The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,381 11,459 SH   SOLE   0 0 11,459
ABBOTT LABS COM 002824100 1,517 18,982 SH   SOLE   0 0 18,982
ABBVIE INC COM 00287Y109 1,058 13,131 SH   SOLE   0 0 13,131
AFLAC INC COM 001055102 316 6,314 SH   SOLE   0 0 6,314
ALPHABET INC CAP STK CL A 02079K305 1,455 1,236 SH   SOLE   0 0 1,236
ALPHABET INC CAP STK CL C 02079K107 733 625 SH   SOLE   0 0 625
ALTRIA GROUP INC COM 02209S103 971 16,906 SH   SOLE   0 0 16,906
AMAZON COM INC COM 023135106 917 515 SH   SOLE   0 0 515
AMGEN INC COM 031162100 690 3,629 SH   SOLE   0 0 3,629
APPLE INC COM 037833100 3,953 20,812 SH   SOLE   0 0 20,812
ARCHER DANIELS MIDLAND CO COM 039483102 249 5,777 SH   SOLE   0 0 5,777
AT&T INC COM 00206R102 873 27,850 SH   SOLE   0 0 27,850
AUTOMATIC DATA PROCESSING IN COM 053015103 1,596 9,992 SH   SOLE   0 0 9,992
BANK AMER CORP COM 060505104 1,064 38,577 SH   SOLE   0 0 38,577
BB&T CORP COM 054937107 1,813 38,966 SH   SOLE   0 0 38,966
BEMIS CO INC COM 081437105 277 4,985 SH   SOLE   0 0 4,985
BERKSHIRE HATHAWAY INC DEL CL A 084670108 602 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,819 28,966 SH   SOLE   0 0 28,966
BOEING CO COM 097023105 1,225 3,211 SH   SOLE   0 0 3,211
BOOKING HLDGS INC COM 09857L108 208 119 SH   SOLE   0 0 119
BRISTOL MYERS SQUIBB CO COM 110122108 351 7,355 SH   SOLE   0 0 7,355
BROWN FORMAN CORP CL B 115637209 265 5,021 SH   SOLE   0 0 5,021
CATERPILLAR INC DEL COM 149123101 280 2,065 SH   SOLE   0 0 2,065
CHEVRON CORP NEW COM 166764100 2,912 23,642 SH   SOLE   0 0 23,642
CISCO SYS INC COM 17275R102 2,719 50,367 SH   SOLE   0 0 50,367
COCA COLA CO COM 191216100 798 17,026 SH   SOLE   0 0 17,026
COLGATE PALMOLIVE CO COM 194162103 308 4,490 SH   SOLE   0 0 4,490
CONOCOPHILLIPS COM 20825C104 1,083 16,220 SH   SOLE   0 0 16,220
CSX CORP COM 126408103 341 4,558 SH   SOLE   0 0 4,558
CVS HEALTH CORP COM 126650100 481 8,924 SH   SOLE   0 0 8,924
DANAHER CORPORATION COM 235851102 273 2,068 SH   SOLE   0 0 2,068
DISNEY WALT CO COM DISNEY 254687106 246 2,212 SH   SOLE   0 0 2,212
DOWDUPONT INC COM 26078J100 319 5,979 SH   SOLE   0 0 5,979
DUKE ENERGY CORP NEW COM NEW 26441C204 486 5,403 SH   SOLE   0 0 5,403
EMERSON ELEC CO COM 291011104 270 3,943 SH   SOLE   0 0 3,943
EXXON MOBIL CORP COM 30231G102 2,673 33,080 SH   SOLE   0 0 33,080
FASTENAL CO COM 311900104 370 5,757 SH   SOLE   0 0 5,757
GENERAL ELECTRIC CO COM 369604103 200 20,026 SH   SOLE   0 0 20,026
HOME DEPOT INC COM 437076102 1,385 7,216 SH   SOLE   0 0 7,216
ILLINOIS TOOL WKS INC COM 452308109 663 4,617 SH   SOLE   0 0 4,617
INTEL CORP COM 458140100 4,320 80,444 SH   SOLE   0 0 80,444
INTERNATIONAL BUSINESS MACHS COM 459200101 1,052 7,456 SH   SOLE   0 0 7,456
INVESCO QQQ TR UNIT SER 1 46090E103 894 4,978 SH   SOLE   0 0 4,978
ISHARES GOLD TRUST ISHARES 464285105 13,360 1,079,129 SH   SOLE   0 0 1,079,129
ISHARES TR SELECT DIVID ETF 464287168 152 1,543 SH   SOLE   0 0 1,543
ISHARES TR TIPS BD ETF 464287176 50 444 SH   SOLE   0 0 444
ISHARES TR CORE S&P500 ETF 464287200 261 918 SH   SOLE   0 0 918
ISHARES TR CORE US AGGBD ET 464287226 253 2,323 SH   SOLE   0 0 2,323
ISHARES TR MSCI EMG MKT ETF 464287234 248 5,779 SH   SOLE   0 0 5,779
ISHARES TR IBOXX INV CP ETF 464287242 2 17 SH   SOLE   0 0 17
ISHARES TR S&P 500 GRWT ETF 464287309 93 540 SH   SOLE   0 0 540
ISHARES TR GLOB HLTHCRE ETF 464287325 239 3,918 SH   SOLE   0 0 3,918
ISHARES TR GLOBAL ENERG ETF 464287341 13 375 SH   SOLE   0 0 375
ISHARES TR NORTH AMERN NAT 464287374 20 638 SH   SOLE   0 0 638
ISHARES TR 1 3 YR TREAS BD 464287457 46 544 SH   SOLE   0 0 544
ISHARES TR MSCI EAFE ETF 464287465 3,696 56,980 SH   SOLE   0 0 56,980
ISHARES TR RUS MD CP GR ETF 464287481 9,809 72,302 SH   SOLE   0 0 72,302
ISHARES TR RUS MID CAP ETF 464287499 89 1,650 SH   SOLE   0 0 1,650
ISHARES TR CORE S&P MCP ETF 464287507 45 237 SH   SOLE   0 0 237
ISHARES TR GLOBAL 100 ETF 464287572 600 12,611 SH   SOLE   0 0 12,611
ISHARES TR RUS 1000 VAL ETF 464287598 22 178 SH   SOLE   0 0 178
ISHARES TR S&P MC 400GR ETF 464287606 13 59 SH   SOLE   0 0 59
ISHARES TR RUS 1000 GRW ETF 464287614 444 2,933 SH   SOLE   0 0 2,933
ISHARES TR RUS 1000 ETF 464287622 162 1,027 SH   SOLE   0 0 1,027
ISHARES TR RUS 2000 GRW ETF 464287648 32 163 SH   SOLE   0 0 163
ISHARES TR RUSSELL 2000 ETF 464287655 2,222 14,516 SH   SOLE   0 0 14,516
ISHARES TR RUSSELL 3000 ETF 464287689 108 645 SH   SOLE   0 0 645
ISHARES TR U.S. REAL ES ETF 464287739 40 457 SH   SOLE   0 0 457
ISHARES TR CORE S&P SCP ETF 464287804 22 288 SH   SOLE   0 0 288
ISHARES TR MSCI KLD400 SOC 464288570 273 2,592 SH   SOLE   0 0 2,592
ISHARES TR INTRM GOV CR ETF 464288612 17 157 SH   SOLE   0 0 157
ISHARES TR SH TR CRPORT ETF 464288646 157 2,965 SH   SOLE   0 0 2,965
ISHARES TR 3 7 YR TREAS BD 464288661 23,287 189,017 SH   SOLE   0 0 189,017
ISHARES TR MSCI USA ESG SLC 464288802 960 8,122 SH   SOLE   0 0 8,122
ISHARES TR EAFE VALUE ETF 464288877 3,632 74,299 SH   SOLE   0 0 74,299
ISHARES TR EAFE GRWTH ETF 464288885 1,598 20,627 SH   SOLE   0 0 20,627
ISHARES TR USA QUALITY FCTR 46432F339 405 4,575 SH   SOLE   0 0 4,575
ISHARES TR ESG MSCI EAFE 46435G516 1,146 18,138 SH   SOLE   0 0 18,138
JOHNSON & JOHNSON COM 478160104 5,653 40,437 SH   SOLE   0 0 40,437
JPMORGAN CHASE & CO COM 46625H100 1,383 13,661 SH   SOLE   0 0 13,661
KIMBERLY CLARK CORP COM 494368103 482 3,890 SH   SOLE   0 0 3,890
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 35,206 1,249,784 SH   SOLE   0 0 1,249,784
LILLY ELI & CO COM 532457108 238 1,836 SH   SOLE   0 0 1,836
LOWES COS INC COM 548661107 3,058 27,931 SH   SOLE   0 0 27,931
MCDONALDS CORP COM 580135101 1,210 6,372 SH   SOLE   0 0 6,372
MERCK & CO INC COM 58933Y105 475 5,707 SH   SOLE   0 0 5,707
MICROSOFT CORP COM 594918104 6,261 53,085 SH   SOLE   0 0 53,085
MONDELEZ INTL INC CL A 609207105 260 5,199 SH   SOLE   0 0 5,199
NIKE INC CL B 654106103 207 2,461 SH   SOLE   0 0 2,461
NORFOLK SOUTHERN CORP COM 655844108 241 1,287 SH   SOLE   0 0 1,287
NORTHERN TR CORP COM 665859104 393 4,350 SH   SOLE   0 0 4,350
NOVARTIS A G SPONSORED ADR 66987V109 546 5,675 SH   SOLE   0 0 5,675
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 195 5,532 SH   SOLE   0 0 5,532
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 178 6,060 SH   SOLE   0 0 6,060
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409 138 4,403 SH   SOLE   0 0 4,403
ORACLE CORP COM 68389X105 1,720 32,017 SH   SOLE   0 0 32,017
PAYCHEX INC COM 704326107 756 9,427 SH   SOLE   0 0 9,427
PEPSICO INC COM 713448108 3,262 26,615 SH   SOLE   0 0 26,615
PFIZER INC COM 717081103 1,169 27,516 SH   SOLE   0 0 27,516
PHILIP MORRIS INTL INC COM 718172109 515 5,829 SH   SOLE   0 0 5,829
PROCTER AND GAMBLE CO COM 742718109 1,447 13,909 SH   SOLE   0 0 13,909
QUALCOMM INC COM 747525103 392 6,874 SH   SOLE   0 0 6,874
SALESFORCE COM INC COM 79466L302 229 1,445 SH   SOLE   0 0 1,445
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 6,081 233,798 SH   SOLE   0 0 233,798
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 7,799 114,602 SH   SOLE   0 0 114,602
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 728 10,403 SH   SOLE   0 0 10,403
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 16 292 SH   SOLE   0 0 292
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,327 74,329 SH   SOLE   0 0 74,329
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 293 9,098 SH   SOLE   0 0 9,098
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 34,039 678,207 SH   SOLE   0 0 678,207
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 64 953 SH   SOLE   0 0 953
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2 35 SH   SOLE   0 0 35
SCHWAB STRATEGIC TR US REIT ETF 808524847 2 45 SH   SOLE   0 0 45
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 17 329 SH   SOLE   0 0 329
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 986 18,854 SH   SOLE   0 0 18,854
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,055 25,876 SH   SOLE   0 0 25,876
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,602 47,531 SH   SOLE   0 0 47,531
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 14 121 SH   SOLE   0 0 121
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,763 26,662 SH   SOLE   0 0 26,662
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 2,322 90,306 SH   SOLE   0 0 90,306
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 439 4,784 SH   SOLE   0 0 4,784
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 659 8,783 SH   SOLE   0 0 8,783
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 38 519 SH   SOLE   0 0 519
SPDR GOLD TRUST GOLD SHS 78463V107 409 3,356 SH   SOLE   0 0 3,356
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 122 3,371 SH   SOLE   0 0 3,371
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 196 5,491 SH   SOLE   0 0 5,491
SPDR S&P 500 ETF TR TR UNIT 78462F103 668 2,363 SH   SOLE   0 0 2,363
SPDR SER TR PORTFOLIO SH TSR 78468R101 3,476 116,809 SH   SOLE   0 0 116,809
SPDR SER TR SSGA GNDER ETF 78468R747 627 8,826 SH   SOLE   0 0 8,826
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 118 3,347 SH   SOLE   0 0 3,347
SPDR SERIES TRUST S&P REGL BKG 78464A698 7 141 SH   SOLE   0 0 141
SPDR SERIES TRUST GLB DOW ETF 78464A706 140 1,680 SH   SOLE   0 0 1,680
SPDR SERIES TRUST S&P DIVID ETF 78464A763 65 649 SH   SOLE   0 0 649
STRYKER CORP COM 863667101 788 3,991 SH   SOLE   0 0 3,991
SUNTRUST BKS INC COM 867914103 486 8,195 SH   SOLE   0 0 8,195
SYSCO CORP COM 871829107 1,271 19,035 SH   SOLE   0 0 19,035
TARGET CORP COM 87612E106 254 3,162 SH   SOLE   0 0 3,162
TESLA INC NOTE 1.250% 3/0 88160RAC5 26 25,000 SH   SOLE   0 0 25,000
TESLA INC COM 88160R101 32 115 SH   SOLE   0 0 115
TEXAS INSTRS INC COM 882508104 817 7,700 SH   SOLE   0 0 7,700
TOTAL S A SPONSORED ADS 89151E109 490 8,806 SH   SOLE   0 0 8,806
UNION PACIFIC CORP COM 907818108 804 4,809 SH   SOLE   0 0 4,809
UNITED PARCEL SERVICE INC CL B 911312106 1,137 10,172 SH   SOLE   0 0 10,172
UNITED TECHNOLOGIES CORP COM 913017109 2,665 20,673 SH   SOLE   0 0 20,673
UNITEDHEALTH GROUP INC COM 91324P102 232 936 SH   SOLE   0 0 936
V F CORP COM 918204108 256 2,942 SH   SOLE   0 0 2,942
VANECK MERK GOLD TRUST GOLD TRUST 921078101 189 14,924 SH   SOLE   0 0 14,924
VANGUARD GROUP DIV APP ETF 921908844 43,773 399,241 SH   SOLE   0 0 399,241
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 21 228 SH   SOLE   0 0 228
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 18 227 SH   SOLE   0 0 227
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 52,061 641,301 SH   SOLE   0 0 641,301
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 10,361 120,953 SH   SOLE   0 0 120,953
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 22,918 470,792 SH   SOLE   0 0 470,792
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 64,189 1,279,945 SH   SOLE   0 0 1,279,945
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 45 1,055 SH   SOLE   0 0 1,055
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 234 900 SH   SOLE   0 0 900
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 137 1,571 SH   SOLE   0 0 1,571
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1 5 SH   SOLE   0 0 5
VANGUARD INDEX FDS GROWTH ETF 922908736 35,134 224,615 SH   SOLE   0 0 224,615
VANGUARD INDEX FDS VALUE ETF 922908744 79 734 SH   SOLE   0 0 734
VANGUARD INDEX FDS SMALL CP ETF 922908751 143 935 SH   SOLE   0 0 935
VANGUARD INDEX FDS TOTAL STK MKT 922908769 108 743 SH   SOLE   0 0 743
VANGUARD WORLD FDS INF TECH ETF 92204A702 17,050 84,983 SH   SOLE   0 0 84,983
VERIZON COMMUNICATIONS INC COM 92343V104 1,828 30,907 SH   SOLE   0 0 30,907
VISA INC COM CL A 92826C839 1,059 6,779 SH   SOLE   0 0 6,779
WALGREENS BOOTS ALLIANCE INC COM 931427108 561 8,871 SH   SOLE   0 0 8,871
WALMART INC COM 931142103 1,247 12,790 SH   SOLE   0 0 12,790
WASTE MGMT INC DEL COM 94106L109 203 1,949 SH   SOLE   0 0 1,949
WELLS FARGO CO NEW COM 949746101 842 17,416 SH   SOLE   0 0 17,416
WISDOMTREE TR US MULTIFACTOR 97717Y857 20,540 708,643 SH   SOLE   0 0 708,643