The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,355 11,309 SH   SOLE 0 0 11,309
ABBVIE INC COM 00287Y109 3,374 46,529 SH   SOLE 0 0 46,529
AEGON N V NY REGISTRY SH 007924103 1,191 46,150 SH   SOLE 0 0 46,150
AFLAC INC COM 001055102 1,587 20,431 SH   SOLE 0 0 20,431
ALLERGAN PLC SHS G0177J108 258 1,061 SH   SOLE 0 0 1,061
ALPHABET INC CAP STK CL C 02079K107 546 601 SH   SOLE 0 0 601
ALPHABET INC CAP STK CL A 02079K305 3,748 4,031 SH   SOLE 0 0 4,031
ALTRIA GROUP INC COM 02209S103 2,010 26,991 SH   SOLE 0 0 26,991
AMAZON COM INC COM 023135106 4,321 4,464 SH   SOLE 0 0 4,464
AMERICAN ELEC PWR INC COM 025537101 707 10,175 SH   SOLE 0 0 10,175
AMERICAN EXPRESS CO COM 025816109 559 6,632 SH   SOLE 0 0 6,632
AMERICAN INTL GROUP INC COM NEW 026874784 957 15,309 SH   SOLE 0 0 15,309
AMERIGAS PARTNERS L P UNIT L P INT 030975106 440 9,731 SH   SOLE 0 0 9,731
AMGEN INC COM 031162100 580 3,366 SH   SOLE 0 0 3,366
ANTHEM INC COM 036752103 462 2,457 SH   SOLE 0 0 2,457
APPLE INC COM 037833100 8,614 59,811 SH   SOLE 0 0 59,811
ASPEN INSURANCE HOLDINGS LTD SHS G05384105 2,304 92,150 SH   SOLE 0 0 92,150
AT&T INC COM 00206R102 6,523 172,898 SH   SOLE 0 0 172,898
BANK AMER CORP COM 060505104 1,451 59,817 SH   SOLE 0 0 59,817
BANK AMER CORP 7.25%CNV PFD L 060505682 2,341 1,855 SH   SOLE 0 0 1,855
BB&T CORP COM 054937107 1,517 33,414 SH   SOLE 0 0 33,414
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,077 12,264 SH   SOLE 0 0 12,264
BOEING CO COM 097023105 400 2,021 SH   SOLE 0 0 2,021
BRIDGE BANCORP INC COM 108035106 331 9,938 SH   SOLE 0 0 9,938
BRISTOL MYERS SQUIBB CO COM 110122108 2,107 37,808 SH   SOLE 0 0 37,808
CARNIVAL CORP UNIT 99/99/9999 143658300 631 9,621 SH   SOLE 0 0 9,621
CELGENE CORP COM 151020104 351 2,702 SH   SOLE 0 0 2,702
CHUBB LIMITED COM H1467J104 390 2,683 SH   SOLE 0 0 2,683
CISCO SYS INC COM 17275R102 1,935 61,815 SH   SOLE 0 0 61,815
CITIGROUP INC COM NEW 172967424 1,865 27,891 SH   SOLE 0 0 27,891
COCA COLA CO COM 191216100 785 17,494 SH   SOLE 0 0 17,494
COMCAST CORP NEW CL A 20030N101 812 20,872 SH   SOLE 0 0 20,872
COMPASS MINERALS INTL INC COM 20451N101 332 5,081 SH   SOLE 0 0 5,081
CONSOLIDATED EDISON INC COM 209115104 1,500 18,565 SH   SOLE 0 0 18,565
CREDIT SUISSE ASSET MGMT INC COM 224916106 295 87,651 SH   SOLE 0 0 87,651
CVS HEALTH CORP COM 126650100 888 11,041 SH   SOLE 0 0 11,041
DELTA AIR LINES INC DEL COM NEW 247361702 803 14,943 SH   SOLE 0 0 14,943
DEUTSCHE BANK AG NAMEN AKT d18190898 1,624 63,981 SH   SOLE 0 0 63,981
DISNEY WALT CO COM DISNEY 254687106 1,840 17,313 SH   SOLE 0 0 17,313
DOW CHEM CO COM 260543103 3,484 55,244 SH   SOLE 0 0 55,244
DUKE ENERGY CORP NEW COM NEW 26441C204 2,980 35,656 SH   SOLE 0 0 35,656
EATON CORP PLC SHS G29183103 903 11,598 SH   SOLE 0 0 11,598
EATON VANCE LTD DUR INCOME F COM 27828H105 490 34,729 SH   SOLE 0 0 34,729
EATON VANCE NEW YORK MUN BD COM 27827Y109 215 17,253 SH   SOLE 0 0 17,253
EMERSON ELEC CO COM 291011104 739 12,401 SH   SOLE 0 0 12,401
ENTERPRISE PRODS PARTNERS L COM 293792107 1,261 46,564 SH   SOLE 0 0 46,564
EXXON MOBIL CORP COM 30231G102 711 8,808 SH   SOLE 0 0 8,808
FACEBOOK INC CL A 30303M102 3,029 20,061 SH   SOLE 0 0 20,061
FEDEX CORP COM 31428X106 465 2,138 SH   SOLE 0 0 2,138
FORD MTR CO DEL COM PAR $0.01 345370860 1,715 153,237 SH   SOLE 0 0 153,237
GENERAL DYNAMICS CORP COM 369550108 357 1,801 SH   SOLE 0 0 1,801
GENERAL ELECTRIC CO COM 369604103 4,931 182,571 SH   SOLE 0 0 182,571
GENERAL MLS INC COM 370334104 762 13,754 SH   SOLE 0 0 13,754
GILEAD SCIENCES INC COM 375558103 931 13,149 SH   SOLE 0 0 13,149
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 321 7,447 SH   SOLE 0 0 7,447
GOLDMAN SACHS GROUP INC COM 38141G104 1,194 5,381 SH   SOLE 0 0 5,381
HANESBRANDS INC COM 410345102 394 17,033 SH   SOLE 0 0 17,033
HARTFORD FINL SVCS GROUP INC COM 416515104 437 8,312 SH   SOLE 0 0 8,312
HEICO CORP NEW CL A 422806208 1,155 18,616 SH   SOLE 0 0 18,616
HELIX ENERGY SOLUTIONS GRP I COM 42330P107 282 50,000 SH   SOLE 0 0 50,000
HOME DEPOT INC COM 437076102 5,216 34,004 SH   SOLE 0 0 34,004
HONEYWELL INTL INC COM 438516106 574 4,304 SH   SOLE 0 0 4,304
HSBC HLDGS PLC SPON ADR NEW 404280406 4,598 120,435 SH   SOLE 0 0 120,435
ING GROEP N V SPONSORED ADR 456837103 1,722 66,475 SH   SOLE 0 0 66,475
INTEL CORP COM 458140100 1,023 30,308 SH   SOLE 0 0 30,308
INTERNATIONAL BUSINESS MACHS COM 459200101 395 2,567 SH   SOLE 0 0 2,567
ISHARES TR RUS 1000 GRW ETF 464287614 467 3,920 SH   SOLE 0 0 3,920
ISHARES TR RUS 1000 ETF 464287622 508 3,756 SH   SOLE 0 0 3,756
ISHARES TR CORE S&P SCP ETF 464287804 281 4,014 SH   SOLE 0 0 4,014
ISHARES TR U.S. PFD STK ETF 464288687 439 11,204 SH   SOLE 0 0 11,204
JETBLUE AIRWAYS CORP COM 477143101 1,218 53,350 SH   SOLE 0 0 53,350
JOHNSON & JOHNSON COM 478160104 7,471 56,476 SH   SOLE 0 0 56,476
JOHNSON CTLS INTL PLC SHS G51502105 490 11,305 SH   SOLE 0 0 11,305
JPMORGAN CHASE & CO COM 46625H100 2,311 25,286 SH   SOLE 0 0 25,286
KIMBERLY CLARK CORP COM 494368103 1,270 9,838 SH   SOLE 0 0 9,838
KRAFT HEINZ CO COM 500754106 1,734 20,250 SH   SOLE 0 0 20,250
LILLY ELI & CO COM 532457108 392 4,765 SH   SOLE 0 0 4,765
LOCKHEED MARTIN CORP COM 539830109 312 1,123 SH   SOLE 0 0 1,123
LOWES COS INC COM 548661107 246 3,171 SH   SOLE 0 0 3,171
MARATHON PETE CORP COM 56585A102 221 4,232 SH   SOLE 0 0 4,232
MASTERCARD INCORPORATED CL A 57636Q104 965 7,942 SH   SOLE 0 0 7,942
MERCK & CO INC COM 58933Y105 2,691 41,993 SH   SOLE 0 0 41,993
METLIFE INC COM 59156R108 4,433 80,694 SH   SOLE 0 0 80,694
MICROSOFT CORP COM 594918104 5,120 74,275 SH   SOLE 0 0 74,275
NEUBERGER BERMAN RE ES SEC F COM 64190A103 359 66,460 SH   SOLE 0 0 66,460
NEW YORK CMNTY BANCORP INC COM 649445103 226 17,199 SH   SOLE 0 0 17,199
NUCOR CORP COM 670346105 607 10,495 SH   SOLE 0 0 10,495
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101 300 20,128 SH   SOLE 0 0 20,128
NUVEEN NEW YORK AMT QLT MUNI COM 670656107 569 43,368 SH   SOLE 0 0 43,368
ORACLE CORP COM 68389X105 566 11,279 SH   SOLE 0 0 11,279
PEPSICO INC COM 713448108 1,474 12,767 SH   SOLE 0 0 12,767
PFIZER INC COM 717081103 2,676 79,680 SH   SOLE 0 0 79,680
PHILIP MORRIS INTL INC COM 718172109 1,024 8,720 SH   SOLE 0 0 8,720
PHILLIPS 66 COM 718546104 2,214 26,769 SH   SOLE 0 0 26,769
PIMCO ETF TR ACTIVE BD ETF 72201R775 4,078 38,456 SH   SOLE 0 0 38,456
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 3,609 80,683 SH   SOLE 0 0 80,683
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 4,678 33,989 SH   SOLE 0 0 33,989
PRICE T ROWE GROUP INC COM 74144T108 497 6,700 SH   SOLE 0 0 6,700
PROCTER AND GAMBLE CO COM 742718109 2,939 33,718 SH   SOLE 0 0 33,718
PRUDENTIAL FINL INC COM 744320102 1,409 13,026 SH   SOLE 0 0 13,026
QUALCOMM INC COM 747525103 227 4,109 SH   SOLE 0 0 4,109
ROCKY MTN CHOCOLATE FACTORY COM 77467X101 177 15,013 SH   SOLE 0 0 15,013
RYDEX ETF TRUST GUG S&P500EQWTTE 78355W817 293 2,346 SH   SOLE 0 0 2,346
SCHLUMBERGER LTD COM 806857108 906 13,755 SH   SOLE 0 0 13,755
SCHWAB CHARLES CORP NEW COM 808513105 633 14,742 SH   SOLE 0 0 14,742
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 12,324 210,803 SH   SOLE 0 0 210,803
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 232 3,667 SH   SOLE 0 0 3,667
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 2,448 70,435 SH   SOLE 0 0 70,435
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 549 12,182 SH   SOLE 0 0 12,182
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,349 73,929 SH   SOLE 0 0 73,929
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,972 35,813 SH   SOLE 0 0 35,813
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,177 21,419 SH   SOLE 0 0 21,419
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 364 4,056 SH   SOLE 0 0 4,056
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 772 14,101 SH   SOLE 0 0 14,101
SOUTHERN CO COM 842587107 328 6,842 SH   SOLE 0 0 6,842
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 3,432 23,974 SH   SOLE 0 0 23,974
SPECTRA ENERGY PARTNERS LP COM 84756N109 407 9,476 SH   SOLE 0 0 9,476
STANLEY BLACK & DECKER INC COM 854502101 229 1,629 SH   SOLE 0 0 1,629
STARBUCKS CORP COM 855244109 1,064 18,255 SH   SOLE 0 0 18,255
THERMO FISHER SCIENTIFIC INC COM 883556102 1,172 6,717 SH   SOLE 0 0 6,717
TIMKEN CO COM 887389104 216 4,660 SH   SOLE 0 0 4,660
TRAVELERS COMPANIES INC COM 89417E109 1,105 8,733 SH   SOLE 0 0 8,733
UNILEVER N V N Y SHS NEW 904784709 251 4,535 SH   SOLE 0 0 4,535
UNILEVER PLC SPON ADR NEW 904767704 468 8,653 SH   SOLE 0 0 8,653
UNITED CONTL HLDGS INC COM 910047109 1,202 15,970 SH   SOLE 0 0 15,970
UNITED PARCEL SERVICE INC CL B 911312106 1,470 13,289 SH   SOLE 0 0 13,289
UNITED TECHNOLOGIES CORP COM 913017109 559 4,580 SH   SOLE 0 0 4,580
UNITEDHEALTH GROUP INC COM 91324P102 440 2,374 SH   SOLE 0 0 2,374
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 268 2,604 SH   SOLE 0 0 2,604
VANGUARD INDEX FDS LARGE CAP ETF 922908637 361 3,253 SH   SOLE 0 0 3,253
VANGUARD INDEX FDS TOTAL STK MKT 922908769 408 3,277 SH   SOLE 0 0 3,277
VANGUARD WORLD FDS INF TECH ETF 92204A702 291 2,065 SH   SOLE 0 0 2,065
VENTAS INC COM 92276F100 633 9,114 SH   SOLE 0 0 9,114
VERIZON COMMUNICATIONS INC COM 92343V104 5,450 122,031 SH   SOLE 0 0 122,031
VISA INC COM CL A 92826C839 4,046 43,139 SH   SOLE 0 0 43,139
WASTE MGMT INC DEL COM 94106L109 3,350 45,666 SH   SOLE 0 0 45,666
WEINGARTEN RLTY INVS SH BEN INT 948741103 360 11,950 SH   SOLE 0 0 11,950
WELLS FARGO CO NEW COM 949746101 1,998 36,067 SH   SOLE 0 0 36,067
WELLS FARGO CO NEW PERP PFD CNV A 949746804 646 493 SH   SOLE 0 0 493
WEYERHAEUSER CO COM 962166104 1,049 31,328 SH   SOLE 0 0 31,328
YUM BRANDS INC COM 988498101 280 3,800 SH   SOLE 0 0 3,800