Vice President

0001398344-19-002697.txt : 20190214 0001398344-19-002697.hdr.sgml : 20190214 20190214091938 ACCESSION NUMBER: 0001398344-19-002697 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20181231 FILED AS OF DATE: 20190214 DATE AS OF CHANGE: 20190214 EFFECTIVENESS DATE: 20190214 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Stearns Financial Services Group CENTRAL INDEX KEY: 0001569099 IRS NUMBER: 593080009 STATE OF INCORPORATION: FL FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-15345 FILM NUMBER: 19601441 BUSINESS ADDRESS: STREET 1: 324 W. WENDOVER AVE., SUITE 204 CITY: GREENSBORO STATE: NC ZIP: 27408 BUSINESS PHONE: 336-230-1811 MAIL ADDRESS: STREET 1: 324 W. WENDOVER AVE., SUITE 204 CITY: GREENSBORO STATE: NC ZIP: 27408 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001569099 XXXXXXXX 12-31-2018 12-31-2018 false Stearns Financial Services Group

324 W. WENDOVER AVE., SUITE 204 GREENSBORO NC 27408

13F HOLDINGS REPORT 028-15345 N Glenn Joyce Vice President 336-230-1811 /s/ Glenn Joyce Greensboro NC 02-14-2019 0 173 488411 INFORMATION TABLE 2 fp0038854_13fhr-table.xml 13F INFORMATION TABLE 3M CO COM 88579Y101 2292 12027 SH SOLE 0 0 12026 ABBOTT LABS COM 002824100 1587 21945 SH SOLE 0 0 21944 ABBVIE INC COM 00287Y109 1393 15114 SH SOLE 0 0 15113 AFLAC INC COM 001055102 393 8616 SH SOLE 0 0 8616 ALPHABET INC CAP STK CL C 02079K107 682 659 SH SOLE 0 0 659 ALPHABET INC CAP STK CL A 02079K305 1391 1331 SH SOLE 0 0 1331 ALTRIA GROUP INC COM 02209S103 972 19681 SH SOLE 0 0 19680 AMAZON COM INC COM 023135106 825 549 SH SOLE 0 0 549 AMGEN INC COM 031162100 852 4379 SH SOLE 0 0 4379 APPLE INC COM 037833100 3414 21645 SH SOLE 0 0 21644 ARCHER DANIELS MIDLAND CO COM 039483102 260 6340 SH SOLE 0 0 6340 AT&T INC COM 00206R102 1041 36468 SH SOLE 0 0 36468 AUTOMATIC DATA PROCESSING IN COM 053015103 1486 11336 SH SOLE 0 0 11335 BANK AMER CORP COM 060505104 967 39247 SH SOLE 0 0 39247 BB&T CORP COM 054937107 1837 42395 SH SOLE 0 0 42394 BEMIS INC COM 081437105 229 4985 SH SOLE 0 0 4985 BERKSHIRE HATHAWAY INC DEL CL A 084670108 612 2 SH SOLE 0 0 2 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6296 30835 SH SOLE 0 0 30835 BIOGEN INC COM 09062X103 223 740 SH SOLE 0 0 740 BOEING CO COM 097023105 843 2615 SH SOLE 0 0 2614 BOOKING HLDGS INC COM 09857L108 220 128 SH SOLE 0 0 128 BRISTOL MYERS SQUIBB CO COM 110122108 380 7318 SH SOLE 0 0 7317 BROWN FORMAN CORP CL B 115637209 239 5020 SH SOLE 0 0 5020 CATERPILLAR INC DEL COM 149123101 291 2287 SH SOLE 0 0 2286 CHEVRON CORP NEW COM 166764100 2817 25893 SH SOLE 0 0 25893 CISCO SYS INC COM 17275R102 2356 54381 SH SOLE 0 0 54380 COCA COLA CO COM 191216100 929 19612 SH SOLE 0 0 19611 COLGATE PALMOLIVE CO COM 194162103 348 5853 SH SOLE 0 0 5852 CONOCOPHILLIPS COM 20825C104 1093 17530 SH SOLE 0 0 17530 CSX CORP COM 126408103 437 7033 SH SOLE 0 0 7033 CVS HEALTH CORP COM 126650100 596 9100 SH SOLE 0 0 9099 DANAHER CORP DEL COM 235851102 216 2091 SH SOLE 0 0 2091 DEERE & CO COM 244199105 216 1445 SH SOLE 0 0 1445 DISNEY WALT CO COM DISNEY 254687106 236 2156 SH SOLE 0 0 2156 DOWDUPONT INC COM 26078J100 301 5635 SH SOLE 0 0 5634 DUKE ENERGY CORP NEW COM NEW 26441C204 466 5401 SH SOLE 0 0 5400 EMERSON ELEC CO COM 291011104 331 5543 SH SOLE 0 0 5542 EXXON MOBIL CORP COM 30231G102 2614 38329 SH SOLE 0 0 38328 FASTENAL CO COM 311900104 306 5849 SH SOLE 0 0 5848 FEDEX CORP COM 31428X106 221 1372 SH SOLE 0 0 1371 GENERAL ELECTRIC CO COM 369604103 589 77863 SH SOLE 0 0 77863 HOME DEPOT INC COM 437076102 1414 8231 SH SOLE 0 0 8230 ILLINOIS TOOL WKS INC COM 452308109 714 5633 SH SOLE 0 0 5632 INTEL CORP COM 458140100 3884 82762 SH SOLE 0 0 82762 INTERNATIONAL BUSINESS MACHS COM 459200101 917 8071 SH SOLE 0 0 8070 INVESCO QQQ TR UNIT SER 1 46090E103 783 5075 SH SOLE 0 0 5074 ISHARES GOLD TRUST ISHARES 464285105 12201 992747 SH SOLE 0 0 992747 ISHARES TR SELECT DIVID ETF 464287168 118 1319 SH SOLE 0 0 1319 ISHARES TR TIPS BD ETF 464287176 54 494 SH SOLE 0 0 494 ISHARES TR CORE S&P500 ETF 464287200 231 916 SH SOLE 0 0 916 ISHARES TR CORE US AGGBD ET 464287226 281 2640 SH SOLE 0 0 2640 ISHARES TR MSCI EMG MKT ETF 464287234 92 2352 SH SOLE 0 0 2351 ISHARES TR IBOXX INV CP ETF 464287242 2 17 SH SOLE 0 0 17 ISHARES TR S&P 500 GRWT ETF 464287309 81 540 SH SOLE 0 0 540 ISHARES TR GLOB HLTHCRE ETF 464287325 221 3900 SH SOLE 0 0 3900 ISHARES TR GLOBAL ENERG ETF 464287341 11 375 SH SOLE 0 0 375 ISHARES TR NORTH AMERN NAT 464287374 33 1199 SH SOLE 0 0 1198 ISHARES TR 1 3 YR TREAS BD 464287457 45 542 SH SOLE 0 0 542 ISHARES TR MSCI EAFE ETF 464287465 4323 73545 SH SOLE 0 0 73544 ISHARES TR RUS MD CP GR ETF 464287481 8462 74417 SH SOLE 0 0 74417 ISHARES TR RUS MID CAP ETF 464287499 14 300 SH SOLE 0 0 300 ISHARES TR CORE S&P MCP ETF 464287507 39 237 SH SOLE 0 0 237 ISHARES TR GLOBAL 100 ETF 464287572 535 12611 SH SOLE 0 0 12611 ISHARES TR RUS 1000 GRW ETF 464287614 384 2933 SH SOLE 0 0 2932 ISHARES TR RUS 1000 ETF 464287622 147 1057 SH SOLE 0 0 1057 ISHARES TR RUS 2000 VAL ETF 464287630 16 149 SH SOLE 0 0 148 ISHARES TR RUS 2000 GRW ETF 464287648 28 164 SH SOLE 0 0 163 ISHARES TR RUSSELL 2000 ETF 464287655 1999 14930 SH SOLE 0 0 14930 ISHARES TR U.S. TECH ETF 464287721 0 0 SH SOLE 0 0 0 ISHARES TR U.S. REAL ES ETF 464287739 34 455 SH SOLE 0 0 455 ISHARES TR U.S. ENERGY ETF 464287796 0 0 SH SOLE 0 0 0 ISHARES TR CORE S&P SCP ETF 464287804 11 163 SH SOLE 0 0 163 ISHARES TR S&P SML 600 GWT 464287887 21 131 SH SOLE 0 0 131 ISHARES TR MSCI KLD400 SOC 464288570 157 1692 SH SOLE 0 0 1692 ISHARES TR INTRM GOV CR ETF 464288612 17 157 SH SOLE 0 0 157 ISHARES TR SH TR CRPORT ETF 464288646 309 5981 SH SOLE 0 0 5980 ISHARES TR 3 7 YR TREAS BD 464288661 17038 140344 SH SOLE 0 0 140344 ISHARES TR MSCI USA ESG SLC 464288802 945 9162 SH SOLE 0 0 9162 ISHARES TR EAFE VALUE ETF 464288877 11705 258840 SH SOLE 0 0 258839 ISHARES TR EAFE GRWTH ETF 464288885 1492 21595 SH SOLE 0 0 21595 ISHARES TR USA QUALITY FCTR 46432F339 365 4756 SH SOLE 0 0 4756 ISHARES TR ESG MSCI EAFE 46435G516 1138 19839 SH SOLE 0 0 19838 JOHNSON & JOHNSON COM 478160104 5565 43126 SH SOLE 0 0 43126 JPMORGAN CHASE & CO COM 46625H100 1380 14135 SH SOLE 0 0 14134 KIMBERLY CLARK CORP COM 494368103 557 4890 SH SOLE 0 0 4890 LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 32562 1262104 SH SOLE 0 0 1262103 LILLY ELI & CO COM 532457108 258 2229 SH SOLE 0 0 2229 LOCKHEED MARTIN CORP COM 539830109 239 913 SH SOLE 0 0 913 LOWES COS INC COM 548661107 2739 29653 SH SOLE 0 0 29653 MCDONALDS CORP COM 580135101 1198 6749 SH SOLE 0 0 6748 MERCK & CO INC COM 58933Y105 435 5698 SH SOLE 0 0 5698 MICROSOFT CORP COM 594918104 5893 58017 SH SOLE 0 0 58016 MONDELEZ INTL INC CL A 609207105 201 5013 SH SOLE 0 0 5012 NEXTERA ENERGY INC COM 65339F101 288 1658 SH SOLE 0 0 1657 NIKE INC CL B 654106103 215 2893 SH SOLE 0 0 2893 NORTHERN TR CORP COM 665859104 390 4671 SH SOLE 0 0 4671 NOVARTIS A G SPONSORED ADR 66987V109 578 6734 SH SOLE 0 0 6734 NUSHARES ETF TR ESG LARGE CAP 67092P201 87 2896 SH SOLE 0 0 2896 NUSHARES ETF TR ESG LRG VALUE 67092P300 90 3430 SH SOLE 0 0 3430 NUSHARES ETF TR ESG MID CAP GWTH 67092P409 43 1638 SH SOLE 0 0 1638 ORACLE CORP COM 68389X105 1440 31900 SH SOLE 0 0 31899 PAYCHEX INC COM 704326107 621 9537 SH SOLE 0 0 9537 PEPSICO INC COM 713448108 3262 29526 SH SOLE 0 0 29525 PFIZER INC COM 717081103 1263 28924 SH SOLE 0 0 28924 PHILIP MORRIS INTL INC COM 718172109 386 5778 SH SOLE 0 0 5778 PROCTER AND GAMBLE CO COM 742718109 1313 14288 SH SOLE 0 0 14287 QUALCOMM INC COM 747525103 477 8373 SH SOLE 0 0 8373 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6529 108942 SH SOLE 0 0 108941 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 57 953 SH SOLE 0 0 953 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1930 28002 SH SOLE 0 0 28001 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2374 48171 SH SOLE 0 0 48170 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2 35 SH SOLE 0 0 35 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 453 7473 SH SOLE 0 0 7472 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4993 212177 SH SOLE 0 0 212177 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 936 19921 SH SOLE 0 0 19920 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2372 83674 SH SOLE 0 0 83673 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 10 188 SH SOLE 0 0 188 SCHWAB STRATEGIC TR US REIT ETF 808524847 2 45 SH SOLE 0 0 45 SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 14 256 SH SOLE 0 0 256 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 31513 631399 SH SOLE 0 0 631398 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 343 11803 SH SOLE 0 0 11803 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 788 9113 SH SOLE 0 0 9113 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 68 685 SH SOLE 0 0 684 SELECT SECTOR SPDR TR ENERGY 81369Y506 10458 182355 SH SOLE 0 0 182355 SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 8616 361713 SH SOLE 0 0 361713 SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 4168 64705 SH SOLE 0 0 64704 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 61 988 SH SOLE 0 0 987 SPDR GOLD TRUST GOLD SHS 78463V107 411 3388 SH SOLE 0 0 3388 SPDR INDEX SHS FDS EURO STOXX 50 78463X202 0 0 SH SOLE 0 0 0 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 200 6170 SH SOLE 0 0 6170 SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 147 4484 SH SOLE 0 0 4484 SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 13 355 SH SOLE 0 0 355 SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 39 1402 SH SOLE 0 0 1402 SPDR S&P 500 ETF TR TR UNIT 78462F103 480 1922 SH SOLE 0 0 1922 SPDR SER TR PORTFOLIO SH TSR 78468R101 3302 111619 SH SOLE 0 0 111618 SPDR SER TR SSGA GNDER ETF 78468R747 494 7744 SH SOLE 0 0 7743 STRYKER CORP COM 863667101 625 3987 SH SOLE 0 0 3987 SUNTRUST BKS INC COM 867914103 413 8195 SH SOLE 0 0 8195 SYSCO CORP COM 871829107 1201 19160 SH SOLE 0 0 19159 TARGET CORP COM 87612E106 232 3510 SH SOLE 0 0 3510 TESLA INC COM 88160R101 38 115 SH SOLE 0 0 115 TESLA INC NOTE 1.250% 3/0 88160RAC5 28 25000 SH SOLE 0 0 25000 TEXAS INSTRS INC COM 882508104 757 8008 SH SOLE 0 0 8008 TOTAL S A SPONSORED ADR 89151E109 477 9138 SH SOLE 0 0 9138 UNION PAC CORP COM 907818108 795 5751 SH SOLE 0 0 5750 UNITED PARCEL SERVICE INC CL B 911312106 1038 10642 SH SOLE 0 0 10641 UNITED TECHNOLOGIES CORP COM 913017109 2341 21984 SH SOLE 0 0 21983 UNITEDHEALTH GROUP INC COM 91324P102 347 1391 SH SOLE 0 0 1391 V F CORP COM 918204108 312 4374 SH SOLE 0 0 4373 VANECK MERK GOLD TRUST GOLD TRUST 921078101 188 14924 SH SOLE 0 0 14924 VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 25 285 SH SOLE 0 0 285 VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 31 398 SH SOLE 0 0 398 VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 45145 569938 SH SOLE 0 0 569938 VANGUARD GROUP DIV APP ETF 921908844 38756 395667 SH SOLE 0 0 395666 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 206 895 SH SOLE 0 0 895 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 117 1571 SH SOLE 0 0 1571 VANGUARD INDEX FDS SM CP VAL ETF 922908611 1 5 SH SOLE 0 0 5 VANGUARD INDEX FDS GROWTH ETF 922908736 29507 219661 SH SOLE 0 0 219661 VANGUARD INDEX FDS VALUE ETF 922908744 52 535 SH SOLE 0 0 535 VANGUARD INDEX FDS SMALL CP ETF 922908751 126 952 SH SOLE 0 0 951 VANGUARD INDEX FDS TOTAL STK MKT 922908769 186 1460 SH SOLE 0 0 1460 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 63043 1383137 SH SOLE 0 0 1383136 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 47 1241 SH SOLE 0 0 1240 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 14216 296651 SH SOLE 0 0 296651 VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 322 8682 SH SOLE 0 0 8682 VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 9437 121005 SH SOLE 0 0 121004 VANGUARD WORLD FDS INF TECH ETF 92204A702 17184 103005 SH SOLE 0 0 103005 VERIZON COMMUNICATIONS INC COM 92343V104 1934 34404 SH SOLE 0 0 34404 VISA INC COM CL A 92826C839 926 7022 SH SOLE 0 0 7021 WALGREENS BOOTS ALLIANCE INC COM 931427108 603 8825 SH SOLE 0 0 8825 WALMART INC COM 931142103 1187 12743 SH SOLE 0 0 12742 WELLS FARGO CO NEW COM 949746101 1133 24598 SH SOLE 0 0 24598 WELLS FARGO CO NEW PERP PFD CNV A 949746804 126 100 SH SOLE 0 0 100