604301   509,991 2,548 SH   SOLE   2,548 0 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   1,553,833 19,252 SH   SOLE   19,252 0 0
GILEAD SCIENCES INC COM 375558103   1,148,625 10,251 SH   SOLE   10,251 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673   396,769 10,516 SH   SOLE   10,516 0 0
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   297,677 17,900 SH   SOLE   17,900 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   10,497,362 19,216 SH   SOLE   19,216 0 0
GRAINGER W W INC COM 384802104   454,416 460 SH   SOLE   460 0 0
HARTFORD INSURANCE GROUP INC COM 416515104   223,828 1,809 SH   SOLE   1,809 0 0
HEICO CORP NEW CL A 422806208   1,034,060 4,901 SH   SOLE   4,901 0 0
HOME DEPOT INC COM 437076102   16,632,334 45,383 SH   SOLE   45,383 0 0
HONEYWELL INTL INC COM 438516106   2,069,726 9,774 SH   SOLE   9,774 0 0
ILLINOIS TOOL WKS INC COM 452308109   322,946 1,302 SH   SOLE   1,302 0 0
INGERSOLL RAND INC COM 45687V106   344,864 4,309 SH   SOLE   4,309 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   236,836 1,373 SH   SOLE   1,373 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   2,268,283 9,122 SH   SOLE   9,122 0 0
INTERNATIONAL PAPER CO COM 460146103   2,329,261 43,660 SH   SOLE   43,660 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   1,929,077 3,895 SH   SOLE   3,895 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   3,264,742 16,914 SH   SOLE   16,914 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL ENR 46137V365   335,994 4,104 SH   SOLE   4,104 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   328,648 4,954 SH   SOLE   4,954 0 0
INVESCO LTD SHS G491BT108   417,175 27,500 SH   SOLE   27,500 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   5,768,121 12,301 SH   SOLE   12,301 0 0
ISHARES TR CORE S&P MCP ETF 464287507   233,692 4,005 SH   SOLE   4,005 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   7,505,040 74,551 SH   SOLE   74,551 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   583,537 2,925 SH   SOLE   2,925 0 0
ISHARES TR RUS 1000 ETF 464287622   890,438 2,903 SH   SOLE   2,903 0 0
ISHARES TR RUS MID CAP ETF 464287499   1,572,264 18,482 SH   SOLE   18,482 0 0
ISHARES TR U.S. MED DVC ETF 464288810   283,856 4,716 SH   SOLE   4,716 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   411,179 7,196 SH   SOLE   7,196 0 0
JACKSON FINANCIAL INC COM CL A 46817M107   1,022,431 12,204 SH   SOLE   12,204 0 0
JACOBS SOLUTIONS INC COM 46982L108   1,817,381 15,033 SH   SOLE   15,033 0 0
JOHNSON & JOHNSON COM 478160104   238,063 1,436 SH   SOLE   1,436 0 0
JPMORGAN CHASE & CO. COM 46625H100   9,574,635 39,032 SH   SOLE   39,032 0 0
KINSALE CAP GROUP INC COM 49714P108   2,568,126 5,277 SH   SOLE   5,277 0 0
LOCKHEED MARTIN CORP COM 539830109   918,491 2,056 SH   SOLE   2,056 0 0
LOWES COS INC COM 548661107   940,633 4,033 SH   SOLE   4,033 0 0
LULULEMON ATHLETICA INC COM 550021109   1,227,348 4,336 SH   SOLE   4,336 0 0
MANHATTAN ASSOCIATES INC COM 562750109   597,680 3,454 SH   SOLE   3,454 0 0
MARVELL TECHNOLOGY INC COM 573874104   689,153 11,193 SH   SOLE   11,193 0 0
MASTERCARD INCORPORATED CL A 57636Q104   3,092,666 5,642 SH   SOLE   5,642 0 0
MCDONALDS CORP COM 580135101   679,185 2,174 SH   SOLE   2,174 0 0
MCKESSON CORP COM 58155Q103   402,251 598 SH   SOLE   598 0 0
MEDTRONIC PLC SHS G5960L103   1,151,646 12,816 SH   SOLE   12,816 0 0
MERCADOLIBRE INC COM 58733R102   981,288 503 SH   SOLE   503 0 0
MERCK & CO INC COM 58933Y105   1,196,809 13,333 SH   SOLE   13,333 0 0
META PLATFORMS INC CL A 30303M102   8,748,744 15,179 SH   SOLE   15,179 0 0
METLIFE INC COM 59156R108   2,945,101 36,681 SH   SOLE   36,681 0 0
MICROSOFT CORP COM 594918104   25,433,335 67,752 SH   SOLE   67,752 0 0
MORGAN STANLEY COM NEW 617446448   2,058,948 17,648 SH   SOLE   17,648 0 0
NETFLIX INC COM 64110L106   2,021,725 2,168 SH   SOLE   2,168 0 0
NUCOR CORP COM 670346105   631,665 5,249 SH   SOLE   5,249 0 0
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102   1,488,175 126,438 SH   SOLE   126,438 0 0
NUVEEN QUALITY MUNCP INCOME COM 67066V101   121,985 10,589 SH   SOLE   10,589 0 0
NVIDIA CORPORATION COM 67066G104   22,110,766 204,012 SH   SOLE   204,012 0 0
ORACLE CORP COM 68389X105   678,262 4,851 SH   SOLE   4,851 0 0
PALO ALTO NETWORKS INC COM 697435105   1,009,677 5,917 SH   SOLE   5,917 0 0
PARKER-HANNIFIN CORP COM 701094104   3,961,053 6,517 SH   SOLE   6,517 0 0
PEPSICO INC COM 713448108   442,177 2,949 SH   SOLE   2,949 0 0
PFIZER INC COM 717081103   590,253 23,293 SH   SOLE   23,293 0 0
PHILIP MORRIS INTL INC COM 718172109   522,494 3,292 SH   SOLE   3,292 0 0
PHILLIPS 66 COM 718546104   979,068 7,929 SH   SOLE   7,929 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775   3,693,427 39,942 SH   SOLE   39,942 0 0
PRICE T ROWE GROUP INC COM 74144T108   349,106 3,800 SH   SOLE   3,800 0 0
PROCTER AND GAMBLE CO COM 742718109   8,887,926 52,153 SH   SOLE   52,153 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   210,491 2,060 SH   SOLE   2,060 0 0
PRUDENTIAL FINL INC COM 744320102   1,162,589 10,410 SH   SOLE   10,410 0 0
PTC INC COM 69370C100   1,197,609 7,729 SH   SOLE   7,729 0 0
QUALCOMM INC COM 747525103   931,054 6,061 SH   SOLE   6,061 0 0
RTX CORPORATION COM 75513E101   537,878 4,061 SH   SOLE   4,061 0 0
SALESFORCE INC COM 79466L302   2,755,733 10,269 SH   SOLE   10,269 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   25,033,603 1,162,731 SH   SOLE   1,162,731 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   426,210 15,244 SH   SOLE   15,244 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,929,965 77,075 SH   SOLE   77,075 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   481,642 3,675 SH   SOLE   3,675 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   645,711 7,906 SH   SOLE   7,906 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   640,645 4,388 SH   SOLE   4,388 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   470,157 9,439 SH   SOLE   9,439 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   986,153 10,553 SH   SOLE   10,553 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,949,904 14,287 SH   SOLE   14,287 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   414,041 5,251 SH   SOLE   5,251 0 0
SERVICENOW INC COM 81762P102   3,747,431 4,707 SH   SOLE   4,707 0 0
SHELL PLC SPON ADS 780259305   476,320 6,500 SH   SOLE   6,500 0 0
SHOPIFY INC CL A 82509L107   1,465,713 15,351 SH   SOLE   15,351 0 0
SIMON PPTY GROUP INC NEW COM 828806109   201,741 1,215 SH   SOLE   1,215 0 0
SOUTHERN CO COM 842587107   270,570 2,943 SH   SOLE   2,943 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,707,258 3,052 SH   SOLE   3,052 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   650,846 1,220 SH   SOLE   1,220 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   18,490,314 201,573 SH   SOLE   201,573 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   7,711,653 117,270 SH   SOLE   117,270 0 0
SPOTIFY TECHNOLOGY S A SHS L8681T102   1,081,359 1,966 SH   SOLE   1,966 0 0
STARBUCKS CORP COM 855244109   207,853 2,119 SH   SOLE   2,119 0 0
SYNOPSYS INC COM 871607107   1,669,513 3,893 SH   SOLE   3,893 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,362,860 8,210 SH   SOLE   8,210 0 0
TESLA INC COM 88160R101   6,350,197 24,503 SH   SOLE   24,503 0 0
THE TRADE DESK INC COM CL A 88339J105   2,192,357 40,065 SH   SOLE   40,065 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,734,019 3,485 SH   SOLE   3,485 0 0
TJX COS INC NEW COM 872540109   227,824 1,870 SH   SOLE   1,870 0 0
TOLL BROTHERS INC COM 889478103   200,621 1,900 SH   SOLE   1,900 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   238,383 3,685 SH   SOLE   3,685 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   1,819,031 5,399 SH   SOLE   5,399 0 0
TRAVELERS COMPANIES INC COM 89417E109   888,442 3,359 SH   SOLE   3,359 0 0
TRUIST FINL CORP COM 89832Q109   703,661 17,100 SH   SOLE   17,100 0 0
UNILEVER PLC SPON ADR NEW 904767704   3,147,158 52,849 SH   SOLE   52,849 0 0
UNION PAC CORP COM 907818108   245,238 1,038 SH   SOLE   1,038 0 0
UNITED AIRLS HLDGS INC COM 910047109   207,288 3,002 SH   SOLE   3,002 0 0
UNITED PARCEL SERVICE INC CL B 911312106   811,411 7,377 SH   SOLE   7,377 0 0
UNITEDHEALTH GROUP INC COM 91324P102   3,105,429 5,929 SH   SOLE   5,929 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,508,917 9,399 SH   SOLE   9,399 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,576,136 5,735 SH   SOLE   5,735 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   729,826 2,822 SH   SOLE   2,822 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,192,867 6,403 SH   SOLE   6,403 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   346,553 4,297 SH   SOLE   4,297 0 0
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   531,558 1,633 SH   SOLE   1,633 0 0
VEEVA SYS INC CL A COM 922475108   474,378 2,048 SH   SOLE   2,048 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,310,022 28,881 SH   SOLE   28,881 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   2,220,476 4,580 SH   SOLE   4,580 0 0
VISA INC COM CL A 92826C839   12,188,187 34,778 SH   SOLE   34,778 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   114,550 10,255 SH   SOLE   10,255 0 0
WALMART INC COM 931142103   946,302 10,779 SH   SOLE   10,779 0 0
WASTE MGMT INC DEL COM 94106L109   8,411,037 36,331 SH   SOLE   36,331 0 0
WELLS FARGO CO NEW PERP PFD CNV A 949746804   236,111 197 SH   SOLE   197 0 0
ZSCALER INC COM 98980G102   1,634,981 8,240 SH   SOLE   8,240 0 0