Vice President

0001398344-20-010121.txt : 20200514 0001398344-20-010121.hdr.sgml : 20200514 20200514111535 ACCESSION NUMBER: 0001398344-20-010121 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20200331 FILED AS OF DATE: 20200514 DATE AS OF CHANGE: 20200514 EFFECTIVENESS DATE: 20200514 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Stearns Financial Services Group CENTRAL INDEX KEY: 0001569099 IRS NUMBER: 593080009 STATE OF INCORPORATION: FL FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-15345 FILM NUMBER: 20876225 BUSINESS ADDRESS: STREET 1: 324 W. WENDOVER AVE., SUITE 204 CITY: GREENSBORO STATE: NC ZIP: 27408 BUSINESS PHONE: 336-230-1811 MAIL ADDRESS: STREET 1: 324 W. WENDOVER AVE., SUITE 204 CITY: GREENSBORO STATE: NC ZIP: 27408 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001569099 XXXXXXXX 03-31-2020 03-31-2020 false Stearns Financial Services Group

324 W. WENDOVER AVE., SUITE 204 GREENSBORO NC 27408

13F COMBINATION REPORT 028-15345 0000932859 028-04558 PARAMETRIC PORTFOLIO ASSOCIATES LLC N Glenn Joyce Vice President 336-230-1811 /s/ Glenn Joyce Greensboro NC 05-14-2020 0 207 563283 INFORMATION TABLE 2 fp0052717_13fhr-table.xml 13F INFORMATION TABLE 3M CO COM 88579Y101 1605 11759 SH SOLE 0 0 11759 ABBOTT LABS COM 002824100 1176 14902 SH SOLE 0 0 14902 ABBVIE INC COM 00287Y109 838 10998 SH SOLE 0 0 10998 AFLAC INC COM 001055102 216 6314 SH SOLE 0 0 6314 ALPHABET INC CAP STK CL A 02079K305 1214 1045 SH SOLE 0 0 1045 ALPHABET INC CAP STK CL C 02079K107 593 510 SH SOLE 0 0 510 ALTRIA GROUP INC COM 02209S103 592 15307 SH SOLE 0 0 15307 AMAZON COM INC COM 023135106 714 366 SH SOLE 0 0 366 AMCOR PLC ORD G0250X107 143 17576 SH SOLE 0 0 17576 AMGEN INC COM 031162100 882 4349 SH SOLE 0 0 4349 APPLE INC COM 037833100 4121 16204 SH SOLE 0 0 16204 AT&T INC COM 00206R102 728 24966 SH SOLE 0 0 24966 AUTOMATIC DATA PROCESSING IN COM 053015103 1277 9343 SH SOLE 0 0 9343 BERKSHIRE HATHAWAY INC DEL CL A 084670108 544 2 SH SOLE 0 0 2 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5099 27891 SH SOLE 0 0 27891 BK OF AMERICA CORP COM 060505104 751 35375 SH SOLE 0 0 35375 BOEING CO COM 097023105 509 3410 SH SOLE 0 0 3410 BRISTOL-MYERS SQUIBB CO COM 110122108 416 7463 SH SOLE 0 0 7463 BROWN FORMAN CORP CL A 115637100 0 4 SH SOLE 0 0 4 BROWN FORMAN CORP CL B 115637209 279 5030 SH SOLE 0 0 5030 CATERPILLAR INC DEL COM 149123101 239 2056 SH SOLE 0 0 2056 CHEVRON CORP NEW COM 166764100 1393 19229 SH SOLE 0 0 19229 CISCO SYS INC COM 17275R102 1734 44119 SH SOLE 0 0 44119 COCA COLA CO COM 191216100 674 15236 SH SOLE 0 0 15236 COLGATE PALMOLIVE CO COM 194162103 242 3641 SH SOLE 0 0 3641 CONOCOPHILLIPS COM 20825C104 468 15197 SH SOLE 0 0 15197 CSX CORP COM 126408103 595 10377 SH SOLE 0 0 10377 CVS HEALTH CORP COM 126650100 456 7687 SH SOLE 0 0 7687 DANAHER CORPORATION COM 235851102 382 2759 SH SOLE 0 0 2759 DEERE & CO COM 244199105 243 1758 SH SOLE 0 0 1758 DISNEY WALT CO COM DISNEY 254687106 204 2112 SH SOLE 0 0 2112 DUKE ENERGY CORP NEW COM NEW 26441C204 797 9854 SH SOLE 0 0 9854 SELECT SECTOR SPDR TR ENERGY 81369Y506 502 17266 SH SOLE 0 0 17266 EXXON MOBIL CORP COM 30231G102 913 24036 SH SOLE 0 0 24036 F N B CORP COM 302520101 86 11679 SH SOLE 0 0 11679 FASTENAL CO COM 311900104 324 10357 SH SOLE 0 0 10357 SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 815 39163 SH SOLE 0 0 39163 GENERAL ELECTRIC CO COM 369604103 142 17928 SH SOLE 0 0 17928 LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 22921 1039960 SH SOLE 0 0 1039960 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 294 3317 SH SOLE 0 0 3317 HOME DEPOT INC COM 437076102 1291 6916 SH SOLE 0 0 6916 ILLINOIS TOOL WKS INC COM 452308109 632 4449 SH SOLE 0 0 4449 SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 45 757 SH SOLE 0 0 757 INNOVATOR ETFS TR MSCI EAFE PWR 45782C524 6506 306331 SH SOLE 0 0 306331 INNOVATOR ETFS TR MSCI EAFE PWR 45782C722 11977 572243 SH SOLE 0 0 572243 INNOVATOR ETFS TR S&P 500 PWR BU 45782C870 29595 1224954 SH SOLE 0 0 1224954 INNOVATOR ETFS TR S&P 500 PWR BU 45782C540 211 8857 SH SOLE 0 0 8857 INNOVATOR ETFS TR S&P 500 POWER 45782C417 14 628 SH SOLE 0 0 628 INNOVATOR ETFS TR S&P 500 POWER 45782C508 584 23308 SH SOLE 0 0 23308 INNOVATOR ETFS TR S&P 500 PWR BUFR 45782C383 102 4227 SH SOLE 0 0 4227 INNOVATOR ETFS TR S&P 500 POWER 45782C573 137 5848 SH SOLE 0 0 5848 INNOVATOR ETFS TR S&P 500 ULTRA 45782C300 59 2313 SH SOLE 0 0 2313 INTEL CORP COM 458140100 4014 74165 SH SOLE 0 0 74165 INTERNATIONAL BUSINESS MACHS COM 459200101 969 8739 SH SOLE 0 0 8739 ISHARES TR SH TR CRPORT ETF 464288646 37 704 SH SOLE 0 0 704 ISHARES TR 20 YR TR BD ETF 464287432 5 29 SH SOLE 0 0 29 ISHARES TR 3 7 YR TREAS BD 464288661 35953 269631 SH SOLE 0 0 269631 ISHARES TR CORE US AGGBD ET 464287226 258 2239 SH SOLE 0 0 2239 ISHARES TR CORE MSCI EURO 46434V738 21 559 SH SOLE 0 0 559 ISHARES TR CORE MSCI PAC 46434V696 22 483 SH SOLE 0 0 483 ISHARES TR CORE S&P TTL STK 464287150 19 329 SH SOLE 0 0 329 ISHARES TR SELECT DIVID ETF 464287168 353 4796 SH SOLE 0 0 4796 ISHARES TR MULTIFACTOR USA 46434V282 7167 270957 SH SOLE 0 0 270957 ISHARES TR USA QUALITY FCTR 46432F339 1368 16880 SH SOLE 0 0 16880 ISHARES TR EXPONENTIAL TECH 46434V381 29 828 SH SOLE 0 0 828 ISHARES TR GLOB HLTHCRE ETF 464287325 214 3513 SH SOLE 0 0 3513 ISHARES GOLD TRUST ISHARES 464285105 40955 2717628 SH SOLE 0 0 2717628 ISHARES TR IBOXX INV CP ETF 464287242 2 17 SH SOLE 0 0 17 ISHARES TR ESG MSCI EAFE 46435G516 584 10993 SH SOLE 0 0 10993 ISHARES TR MSCI EAFE ETF 464287465 1193 22323 SH SOLE 0 0 22323 ISHARES TR EAFE GRWTH ETF 464288885 83 1162 SH SOLE 0 0 1162 ISHARES TR EAFE VALUE ETF 464288877 1511 42346 SH SOLE 0 0 42346 ISHARES TR MSCI EMG MKT ETF 464287234 85 2497 SH SOLE 0 0 2497 ISHARES TR MSCI KLD400 SOC 464288570 135 1382 SH SOLE 0 0 1382 ISHARES TR MSCI USA ESG SLC 464288802 650 5923 SH SOLE 0 0 5923 ISHARES TR NASDAQ BIOTECH 464287556 129 1194 SH SOLE 0 0 1194 ISHARES TR NATIONAL MUN ETF 464288414 13 115 SH SOLE 0 0 115 ISHARES TR NORTH AMERN NAT 464287374 1 90 SH SOLE 0 0 90 ISHARES TR RUS 1000 GRW ETF 464287614 418 2774 SH SOLE 0 0 2774 ISHARES TR RUSSELL 2000 ETF 464287655 1456 12717 SH SOLE 0 0 12717 ISHARES TR RUS 2000 GRW ETF 464287648 26 163 SH SOLE 0 0 163 ISHARES TR RUS MD CP GR ETF 464287481 7881 64813 SH SOLE 0 0 64813 ISHARES TR S&P 500 GRWT ETF 464287309 320 1938 SH SOLE 0 0 1938 ISHARES TR CORE S&P500 ETF 464287200 1089 4216 SH SOLE 0 0 4216 ISHARES TR CORE S&P MCP ETF 464287507 45 311 SH SOLE 0 0 311 ISHARES TR CORE S&P SCP ETF 464287804 136 2423 SH SOLE 0 0 2423 ISHARES TR TIPS BD ETF 464287176 53 452 SH SOLE 0 0 452 ISHARES TR RUS 1000 ETF 464287622 141 996 SH SOLE 0 0 996 ISHARES TR RUS MID CAP ETF 464287499 64 1490 SH SOLE 0 0 1490 ISHARES TR GLOBAL 100 ETF 464287572 716 16039 SH SOLE 0 0 16039 ISHARES TR RUSSELL 3000 ETF 464287689 83 560 SH SOLE 0 0 560 ISHARES TR U.S. REAL ES ETF 464287739 32 465 SH SOLE 0 0 465 JOHNSON & JOHNSON COM 478160104 4657 35517 SH SOLE 0 0 35517 JPMORGAN CHASE & CO COM 46625H100 1163 12919 SH SOLE 0 0 12919 KIMBERLY CLARK CORP COM 494368103 530 4144 SH SOLE 0 0 4144 LILLY ELI & CO COM 532457108 237 1708 SH SOLE 0 0 1708 LOWES COS INC COM 548661107 2245 26088 SH SOLE 0 0 26088 MARTIN MARIETTA MATLS INC COM 573284106 954 5044 SH SOLE 0 0 5044 MCDONALDS CORP COM 580135101 831 5027 SH SOLE 0 0 5027 MERCK & CO. INC COM 58933Y105 447 5806 SH SOLE 0 0 5806 MICROSOFT CORP COM 594918104 7152 45348 SH SOLE 0 0 45348 MONDELEZ INTL INC CL A 609207105 232 4629 SH SOLE 0 0 4629 NORTHERN TR CORP COM 665859104 310 4114 SH SOLE 0 0 4114 NOVARTIS A G SPONSORED ADR 66987V109 401 4860 SH SOLE 0 0 4860 NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 152 7267 SH SOLE 0 0 7267 NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 692 19645 SH SOLE 0 0 19645 NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 595 24372 SH SOLE 0 0 24372 NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409 79 2712 SH SOLE 0 0 2712 OLD DOMINION FREIGHT LINE IN COM 679580100 228 1738 SH SOLE 0 0 1738 ORACLE CORP COM 68389X105 1230 25443 SH SOLE 0 0 25443 PAYCHEX INC COM 704326107 528 8392 SH SOLE 0 0 8392 PEPSICO INC COM 713448108 2611 21738 SH SOLE 0 0 21738 PFIZER INC COM 717081103 975 29882 SH SOLE 0 0 29882 PHILIP MORRIS INTL INC COM 718172109 573 7851 SH SOLE 0 0 7851 INVESCO QQQ TR UNIT SER 1 46090E103 637 3346 SH SOLE 0 0 3346 PROCTER & GAMBLE CO COM 742718109 1291 11733 SH SOLE 0 0 11733 QUALCOMM INC COM 747525103 311 4595 SH SOLE 0 0 4595 SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 1 18 SH SOLE 0 0 18 SALESFORCE COM INC COM 79466L302 254 1765 SH SOLE 0 0 1765 SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 2 75 SH SOLE 0 0 75 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2002 96761 SH SOLE 0 0 96761 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 7000 115840 SH SOLE 0 0 115840 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 431 8372 SH SOLE 0 0 8372 SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 20 337 SH SOLE 0 0 337 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 20138 779342 SH SOLE 0 0 779342 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 168 6896 SH SOLE 0 0 6896 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2616 50562 SH SOLE 0 0 50562 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 463 7551 SH SOLE 0 0 7551 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2 35 SH SOLE 0 0 35 SCHWAB STRATEGIC TR US REIT ETF 808524847 1 45 SH SOLE 0 0 45 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 12 218 SH SOLE 0 0 218 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 770 17126 SH SOLE 0 0 17126 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2091 26247 SH SOLE 0 0 26247 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 3103 70082 SH SOLE 0 0 70082 SELECT SECTOR SPDR TR ENERGY 81369Y506 9 300 SH Call SOLE 0 0 300 SPDR SER TR PORTFLI TIPS ETF 78464A656 6 221 SH SOLE 0 0 221 SPDR SER TR SPDR BLOOMBERG 78468R663 25 272 SH SOLE 0 0 272 SPDR SER TR BLOMBRG BRC EMRG 78464A391 12 486 SH SOLE 0 0 486 SPDR SER TR BLOOMBERG BRCLYS 78468R622 29 305 SH SOLE 0 0 305 SPDR SER TR BLOMBERG INTL TR 78464A516 3 110 SH SOLE 0 0 110 SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 10 356 SH SOLE 0 0 356 SPDR SER TR DJ REIT ETF 78464A607 24 337 SH SOLE 0 0 337 SPDR GOLD TRUST GOLD SHS 78463V107 778 5257 SH SOLE 0 0 5257 SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 62 3123 SH SOLE 0 0 3123 SPDR SER TR NUVEEN BRC MUNIC 78468R721 36 712 SH SOLE 0 0 712 SPDR SER TR NUVEEN BLMBRG SR 78468R739 10 210 SH SOLE 0 0 210 SPDR SER TR PORTFOLIO AGRGTE 78464A649 16 529 SH SOLE 0 0 529 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 90 3774 SH SOLE 0 0 3774 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 36 1249 SH SOLE 0 0 1249 SPDR INDEX SHS FDS PORTFLO EURP ETF 78463X103 8 287 SH SOLE 0 0 287 SPDR SER TR PORTFOLI S&P1500 78464A805 27 858 SH SOLE 0 0 858 SPDR SER TR PORTFOLIO S&P600 78468R853 20 925 SH SOLE 0 0 925 SPDR SER TR PORTFOLIO SH TSR 78468R101 615 20018 SH SOLE 0 0 20018 SPDR S&P 500 ETF TR TR UNIT 78462F103 817 3168 SH SOLE 0 0 3168 SPDR INDEX SHS FDS S&P CHINA ETF 78463X400 11 125 SH SOLE 0 0 125 SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 16 713 SH SOLE 0 0 713 SPDR SER TR GLB DOW ETF 78464A706 114 1680 SH SOLE 0 0 1680 SPDR SER TR S&P DIVID ETF 78464A763 42 520 SH SOLE 0 0 520 SPDR SER TR SSGA GNDER ETF 78468R747 244 4130 SH SOLE 0 0 4130 STRYKER CORP COM 863667101 636 3821 SH SOLE 0 0 3821 SYSCO CORP COM 871829107 885 19401 SH SOLE 0 0 19401 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 25 308 SH SOLE 0 0 308 TESLA INC NOTE 1.250% 3/0 88160RAC5 39 25000 PRN SOLE 0 0 25000 TESLA INC COM 88160R101 31 60 SH SOLE 0 0 60 TEXAS INSTRS INC COM 882508104 654 6548 SH SOLE 0 0 6548 TRUIST FINL CORP COM 89832Q109 2012 65253 SH SOLE 0 0 65253 UNION PAC CORP COM 907818108 580 4108 SH SOLE 0 0 4108 UNITED PARCEL SERVICE INC CL B 911312106 868 9288 SH SOLE 0 0 9288 UNITEDHEALTH GROUP INC COM 91324P102 313 1254 SH SOLE 0 0 1254 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 36 650 SH SOLE 0 0 650 VANECK MERK GOLD TRUST GOLD TRUST 921078101 301 19562 SH SOLE 0 0 19562 VANGUARD BD INDEX FDS LONG TERM BOND 921937793 24 228 SH SOLE 0 0 228 VANGUARD WORLD FDS CONSUM STP ETF 92204A207 43 313 SH SOLE 0 0 313 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 35236 340802 SH SOLE 0 0 340802 VANGUARD WORLD FD ESG INTL STK ETF 921910725 655 15928 SH SOLE 0 0 15928 VANGUARD WORLD FD ESG US STK ETF 921910733 1 32 SH SOLE 0 0 32 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 42542 1037100 SH SOLE 0 0 1037100 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 706 9023 SH SOLE 0 0 9023 VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 593 17776 SH SOLE 0 0 17776 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 260 7760 SH SOLE 0 0 7760 VANGUARD INDEX FDS GROWTH ETF 922908736 35389 225854 SH SOLE 0 0 225854 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 7868 111212 SH SOLE 0 0 111212 VANGUARD WORLD FDS INF TECH ETF 92204A702 11194 52825 SH SOLE 0 0 52825 VANGUARD BD INDEX FDS INTERMED TERM 921937819 2 25 SH SOLE 0 0 25 VANGUARD INDEX FDS LARGE CAP ETF 922908637 5 45 SH SOLE 0 0 45 VANGUARD WORLD FD MEGA CAP INDEX 921910873 22 238 SH SOLE 0 0 238 VANGUARD WORLD FD MEGA GRWTH IND 921910816 17 137 SH SOLE 0 0 137 VANGUARD INDEX FDS MID CAP ETF 922908629 23 172 SH SOLE 0 0 172 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 172 2467 SH SOLE 0 0 2467 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 168 709 SH SOLE 0 0 709 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1 10 SH SOLE 0 0 10 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 30316 622252 SH SOLE 0 0 622252 VANGUARD INDEX FDS SMALL CP ETF 922908751 118 1020 SH SOLE 0 0 1020 VANGUARD INDEX FDS SML CP GRW ETF 922908595 22 149 SH SOLE 0 0 149 VANGUARD INDEX FDS SM CP VAL ETF 922908611 14 162 SH SOLE 0 0 162 VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 298 5639 SH SOLE 0 0 5639 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 65248 764476 SH SOLE 0 0 764476 VANGUARD INDEX FDS TOTAL STK MKT 922908769 168 1300 SH SOLE 0 0 1300 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 14215 226361 SH SOLE 0 0 226361 VANGUARD WORLD FDS UTILITIES ETF 92204A876 5 40 SH SOLE 0 0 40 VANGUARD INDEX FDS VALUE ETF 922908744 104 1168 SH SOLE 0 0 1168 VERIZON COMMUNICATIONS INC COM 92343V104 1513 28155 SH SOLE 0 0 28155 VISA INC COM CL A 92826C839 797 4945 SH SOLE 0 0 4945 WALGREENS BOOTS ALLIANCE INC COM 931427108 370 8083 SH SOLE 0 0 8083 WALMART INC COM 931142103 1392 12251 SH SOLE 0 0 12251 WELLS FARGO CO NEW COM 949746101 292 10169 SH SOLE 0 0 10169 WISDOMTREE TR US MULTIFACTOR 97717Y857 21407 873053 SH SOLE 0 0 873053