The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
22ND CENTY GROUP INC COM 90137F103 43 36,800 SH   SOLE 0 0 36,800
3M CO COM 88579Y101 2,171 11,347 SH   SOLE 0 0 11,347
ABBVIE INC COM 00287Y109 3,069 47,095 SH   SOLE 0 0 47,095
AEGON N V NY REGISTRY SH 007924103 1,152 45,150 SH   SOLE 0 0 45,150
AFLAC INC COM 001055102 1,490 20,570 SH   SOLE 0 0 20,570
ALPHABET INC CAP STK CL C 02079k107 570 687 SH   SOLE 0 0 687
ALPHABET INC CAP STK CL A 02079k305 3,109 3,667 SH   SOLE 0 0 3,667
ALTRIA GROUP INC COM 02209S103 2,044 28,617 SH   SOLE 0 0 28,617
AMAZON COM INC COM 023135106 3,786 4,271 SH   SOLE 0 0 4,271
AMERICAN ELEC PWR INC COM 025537101 681 10,139 SH   SOLE 0 0 10,139
AMERICAN EXPRESS CO COM 025816109 545 6,890 SH   SOLE 0 0 6,890
AMERICAN INTL GROUP INC COM NEW 026874784 977 15,645 SH   SOLE 0 0 15,645
AMERIGAS PARTNERS L P UNIT L P INT 030975106 456 9,677 SH   SOLE 0 0 9,677
AMGEN INC COM 031162100 429 2,616 SH   SOLE 0 0 2,616
ANTHEM INC COM 036752103 567 3,428 SH   SOLE 0 0 3,428
APPLE INC COM 037833100 8,738 60,827 SH   SOLE 0 0 60,827
ASPEN INSURANCE HOLDINGS LTD SHS G05384105 2,332 91,650 SH   SOLE 0 0 91,650
AT&T INC COM 00206R102 6,763 162,762 SH   SOLE 0 0 162,762
BANK AMER CORP COM 060505104 227 9,605 SH   SOLE 0 0 9,605
BANK AMER CORP 7.25%CNV PFD L 060505682 2,040 1,707 SH   SOLE 0 0 1,707
BB&T CORP COM 054937107 1,484 33,204 SH   SOLE 0 0 33,204
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,913 11,478 SH   SOLE 0 0 11,478
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 407 13,711 SH   SOLE 0 0 13,711
BOEING CO COM 097023105 354 2,001 SH   SOLE 0 0 2,001
BRIDGE BANCORP INC COM 108035106 346 9,891 SH   SOLE 0 0 9,891
BRISTOL MYERS SQUIBB CO COM 110122108 2,325 42,756 SH   SOLE 0 0 42,756
CARNIVAL CORP UNIT 99/99/9999 143658300 566 9,615 SH   SOLE 0 0 9,615
CELGENE CORP COM 151020104 330 2,654 SH   SOLE 0 0 2,654
CISCO SYS INC COM 17275R102 2,105 62,273 SH   SOLE 0 0 62,273
CITIGROUP INC COM NEW 172967424 1,307 21,842 SH   SOLE 0 0 21,842
COCA COLA CO COM 191216100 840 19,801 SH   SOLE 0 0 19,801
COMCAST CORP NEW CL A 20030N101 781 20,766 SH   SOLE 0 0 20,766
COMPASS MINERALS INTL INC COM 20451N101 390 5,741 SH   SOLE 0 0 5,741
CONSOLIDATED EDISON INC COM 209115104 1,535 19,762 SH   SOLE 0 0 19,762
CREDIT SUISSE ASSET MGMT INC COM 224916106 284 85,934 SH   SOLE 0 0 85,934
CVS HEALTH CORP COM 126650100 866 11,033 SH   SOLE 0 0 11,033
DELTA AIR LINES INC DEL COM NEW 247361702 672 14,613 SH   SOLE 0 0 14,613
DEUTSCHE BANK AG NAMEN AKT d18190898 1,571 63,232 SH   SOLE 0 0 63,232
DISNEY WALT CO COM DISNEY 254687106 2,037 17,967 SH   SOLE 0 0 17,967
DOW CHEM CO COM 260543103 3,480 54,767 SH   SOLE 0 0 54,767
DUKE ENERGY CORP NEW COM NEW 26441C204 2,900 35,356 SH   SOLE 0 0 35,356
EATON CORP PLC SHS G29183103 958 12,918 SH   SOLE 0 0 12,918
EATON VANCE LTD DUR INCOME F COM 27828H105 478 34,569 SH   SOLE 0 0 34,569
EATON VANCE NEW YORK MUN BD COM 27827Y109 212 17,135 SH   SOLE 0 0 17,135
EMERSON ELEC CO COM 291011104 893 14,920 SH   SOLE 0 0 14,920
ENTERPRISE PRODS PARTNERS L COM 293792107 1,417 51,315 SH   SOLE 0 0 51,315
EXXON MOBIL CORP COM 30231G102 631 7,692 SH   SOLE 0 0 7,692
FACEBOOK INC CL A 30303M102 2,821 19,856 SH   SOLE 0 0 19,856
FEDEX CORP COM 31428X106 358 1,832 SH   SOLE 0 0 1,832
FLUOR CORP NEW COM 343412102 225 4,275 SH   SOLE 0 0 4,275
GENERAL DYNAMICS CORP COM 369550108 321 1,716 SH   SOLE 0 0 1,716
GENERAL ELECTRIC CO COM 369604103 6,633 222,575 SH   SOLE 0 0 222,575
GENERAL MLS INC COM 370334104 920 15,588 SH   SOLE 0 0 15,588
GENWORTH FINL INC COM CL A 37247D106 54 13,000 SH   SOLE 0 0 13,000
GILEAD SCIENCES INC COM 375558103 1,041 15,333 SH   SOLE 0 0 15,333
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 313 7,430 SH   SOLE 0 0 7,430
GOLDMAN SACHS GROUP INC COM 38141G104 1,123 4,889 SH   SOLE 0 0 4,889
HARTFORD FINL SVCS GROUP INC COM 416515104 563 11,715 SH   SOLE 0 0 11,715
HEICO CORP NEW CL A 422806208 1,051 14,016 SH   SOLE 0 0 14,016
HOME DEPOT INC COM 437076102 5,008 34,108 SH   SOLE 0 0 34,108
HONEYWELL INTL INC COM 438516106 508 4,064 SH   SOLE 0 0 4,064
HSBC HLDGS PLC SPON ADR NEW 404280406 4,154 117,832 SH   SOLE 0 0 117,832
ING GROEP N V SPONSORED ADR 456837103 1,748 68,546 SH   SOLE 0 0 68,546
INTEL CORP COM 458140100 1,092 30,285 SH   SOLE 0 0 30,285
INTERNATIONAL BUSINESS MACHS COM 459200101 894 5,132 SH   SOLE 0 0 5,132
ISHARES TR RUS 1000 GRW ETF 464287614 443 3,892 SH   SOLE 0 0 3,892
ISHARES TR RUS 1000 ETF 464287622 493 3,756 SH   SOLE 0 0 3,756
ISHARES TR CORE S&P SCP ETF 464287804 292 4,224 SH   SOLE 0 0 4,224
ISHARES TR U.S. PFD STK ETF 464288687 400 10,347 SH   SOLE 0 0 10,347
JETBLUE AIRWAYS CORP COM 477143101 1,100 53,350 SH   SOLE 0 0 53,350
JOHNSON & JOHNSON COM 478160104 7,058 56,665 SH   SOLE 0 0 56,665
JPMORGAN CHASE & CO COM 46625H100 2,433 27,700 SH   SOLE 0 0 27,700
KIMBERLY CLARK CORP COM 494368103 1,334 10,134 SH   SOLE 0 0 10,134
KRAFT HEINZ CO COM 500754106 1,938 21,343 SH   SOLE 0 0 21,343
LILLY ELI & CO COM 532457108 396 4,707 SH   SOLE 0 0 4,707
LOCKHEED MARTIN CORP COM 539830109 290 1,084 SH   SOLE 0 0 1,084
LOWES COS INC COM 548661107 206 2,509 SH   SOLE 0 0 2,509
MARATHON PETE CORP COM 56585A102 249 4,927 SH   SOLE 0 0 4,927
MASTERCARD INCORPORATED CL A 57636Q104 848 7,538 SH   SOLE 0 0 7,538
MATTEL INC COM 577081102 1,477 57,674 SH   SOLE 0 0 57,674
MERCK & CO INC COM 58933Y105 2,695 42,414 SH   SOLE 0 0 42,414
METLIFE INC COM 59156R108 4,329 81,962 SH   SOLE 0 0 81,962
MICROSOFT CORP COM 594918104 5,032 76,404 SH   SOLE 0 0 76,404
NEUBERGER BERMAN RE ES SEC F COM 64190A103 442 83,070 SH   SOLE 0 0 83,070
NEW YORK CMNTY BANCORP INC COM 649445103 205 14,680 SH   SOLE 0 0 14,680
NIKE INC CL B 654106103 344 6,167 SH   SOLE 0 0 6,167
NUVEEN AMT FREE QLTY MUN INC COM 670657105 920 68,834 SH   SOLE 0 0 68,834
ORACLE CORP COM 68389X105 503 11,275 SH   SOLE 0 0 11,275
PEPSICO INC COM 713448108 1,677 14,993 SH   SOLE 0 0 14,993
PFIZER INC COM 717081103 1,873 54,757 SH   SOLE 0 0 54,757
PHILIP MORRIS INTL INC COM 718172109 1,237 10,955 SH   SOLE 0 0 10,955
PHILLIPS 66 COM 718546104 2,319 29,269 SH   SOLE 0 0 29,269
PIMCO ETF TR TTL RTN ACTV ETF 72201R775 3,888 36,920 SH   SOLE 0 0 36,920
POWERSHARES ETF TR II FDM HG YLD RAFI 73936T557 1,962 104,302 SH   SOLE 0 0 104,302
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 3,386 77,888 SH   SOLE 0 0 77,888
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 4,307 32,531 SH   SOLE 0 0 32,531
PRICE T ROWE GROUP INC COM 74144T108 457 6,700 SH   SOLE 0 0 6,700
PROCTER AND GAMBLE CO COM 742718109 3,304 36,775 SH   SOLE 0 0 36,775
PRUDENTIAL FINL INC COM 744320102 1,250 11,716 SH   SOLE 0 0 11,716
QUALCOMM INC COM 747525103 235 4,103 SH   SOLE 0 0 4,103
RYDEX ETF TRUST GUG S&P500EQWTTE 78355W817 244 2,023 SH   SOLE 0 0 2,023
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W833 311 2,975 SH   SOLE 0 0 2,975
RYDEX ETF TRUST GUG S&P500EQWTFI 78355W858 285 7,561 SH   SOLE 0 0 7,561
SCHLUMBERGER LTD COM 806857108 1,180 15,103 SH   SOLE 0 0 15,103
SCHWAB CHARLES CORP NEW COM 808513105 681 16,678 SH   SOLE 0 0 16,678
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 12,475 218,632 SH   SOLE 0 0 218,632
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 2,289 65,960 SH   SOLE 0 0 65,960
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 662 14,840 SH   SOLE 0 0 14,840
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 880 16,117 SH   SOLE 0 0 16,117
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 356 4,048 SH   SOLE 0 0 4,048
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 402 5,751 SH   SOLE 0 0 5,751
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 789 14,801 SH   SOLE 0 0 14,801
SOUTHERN CO COM 842587107 338 6,795 SH   SOLE 0 0 6,795
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 3,162 22,729 SH   SOLE 0 0 22,729
SPECTRA ENERGY PARTNERS LP COM 84756N109 678 15,532 SH   SOLE 0 0 15,532
STANLEY BLACK & DECKER INC COM 854502101 216 1,628 SH   SOLE 0 0 1,628
STARBUCKS CORP COM 855244109 1,327 22,734 SH   SOLE 0 0 22,734
THERMO FISHER SCIENTIFIC INC COM 883556102 1,103 7,180 SH   SOLE 0 0 7,180
TIMKEN CO COM 887389104 218 4,812 SH   SOLE 0 0 4,812
TJX COS INC NEW COM 872540109 240 3,032 SH   SOLE 0 0 3,032
TRAVELERS COMPANIES INC COM 89417E109 1,084 8,992 SH   SOLE 0 0 8,992
UNILEVER PLC SPON ADR NEW 904767704 417 8,457 SH   SOLE 0 0 8,457
UNITED CONTL HLDGS INC COM 910047109 1,312 18,570 SH   SOLE 0 0 18,570
UNITED PARCEL SERVICE INC CL B 911312106 1,448 13,497 SH   SOLE 0 0 13,497
UNITED TECHNOLOGIES CORP COM 913017109 493 4,398 SH   SOLE 0 0 4,398
UNITEDHEALTH GROUP INC COM 91324P102 384 2,339 SH   SOLE 0 0 2,339
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 265 2,599 SH   SOLE 0 0 2,599
VANGUARD INDEX FDS LARGE CAP ETF 922908637 395 3,657 SH   SOLE 0 0 3,657
VANGUARD INDEX FDS TOTAL STK MKT 922908769 400 3,300 SH   SOLE 0 0 3,300
VANGUARD WORLD FDS INF TECH ETF 92204A702 295 2,176 SH   SOLE 0 0 2,176
VERIZON COMMUNICATIONS INC COM 92343V104 6,408 131,438 SH   SOLE 0 0 131,438
VISA INC COM CL A 92826C839 3,817 42,949 SH   SOLE 0 0 42,949
WASTE MGMT INC DEL COM 94106L109 3,456 47,395 SH   SOLE 0 0 47,395
WELLS FARGO & CO NEW COM 949746101 1,994 35,819 SH   SOLE 0 0 35,819
WEYERHAEUSER CO COM 962166104 1,098 32,320 SH   SOLE 0 0 32,320
YUM BRANDS INC COM 988498101 250 3,908 SH   SOLE 0 0 3,908