The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,292 12,027 SH   SOLE   0 0 12,026
ABBOTT LABS COM 002824100 1,587 21,945 SH   SOLE   0 0 21,944
ABBVIE INC COM 00287Y109 1,393 15,114 SH   SOLE   0 0 15,113
AFLAC INC COM 001055102 393 8,616 SH   SOLE   0 0 8,616
ALPHABET INC CAP STK CL C 02079K107 682 659 SH   SOLE   0 0 659
ALPHABET INC CAP STK CL A 02079K305 1,391 1,331 SH   SOLE   0 0 1,331
ALTRIA GROUP INC COM 02209S103 972 19,681 SH   SOLE   0 0 19,680
AMAZON COM INC COM 023135106 825 549 SH   SOLE   0 0 549
AMGEN INC COM 031162100 852 4,379 SH   SOLE   0 0 4,379
APPLE INC COM 037833100 3,414 21,645 SH   SOLE   0 0 21,644
ARCHER DANIELS MIDLAND CO COM 039483102 260 6,340 SH   SOLE   0 0 6,340
AT&T INC COM 00206R102 1,041 36,468 SH   SOLE   0 0 36,468
AUTOMATIC DATA PROCESSING IN COM 053015103 1,486 11,336 SH   SOLE   0 0 11,335
BANK AMER CORP COM 060505104 967 39,247 SH   SOLE   0 0 39,247
BB&T CORP COM 054937107 1,837 42,395 SH   SOLE   0 0 42,394
BEMIS INC COM 081437105 229 4,985 SH   SOLE   0 0 4,985
BERKSHIRE HATHAWAY INC DEL CL A 084670108 612 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,296 30,835 SH   SOLE   0 0 30,835
BIOGEN INC COM 09062X103 223 740 SH   SOLE   0 0 740
BOEING CO COM 097023105 843 2,615 SH   SOLE   0 0 2,614
BOOKING HLDGS INC COM 09857L108 220 128 SH   SOLE   0 0 128
BRISTOL MYERS SQUIBB CO COM 110122108 380 7,318 SH   SOLE   0 0 7,317
BROWN FORMAN CORP CL B 115637209 239 5,020 SH   SOLE   0 0 5,020
CATERPILLAR INC DEL COM 149123101 291 2,287 SH   SOLE   0 0 2,286
CHEVRON CORP NEW COM 166764100 2,817 25,893 SH   SOLE   0 0 25,893
CISCO SYS INC COM 17275R102 2,356 54,381 SH   SOLE   0 0 54,380
COCA COLA CO COM 191216100 929 19,612 SH   SOLE   0 0 19,611
COLGATE PALMOLIVE CO COM 194162103 348 5,853 SH   SOLE   0 0 5,852
CONOCOPHILLIPS COM 20825C104 1,093 17,530 SH   SOLE   0 0 17,530
CSX CORP COM 126408103 437 7,033 SH   SOLE   0 0 7,033
CVS HEALTH CORP COM 126650100 596 9,100 SH   SOLE   0 0 9,099
DANAHER CORP DEL COM 235851102 216 2,091 SH   SOLE   0 0 2,091
DEERE & CO COM 244199105 216 1,445 SH   SOLE   0 0 1,445
DISNEY WALT CO COM DISNEY 254687106 236 2,156 SH   SOLE   0 0 2,156
DOWDUPONT INC COM 26078J100 301 5,635 SH   SOLE   0 0 5,634
DUKE ENERGY CORP NEW COM NEW 26441C204 466 5,401 SH   SOLE   0 0 5,400
EMERSON ELEC CO COM 291011104 331 5,543 SH   SOLE   0 0 5,542
EXXON MOBIL CORP COM 30231G102 2,614 38,329 SH   SOLE   0 0 38,328
FASTENAL CO COM 311900104 306 5,849 SH   SOLE   0 0 5,848
FEDEX CORP COM 31428X106 221 1,372 SH   SOLE   0 0 1,371
GENERAL ELECTRIC CO COM 369604103 589 77,863 SH   SOLE   0 0 77,863
HOME DEPOT INC COM 437076102 1,414 8,231 SH   SOLE   0 0 8,230
ILLINOIS TOOL WKS INC COM 452308109 714 5,633 SH   SOLE   0 0 5,632
INTEL CORP COM 458140100 3,884 82,762 SH   SOLE   0 0 82,762
INTERNATIONAL BUSINESS MACHS COM 459200101 917 8,071 SH   SOLE   0 0 8,070
INVESCO QQQ TR UNIT SER 1 46090E103 783 5,075 SH   SOLE   0 0 5,074
ISHARES GOLD TRUST ISHARES 464285105 12,201 992,747 SH   SOLE   0 0 992,747
ISHARES TR SELECT DIVID ETF 464287168 118 1,319 SH   SOLE   0 0 1,319
ISHARES TR TIPS BD ETF 464287176 54 494 SH   SOLE   0 0 494
ISHARES TR CORE S&P500 ETF 464287200 231 916 SH   SOLE   0 0 916
ISHARES TR CORE US AGGBD ET 464287226 281 2,640 SH   SOLE   0 0 2,640
ISHARES TR MSCI EMG MKT ETF 464287234 92 2,352 SH   SOLE   0 0 2,351
ISHARES TR IBOXX INV CP ETF 464287242 2 17 SH   SOLE   0 0 17
ISHARES TR S&P 500 GRWT ETF 464287309 81 540 SH   SOLE   0 0 540
ISHARES TR GLOB HLTHCRE ETF 464287325 221 3,900 SH   SOLE   0 0 3,900
ISHARES TR GLOBAL ENERG ETF 464287341 11 375 SH   SOLE   0 0 375
ISHARES TR NORTH AMERN NAT 464287374 33 1,199 SH   SOLE   0 0 1,198
ISHARES TR 1 3 YR TREAS BD 464287457 45 542 SH   SOLE   0 0 542
ISHARES TR MSCI EAFE ETF 464287465 4,323 73,545 SH   SOLE   0 0 73,544
ISHARES TR RUS MD CP GR ETF 464287481 8,462 74,417 SH   SOLE   0 0 74,417
ISHARES TR RUS MID CAP ETF 464287499 14 300 SH   SOLE   0 0 300
ISHARES TR CORE S&P MCP ETF 464287507 39 237 SH   SOLE   0 0 237
ISHARES TR GLOBAL 100 ETF 464287572 535 12,611 SH   SOLE   0 0 12,611
ISHARES TR RUS 1000 GRW ETF 464287614 384 2,933 SH   SOLE   0 0 2,932
ISHARES TR RUS 1000 ETF 464287622 147 1,057 SH   SOLE   0 0 1,057
ISHARES TR RUS 2000 VAL ETF 464287630 16 149 SH   SOLE   0 0 148
ISHARES TR RUS 2000 GRW ETF 464287648 28 164 SH   SOLE   0 0 163
ISHARES TR RUSSELL 2000 ETF 464287655 1,999 14,930 SH   SOLE   0 0 14,930
ISHARES TR U.S. TECH ETF 464287721 0 0 SH   SOLE   0 0 0
ISHARES TR U.S. REAL ES ETF 464287739 34 455 SH   SOLE   0 0 455
ISHARES TR U.S. ENERGY ETF 464287796 0 0 SH   SOLE   0 0 0
ISHARES TR CORE S&P SCP ETF 464287804 11 163 SH   SOLE   0 0 163
ISHARES TR S&P SML 600 GWT 464287887 21 131 SH   SOLE   0 0 131
ISHARES TR MSCI KLD400 SOC 464288570 157 1,692 SH   SOLE   0 0 1,692
ISHARES TR INTRM GOV CR ETF 464288612 17 157 SH   SOLE   0 0 157
ISHARES TR SH TR CRPORT ETF 464288646 309 5,981 SH   SOLE   0 0 5,980
ISHARES TR 3 7 YR TREAS BD 464288661 17,038 140,344 SH   SOLE   0 0 140,344
ISHARES TR MSCI USA ESG SLC 464288802 945 9,162 SH   SOLE   0 0 9,162
ISHARES TR EAFE VALUE ETF 464288877 11,705 258,840 SH   SOLE   0 0 258,839
ISHARES TR EAFE GRWTH ETF 464288885 1,492 21,595 SH   SOLE   0 0 21,595
ISHARES TR USA QUALITY FCTR 46432F339 365 4,756 SH   SOLE   0 0 4,756
ISHARES TR ESG MSCI EAFE 46435G516 1,138 19,839 SH   SOLE   0 0 19,838
JOHNSON & JOHNSON COM 478160104 5,565 43,126 SH   SOLE   0 0 43,126
JPMORGAN CHASE & CO COM 46625H100 1,380 14,135 SH   SOLE   0 0 14,134
KIMBERLY CLARK CORP COM 494368103 557 4,890 SH   SOLE   0 0 4,890
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 32,562 1,262,104 SH   SOLE   0 0 1,262,103
LILLY ELI & CO COM 532457108 258 2,229 SH   SOLE   0 0 2,229
LOCKHEED MARTIN CORP COM 539830109 239 913 SH   SOLE   0 0 913
LOWES COS INC COM 548661107 2,739 29,653 SH   SOLE   0 0 29,653
MCDONALDS CORP COM 580135101 1,198 6,749 SH   SOLE   0 0 6,748
MERCK & CO INC COM 58933Y105 435 5,698 SH   SOLE   0 0 5,698
MICROSOFT CORP COM 594918104 5,893 58,017 SH   SOLE   0 0 58,016
MONDELEZ INTL INC CL A 609207105 201 5,013 SH   SOLE   0 0 5,012
NEXTERA ENERGY INC COM 65339F101 288 1,658 SH   SOLE   0 0 1,657
NIKE INC CL B 654106103 215 2,893 SH   SOLE   0 0 2,893
NORTHERN TR CORP COM 665859104 390 4,671 SH   SOLE   0 0 4,671
NOVARTIS A G SPONSORED ADR 66987V109 578 6,734 SH   SOLE   0 0 6,734
NUSHARES ETF TR ESG LARGE CAP 67092P201 87 2,896 SH   SOLE   0 0 2,896
NUSHARES ETF TR ESG LRG VALUE 67092P300 90 3,430 SH   SOLE   0 0 3,430
NUSHARES ETF TR ESG MID CAP GWTH 67092P409 43 1,638 SH   SOLE   0 0 1,638
ORACLE CORP COM 68389X105 1,440 31,900 SH   SOLE   0 0 31,899
PAYCHEX INC COM 704326107 621 9,537 SH   SOLE   0 0 9,537
PEPSICO INC COM 713448108 3,262 29,526 SH   SOLE   0 0 29,525
PFIZER INC COM 717081103 1,263 28,924 SH   SOLE   0 0 28,924
PHILIP MORRIS INTL INC COM 718172109 386 5,778 SH   SOLE   0 0 5,778
PROCTER AND GAMBLE CO COM 742718109 1,313 14,288 SH   SOLE   0 0 14,287
QUALCOMM INC COM 747525103 477 8,373 SH   SOLE   0 0 8,373
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,529 108,942 SH   SOLE   0 0 108,941
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 57 953 SH   SOLE   0 0 953
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,930 28,002 SH   SOLE   0 0 28,001
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,374 48,171 SH   SOLE   0 0 48,170
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2 35 SH   SOLE   0 0 35
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 453 7,473 SH   SOLE   0 0 7,472
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,993 212,177 SH   SOLE   0 0 212,177
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 936 19,921 SH   SOLE   0 0 19,920
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,372 83,674 SH   SOLE   0 0 83,673
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 10 188 SH   SOLE   0 0 188
SCHWAB STRATEGIC TR US REIT ETF 808524847 2 45 SH   SOLE   0 0 45
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 14 256 SH   SOLE   0 0 256
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 31,513 631,399 SH   SOLE   0 0 631,398
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 343 11,803 SH   SOLE   0 0 11,803
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 788 9,113 SH   SOLE   0 0 9,113
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 68 685 SH   SOLE   0 0 684
SELECT SECTOR SPDR TR ENERGY 81369Y506 10,458 182,355 SH   SOLE   0 0 182,355
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 8,616 361,713 SH   SOLE   0 0 361,713
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 4,168 64,705 SH   SOLE   0 0 64,704
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 61 988 SH   SOLE   0 0 987
SPDR GOLD TRUST GOLD SHS 78463V107 411 3,388 SH   SOLE   0 0 3,388
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 0 0 SH   SOLE   0 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 200 6,170 SH   SOLE   0 0 6,170
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 147 4,484 SH   SOLE   0 0 4,484
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 13 355 SH   SOLE   0 0 355
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 39 1,402 SH   SOLE   0 0 1,402
SPDR S&P 500 ETF TR TR UNIT 78462F103 480 1,922 SH   SOLE   0 0 1,922
SPDR SER TR PORTFOLIO SH TSR 78468R101 3,302 111,619 SH   SOLE   0 0 111,618
SPDR SER TR SSGA GNDER ETF 78468R747 494 7,744 SH   SOLE   0 0 7,743
STRYKER CORP COM 863667101 625 3,987 SH   SOLE   0 0 3,987
SUNTRUST BKS INC COM 867914103 413 8,195 SH   SOLE   0 0 8,195
SYSCO CORP COM 871829107 1,201 19,160 SH   SOLE   0 0 19,159
TARGET CORP COM 87612E106 232 3,510 SH   SOLE   0 0 3,510
TESLA INC COM 88160R101 38 115 SH   SOLE   0 0 115
TESLA INC NOTE 1.250% 3/0 88160RAC5 28 25,000 SH   SOLE   0 0 25,000
TEXAS INSTRS INC COM 882508104 757 8,008 SH   SOLE   0 0 8,008
TOTAL S A SPONSORED ADR 89151E109 477 9,138 SH   SOLE   0 0 9,138
UNION PAC CORP COM 907818108 795 5,751 SH   SOLE   0 0 5,750
UNITED PARCEL SERVICE INC CL B 911312106 1,038 10,642 SH   SOLE   0 0 10,641
UNITED TECHNOLOGIES CORP COM 913017109 2,341 21,984 SH   SOLE   0 0 21,983
UNITEDHEALTH GROUP INC COM 91324P102 347 1,391 SH   SOLE   0 0 1,391
V F CORP COM 918204108 312 4,374 SH   SOLE   0 0 4,373
VANECK MERK GOLD TRUST GOLD TRUST 921078101 188 14,924 SH   SOLE   0 0 14,924
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 25 285 SH   SOLE   0 0 285
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 31 398 SH   SOLE   0 0 398
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 45,145 569,938 SH   SOLE   0 0 569,938
VANGUARD GROUP DIV APP ETF 921908844 38,756 395,667 SH   SOLE   0 0 395,666
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 206 895 SH   SOLE   0 0 895
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 117 1,571 SH   SOLE   0 0 1,571
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1 5 SH   SOLE   0 0 5
VANGUARD INDEX FDS GROWTH ETF 922908736 29,507 219,661 SH   SOLE   0 0 219,661
VANGUARD INDEX FDS VALUE ETF 922908744 52 535 SH   SOLE   0 0 535
VANGUARD INDEX FDS SMALL CP ETF 922908751 126 952 SH   SOLE   0 0 951
VANGUARD INDEX FDS TOTAL STK MKT 922908769 186 1,460 SH   SOLE   0 0 1,460
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 63,043 1,383,137 SH   SOLE   0 0 1,383,136
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 47 1,241 SH   SOLE   0 0 1,240
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 14,216 296,651 SH   SOLE   0 0 296,651
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 322 8,682 SH   SOLE   0 0 8,682
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 9,437 121,005 SH   SOLE   0 0 121,004
VANGUARD WORLD FDS INF TECH ETF 92204A702 17,184 103,005 SH   SOLE   0 0 103,005
VERIZON COMMUNICATIONS INC COM 92343V104 1,934 34,404 SH   SOLE   0 0 34,404
VISA INC COM CL A 92826C839 926 7,022 SH   SOLE   0 0 7,021
WALGREENS BOOTS ALLIANCE INC COM 931427108 603 8,825 SH   SOLE   0 0 8,825
WALMART INC COM 931142103 1,187 12,743 SH   SOLE   0 0 12,742
WELLS FARGO CO NEW COM 949746101 1,133 24,598 SH   SOLE   0 0 24,598
WELLS FARGO CO NEW PERP PFD CNV A 949746804 126 100 SH   SOLE   0 0 100