CABOT CORP COM 127055101 2589 28176 SH SOLE 0 0 0 28176 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 376 12682 SH SOLE 0 0 0 12682 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 861 16608 SH SOLE 0 0 0 16608 DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 5131 125640 SH SOLE 0 0 0 125640 ISHARES TR MSCI USA MMENTM 46432F396 20101 103150 SH SOLE 0 0 0 103150 ISHARES TR 0-5 YR TIPS ETF 46429B747 19818 199195 SH SOLE 0 0 0 199195 ISHARES TR MBS ETF 464288588 60696 661103 SH SOLE 0 0 0 661103 ISHARES TR USD INV GRDE ETF 464288620 69407 1382332 SH SOLE 0 0 0 1382332 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 11793 183550 SH SOLE 0 0 0 183550 SCHWAB STRATEGIC TR US REIT ETF 808524847 6932 347140 SH SOLE 0 0 0 347140 SCHWAB STRATEGIC TR US TIPS ETF 808524870 76472 1470342 SH SOLE 0 0 0 1470342 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 8293 236397 SH SOLE 0 0 0 236397 SPDR SER TR SPDR S&P 500 ETF 78468R796 17150 384540 SH SOLE 0 0 0 384540 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 73663 1513512 SH SOLE 0 0 0 1513512 VANGUARD INDEX FDS VALUE ETF 922908744 1942 12110 SH SOLE 0 0 0 12110 VANGUARD INDEX FDS GROWTH ETF 922908736 4900 13100 SH SOLE 0 0 0 13100 VANGUARD INDEX FDS SMALL CP ETF 922908751 3558 16317 SH SOLE 0 0 0 16317 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2850 34031 SH SOLE 0 0 0 34031 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 19205 38399 SH SOLE 0 0 0 38399 VANGUARD INDEX FDS TOTAL STK MKT 922908769 20642 77164 SH SOLE 0 0 0 77164 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2296 52478 SH SOLE 0 0 0 52478 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2464 50760 SH SOLE 0 0 0 50760 VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 851 12522 SH SOLE 0 0 0 12522 VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573 9923 131080 SH SOLE 0 0 0 131080 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 8724 192151 SH SOLE 0 0 0 192151 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3720 75278 SH SOLE 0 0 0 75278 VANGUARD WORLD FD MEGA CAP INDEX 921910873 8418 42667 SH SOLE 0 0 0 42667