The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
I Shares S&P 500 Growth Index COM 464287309 528 5,342 SH   DFND 1 0 0 342
IShares S&P 500 Value Index COM 464287408 527 6,166 SH   DFND 1 0 0 166
Schwab US Broad Market ETF COM 808524102 308 6,839 SH   DFND 1 0 0 839
Short S&P 500 Proshares COM 74347R503 523 20,728 SH   DFND 1 0 2 728
iShares Core S&P Mid-Cap ETF COM 464287507 352 2,627 SH   DFND 1 0 0 627
iShares Core S&P Small-Cap ETF COM 464287804 351 3,213 SH   DFND 1 0 0 213
iShares Dow Jones Intl Select COM 464288448 354 9,339 SH   DFND 1 0 0 339
iShares Barclays 1-3 Year Cred INCOME FUNDS 464288646 329 3,117 SH   DFND 1 0 0 117
iShares Floating Rate Note ETF INCOME FUNDS 46429B655 328 6,467 SH   DFND 1 0 0 467
Pimco Enhanced Short Maturity SHORT DURATION 72201R833 394 3,886 SH   DFND 1 0 0 886