The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 813 5,937 SH   SOLE 0 0 0 5,937
CMC MATERIALS INC COM 12571T100 2,571 17,058 SH   SOLE 0 0 0 17,058
CABOT CORP COM 127055101 1,423 24,999 SH   SOLE 0 0 0 24,999
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 4,984 111,231 SH   SOLE 0 0 0 111,231
ISHARES INC MSCI CDA ETF 464286509 362 9,710 SH   SOLE 0 0 0 9,710
ISHARES TR TIPS BD ETF 464287176 621 4,851 SH   SOLE 0 0 0 4,851
ISHARES TR CORE S&P500 ETF 464287200 249 579 SH   SOLE 0 0 0 579
ISHARES TR CORE US AGGBD ET 464287226 2,273 19,709 SH   SOLE 0 0 0 19,709
ISHARES TR MSCI EMG MKT ETF 464287234 488 8,845 SH   SOLE 0 0 0 8,845
ISHARES TR S&P 500 VAL ETF 464287408 213 1,441 SH   SOLE 0 0 0 1,441
ISHARES TR MSCI EAFE ETF 464287465 469 5,940 SH   SOLE 0 0 0 5,940
ISHARES TR SP SMCP600VL ETF 464287879 404 3,836 SH   SOLE 0 0 0 3,836
ISHARES TR EAFE SML CP ETF 464288273 201 2,707 SH   SOLE 0 0 0 2,707
ISHARES TR NATIONAL MUN ETF 464288414 254 2,165 SH   SOLE 0 0 0 2,165
ISHARES TR 0-5 YR TIPS ETF 46429B747 13,114 123,359 SH   SOLE 0 0 0 123,359
ISHARES TR MSCI USA MMENTM 46432F396 12,883 74,282 SH   SOLE 0 0 0 74,282
ISHARES INC CORE MSCI EMKT 46434G103 1,899 28,347 SH   SOLE 0 0 0 28,347
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,532 3,580 SH   SOLE 0 0 0 3,580
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 3,633 98,752 SH   SOLE 0 0 0 98,752
SPDR SER TR SPDR S&P 500 ETF 78468R796 9,536 89,842 SH   SOLE 0 0 0 89,842
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 11,958 115,016 SH   SOLE 0 0 0 115,016
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 61,364 1,123,890 SH   SOLE 0 0 0 1,123,890
SCHWAB STRATEGIC TR US REIT ETF 808524847 4,403 96,157 SH   SOLE 0 0 0 96,157
SCHWAB STRATEGIC TR US TIPS ETF 808524870 13,086 209,341 SH   SOLE 0 0 0 209,341
VANGUARD STAR FDS VG TL INTL STK F 921909768 859 13,071 SH   SOLE 0 0 0 13,071
VANGUARD WORLD FD MEGA CAP INDEX 921910873 6,043 39,665 SH   SOLE 0 0 0 39,665
VANGUARD BD INDEX FDS INTERMED TERM 921937819 10,743 119,415 SH   SOLE 0 0 0 119,415
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 6,408 74,607 SH   SOLE 0 0 0 74,607
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,259 82,662 SH   SOLE 0 0 0 82,662
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 4,515 86,147 SH   SOLE 0 0 0 86,147
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 69,267 1,213,076 SH   SOLE 0 0 0 1,213,076
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,232 9,032 SH   SOLE 0 0 0 9,032
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 373 3,599 SH   SOLE 0 0 0 3,599
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,651 30,407 SH   SOLE 0 0 0 30,407
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 2,072 10,409 SH   SOLE 0 0 0 10,409
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 12,161 30,902 SH   SOLE 0 0 0 30,902
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,975 39,055 SH   SOLE 0 0 0 39,055
VANGUARD INDEX FDS SM CP VAL ETF 922908611 431 2,484 SH   SOLE 0 0 0 2,484
VANGUARD INDEX FDS MID CAP ETF 922908629 1,265 5,329 SH   SOLE 0 0 0 5,329
VANGUARD INDEX FDS LARGE CAP ETF 922908637 256 1,274 SH   SOLE 0 0 0 1,274
VANGUARD INDEX FDS GROWTH ETF 922908736 3,847 13,414 SH   SOLE 0 0 0 13,414
VANGUARD INDEX FDS VALUE ETF 922908744 1,654 12,035 SH   SOLE 0 0 0 12,035
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,166 9,614 SH   SOLE 0 0 0 9,614
VANGUARD INDEX FDS TOTAL STK MKT 922908769 14,283 64,101 SH   SOLE 0 0 0 64,101