The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CLAYMORE EXCHANGE TRD FD TR GUGG TIMBER ETF 18383Q879 2,038 86,461 SH   SOLE   86,461 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 9,655 433,914 SH   SOLE   433,914 0 0
FLEXSHARES TR IBOXX 3R TARGT 33939L506 16,173 668,879 SH   SOLE   668,879 0 0
ISHARES TR BARCLY USAGG B 464287226 14,048 130,064 SH   SOLE   130,064 0 0
ISHARES TR IBOXX INV CPBD 464287242 9,721 85,265 SH   SOLE   85,265 0 0
ISHARES TR S&P500 GRW 464287309 23,084 199,343 SH   SOLE   199,343 0 0
ISHARES TR S&P 500 VALUE 464287408 25,399 286,893 SH   SOLE   286,893 0 0
ISHARES 20+ YR TR BD ETF 464287432 4 36 SH   SOLE   36 0 0
ISHARES TR BARCLYS 1-3 YR 464287457 3,739 44,319 SH   SOLE   44,319 0 0
ISHARES TR MSCI EAFE INDEX 464287465 11,181 190,411 SH   SOLE   190,411 0 0
ISHARES TR S&P MIDCAP 400 464287507 18,479 132,638 SH   SOLE   132,638 0 0
ISHARES TR S&P SMLCAP 600 464287804 21,582 196,002 SH   SOLE   196,002 0 0
ISHARES TR SP SMCP600GR ETF 464287887 4,139 33,294 SH   SOLE   33,294 0 0
ISHARES TR HIGH YLD CORP 464288513 7,231 89,731 SH   SOLE   89,731 0 0
ISHARES TR BARCLYS 3-7 YR 464288661 8,907 72,647 SH   SOLE   72,647 0 0
ISHARES FLTG RATE BD ETF 46429B655 943 18,699 SH   SOLE   18,699 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 701 7,656 SH   SOLE   7,656 0 0
PIMCO ETF TR ENHAN SHRT MAT 72201R833 463 4,603 SH   SOLE   4,603 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 12,270 109,694 SH   SOLE   109,694 0 0
POWERSHS DB MULTI SECT COMM PS DB AGRICUL FD 73936B408 50 2,406 SH   SOLE   2,406 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 3,421 152,745 SH   SOLE   152,745 0 0
PROSHARES TR PSHS ULT S&P 500 74347R107 338 5,369 SH   SOLE   5,369 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 2,217 21,849 SH   SOLE   21,849 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 7,788 199,089 SH   SOLE   199,089 0 0
SPDR SERIES TRUST BARC CAPTL ETF 78464A474 5,956 195,925 SH   SOLE   195,925 0 0
SPDR SERIES TRUST DJ REIT ETF 78464A607 10,217 111,508 SH   SOLE   111,508 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,742 97,628 SH   SOLE   97,628 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,488 47,774 SH   SOLE   47,774 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 3,178 110,954 SH   SOLE   110,954 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,855 139,892 SH   SOLE   139,892 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 11,625 225,720 SH   SOLE   225,720 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 2,118 53,419 SH   SOLE   53,419 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 102 2,351 SH   SOLE   2,351 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,378 119,223 SH   SOLE   119,223 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,775 33,565 SH   SOLE   33,565 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,982 38,787 SH   SOLE   38,787 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 4,363 46,984 SH   SOLE   46,984 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 26,602 612,818 SH   SOLE   612,818 0 0
VANGUARD INTL EQUITY INDEX F MSCI EMR MKT ETF 922042858 11,541 352,827 SH   SOLE   352,827 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 97 1,035 SH   SOLE   1,035 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,557 19,715 SH   SOLE   19,715 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 15,098 80,770 SH   SOLE   80,770 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 9,057 105,371 SH   SOLE   105,371 0 0
VANGUARD INDEX FDS REIT ETF 922908553 7,725 96,892 SH   SOLE   96,892 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 8,010 66,690 SH   SOLE   66,690 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 475 13,539 SH   SOLE   13,539 0 0
WISDOMTREE TR EM LCL DEBT FD 97717X867 5,467 159,473 SH   SOLE   159,473 0 0