X0508 4 2025-12-05 0 0000318673 SECURITY NATIONAL FINANCIAL CORP SNFCA 0001568673 Sill Garrett S. 28 S PRESTON STREET KAYSVILLE UT 84037 0 1 0 0 Chief Financial Officer 0 Employee Stock Option (right to buy) 3.76 2018-11-30 4 A 0 28846 3.76 A 2019-02-28 2028-11-30 Class C Common Stock 28846 28846 D Employee Stock Option (right to buy) 3.91 2019-12-06 4 A 0 34339 3.91 A 2020-03-06 2029-12-06 Class C Common Stock 34339 63185 D Employee Stock Option(right to buy) 2.84 2020-03-27 4 A 0 32704 2.84 A 2020-06-27 2030-03-27 Class C Common Stock 32704 95889 D Employee Stock Option (right to buy) 7.02 2021-12-03 4 A 0 36465 7.02 A 2022-03-03 2031-12-03 Class C Common Stock 36465 132354 D Employee Stock Option (right to buy) 5.56 2022-12-02 4 A 0 40517 5.56 A 2023-03-02 2032-12-02 Class C Common Stock 40517 172871 D Employee Stock Option (right to buy) 7.21 2023-12-01 4 A 0 44100 7.21 A 2024-03-01 2033-12-01 Class C Common Stock 44100 216971 D Employee Stock Option (right to buy) 12.43 2024-12-06 4 A 0 68250 12.43 A 2025-03-06 2034-12-06 Class C Common Stock 68250 285221 D Employee Stock Option (right to buy) 8.53 2025-12-05 4 A 0 210000 8.53 A 2026-03-05 2035-12-05 Class A Common Stock 210000 495221 D Employee Stock Option (right to buy) 8.53 2025-12-05 4 A 0 30000 8.53 A 2026-03-05 2035-12-05 Class C Common Stock 30000 525221 D This option was granted on November 30, 2018 as an option for either 20,000 shares of Class A Common Stock or 20,000 shares of Class C Common Stock at an exercise price of $5.52 per share. This option reflects the reporting person's election to have an option for 20,000 shares of Class C Common Stock, but adjusted pursuant to the anti-dilution provisions of the 2013 Stock Option Plan to reflect a 5% stock dividend paid on February 1, 2019 and February 7, 2020; a 2 1/2% stock dividend paid on July 17, 2020; and a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025. This option was granted on December 6, 2019 as an option for either 25,000 shares of Class A Common Stock or 25,000 shares of Class C Common Stock at an exercise price of $5.46 per share. This option reflects the reporting person's election to have an option for 25,000 shares of Class C Common Stock, but adjusted pursuant to the anti-dilution provisions of the 2013 Stock Option Plan to reflect a 5% stock dividend paid on February 7, 2020; a 2 1/2% stock dividend paid on July 17, 2020; and a 5% stock dividend paid on July 16, 2021, July 8,2022, July 14, 2023, July 12, 2024 and July 18, 2025. This option was granted on March 27, 2020 as an option for either 25,000 shares of Class A Common Stock or 25,000 shares of Class C Common Stock at an exercise price of $3.76 per share. This option reflects the reporting person's election to have an option for 25,000 shares of Class C Common Stock, but adjusted pursuant to the anti-dilution rights of the 2013 Stock Option Plan to reflect a 2 1/2% stock dividend paid on July 17, 2020; and a 5% stock dividend paid on July 16,2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025. This option was granted on December 3, 2021 as an option for either 30,000 shares of Class A Common Stock or 30,000 shares of Class C Common Stock at an exercise price of $8.62 per share. This option reflects the reporting person's election to have an option for 30,000 shares of Class C Common Stock, but adjusted pursuant to the anti-dilution rights of the 2013 Stock Option Plan to reflect a 5% stock dividend paid on July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025. This option was granted on December 2, 2022 as an option for either 35,000 shares of Class A Common Stock or 35,000 shares of Class C Common Stock at an exercise price of $6.48 per share. This option reflects the reporting person's election to have an option for 35,000 shares of Class C Common Stock, but adjusted pursuant to the anti-dilution provisions of the 2013 Stock Option Plan to reflect a 5% stock dividend paid on July 14, 2023, July 12, 2024 and July 18, 2025. This option was granted on December 1, 2023 as an option for either 40,000 shares of Class A Common Stock or 40,000 shares of Class C Common Stock at an exercise price of $7.99 per share. This option reflects the reporting person's election to have an option for 40,000 Class C Common Stock, but adjusted pursuant to the anti-dilution rights of the 2022 Equity Incentive Plan to reflect a 5% stock dividend paid on July 12, 2024 and July 18, 2025. This option was granted on December 6, 2024 as an option for either 65,000 shares of Class A Common Stock or 65,000 shares of Class C Common Stock at an exercise price of $13.08 per share. This option reflects the reporting person's election to have an option for 65,000 Class C Common Stock, but adjusted pursuant to the anti-dilution rights of the 2022 Equity Incentive Plan to reflect a 5% stock dividend paid on July 18, 2025. This option was granted on December 5, 2025 as an option for either 240,000 shares of Class A Common Stock or 240,000 shares of Class C Common Stock at an exercise price of $8.53 per share. This option reflects the reporting person's election to have an option for 210,000 Class A Common Stock and 30,000 Class C Common Stock. These options vest quarterly in equal installments, beginning March 5, 2026. /s/ Garrett S. Sill 2025-12-31