The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,059,429 13,671 SH   SOLE 0 0 13,671
ABBOTT LABS COM 002824100 201,355 4,484 SH   SOLE 0 0 4,484
ABBVIE INC COM 00287Y109 2,981,379 50,327 SH   SOLE 0 0 50,327
AFLAC INC COM 001055102 1,364,967 22,787 SH   SOLE 0 0 22,787
ALPHABET INC CAP STK CL C 02079K107 420,420 554 SH   SOLE 0 0 554
ALPHABET INC CAP STK CL A 02079K305 1,349,069 1,734 SH   SOLE 0 0 1,734
ALTRIA GROUP INC COM 02209S103 1,474,349 25,328 SH   SOLE 0 0 25,328
AMAZON COM INC COM 023135106 721,851 1,068 SH   SOLE 0 0 1,068
AMERICAN ELEC PWR INC COM 025537101 528,342 9,067 SH   SOLE 0 0 9,067
AMERICAN EXPRESS CO COM 025816109 222,490 3,199 SH   SOLE 0 0 3,199
AMERICAN INTL GROUP INC COM NEW 026874784 1,056,146 17,043 SH   SOLE 0 0 17,043
AMPCO-PITTSBURGH CORP COM 032037103 196,806 19,182 SH   SOLE 0 0 19,182
APPLE INC COM 037833100 4,581,043 43,521 SH   SOLE 0 0 43,521
ASPEN INSURANCE HOLDINGS LTD SHS G05384105 2,031,444 77,300 SH   SOLE 0 0 77,300
AT&T INC COM 00206R102 2,043,275 59,380 SH   SOLE 0 0 59,380
BANK AMER CORP COM 060505104 619,940 36,835 SH   SOLE 0 0 36,835
BANK AMER CORP 7.25%CNV PFD L 060505682 1,278,330 1,169 SH   SOLE 0 0 1,169
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,112,305 8,424 SH   SOLE 0 0 8,424
BOEING CO COM 097023105 278,572 1,927 SH   SOLE 0 0 1,927
BRISTOL MYERS SQUIBB CO COM 110122108 3,546,636 51,557 SH   SOLE 0 0 51,557
CARNIVAL CORP PAIRED CTF 143658300 1,460,064 26,800 SH   SOLE 0 0 26,800
CATERPILLAR INC DEL COM 149123101 485,387 7,142 SH   SOLE 0 0 7,142
CHEVRON CORP NEW COM 166764100 746,512 8,298 SH   SOLE 0 0 8,298
CISCO SYS INC COM 17275R102 1,534,453 56,507 SH   SOLE 0 0 56,507
CITIGROUP INC COM NEW 172967424 1,040,854 20,113 SH   SOLE 0 0 20,113
COCA COLA CO COM 191216100 623,376 14,511 SH   SOLE 0 0 14,511
COMCAST CORP NEW CL A 20030N101 542,416 9,612 SH   SOLE 0 0 9,612
COMPASS MINERALS INTL INC COM 20451N101 277,176 3,682 SH   SOLE 0 0 3,682
CONSOLIDATED EDISON INC COM 209115104 1,522,070 23,682 SH   SOLE 0 0 23,682
CREDIT SUISSE ASSET MGMT INC COM 224916106 213,938 76,956 SH   SOLE 0 0 76,956
CVS HEALTH CORP COM 126650100 1,016,911 10,401 SH   SOLE 0 0 10,401
DEUTSCHE BANK AG NAMEN AKT d18190898 1,364,973 53,195 SH   SOLE 0 0 53,195
DISNEY WALT CO COM DISNEY 254687106 1,153,592 10,978 SH   SOLE 0 0 10,978
DOW CHEM CO COM 260543103 2,653,690 51,548 SH   SOLE 0 0 51,548
DUKE ENERGY CORP NEW COM NEW 26441C204 2,244,468 31,440 SH   SOLE 0 0 31,440
EATON CORP PLC SHS g29183103 873,475 16,785 SH   SOLE 0 0 16,785
EMERSON ELEC CO COM 291011104 787,520 16,465 SH   SOLE 0 0 16,465
ENTERPRISE PRODS PARTNERS L COM 293792107 548,111 21,427 SH   SOLE 0 0 21,427
EXXON MOBIL CORP COM 30231G102 2,272,460 29,153 SH   SOLE 0 0 29,153
FACEBOOK INC CL A 30303M102 1,710,877 16,347 SH   SOLE 0 0 16,347
FASTENAL CO COM 311900104 520,080 12,741 SH   SOLE 0 0 12,741
FEDEX CORP COM 31428X106 329,147 2,209 SH   SOLE 0 0 2,209
FORTRESS INVESTMENT GROUP LL CL A 34958B106 457,556 89,893 SH   SOLE 0 0 89,893
GENERAL ELECTRIC CO COM 369604103 6,023,238 193,362 SH   SOLE 0 0 193,362
GENERAL MLS INC COM 370334104 749,580 13,000 SH   SOLE 0 0 13,000
GILEAD SCIENCES INC COM 375558103 787,204 7,779 SH   SOLE 0 0 7,779
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 2,071,424 51,336 SH   SOLE 0 0 51,336
GOLDMAN SACHS GROUP INC COM 38141G104 225,291 1,250 SH   SOLE 0 0 1,250
HARTFORD FINL SVCS GROUP INC COM 416515104 570,196 13,120 SH   SOLE 0 0 13,120
HOME DEPOT INC COM 437076102 4,079,133 30,844 SH   SOLE 0 0 30,844
HONEYWELL INTL INC COM 438516106 264,861 2,557 SH   SOLE 0 0 2,557
ING GROEP N V SPONSORED ADR 456837103 1,660,406 65,012 SH   SOLE 0 0 65,012
INTEL CORP COM 458140100 944,791 27,425 SH   SOLE 0 0 27,425
INTERNATIONAL BUSINESS MACHS COM 459200101 1,688,105 12,266 SH   SOLE 0 0 12,266
ISHARES TR U.S. PFD STK ETF 464288687 474,232 12,207 SH   SOLE 0 0 12,207
ISHARES TR U.S. AER&DEF ETF 464288760 260,084 2,200 SH   SOLE 0 0 2,200
JETBLUE AIRWAYS CORP COM 477143101 1,301,650 57,468 SH   SOLE 0 0 57,468
JOHNSON & JOHNSON COM 478160104 5,970,442 58,123 SH   SOLE 0 0 58,123
JOHNSON CTLS INC COM 478366107 703,171 17,806 SH   SOLE 0 0 17,806
JPMORGAN CHASE & CO COM 46625H100 1,524,105 23,082 SH   SOLE 0 0 23,082
KELLOGG CO COM 487836108 953,910 13,199 SH   SOLE 0 0 13,199
KIMBERLY CLARK CORP COM 494368103 1,323,409 10,396 SH   SOLE 0 0 10,396
KRAFT HEINZ CO COM 500754106 1,435,785 19,733 SH   SOLE 0 0 19,733
LILLY ELI & CO COM 532457108 1,259,268 14,945 SH   SOLE 0 0 14,945
MARATHON OIL CORP COM 565849106 137,750 10,941 SH   SOLE 0 0 10,941
MASTERCARD INC CL A 57636Q104 594,137 6,102 SH   SOLE 0 0 6,102
MCDONALDS CORP COM 580135101 398,394 3,372 SH   SOLE 0 0 3,372
MERCK & CO INC NEW COM 58933Y105 3,078,965 58,292 SH   SOLE 0 0 58,292
METLIFE INC COM 59156R108 3,224,869 66,892 SH   SOLE 0 0 66,892
MICROSOFT CORP COM 594918104 3,712,570 66,917 SH   SOLE 0 0 66,917
NEW YORK CMNTY BANCORP INC COM 649445103 175,424 10,749 SH   SOLE 0 0 10,749
NIKE INC CL B 654106103 595,040 9,521 SH   SOLE 0 0 9,521
NORFOLK SOUTHERN CORP COM 655844108 1,151,270 13,610 SH   SOLE 0 0 13,610
NOVARTIS A G SPONSORED ADR 66987V109 567,864 6,600 SH   SOLE 0 0 6,600
NUVEEN NY DIVID ADVNTG MUN F COM 67066X107 214,808 15,095 SH   SOLE 0 0 15,095
ORACLE CORP COM 68389X105 427,458 11,702 SH   SOLE 0 0 11,702
PEPCO HOLDINGS INC COM 713291102 737,930 28,371 SH   SOLE 0 0 28,371
PEPSICO INC COM 713448108 1,082,662 10,835 SH   SOLE 0 0 10,835
PFIZER INC COM 717081103 1,907,652 59,097 SH   SOLE 0 0 59,097
PHILIP MORRIS INTL INC COM 718172109 907,957 10,328 SH   SOLE 0 0 10,328
PHILLIPS 66 COM 718546104 2,475,592 30,264 SH   SOLE 0 0 30,264
POWERSHARES ETF TRUST INTL DIV ACHV 73935X716 214,658 15,807 SH   SOLE 0 0 15,807
POWERSHARES ETF TRUST DYN PHRMA PORT 73935X799 1,398,015 19,980 SH   SOLE 0 0 19,980
PRICE T ROWE GROUP INC COM 74144T108 443,238 6,200 SH   SOLE 0 0 6,200
PROCTER & GAMBLE CO COM 742718109 1,641,541 20,672 SH   SOLE 0 0 20,672
PRUDENTIAL FINL INC COM 744320102 1,044,816 12,834 SH   SOLE 0 0 12,834
QUALCOMM INC COM 747525103 252,325 5,048 SH   SOLE 0 0 5,048
RITE AID CORP COM 767754104 895,469 114,218 SH   SOLE 0 0 114,218
ROCKY MTN CHOCOLATE FACTORY COM 77467X101 161,390 15,013 SH   SOLE 0 0 15,013
RYDEX ETF TRUST GUG S&P500EQWTTE 78355W817 318,710 3,454 SH   SOLE 0 0 3,454
RYDEX ETF TRUST GUG S&P500EQWTHC 78355W841 262,622 1,711 SH   SOLE 0 0 1,711
RYDEX ETF TRUST GUG S&P500EQWTFI 78355W858 301,347 6,976 SH   SOLE 0 0 6,976
SCHLUMBERGER LTD COM 806857108 1,002,349 14,371 SH   SOLE 0 0 14,371
SCHWAB CHARLES CORP NEW COM 808513105 219,017 6,651 SH   SOLE 0 0 6,651
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 5,032,559 102,622 SH   SOLE 0 0 102,622
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 251,593 4,762 SH   SOLE 0 0 4,762
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 802,553 20,029 SH   SOLE 0 0 20,029
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 300,014 5,760 SH   SOLE 0 0 5,760
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,171,959 82,260 SH   SOLE 0 0 82,260
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 840,276 19,619 SH   SOLE 0 0 19,619
SOUTHERN CO COM 842587107 244,053 5,216 SH   SOLE 0 0 5,216
STANLEY BLACK & DECKER INC COM 854502101 305,256 2,860 SH   SOLE 0 0 2,860
STARBUCKS CORP COM 855244109 1,189,347 19,813 SH   SOLE 0 0 19,813
SUN LIFE FINL INC COM 866796105 695,760 22,300 SH   SOLE 0 0 22,300
THERMO FISHER SCIENTIFIC INC COM 883556102 798,757 5,631 SH   SOLE 0 0 5,631
TJX COS INC NEW COM 872540109 2,565,602 36,181 SH   SOLE 0 0 36,181
TOTAL S A SPONSORED ADR 89151E109 624,805 13,900 SH   SOLE 0 0 13,900
TRAVELERS COMPANIES INC COM 89417E109 887,484 7,864 SH   SOLE 0 0 7,864
UNILEVER PLC SPON ADR NEW 904767704 476,648 11,054 SH   SOLE 0 0 11,054
UNITED CONTL HLDGS INC COM 910047109 1,392,275 24,298 SH   SOLE 0 0 24,298
UNITED PARCEL SERVICE INC CL B 911312106 1,455,940 15,130 SH   SOLE 0 0 15,130
UNITED TECHNOLOGIES CORP COM 913017109 303,743 3,162 SH   SOLE 0 0 3,162
VANGUARD INDEX FDS TOTAL STK MKT 922908769 411,871 3,949 SH   SOLE 0 0 3,949
VERIZON COMMUNICATIONS INC COM 92343V104 5,933,688 128,379 SH   SOLE 0 0 128,379
VISA INC COM CL A 92826C839 2,493,542 32,154 SH   SOLE 0 0 32,154
WASTE MGMT INC DEL COM 94106L109 2,469,747 46,276 SH   SOLE 0 0 46,276
WELLS FARGO & CO NEW COM 949746101 3,564,865 65,579 SH   SOLE 0 0 65,579
YUM BRANDS INC COM 988498101 328,725 4,500 SH   SOLE 0 0 4,500