The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   788,217 5,766 SH   SOLE   5,766 0 0
ABBOTT LABS COM 002824100   2,628,105 23,052 SH   SOLE   23,052 0 0
ABBVIE INC COM 00287Y109   10,719,631 54,282 SH   SOLE   54,282 0 0
ADOBE INC COM 00724F101   480,500 928 SH   SOLE   928 0 0
ADVANCED MICRO DEVICES INC COM 007903107   1,974,539 12,034 SH   SOLE   12,034 0 0
AIR PRODS & CHEMS INC COM 009158106   2,826,451 9,493 SH   SOLE   9,493 0 0
AIRBNB INC COM CL A 009066101   1,429,529 11,273 SH   SOLE   11,273 0 0
ALPHABET INC CAP STK CL A 02079K305   17,467,290 105,320 SH   SOLE   105,320 0 0
ALPHABET INC CAP STK CL C 02079K107   1,163,127 6,957 SH   SOLE   6,957 0 0
ALTRIA GROUP INC COM 02209S103   404,537 7,926 SH   SOLE   7,926 0 0
AMAZON COM INC COM 023135106   23,105,665 124,004 SH   SOLE   124,004 0 0
AMENTUM HOLDINGS INC COM 023939101   488,426 15,145 SH   SOLE   15,145 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   959,596 10,001 SH   SOLE   10,001 0 0
AMERICAN ELEC PWR CO INC COM 025537101   2,663,291 25,958 SH   SOLE   25,958 0 0
AMERICAN EXPRESS CO COM 025816109   991,001 3,654 SH   SOLE   3,654 0 0
AMGEN INC COM 031162100   2,199,740 6,827 SH   SOLE   6,827 0 0
AMPLIFY ETF TR HIGH INCOME 032108847   124,505 10,098 SH   SOLE   10,098 0 0
ANALOG DEVICES INC COM 032654105   202,591 880 SH   SOLE   880 0 0
APPLE INC COM 037833100   42,590,535 182,792 SH   SOLE   182,792 0 0
APPLIED MATLS INC COM 038222105   620,143 3,069 SH   SOLE   3,069 0 0
ARISTA NETWORKS INC COM 040413106   1,042,839 2,717 SH   SOLE   2,717 0 0
ARK ETF TR INNOVATION ETF 00214Q104   382,236 8,042 SH   SOLE   8,042 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   1,809,819 2,172 SH   SOLE   2,172 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   274,555 3,524 SH   SOLE   3,524 0 0
AT&T INC COM 00206R102   3,176,969 144,408 SH   SOLE   144,408 0 0
BANK AMERICA CORP COM 060505104   1,085,713 27,362 SH   SOLE   27,362 0 0
BARRICK GOLD CORP COM 067901108   304,715 15,320 SH   SOLE   15,320 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,690,655 12,364 SH   SOLE   12,364 0 0
BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101   2,182,454 179,922 SH   SOLE   179,922 0 0
BLACKROCK RES & COMMODITIES SHS 09257A108   96,000 10,000 SH   SOLE   10,000 0 0
BLACKSTONE MTG TR INC COM CL A 09257W100   1,507,493 79,300 SH   SOLE   79,300 0 0
BROADCOM INC COM 11135F101   677,114 3,925 SH   SOLE   3,925 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   2,073,108 7,649 SH   SOLE   7,649 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   258,045 3,206 SH   SOLE   3,206 0 0
CATERPILLAR INC COM 149123101   1,953,401 4,994 SH   SOLE   4,994 0 0
CELLEBRITE DI LTD ORDINARY SHARES M2197Q107   473,743 28,132 SH   SOLE   28,132 0 0
CELSIUS HLDGS INC COM NEW 15118V207   347,061 11,067 SH   SOLE   11,067 0 0
CHENIERE ENERGY INC COM NEW 16411R208   2,300,289 12,791 SH   SOLE   12,791 0 0
CHEVRON CORP NEW COM 166764100   3,424,837 23,256 SH   SOLE   23,256 0 0
CHUBB LIMITED COM H1467J104   368,562 1,278 SH   SOLE   1,278 0 0
CISCO SYS INC COM 17275R102   1,381,059 25,950 SH   SOLE   25,950 0 0
CITIZENS FINL GROUP INC COM 174610105   829,614 20,200 SH   SOLE   20,200 0 0
COCA COLA CO COM 191216100   1,422,554 19,796 SH   SOLE   19,796 0 0
COHEN & STEERS QUALITY INCOM COM 19247L106   443,691 31,312 SH   SOLE   31,312 0 0
COHEN & STEERS TOTAL RETURN COM 19247R103   145,312 11,101 SH   SOLE   11,101 0 0
COMCAST CORP NEW CL A 20030N101   396,009 9,481 SH   SOLE   9,481 0 0
CONSOLIDATED EDISON INC COM 209115104   530,751 5,097 SH   SOLE   5,097 0 0
CONSTELLATION ENERGY CORP COM 21037T109   1,581,751 6,083 SH   SOLE   6,083 0 0
CORTEVA INC COM 22052L104   236,593 4,024 SH   SOLE   4,024 0 0
COSTCO WHSL CORP NEW COM 22160K105   3,895,095 4,394 SH   SOLE   4,394 0 0
CREDIT SUISSE ASSET MGMT INC COM 224916106   44,430 14,379 SH   SOLE   14,379 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   6,353,767 22,654 SH   SOLE   22,654 0 0
CVS HEALTH CORP COM 126650100   265,794 4,227 SH   SOLE   4,227 0 0
DANAHER CORPORATION COM 235851102   965,356 3,472 SH   SOLE   3,472 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   2,231,010 53,094 SH   SOLE   53,094 0 0
DELTA AIR LINES INC DEL COM NEW 247361702   753,165 14,829 SH   SOLE   14,829 0 0
DEVON ENERGY CORP NEW COM 25179M103   668,952 17,100 SH   SOLE   17,100 0 0
DISNEY WALT CO COM 254687106   4,265,797 44,348 SH   SOLE   44,348 0 0
DOMINION ENERGY INC COM 25746U109   4,702,522 81,373 SH   SOLE   81,373 0 0
DOW INC COM 260557103   752,200 13,769 SH   SOLE   13,769 0 0
DTE ENERGY CO COM 233331107   6,271,288 48,838 SH   SOLE   48,838 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   7,648,971 66,340 SH   SOLE   66,340 0 0
E L F BEAUTY INC COM 26856L103   320,330 2,938 SH   SOLE   2,938 0 0
EATON CORP PLC SHS G29183103   2,692,287 8,123 SH   SOLE   8,123 0 0
ELEVANCE HEALTH INC COM 036752103   520,076 1,000 SH   SOLE   1,000 0 0
ELI LILLY & CO COM 532457108   1,446,780 1,633 SH   SOLE   1,633 0 0
EMERSON ELEC CO COM 291011104   7,003,231 64,032 SH   SOLE   64,032 0 0
ENBRIDGE INC COM 29250N105   5,812,184 143,122 SH   SOLE   143,122 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   217,846 7,484 SH   SOLE   7,484 0 0
EXELON CORP COM 30161N101   340,928 8,408 SH   SOLE   8,408 0 0
EXXON MOBIL CORP COM 30231G102   2,335,863 19,927 SH   SOLE   19,927 0 0
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   492,346 20,446 SH   SOLE   20,446 0 0
FIRSTENERGY CORP COM 337932107   2,039,612 45,989 SH   SOLE   45,989 0 0
GE AEROSPACE COM NEW 369604301   427,514 2,267 SH   SOLE   2,267 0 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   2,149,728 22,906 SH   SOLE   22,906 0 0
GENERAL MTRS CO COM 37045V100   2,202,782 49,125 SH   SOLE   49,125 0 0
GILEAD SCIENCES INC COM 375558103   897,088 10,700 SH   SOLE   10,700 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673   635,675 15,444 SH   SOLE   15,444 0 0
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   369,820 20,500 SH   SOLE   20,500 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   8,634,085 17,439 SH   SOLE   17,439 0 0
GRAINGER W W INC COM 384802104   466,292 449 SH   SOLE   449 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104   212,756 1,809 SH   SOLE   1,809 0 0
HEICO CORP NEW CL A 422806208   979,125 4,805 SH   SOLE   4,805 0 0
HOME DEPOT INC COM 437076102   15,149,880 37,389 SH   SOLE   37,389 0 0
HONEYWELL INTL INC COM 438516106   995,421 4,816 SH   SOLE   4,816 0 0
ILLINOIS TOOL WKS INC COM 452308109   316,877 1,209 SH   SOLE   1,209 0 0
INGERSOLL RAND INC COM 45687V106   430,045 4,381 SH   SOLE   4,381 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   206,072 1,283 SH   SOLE   1,283 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   4,302,659 19,462 SH   SOLE   19,462 0 0
INTERNATIONAL PAPER CO COM 460146103   2,354,570 48,200 SH   SOLE   48,200 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   306,552 624 SH   SOLE   624 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   1,915,105 9,535 SH   SOLE   9,535 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL ENR 46137V365   451,869 5,896 SH   SOLE   5,896 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   335,408 4,986 SH   SOLE   4,986 0 0
INVESCO LTD SHS G491BT108   755,080 43,000 SH   SOLE   43,000 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   5,771,745 11,826 SH   SOLE   11,826 0 0
ISHARES INC MSCI GBL ETF NEW 46434G848   220,803 5,110 SH   SOLE   5,110 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,136,037 5,143 SH   SOLE   5,143 0 0
ISHARES TR U.S. MED DVC ETF 464288810   457,178 7,720 SH   SOLE   7,720 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   8,250,111 81,911 SH   SOLE   81,911 0 0
ISHARES TR RUS 1000 ETF 464287622   1,367,705 4,350 SH   SOLE   4,350 0 0
ISHARES TR CORE S&P MCP ETF 464287507   362,079 5,810 SH   SOLE   5,810 0 0
ISHARES TR RUS MID CAP ETF 464287499   1,102,455 12,508 SH   SOLE   12,508 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   200,453 534 SH   SOLE   534 0 0
JACKSON FINANCIAL INC COM CL A 46817M107   1,094,760 12,000 SH   SOLE   12,000 0 0
JACOBS SOLUTIONS INC COM 46982L108   1,982,494 15,145 SH   SOLE   15,145 0 0
JOHNSON & JOHNSON COM 478160104   579,854 3,578 SH   SOLE   3,578 0 0
JPMORGAN CHASE & CO. COM 46625H100   8,461,957 40,131 SH   SOLE   40,131 0 0
KINSALE CAP GROUP INC COM 49714P108   2,424,334 5,207 SH   SOLE   5,207 0 0
LAM RESEARCH CORP COM 512807108   393,351 482 SH   SOLE   482 0 0
LEVI STRAUSS & CO NEW CL A COM STK 52736R102   346,620 15,900 SH   SOLE   15,900 0 0
LOCKHEED MARTIN CORP COM 539830109   1,177,025 2,014 SH   SOLE   2,014 0 0
LOWES COS INC COM 548661107   1,104,789 4,079 SH   SOLE   4,079 0 0
LULULEMON ATHLETICA INC COM 550021109   1,283,757 4,731 SH   SOLE   4,731 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   207,624 2,165 SH   SOLE   2,165 0 0
MANHATTAN ASSOCIATES INC COM 562750109   449,082 1,596 SH   SOLE   1,596 0 0
MARVELL TECHNOLOGY INC COM 573874104   3,659,729 50,745 SH   SOLE   50,745 0 0
MASTERCARD INCORPORATED CL A 57636Q104   2,634,403 5,335 SH   SOLE   5,335 0 0
MCDONALDS CORP COM 580135101   624,020 2,049 SH   SOLE   2,049 0 0
MCKESSON CORP COM 58155Q103   295,467 598 SH   SOLE   598 0 0
MEDTRONIC PLC SHS G5960L103   3,010,423 33,438 SH   SOLE   33,438 0 0
MERCADOLIBRE INC COM 58733R102   1,015,720 495 SH   SOLE   495 0 0
MERCK & CO INC COM 58933Y105   1,511,662 13,312 SH   SOLE   13,312 0 0
META PLATFORMS INC CL A 30303M102   8,452,425 14,766 SH   SOLE   14,766 0 0
METLIFE INC COM 59156R108   2,016,563 24,449 SH   SOLE   24,449 0 0
MICROSOFT CORP COM 594918104   27,244,015 63,314 SH   SOLE   63,314 0 0
MORGAN STANLEY COM NEW 617446448   1,707,894 16,384 SH   SOLE   16,384 0 0
NETFLIX INC COM 64110L106   586,566 827 SH   SOLE   827 0 0
NIKE INC CL B 654106103   329,179 3,724 SH   SOLE   3,724 0 0
NUCOR CORP COM 670346105   639,697 4,255 SH   SOLE   4,255 0 0
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102   1,648,752 126,438 SH   SOLE   126,438 0 0
NVIDIA CORPORATION COM 67066G104   24,845,230 204,589 SH   SOLE   204,589 0 0
ORACLE CORP COM 68389X105   637,808 3,743 SH   SOLE   3,743 0 0
PALO ALTO NETWORKS INC COM 697435105   551,665 1,614 SH   SOLE   1,614 0 0
PARKER-HANNIFIN CORP COM 701094104   4,086,866 6,468 SH   SOLE   6,468 0 0
PEPSICO INC COM 713448108   4,327,760 25,450 SH   SOLE   25,450 0 0
PFIZER INC COM 717081103   3,798,847 131,266 SH   SOLE   131,266 0 0
PHILIP MORRIS INTL INC COM 718172109   496,734 4,092 SH   SOLE   4,092 0 0
PHILLIPS 66 COM 718546104   1,031,754 7,849 SH   SOLE   7,849 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775   3,535,889 37,373 SH   SOLE   37,373 0 0
PRICE T ROWE GROUP INC COM 74144T108   364,916 3,350 SH   SOLE   3,350 0 0
PROCTER AND GAMBLE CO COM 742718109   9,369,113 54,094 SH   SOLE   54,094 0 0
PRUDENTIAL FINL INC COM 744320102   1,103,221 9,110 SH   SOLE   9,110 0 0
PTC INC COM 69370C100   1,330,019 7,362 SH   SOLE   7,362 0 0
QUALCOMM INC COM 747525103   866,996 5,098 SH   SOLE   5,098 0 0
RTX CORPORATION COM 75513E101   440,579 3,636 SH   SOLE   3,636 0 0
SALESFORCE INC COM 79466L302   6,926,937 25,308 SH   SOLE   25,308 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   578,048 6,838 SH   SOLE   6,838 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,363,419 13,087 SH   SOLE   13,087 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   22,654,597 340,568 SH   SOLE   340,568 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   529,513 6,555 SH   SOLE   6,555 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   453,430 3,348 SH   SOLE   3,348 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   938,658 11,309 SH   SOLE   11,309 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   324,828 1,621 SH   SOLE   1,621 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   940,321 6,105 SH   SOLE   6,105 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   729,335 16,093 SH   SOLE   16,093 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,955,879 13,093 SH   SOLE   13,093 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   829,183 9,444 SH   SOLE   9,444 0 0
SERVICENOW INC COM 81762P102   3,083,857 3,448 SH   SOLE   3,448 0 0
SHELL PLC SPON ADS 780259305   263,800 4,000 SH   SOLE   4,000 0 0
SHOPIFY INC CL A 82509L107   1,433,705 17,890 SH   SOLE   17,890 0 0
SIMON PPTY GROUP INC NEW COM 828806109   231,219 1,368 SH   SOLE   1,368 0 0
SOUTHERN CO COM 842587107   330,114 3,661 SH   SOLE   3,661 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,817,735 4,911 SH   SOLE   4,911 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,019,122 1,789 SH   SOLE   1,789 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   15,967,937 173,924 SH   SOLE   173,924 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   4,684,130 69,384 SH   SOLE   69,384 0 0
SPOTIFY TECHNOLOGY S A SHS L8681T102   1,710,348 4,641 SH   SOLE   4,641 0 0
STANLEY BLACK & DECKER INC COM 854502101   3,299,935 29,964 SH   SOLE   29,964 0 0
STARBUCKS CORP COM 855244109   264,393 2,712 SH   SOLE   2,712 0 0
SUPER MICRO COMPUTER INC COM 86800U104   2,520,886 6,054 SH   SOLE   6,054 0 0
SYNOPSYS INC COM 871607107   1,716,662 3,390 SH   SOLE   3,390 0 0
TECK RESOURCES LTD CL B 878742204   1,505,609 28,821 SH   SOLE   28,821 0 0
TESLA INC COM 88160R101   5,154,634 19,702 SH   SOLE   19,702 0 0
THE TRADE DESK INC COM CL A 88339J105   314,915 2,872 SH   SOLE   2,872 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   3,781,835 6,114 SH   SOLE   6,114 0 0
TJX COS INC NEW COM 872540109   204,212 1,737 SH   SOLE   1,737 0 0
TOLL BROTHERS INC COM 889478103   308,980 2,000 SH   SOLE   2,000 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   262,163 4,057 SH   SOLE   4,057 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   286,105 736 SH   SOLE   736 0 0
TRAVELERS COMPANIES INC COM 89417E109   715,834 3,058 SH   SOLE   3,058 0 0
TRUIST FINL CORP COM 89832Q109   667,208 15,600 SH   SOLE   15,600 0 0
UNILEVER PLC SPON ADR NEW 904767704   3,709,996 57,112 SH   SOLE   57,112 0 0
UNION PAC CORP COM 907818108   1,739,953 7,059 SH   SOLE   7,059 0 0
UNITED PARCEL SERVICE INC CL B 911312106   1,241,136 9,103 SH   SOLE   9,103 0 0
UNITEDHEALTH GROUP INC COM 91324P102   3,554,196 6,079 SH   SOLE   6,079 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   295,400 1,762 SH   SOLE   1,762 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   332,564 1,174 SH   SOLE   1,174 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   350,366 1,328 SH   SOLE   1,328 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   211,497 4,420 SH   SOLE   4,420 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   491,155 837 SH   SOLE   837 0 0
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   793,659 2,331 SH   SOLE   2,331 0 0
VEEVA SYS INC CL A COM 922475108   578,612 2,757 SH   SOLE   2,757 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,127,976 25,116 SH   SOLE   25,116 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   2,074,722 4,461 SH   SOLE   4,461 0 0
VISA INC COM CL A 92826C839   9,415,601 34,245 SH   SOLE   34,245 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   658,560 73,500 SH   SOLE   73,500 0 0
WALMART INC COM 931142103   935,579 11,586 SH   SOLE   11,586 0 0
WASTE MGMT INC DEL COM 94106L109   7,271,783 35,028 SH   SOLE   35,028 0 0
WELLS FARGO CO NEW PERP PFD CNV A 949746804   209,938 164 SH   SOLE   164 0 0
WHIRLPOOL CORP COM 963320106   620,600 5,800 SH   SOLE   5,800 0 0
ZSCALER INC COM 98980G102   1,391,452 8,140 SH   SOLE   8,140 0 0