The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 68,426 1,319,945 SH   SOLE   0 0 1,319,945
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 57,006 719,863 SH   SOLE   0 0 719,863
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 36,870 362,825 SH   SOLE   0 0 362,825
VANGUARD INDEX FDS GROWTH ETF 922908736 31,630 211,131 SH   SOLE   0 0 211,131
VANGUARD WORLD FDS INF TECH ETF 92204A702 18,211 100,392 SH   SOLE   0 0 100,392
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 13,061 171,994 SH   SOLE   0 0 171,994
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 10,004 201,135 SH   SOLE   0 0 201,135
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 9,840 118,481 SH   SOLE   0 0 118,481
ISHARES RUS MD CP GR ETF 464287481 9,744 76,885 SH   SOLE   0 0 76,885
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 9,281 349,046 SH   SOLE   0 0 349,046
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,009 32,193 SH   SOLE   0 0 32,193
MICROSOFT CORP COM 594918104 5,989 60,737 SH   SOLE   0 0 60,737
JOHNSON & JOHNSON COM 478160104 5,382 44,354 SH   SOLE   0 0 44,354
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 5,089 77,120 SH   SOLE   0 0 77,120
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 4,337 60,552 SH   SOLE   0 0 60,552
INTEL CORP COM 458140100 4,213 84,750 SH   SOLE   0 0 84,750
GENERAL ELECTRIC CO COM 369604103 4,060 298,322 SH   SOLE   0 0 298,322
APPLE INC COM 037833100 3,943 21,303 SH   SOLE   0 0 21,303
ISHARES MSCI EAFE ETF 464287465 3,500 52,256 SH   SOLE   0 0 52,256
CHEVRON CORP NEW COM 166764100 3,366 26,624 SH   SOLE   0 0 26,624
EXXON MOBIL CORP COM 30231G102 3,326 40,202 SH   SOLE   0 0 40,202
PEPSICO INC COM 713448108 3,260 29,943 SH   SOLE   0 0 29,943
ISHARES RUSSELL 2000 ETF 464287655 3,104 18,954 SH   SOLE   0 0 18,954
LOWES COS INC COM 548661107 2,955 30,923 SH   SOLE   0 0 30,923
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,823 85,402 SH   SOLE   0 0 85,402
UNITED TECHNOLOGIES CORP COM 913017109 2,762 22,089 SH   SOLE   0 0 22,089
CISCO SYS INC COM 17275R102 2,398 55,729 SH   SOLE   0 0 55,729
3M CO COM 88579Y101 2,356 11,977 SH   SOLE   0 0 11,977
BB&T CORP COM 054937107 2,188 43,381 SH   SOLE   0 0 43,381
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,188 41,187 SH   SOLE   0 0 41,187
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,998 26,372 SH   SOLE   0 0 26,372
VERIZON COMMUNICATIONS INC COM 92343V104 1,784 35,464 SH   SOLE   0 0 35,464
HOME DEPOT INC COM 437076102 1,740 8,920 SH   SOLE   0 0 8,920
AUTOMATIC DATA PROCESSING IN COM 053015103 1,524 11,361 SH   SOLE   0 0 11,361
JPMORGAN CHASE & CO COM 46625H100 1,510 14,494 SH   SOLE   0 0 14,494
WELLS FARGO & CO NEW COM 949746101 1,464 26,400 SH   SOLE   0 0 26,400
ABBOTT LABS COM 002824100 1,405 23,043 SH   SOLE   0 0 23,043
SYSCO CORP COM 871829107 1,387 20,315 SH   SOLE   0 0 20,315
ABBVIE INC COM 00287Y109 1,387 14,970 SH   SOLE   0 0 14,970
BANK OF AMERICA CORPORATION COM 060505104 1,340 47,536 SH   SOLE   0 0 47,536
ALPHABET INC CAP STK CL A 02079K305 1,262 1,118 SH   SOLE   0 0 1,118
CONOCOPHILLIPS COM 20825C104 1,232 17,699 SH   SOLE   0 0 17,699
PROCTER & GAMBLE CO COM 742718109 1,229 15,748 SH   SOLE   0 0 15,748
INTERNATIONAL BUSINESS MACHS COM 459200101 1,229 8,797 SH   SOLE   0 0 8,797
AT&T INC COM 00206R102 1,205 37,530 SH   SOLE   0 0 37,530
UNITED PARCEL SERVICE INC CL B 911312106 1,171 11,022 SH   SOLE   0 0 11,022
WAL-MART STORES INC COM 931142103 1,142 13,330 SH   SOLE   0 0 13,330
INVESCO QQQ TR UNIT SER 1 46090E103 1,141 6,646 SH   SOLE   0 0 6,646
SPDR SER TR PORTFOLIO SH TSR 78468R101 1,134 38,356 SH   SOLE   0 0 38,356
ALTRIA GROUP INC COM 02209S103 1,127 19,841 SH   SOLE   0 0 19,841
PFIZER INC COM 717081103 1,052 28,989 SH   SOLE   0 0 28,989
MCDONALDS CORP COM 580135101 1,044 6,661 SH   SOLE   0 0 6,661
VISA INC COM CL A 92826C839 959 7,240 SH   SOLE   0 0 7,240
SCHLUMBERGER LTD COM 806857108 902 13,455 SH   SOLE   0 0 13,455
TEXAS INSTRS INC COM 882508104 894 8,113 SH   SOLE   0 0 8,113
COCA COLA CO COM 191216100 882 20,112 SH   SOLE   0 0 20,112
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 855 17,356 SH   SOLE   0 0 17,356
BOEING CO COM 097023105 847 2,524 SH   SOLE   0 0 2,524
AMGEN INC COM 031162100 833 4,512 SH   SOLE   0 0 4,512
UNION PAC CORP COM 907818108 811 5,724 SH   SOLE   0 0 5,724
ILLINOIS TOOL WKS INC COM 452308109 788 5,690 SH   SOLE   0 0 5,690
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 783 9,382 SH   SOLE   0 0 9,382
ALPHABET INC CAP STK CL C 02079K107 743 666 SH   SOLE   0 0 666
STRYKER CORP COM 863667101 724 4,287 SH   SOLE   0 0 4,287
PAYCHEX INC COM 704326107 650 9,508 SH   SOLE   0 0 9,508
SPDR S&P 5 ETF TR TR UNIT 78462F103 607 2,238 SH   SOLE   0 0 2,238
ORACLE CORP COM 68389X105 606 13,749 SH   SOLE   0 0 13,749
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 583 13,578 SH   SOLE   0 0 13,578
ISHARES GLOBAL 100 ETF 464287572 575 12,548 SH   SOLE   0 0 12,548
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 575 7,816 SH   SOLE   0 0 7,816
CVS CAREMARK CORPORATION COM 126650100 572 8,885 SH   SOLE   0 0 8,885
BERKSHIRE HATHAWAY INC DEL CL A 084670108 564 2 SH   SOLE   0 0 2
TOTAL S A SPONSORED ADR 89151E109 557 9,204 SH   SOLE   0 0 9,204
SUNTRUST BKS INC COM 867914103 541 8,195 SH   SOLE   0 0 8,195
PHILIP MORRIS INTL INC COM 718172109 537 6,646 SH   SOLE   0 0 6,646
WALGREENS BOOTS ALLIANCE INC COM 931427108 530 8,824 SH   SOLE   0 0 8,824
KIMBERLY CLARK CORP COM 494368103 525 4,982 SH   SOLE   0 0 4,982
NOVARTIS A G SPONSORED ADR 66987V109 522 6,906 SH   SOLE   0 0 6,906
CSX CORP COM 126408103 513 8,050 SH   SOLE   0 0 8,050
ISHARES CORE US AGGBD ET 464287226 490 4,604 SH   SOLE   0 0 4,604
QUALCOMM INC COM 747525103 464 8,269 SH   SOLE   0 0 8,269
ISHARES RUS 1000 GRW ETF 464287614 455 3,167 SH   SOLE   0 0 3,167
AMAZON COM INC COM 023135106 447 263 SH   SOLE   0 0 263
STERICYCLE INC COM 858912108 426 6,528 SH   SOLE   0 0 6,528
DUKE ENERGY CORP NEW COM NEW 26441C204 422 5,334 SH   SOLE   0 0 5,334
SPDR GOLD TRUST GOLD SHS 78463V107 406 3,419 SH   SOLE   0 0 3,419
BRISTOL MYERS SQUIBB CO COM 110122108 401 7,251 SH   SOLE   0 0 7,251
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 399 7,110 SH   SOLE   0 0 7,110
UNITEDHEALTH GROUP INC COM 91324P102 387 1,576 SH   SOLE   0 0 1,576
EMERSON ELEC CO COM 291011104 382 5,519 SH   SOLE   0 0 5,519
COLGATE PALMOLIVE CO COM 194162103 375 5,785 SH   SOLE   0 0 5,785
DOWDUPONT INC COM 26078J100 371 5,629 SH   SOLE   0 0 5,629
VANGUARD INDEX FDS SMALL CP ETF 922908751 370 2,380 SH   SOLE   0 0 2,380
V F CORP COM 918204108 360 4,416 SH   SOLE   0 0 4,416
AFLAC INC COM COM 001055102 358 8,314 SH   SOLE   0 0 8,314
MERCK & CO INC NEW COM 58933Y105 348 5,727 SH   SOLE   0 0 5,727
ARCHER DANIELS MIDLAND CO COM 039483102 346 7,558 SH   SOLE   0 0 7,558
LOCKHEED MARTIN CORP COM 539830109 316 1,068 SH   SOLE   0 0 1,068
CATERPILLAR INC DEL COM 149123101 312 2,297 SH   SOLE   0 0 2,297
NORTHERN TR CORP COM 665859104 309 3,001 SH   SOLE   0 0 3,001
FEDEX CORP COM 31428X106 297 1,306 SH   SOLE   0 0 1,306
BOOKING HLDGS INC COM 09857L108 284 140 SH   SOLE   0 0 140
FASTENAL CO COM COM 311900104 283 5,883 SH   SOLE   0 0 5,883
NEXTERA ENERGY INC COM 65339F101 282 1,690 SH   SOLE   0 0 1,690
ISHARES TR MULTIFACTOR USA 46434V282 281 8,800 SH   SOLE   0 0 8,800
KRAFT HEINZ CO COM 500754106 279 4,443 SH   SOLE   0 0 4,443
UNDER ARMOUR INC CL C 904311206 276 13,093 SH   SOLE   0 0 13,093
OLD DOMINION FGHT LINES INC COM 679580100 273 1,831 SH   SOLE   0 0 1,831
TARGET CORP COM 87612E106 266 3,489 SH   SOLE   0 0 3,489
BROWN FORMAN CORP CL B 115637209 252 5,151 SH   SOLE   0 0 5,151
NIKE INC CL B 654106103 252 3,161 SH   SOLE   0 0 3,161
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 252 1,009 SH   SOLE   0 0 1,009
BIOGEN INC COM 09062X103 245 844 SH   SOLE   0 0 844
ISHARES 1 3 YR CR BD ETF 464288646 245 2,361 SH   SOLE   0 0 2,361
DANAHER CORP DEL COM 235851102 240 2,433 SH   SOLE   0 0 2,433
LINCOLN NATL CORP IND COM 534187109 223 3,577 SH   SOLE   0 0 3,577
ISHARES GLOB HLTHCRE ETF 464287325 219 3,880 SH   SOLE   0 0 3,880
DISNEY WALT CO COM DISNEY 254687106 219 2,089 SH   SOLE   0 0 2,089
BEMIS INC COM 081437105 214 5,070 SH   SOLE   0 0 5,070
UNIFI INC COM NEW 904677200 211 6,666 SH   SOLE   0 0 6,666
ISHARES TR CORE S&P500 ETF 464287200 211 772 SH   SOLE   0 0 772
FACEBOOK INC CL A 30303M102 210 1,081 SH   SOLE   0 0 1,081
DEERE & CO COM 244199105 208 1,490 SH   SOLE   0 0 1,490
MONDELEZ INTL INC CL A 609207105 204 4,980 SH   SOLE   0 0 4,980
BLACKROCK INC COM 09247X101 202 405 SH   SOLE   0 0 405
VANECK MERK GOLD TRUST GOLD TRUST 921078101 184 14,924 SH   SOLE   0 0 14,924