The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,497 9,599 SH   SOLE   0 0 9,599
ABBOTT LABS COM 002824100 1,252 13,693 SH   SOLE   0 0 13,693
ABBVIE INC COM 00287Y109 1,020 10,388 SH   SOLE   0 0 10,388
AFLAC INC COM 001055102 246 6,838 SH   SOLE   0 0 6,838
ALPHABET INC CAP STK CL C 02079K107 714 505 SH   SOLE   0 0 505
ALPHABET INC CAP STK CL A 02079K305 1,456 1,027 SH   SOLE   0 0 1,027
ALTRIA GROUP INC COM 02209S103 571 14,547 SH   SOLE   0 0 14,547
AMAZON COM INC COM 023135106 1,360 493 SH   SOLE   0 0 493
AMCOR PLC ORD G0250X107 179 17,576 SH   SOLE   0 0 17,576
AMGEN INC COM 031162100 1,010 4,280 SH   SOLE   0 0 4,280
APPLE INC COM 037833100 6,766 18,546 SH   SOLE   0 0 18,546
AT&T INC COM 00206R102 726 24,019 SH   SOLE   0 0 24,019
AUTOMATIC DATA PROCESSING IN COM 053015103 1,235 8,295 SH   SOLE   0 0 8,295
BERKSHIRE HATHAWAY INC DEL CL A 084670108 535 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,756 26,641 SH   SOLE   0 0 26,641
BK OF AMERICA CORP COM 060505104 871 36,692 SH   SOLE   0 0 36,692
BOEING CO COM 097023105 621 3,387 SH   SOLE   0 0 3,387
BOOKING HOLDINGS INC COM 09857L108 228 143 SH   SOLE   0 0 143
BRISTOL-MYERS SQUIBB CO COM 110122108 423 7,195 SH   SOLE   0 0 7,195
BRISTOL-MYERS SQUIBB CO RIGHT 99/99/9999 110122157 1 400 SH   SOLE   0 0 400
BROWN FORMAN CORP CL A 115637100 0 4 SH   SOLE   0 0 4
BROWN FORMAN CORP CL B 115637209 320 5,032 SH   SOLE   0 0 5,032
CARRIER GLOBAL CORPORATION COM 14448C104 304 13,667 SH   SOLE   0 0 13,667
CATERPILLAR INC DEL COM 149123101 218 1,726 SH   SOLE   0 0 1,726
CHEVRON CORP NEW COM 166764100 1,834 20,555 SH   SOLE   0 0 20,555
CHEVRON CORP NEW COM 166764100 27 300 SH Call SOLE   0 0 300
CISCO SYS INC COM 17275R102 1,965 42,123 SH   SOLE   0 0 42,123
COCA COLA CO COM 191216100 695 15,549 SH   SOLE   0 0 15,549
CONOCOPHILLIPS COM 20825C104 625 14,870 SH   SOLE   0 0 14,870
CSX CORP COM 126408103 426 6,102 SH   SOLE   0 0 6,102
CVS HEALTH CORP COM 126650100 426 6,549 SH   SOLE   0 0 6,549
DANAHER CORPORATION COM 235851102 489 2,763 SH   SOLE   0 0 2,763
DEERE & CO COM 244199105 259 1,648 SH   SOLE   0 0 1,648
DISNEY WALT CO COM DISNEY 254687106 200 1,791 SH   SOLE   0 0 1,791
DUKE ENERGY CORP NEW COM NEW 26441C204 629 7,870 SH   SOLE   0 0 7,870
EMERSON ELEC CO COM 291011104 230 3,712 SH   SOLE   0 0 3,712
EXXON MOBIL CORP COM 30231G102 834 18,641 SH   SOLE   0 0 18,641
FASTENAL CO COM 311900104 312 7,291 SH   SOLE   0 0 7,291
GENERAL ELECTRIC CO COM 369604103 115 16,874 SH   SOLE   0 0 16,874
HOME DEPOT INC COM 437076102 1,591 6,352 SH   SOLE   0 0 6,352
ILLINOIS TOOL WKS INC COM 452308109 611 3,494 SH   SOLE   0 0 3,494
INNOVATOR ETFS TR S&P 500 ULTRA 45782C300 64 2,313 SH   SOLE   0 0 2,313
INNOVATOR ETFS TR S&P 500 PWR BUF 45782C318 359 13,524 SH   SOLE   0 0 13,524
INNOVATOR ETFS TR S&P 500 PWR BUFR 45782C383 12,028 449,640 SH   SOLE   0 0 449,640
INNOVATOR ETFS TR S&P 500 POWER 45782C417 24 999 SH   SOLE   0 0 999
INNOVATOR ETFS TR S&P 500 POWER 45782C508 60 2,153 SH   SOLE   0 0 2,153
INNOVATOR ETFS TR MSCI EAFE PWR 45782C524 7,065 303,299 SH   SOLE   0 0 303,299
INNOVATOR ETFS TR S&P 500 PWR 45782C656 4,926 190,716 SH   SOLE   0 0 190,716
INNOVATOR ETFS TR MSCI EMGR MKT 45782C714 20 803 SH   SOLE   0 0 803
INNOVATOR ETFS TR MSCI EAFE PWR 45782C722 13,119 580,996 SH   SOLE   0 0 580,996
INNOVATOR ETFS TR S&P 500 PWR BU 45782C748 850 30,269 SH   SOLE   0 0 30,269
INNOVATOR ETFS TR S&P 500 PWR BU 45782C870 32,993 1,272,387 SH   SOLE   0 0 1,272,387
INTEL CORP COM 458140100 4,297 71,827 SH   SOLE   0 0 71,827
INTERNATIONAL BUSINESS MACHS COM 459200101 1,030 8,526 SH   SOLE   0 0 8,526
ISHARES GOLD TRUST ISHARES 464285105 45,961 2,705,199 SH   SOLE   0 0 2,705,199
ISHARES TR CORE S&P TTL STK 464287150 23 330 SH   SOLE   0 0 330
ISHARES TR SELECT DIVID ETF 464287168 100 1,241 SH   SOLE   0 0 1,241
ISHARES TR TIPS BD ETF 464287176 56 454 SH   SOLE   0 0 454
ISHARES TR CORE S&P500 ETF 464287200 287 927 SH   SOLE   0 0 927
ISHARES TR CORE US AGGBD ET 464287226 183 1,545 SH   SOLE   0 0 1,545
ISHARES TR MSCI EMG MKT ETF 464287234 97 2,417 SH   SOLE   0 0 2,417
ISHARES TR IBOXX INV CP ETF 464287242 2 17 SH   SOLE   0 0 17
ISHARES TR S&P 500 GRWT ETF 464287309 112 540 SH   SOLE   0 0 540
ISHARES TR GLOB HLTHCRE ETF 464287325 243 3,535 SH   SOLE   0 0 3,535
ISHARES TR NORTH AMERN NAT 464287374 2 90 SH   SOLE   0 0 90
ISHARES TR 20 YR TR BD ETF 464287432 5 29 SH   SOLE   0 0 29
ISHARES TR BARCLAYS 7 10 YR 464287440 30 249 SH   SOLE   0 0 249
ISHARES TR MSCI EAFE ETF 464287465 1,035 17,001 SH   SOLE   0 0 17,001
ISHARES TR RUS MD CP GR ETF 464287481 9,928 62,785 SH   SOLE   0 0 62,785
ISHARES TR RUS MID CAP ETF 464287499 72 1,350 SH   SOLE   0 0 1,350
ISHARES TR CORE S&P MCP ETF 464287507 42 237 SH   SOLE   0 0 237
ISHARES TR NASDAQ BIOTECH 464287556 163 1,194 SH   SOLE   0 0 1,194
ISHARES TR GLOBAL 100 ETF 464287572 851 16,130 SH   SOLE   0 0 16,130
ISHARES TR RUS 1000 GRW ETF 464287614 528 2,748 SH   SOLE   0 0 2,748
ISHARES TR RUS 1000 ETF 464287622 166 965 SH   SOLE   0 0 965
ISHARES TR RUS 2000 GRW ETF 464287648 34 163 SH   SOLE   0 0 163
ISHARES TR RUSSELL 2000 ETF 464287655 1,581 11,041 SH   SOLE   0 0 11,041
ISHARES TR RUSSELL 3000 ETF 464287689 101 560 SH   SOLE   0 0 560
ISHARES TR U.S. REAL ES ETF 464287739 34 430 SH   SOLE   0 0 430
ISHARES TR U.S. BAS MTL ETF 464287838 111 1,241 SH   SOLE   0 0 1,241
ISHARES TR NATIONAL MUN ETF 464288414 6 52 SH   SOLE   0 0 52
ISHARES TR MSCI KLD400 SOC 464288570 165 1,394 SH   SOLE   0 0 1,394
ISHARES TR SH TR CRPORT ETF 464288646 15 277 SH   SOLE   0 0 277
ISHARES TR 3 7 YR TREAS BD 464288661 35,764 267,551 SH   SOLE   0 0 267,551
ISHARES TR GLOB INDSTRL ETF 464288729 40 475 SH   SOLE   0 0 475
ISHARES TR US REGNL BKS ETF 464288778 367 10,853 SH   SOLE   0 0 10,853
ISHARES TR MSCI USA ESG SLC 464288802 807 6,029 SH   SOLE   0 0 6,029
ISHARES TR US OIL EQ&SV ETF 464288844 102 11,876 SH   SOLE   0 0 11,876
ISHARES TR US OIL GS EX ETF 464288851 48 1,418 SH   SOLE   0 0 1,418
ISHARES TR EAFE VALUE ETF 464288877 1,609 40,250 SH   SOLE   0 0 40,250
ISHARES TR EAFE GRWTH ETF 464288885 97 1,162 SH   SOLE   0 0 1,162
ISHARES TR USA QUALITY FCTR 46432F339 1,634 17,034 SH   SOLE   0 0 17,034
ISHARES TR MULTIFACTOR USA 46434V282 8,689 279,654 SH   SOLE   0 0 279,654
ISHARES TR EXPONENTIAL TECH 46434V381 16 369 SH   SOLE   0 0 369
ISHARES TR IBONDS DEC20 ETF 46434VAQ3 50 1,976 SH   SOLE   0 0 1,976
ISHARES TR IBONDS DEC21 ETF 46434VBK5 50 1,998 SH   SOLE   0 0 1,998
ISHARES TR ESG MSCI EAFE 46435G516 683 11,276 SH   SOLE   0 0 11,276
JOHNSON & JOHNSON COM 478160104 4,668 33,193 SH   SOLE   0 0 33,193
JPMORGAN CHASE & CO COM 46625H100 1,029 10,937 SH   SOLE   0 0 10,937
JPMORGAN CHASE & CO COM 46625H100 75 800 SH Call SOLE   0 0 800
KIMBERLY CLARK CORP COM 494368103 586 4,146 SH   SOLE   0 0 4,146
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 24,541 996,782 SH   SOLE   0 0 996,782
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104 190 33,268 SH   SOLE   0 0 33,268
LILLY ELI & CO COM 532457108 265 1,614 SH   SOLE   0 0 1,614
LOWES COS INC COM 548661107 3,125 23,129 SH   SOLE   0 0 23,129
MCDONALDS CORP COM 580135101 1,014 5,498 SH   SOLE   0 0 5,498
MERCK & CO. INC COM 58933Y105 464 5,996 SH   SOLE   0 0 5,996
MICROSOFT CORP COM 594918104 8,875 43,611 SH   SOLE   0 0 43,611
MONDELEZ INTL INC CL A 609207105 243 4,757 SH   SOLE   0 0 4,757
NORFOLK SOUTHERN CORP COM 655844108 223 1,267 SH   SOLE   0 0 1,267
NORTHERN TR CORP COM 665859104 327 4,127 SH   SOLE   0 0 4,127
NOVARTIS AG SPONSORED ADR 66987V109 428 4,903 SH   SOLE   0 0 4,903
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 1,006 21,921 SH   SOLE   0 0 21,921
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 509 18,235 SH   SOLE   0 0 18,235
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409 82 2,092 SH   SOLE   0 0 2,092
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 182 7,267 SH   SOLE   0 0 7,267
ORACLE CORP COM 68389X105 1,354 24,497 SH   SOLE   0 0 24,497
OTIS WORLDWIDE CORP COM 68902V107 389 6,848 SH   SOLE   0 0 6,848
PAYCHEX INC COM 704326107 624 8,231 SH   SOLE   0 0 8,231
PEPSICO INC COM 713448108 2,558 19,343 SH   SOLE   0 0 19,343
PFIZER INC COM 717081103 820 25,086 SH   SOLE   0 0 25,086
PHILIP MORRIS INTL INC COM 718172109 618 8,823 SH   SOLE   0 0 8,823
PROCTER AND GAMBLE CO COM 742718109 1,302 10,889 SH   SOLE   0 0 10,889
QUALCOMM INC COM 747525103 469 5,146 SH   SOLE   0 0 5,146
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,165 18,908 SH   SOLE   0 0 18,908
RAYTHEON TECHNOLOGIES CORP COM 75513E101 12 200 SH Call SOLE   0 0 200
SALESFORCE COM INC COM 79466L302 267 1,426 SH   SOLE   0 0 1,426
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 8,317 113,208 SH   SOLE   0 0 113,208
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 71 953 SH   SOLE   0 0 953
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,612 25,724 SH   SOLE   0 0 25,724
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,579 51,463 SH   SOLE   0 0 51,463
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2 35 SH   SOLE   0 0 35
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 505 7,728 SH   SOLE   0 0 7,728
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,755 72,089 SH   SOLE   0 0 72,089
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 879 16,987 SH   SOLE   0 0 16,987
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 21,979 738,781 SH   SOLE   0 0 738,781
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 12 219 SH   SOLE   0 0 219
SCHWAB STRATEGIC TR US REIT ETF 808524847 2 45 SH   SOLE   0 0 45
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 22 373 SH   SOLE   0 0 373
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,624 31,460 SH   SOLE   0 0 31,460
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 203 6,880 SH   SOLE   0 0 6,880
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 243 2,426 SH   SOLE   0 0 2,426
SELECT SECTOR SPDR TR ENERGY 81369Y506 3,340 88,233 SH   SOLE   0 0 88,233
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 967 41,798 SH   SOLE   0 0 41,798
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 52 761 SH   SOLE   0 0 761
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 32 308 SH   SOLE   0 0 308
SPDR GOLD TR GOLD SHS 78463V107 279 1,664 SH   SOLE   0 0 1,664
SPDR S&P 500 ETF TR TR UNIT 78462F103 608 1,971 SH   SOLE   0 0 1,971
SPDR SER TR PORTFOLIO SH TSR 78468R101 89 2,890 SH   SOLE   0 0 2,890
SPDR SER TR SPDR BLOOMBERG 78468R663 25 272 SH   SOLE   0 0 272
SPDR SER TR SSGA GNDER ETF 78468R747 294 4,133 SH   SOLE   0 0 4,133
STRYKER CORPORATION COM 863667101 579 3,215 SH   SOLE   0 0 3,215
SYSCO CORP COM 871829107 983 17,985 SH   SOLE   0 0 17,985
TARGET CORP COM 87612E106 311 2,594 SH   SOLE   0 0 2,594
TESLA INC COM 88160R101 2 2 SH   SOLE   0 0 2
TESLA INC NOTE 1.250% 3/0 88160RAC5 75 25,000 SH   SOLE   0 0 25,000
TEXAS INSTRS INC COM 882508104 787 6,199 SH   SOLE   0 0 6,199
TRUIST FINL CORP COM 89832Q109 1,573 41,882 SH   SOLE   0 0 41,882
UNION PAC CORP COM 907818108 697 4,120 SH   SOLE   0 0 4,120
UNITED PARCEL SERVICE INC CL B 911312106 971 8,737 SH   SOLE   0 0 8,737
UNITEDHEALTH GROUP INC COM 91324P102 260 881 SH   SOLE   0 0 881
VANECK MERK GOLD TRUST GOLD TRUST 921078101 340 19,562 SH   SOLE   0 0 19,562
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 25 228 SH   SOLE   0 0 228
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 54 654 SH   SOLE   0 0 654
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 67,580 764,997 SH   SOLE   0 0 764,997
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 201 709 SH   SOLE   0 0 709
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 179 2,284 SH   SOLE   0 0 2,284
VANGUARD INDEX FDS SML CP GRW ETF 922908595 30 149 SH   SOLE   0 0 149
VANGUARD INDEX FDS SM CP VAL ETF 922908611 17 162 SH   SOLE   0 0 162
VANGUARD INDEX FDS MID CAP ETF 922908629 14 86 SH   SOLE   0 0 86
VANGUARD INDEX FDS LARGE CAP ETF 922908637 3 23 SH   SOLE   0 0 23
VANGUARD INDEX FDS GROWTH ETF 922908736 44,291 219,165 SH   SOLE   0 0 219,165
VANGUARD INDEX FDS VALUE ETF 922908744 63 633 SH   SOLE   0 0 633
VANGUARD INDEX FDS SMALL CP ETF 922908751 134 918 SH   SOLE   0 0 918
VANGUARD INDEX FDS TOTAL STK MKT 922908769 119 762 SH   SOLE   0 0 762
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,336 13,830 SH   SOLE   0 0 13,830
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 16,374 218,908 SH   SOLE   0 0 218,908
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 49,694 1,043,781 SH   SOLE   0 0 1,043,781
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 302 7,624 SH   SOLE   0 0 7,624
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 30,630 610,524 SH   SOLE   0 0 610,524
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 307 5,671 SH   SOLE   0 0 5,671
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 38,187 325,880 SH   SOLE   0 0 325,880
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,926 62,532 SH   SOLE   0 0 62,532
VANGUARD WORLD FD ESG INTL STK ETF 921910725 775 16,114 SH   SOLE   0 0 16,114
VANGUARD WORLD FD ESG US STK ETF 921910733 2 35 SH   SOLE   0 0 35
VANGUARD WORLD FD MEGA GRWTH IND 921910816 11 69 SH   SOLE   0 0 69
VANGUARD WORLD FD MEGA CAP INDEX 921910873 26 238 SH   SOLE   0 0 238
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 47 313 SH   SOLE   0 0 313
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 113 866 SH   SOLE   0 0 866
VANGUARD WORLD FDS INF TECH ETF 92204A702 14,063 50,459 SH   SOLE   0 0 50,459
VERIZON COMMUNICATIONS INC COM 92343V104 1,499 27,197 SH   SOLE   0 0 27,197
VISA INC COM CL A 92826C839 1,040 5,382 SH   SOLE   0 0 5,382
WALGREENS BOOTS ALLIANCE INC COM 931427108 338 7,983 SH   SOLE   0 0 7,983
WALMART INC COM 931142103 1,472 12,291 SH   SOLE   0 0 12,291
WELLS FARGO CO NEW COM 949746101 257 10,034 SH   SOLE   0 0 10,034
WISDOMTREE TR US MULTIFACTOR 97717Y857 25,399 851,212 SH   SOLE   0 0 851,212