The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 837 6,119 SH   SOLE 0 0 0 6,119
CMC MATERIALS INC COM 12571T100 2,558 14,662 SH   SOLE 0 0 0 14,662
CABOT CORP COM 127055101 2,384 37,371 SH   SOLE 0 0 0 37,371
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 4,545 113,008 SH   SOLE 0 0 0 113,008
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 7,778 246,140 SH   SOLE 0 0 0 246,140
HOME DEPOT INC COM 437076102 404 1,473 SH   SOLE 0 0 0 1,473
ISHARES INC MSCI CDA ETF 464286509 623 18,496 SH   SOLE 0 0 0 18,496
ISHARES TR TIPS BD ETF 464287176 549 4,818 SH   SOLE 0 0 0 4,818
ISHARES TR MSCI EMG MKT ETF 464287234 333 8,314 SH   SOLE 0 0 0 8,314
ISHARES TR MSCI EAFE ETF 464287465 395 6,329 SH   SOLE 0 0 0 6,329
ISHARES TR RUS 1000 ETF 464287622 379 1,823 SH   SOLE 0 0 0 1,823
ISHARES TR SP SMCP600VL ETF 464287879 326 3,662 SH   SOLE 0 0 0 3,662
ISHARES TR MBS ETF 464288588 52,888 542,496 SH   SOLE 0 0 0 542,496
ISHARES TR USD INV GRDE ETF 464288620 59,930 1,175,793 SH   SOLE 0 0 0 1,175,793
ISHARES TR SHORT TREAS BD 464288679 557 5,058 SH   SOLE 0 0 0 5,058
ISHARES TR 0-5 YR TIPS ETF 46429B747 15,891 156,670 SH   SOLE 0 0 0 156,670
ISHARES TR MSCI USA MMENTM 46432F396 12,870 94,372 SH   SOLE 0 0 0 94,372
ISHARES INC CORE MSCI EMKT 46434G103 1,622 33,060 SH   SOLE 0 0 0 33,060
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,339 3,550 SH   SOLE 0 0 0 3,550
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4,112 142,574 SH   SOLE 0 0 0 142,574
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 216 523 SH   SOLE 0 0 0 523
SPDR SER TR SPDR S&P 500 ETF 78468R796 11,504 124,719 SH   SOLE 0 0 0 124,719
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 11,570 259,064 SH   SOLE 0 0 0 259,064
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,521 73,544 SH   SOLE 0 0 0 73,544
SCHWAB STRATEGIC TR US REIT ETF 808524847 4,771 226,229 SH   SOLE 0 0 0 226,229
SCHWAB STRATEGIC TR US TIPS ETF 808524870 70,078 1,255,870 SH   SOLE 0 0 0 1,255,870
TEXAS PACIFIC LAND CORPORATI COM 88262P102 693 466 SH   SOLE 0 0 0 466
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 329 2,293 SH   SOLE 0 0 0 2,293
VANGUARD STAR FDS VG TL INTL STK F 921909768 941 18,232 SH   SOLE 0 0 0 18,232
VANGUARD WORLD FD MEGA CAP INDEX 921910873 5,602 42,499 SH   SOLE 0 0 0 42,499
VANGUARD BD INDEX FDS INTERMED TERM 921937819 657 8,456 SH   SOLE 0 0 0 8,456
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 3,580 87,735 SH   SOLE 0 0 0 87,735
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,446 68,759 SH   SOLE 0 0 0 68,759
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 65,296 1,318,053 SH   SOLE 0 0 0 1,318,053
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 958 9,277 SH   SOLE 0 0 0 9,277
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 308 3,611 SH   SOLE 0 0 0 3,611
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,287 30,911 SH   SOLE 0 0 0 30,911
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 1,996 11,813 SH   SOLE 0 0 0 11,813
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 12,422 35,810 SH   SOLE 0 0 0 35,810
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,558 39,051 SH   SOLE 0 0 0 39,051
VANGUARD INDEX FDS SM CP VAL ETF 922908611 462 3,085 SH   SOLE 0 0 0 3,085
VANGUARD INDEX FDS MID CAP ETF 922908629 1,500 7,614 SH   SOLE 0 0 0 7,614
VANGUARD INDEX FDS LARGE CAP ETF 922908637 220 1,274 SH   SOLE 0 0 0 1,274
VANGUARD INDEX FDS GROWTH ETF 922908736 2,949 13,231 SH   SOLE 0 0 0 13,231
VANGUARD INDEX FDS VALUE ETF 922908744 1,724 13,072 SH   SOLE 0 0 0 13,072
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,273 12,909 SH   SOLE 0 0 0 12,909
VANGUARD INDEX FDS TOTAL STK MKT 922908769 14,120 74,858 SH   SOLE 0 0 0 74,858