Vice President

0001398344-19-008852.txt : 20190515 0001398344-19-008852.hdr.sgml : 20190515 20190515082916 ACCESSION NUMBER: 0001398344-19-008852 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20190331 FILED AS OF DATE: 20190515 DATE AS OF CHANGE: 20190515 EFFECTIVENESS DATE: 20190515 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Stearns Financial Services Group CENTRAL INDEX KEY: 0001569099 IRS NUMBER: 593080009 STATE OF INCORPORATION: FL FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-15345 FILM NUMBER: 19825198 BUSINESS ADDRESS: STREET 1: 324 W. WENDOVER AVE., SUITE 204 CITY: GREENSBORO STATE: NC ZIP: 27408 BUSINESS PHONE: 336-230-1811 MAIL ADDRESS: STREET 1: 324 W. WENDOVER AVE., SUITE 204 CITY: GREENSBORO STATE: NC ZIP: 27408 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001569099 XXXXXXXX 03-31-2019 03-31-2019 false Stearns Financial Services Group

324 W. WENDOVER AVE., SUITE 204 GREENSBORO NC 27408

13F HOLDINGS REPORT 028-15345 N Glenn Joyce Vice President 336-230-1811 /s/ Glenn Joyce Greensboro NC 05-15-2019 0 170 529603 INFORMATION TABLE 2 fp0041831_13fhr-table.xml 13F INFORMATION TABLE 3M CO COM 88579Y101 2381 11459 SH SOLE 0 0 11459 ABBOTT LABS COM 002824100 1517 18982 SH SOLE 0 0 18982 ABBVIE INC COM 00287Y109 1058 13131 SH SOLE 0 0 13131 AFLAC INC COM 001055102 316 6314 SH SOLE 0 0 6314 ALPHABET INC CAP STK CL A 02079K305 1455 1236 SH SOLE 0 0 1236 ALPHABET INC CAP STK CL C 02079K107 733 625 SH SOLE 0 0 625 ALTRIA GROUP INC COM 02209S103 971 16906 SH SOLE 0 0 16906 AMAZON COM INC COM 023135106 917 515 SH SOLE 0 0 515 AMGEN INC COM 031162100 690 3629 SH SOLE 0 0 3629 APPLE INC COM 037833100 3953 20812 SH SOLE 0 0 20812 ARCHER DANIELS MIDLAND CO COM 039483102 249 5777 SH SOLE 0 0 5777 AT&T INC COM 00206R102 873 27850 SH SOLE 0 0 27850 AUTOMATIC DATA PROCESSING IN COM 053015103 1596 9992 SH SOLE 0 0 9992 BANK AMER CORP COM 060505104 1064 38577 SH SOLE 0 0 38577 BB&T CORP COM 054937107 1813 38966 SH SOLE 0 0 38966 BEMIS CO INC COM 081437105 277 4985 SH SOLE 0 0 4985 BERKSHIRE HATHAWAY INC DEL CL A 084670108 602 2 SH SOLE 0 0 2 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5819 28966 SH SOLE 0 0 28966 BOEING CO COM 097023105 1225 3211 SH SOLE 0 0 3211 BOOKING HLDGS INC COM 09857L108 208 119 SH SOLE 0 0 119 BRISTOL MYERS SQUIBB CO COM 110122108 351 7355 SH SOLE 0 0 7355 BROWN FORMAN CORP CL B 115637209 265 5021 SH SOLE 0 0 5021 CATERPILLAR INC DEL COM 149123101 280 2065 SH SOLE 0 0 2065 CHEVRON CORP NEW COM 166764100 2912 23642 SH SOLE 0 0 23642 CISCO SYS INC COM 17275R102 2719 50367 SH SOLE 0 0 50367 COCA COLA CO COM 191216100 798 17026 SH SOLE 0 0 17026 COLGATE PALMOLIVE CO COM 194162103 308 4490 SH SOLE 0 0 4490 CONOCOPHILLIPS COM 20825C104 1083 16220 SH SOLE 0 0 16220 CSX CORP COM 126408103 341 4558 SH SOLE 0 0 4558 CVS HEALTH CORP COM 126650100 481 8924 SH SOLE 0 0 8924 DANAHER CORPORATION COM 235851102 273 2068 SH SOLE 0 0 2068 DISNEY WALT CO COM DISNEY 254687106 246 2212 SH SOLE 0 0 2212 DOWDUPONT INC COM 26078J100 319 5979 SH SOLE 0 0 5979 DUKE ENERGY CORP NEW COM NEW 26441C204 486 5403 SH SOLE 0 0 5403 EMERSON ELEC CO COM 291011104 270 3943 SH SOLE 0 0 3943 EXXON MOBIL CORP COM 30231G102 2673 33080 SH SOLE 0 0 33080 FASTENAL CO COM 311900104 370 5757 SH SOLE 0 0 5757 GENERAL ELECTRIC CO COM 369604103 200 20026 SH SOLE 0 0 20026 HOME DEPOT INC COM 437076102 1385 7216 SH SOLE 0 0 7216 ILLINOIS TOOL WKS INC COM 452308109 663 4617 SH SOLE 0 0 4617 INTEL CORP COM 458140100 4320 80444 SH SOLE 0 0 80444 INTERNATIONAL BUSINESS MACHS COM 459200101 1052 7456 SH SOLE 0 0 7456 INVESCO QQQ TR UNIT SER 1 46090E103 894 4978 SH SOLE 0 0 4978 ISHARES GOLD TRUST ISHARES 464285105 13360 1079129 SH SOLE 0 0 1079129 ISHARES TR SELECT DIVID ETF 464287168 152 1543 SH SOLE 0 0 1543 ISHARES TR TIPS BD ETF 464287176 50 444 SH SOLE 0 0 444 ISHARES TR CORE S&P500 ETF 464287200 261 918 SH SOLE 0 0 918 ISHARES TR CORE US AGGBD ET 464287226 253 2323 SH SOLE 0 0 2323 ISHARES TR MSCI EMG MKT ETF 464287234 248 5779 SH SOLE 0 0 5779 ISHARES TR IBOXX INV CP ETF 464287242 2 17 SH SOLE 0 0 17 ISHARES TR S&P 500 GRWT ETF 464287309 93 540 SH SOLE 0 0 540 ISHARES TR GLOB HLTHCRE ETF 464287325 239 3918 SH SOLE 0 0 3918 ISHARES TR GLOBAL ENERG ETF 464287341 13 375 SH SOLE 0 0 375 ISHARES TR NORTH AMERN NAT 464287374 20 638 SH SOLE 0 0 638 ISHARES TR 1 3 YR TREAS BD 464287457 46 544 SH SOLE 0 0 544 ISHARES TR MSCI EAFE ETF 464287465 3696 56980 SH SOLE 0 0 56980 ISHARES TR RUS MD CP GR ETF 464287481 9809 72302 SH SOLE 0 0 72302 ISHARES TR RUS MID CAP ETF 464287499 89 1650 SH SOLE 0 0 1650 ISHARES TR CORE S&P MCP ETF 464287507 45 237 SH SOLE 0 0 237 ISHARES TR GLOBAL 100 ETF 464287572 600 12611 SH SOLE 0 0 12611 ISHARES TR RUS 1000 VAL ETF 464287598 22 178 SH SOLE 0 0 178 ISHARES TR S&P MC 400GR ETF 464287606 13 59 SH SOLE 0 0 59 ISHARES TR RUS 1000 GRW ETF 464287614 444 2933 SH SOLE 0 0 2933 ISHARES TR RUS 1000 ETF 464287622 162 1027 SH SOLE 0 0 1027 ISHARES TR RUS 2000 GRW ETF 464287648 32 163 SH SOLE 0 0 163 ISHARES TR RUSSELL 2000 ETF 464287655 2222 14516 SH SOLE 0 0 14516 ISHARES TR RUSSELL 3000 ETF 464287689 108 645 SH SOLE 0 0 645 ISHARES TR U.S. REAL ES ETF 464287739 40 457 SH SOLE 0 0 457 ISHARES TR CORE S&P SCP ETF 464287804 22 288 SH SOLE 0 0 288 ISHARES TR MSCI KLD400 SOC 464288570 273 2592 SH SOLE 0 0 2592 ISHARES TR INTRM GOV CR ETF 464288612 17 157 SH SOLE 0 0 157 ISHARES TR SH TR CRPORT ETF 464288646 157 2965 SH SOLE 0 0 2965 ISHARES TR 3 7 YR TREAS BD 464288661 23287 189017 SH SOLE 0 0 189017 ISHARES TR MSCI USA ESG SLC 464288802 960 8122 SH SOLE 0 0 8122 ISHARES TR EAFE VALUE ETF 464288877 3632 74299 SH SOLE 0 0 74299 ISHARES TR EAFE GRWTH ETF 464288885 1598 20627 SH SOLE 0 0 20627 ISHARES TR USA QUALITY FCTR 46432F339 405 4575 SH SOLE 0 0 4575 ISHARES TR ESG MSCI EAFE 46435G516 1146 18138 SH SOLE 0 0 18138 JOHNSON & JOHNSON COM 478160104 5653 40437 SH SOLE 0 0 40437 JPMORGAN CHASE & CO COM 46625H100 1383 13661 SH SOLE 0 0 13661 KIMBERLY CLARK CORP COM 494368103 482 3890 SH SOLE 0 0 3890 LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 35206 1249784 SH SOLE 0 0 1249784 LILLY ELI & CO COM 532457108 238 1836 SH SOLE 0 0 1836 LOWES COS INC COM 548661107 3058 27931 SH SOLE 0 0 27931 MCDONALDS CORP COM 580135101 1210 6372 SH SOLE 0 0 6372 MERCK & CO INC COM 58933Y105 475 5707 SH SOLE 0 0 5707 MICROSOFT CORP COM 594918104 6261 53085 SH SOLE 0 0 53085 MONDELEZ INTL INC CL A 609207105 260 5199 SH SOLE 0 0 5199 NIKE INC CL B 654106103 207 2461 SH SOLE 0 0 2461 NORFOLK SOUTHERN CORP COM 655844108 241 1287 SH SOLE 0 0 1287 NORTHERN TR CORP COM 665859104 393 4350 SH SOLE 0 0 4350 NOVARTIS A G SPONSORED ADR 66987V109 546 5675 SH SOLE 0 0 5675 NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 195 5532 SH SOLE 0 0 5532 NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 178 6060 SH SOLE 0 0 6060 NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409 138 4403 SH SOLE 0 0 4403 ORACLE CORP COM 68389X105 1720 32017 SH SOLE 0 0 32017 PAYCHEX INC COM 704326107 756 9427 SH SOLE 0 0 9427 PEPSICO INC COM 713448108 3262 26615 SH SOLE 0 0 26615 PFIZER INC COM 717081103 1169 27516 SH SOLE 0 0 27516 PHILIP MORRIS INTL INC COM 718172109 515 5829 SH SOLE 0 0 5829 PROCTER AND GAMBLE CO COM 742718109 1447 13909 SH SOLE 0 0 13909 QUALCOMM INC COM 747525103 392 6874 SH SOLE 0 0 6874 SALESFORCE COM INC COM 79466L302 229 1445 SH SOLE 0 0 1445 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 6081 233798 SH SOLE 0 0 233798 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 7799 114602 SH SOLE 0 0 114602 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 728 10403 SH SOLE 0 0 10403 SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 16 292 SH SOLE 0 0 292 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2327 74329 SH SOLE 0 0 74329 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 293 9098 SH SOLE 0 0 9098 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 34039 678207 SH SOLE 0 0 678207 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 64 953 SH SOLE 0 0 953 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2 35 SH SOLE 0 0 35 SCHWAB STRATEGIC TR US REIT ETF 808524847 2 45 SH SOLE 0 0 45 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 17 329 SH SOLE 0 0 329 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 986 18854 SH SOLE 0 0 18854 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2055 25876 SH SOLE 0 0 25876 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2602 47531 SH SOLE 0 0 47531 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 14 121 SH SOLE 0 0 121 SELECT SECTOR SPDR TR ENERGY 81369Y506 1763 26662 SH SOLE 0 0 26662 SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 2322 90306 SH SOLE 0 0 90306 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 439 4784 SH SOLE 0 0 4784 SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 659 8783 SH SOLE 0 0 8783 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 38 519 SH SOLE 0 0 519 SPDR GOLD TRUST GOLD SHS 78463V107 409 3356 SH SOLE 0 0 3356 SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 122 3371 SH SOLE 0 0 3371 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 196 5491 SH SOLE 0 0 5491 SPDR S&P 500 ETF TR TR UNIT 78462F103 668 2363 SH SOLE 0 0 2363 SPDR SER TR PORTFOLIO SH TSR 78468R101 3476 116809 SH SOLE 0 0 116809 SPDR SER TR SSGA GNDER ETF 78468R747 627 8826 SH SOLE 0 0 8826 SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 118 3347 SH SOLE 0 0 3347 SPDR SERIES TRUST S&P REGL BKG 78464A698 7 141 SH SOLE 0 0 141 SPDR SERIES TRUST GLB DOW ETF 78464A706 140 1680 SH SOLE 0 0 1680 SPDR SERIES TRUST S&P DIVID ETF 78464A763 65 649 SH SOLE 0 0 649 STRYKER CORP COM 863667101 788 3991 SH SOLE 0 0 3991 SUNTRUST BKS INC COM 867914103 486 8195 SH SOLE 0 0 8195 SYSCO CORP COM 871829107 1271 19035 SH SOLE 0 0 19035 TARGET CORP COM 87612E106 254 3162 SH SOLE 0 0 3162 TESLA INC NOTE 1.250% 3/0 88160RAC5 26 25000 SH SOLE 0 0 25000 TESLA INC COM 88160R101 32 115 SH SOLE 0 0 115 TEXAS INSTRS INC COM 882508104 817 7700 SH SOLE 0 0 7700 TOTAL S A SPONSORED ADS 89151E109 490 8806 SH SOLE 0 0 8806 UNION PACIFIC CORP COM 907818108 804 4809 SH SOLE 0 0 4809 UNITED PARCEL SERVICE INC CL B 911312106 1137 10172 SH SOLE 0 0 10172 UNITED TECHNOLOGIES CORP COM 913017109 2665 20673 SH SOLE 0 0 20673 UNITEDHEALTH GROUP INC COM 91324P102 232 936 SH SOLE 0 0 936 V F CORP COM 918204108 256 2942 SH SOLE 0 0 2942 VANECK MERK GOLD TRUST GOLD TRUST 921078101 189 14924 SH SOLE 0 0 14924 VANGUARD GROUP DIV APP ETF 921908844 43773 399241 SH SOLE 0 0 399241 VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 21 228 SH SOLE 0 0 228 VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 18 227 SH SOLE 0 0 227 VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 52061 641301 SH SOLE 0 0 641301 VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 10361 120953 SH SOLE 0 0 120953 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 22918 470792 SH SOLE 0 0 470792 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 64189 1279945 SH SOLE 0 0 1279945 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 45 1055 SH SOLE 0 0 1055 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 234 900 SH SOLE 0 0 900 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 137 1571 SH SOLE 0 0 1571 VANGUARD INDEX FDS SM CP VAL ETF 922908611 1 5 SH SOLE 0 0 5 VANGUARD INDEX FDS GROWTH ETF 922908736 35134 224615 SH SOLE 0 0 224615 VANGUARD INDEX FDS VALUE ETF 922908744 79 734 SH SOLE 0 0 734 VANGUARD INDEX FDS SMALL CP ETF 922908751 143 935 SH SOLE 0 0 935 VANGUARD INDEX FDS TOTAL STK MKT 922908769 108 743 SH SOLE 0 0 743 VANGUARD WORLD FDS INF TECH ETF 92204A702 17050 84983 SH SOLE 0 0 84983 VERIZON COMMUNICATIONS INC COM 92343V104 1828 30907 SH SOLE 0 0 30907 VISA INC COM CL A 92826C839 1059 6779 SH SOLE 0 0 6779 WALGREENS BOOTS ALLIANCE INC COM 931427108 561 8871 SH SOLE 0 0 8871 WALMART INC COM 931142103 1247 12790 SH SOLE 0 0 12790 WASTE MGMT INC DEL COM 94106L109 203 1949 SH SOLE 0 0 1949 WELLS FARGO CO NEW COM 949746101 842 17416 SH SOLE 0 0 17416 WISDOMTREE TR US MULTIFACTOR 97717Y857 20540 708643 SH SOLE 0 0 708643