The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CLAYMORE EXCHANGE TRD FD TR GUGG TIMBER ETF 18383Q879 2,532 99,364 SH   SOLE   99,364 0 0
ETFS PALLADIUM TR SH BEN INT 26923A106 1,060 16,268 SH   SOLE   16,268 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 12,660 425,394 SH   SOLE   425,394 0 0
FLEXSHARES TR IBOXX 3R TARGT 33939L506 25,776 1,048,666 SH   SOLE   1,048,666 0 0
ISHARES TR BARCLY USAGG B 464287226 12,607 115,892 SH   SOLE   115,892 0 0
ISHARES TR IBOXX INV CPBD 464287242 11,541 99,733 SH   SOLE   99,733 0 0
ISHARES TR S&P500 GRW 464287309 27,057 237,632 SH   SOLE   237,632 0 0
ISHARES TR S&P 500 VALUE 464287408 29,764 322,780 SH   SOLE   322,780 0 0
ISHARES TR BARCLYS 1-3 YR 464287457 1,620 19,085 SH   SOLE   19,085 0 0
ISHARES TR MSCI EAFE INDEX 464287465 11,693 184,175 SH   SOLE   184,175 0 0
ISHARES TR S&P MIDCAP 400 464287507 22,494 149,980 SH   SOLE   149,980 0 0
ISHARES TR S&P SMLCAP 600 464287804 25,435 215,767 SH   SOLE   215,767 0 0
ISHARES TR SP SMCP600VL ETF 464287879 4,224 35,868 SH   SOLE   35,868 0 0
ISHARES TR SP SMCP600GR ETF 464287887 4,286 32,716 SH   SOLE   32,716 0 0
ISHARES TR HIGH YLD CORP 464288513 8,883 100,037 SH   SOLE   100,037 0 0
ISHARES TR BARCLYS 3-7 YR 464288661 7,211 58,647 SH   SOLE   58,647 0 0
ISHARES FLTG RATE BD ETF 46429B655 1,048 20,701 SH   SOLE   20,701 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 813 8,138 SH   SOLE   8,138 0 0
PIMCO ETF TR ENHAN SHRT MAT 72201R833 498 4,927 SH   SOLE   4,927 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 11,949 111,603 SH   SOLE   111,603 0 0
POWERSHS DB MULTI SECT COMM PS DB AGRICUL FD 73936B408 42 1,800 SH   SOLE   1,800 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 4,183 175,827 SH   SOLE   175,827 0 0
PROSHARES TR PSHS ULT S&P 500 74347R107 0 0 SH   SOLE   0 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 2,075 18,464 SH   SOLE   18,464 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 9,197 219,706 SH   SOLE   219,706 0 0
SPDR SERIES TRUST BARC CAPTL ETF 78464A474 7,173 234,399 SH   SOLE   234,399 0 0
SPDR SERIES TRUST DJ REIT ETF 78464A607 10,273 121,748 SH   SOLE   121,748 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 0 2 SH   SOLE   2 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 0 1 SH   SOLE   1 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 0 2 SH   SOLE   2 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 0 2 SH   SOLE   2 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 7,797 150,728 SH   SOLE   150,728 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,496 41,194 SH   SOLE   41,194 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 49 1,013 SH   SOLE   1,013 0 0
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 6,174 70,469 SH   SOLE   70,469 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,784 70,226 SH   SOLE   70,226 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,573 30,032 SH   SOLE   30,032 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,504 27,121 SH   SOLE   27,121 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 5,445 53,423 SH   SOLE   53,423 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 33,272 685,323 SH   SOLE   685,323 0 0
VANGUARD INTL EQUITY INDEX F MSCI EMR MKT ETF 922042858 10,981 268,609 SH   SOLE   268,609 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,156 14,531 SH   SOLE   14,531 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 9,412 49,844 SH   SOLE   49,844 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 9,220 101,798 SH   SOLE   101,798 0 0
VANGUARD INDEX FDS REIT ETF 922908553 7,226 96,745 SH   SOLE   96,745 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 8,130 63,801 SH   SOLE   63,801 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 1,936 44,613 SH   SOLE   44,613 0 0
WISDOMTREE TR EM LCL DEBT FD 97717X867 7,121 183,193 SH   SOLE   183,193 0 0