The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 126 926 SH   SOLE 0 0 0 926
BLOCK H & R INC COM 093671105 5 176 SH   SOLE 0 0 0 176
CABOT CORP COM 127055101 227 6,075 SH   SOLE 0 0 0 6,075
CABOT MICROELECTRONICS CORP COM 12709P103 584 12,407 SH   SOLE 0 0 0 12,407
CBS CORP NEW CL B 124857202 3 50 SH   SOLE 0 0 0 50
CIMPRESS N V SHS EURO N20146101 1,261 14,980 SH   SOLE 0 0 0 14,980
CISCO SYS INC COM 17275R102 0 2 SH   SOLE 0 0 0 2
EXXON MOBIL CORP COM 30231G102 8 93 SH   SOLE 0 0 0 93
FACEBOOK INC CL A 30303M102 2 25 SH   SOLE 0 0 0 25
GENERAL ELECTRIC CO COM 369604103 33 1,224 SH   SOLE 0 0 0 1,224
HIGHER ONE HLDGS INC COM 42983D104 8 2,815 SH   SOLE 0 0 0 2,815
INTEL CORP COM 458140100 0 2 SH   SOLE 0 0 0 2
ISHARES MSCI MALAYSI ETF 464286830 9 745 SH   SOLE 0 0 0 745
ISHARES MSCI SINGAP ETF 464286673 10 835 SH   SOLE 0 0 0 835
ISHARES MSCI CDA ETF 464286509 604 22,663 SH   SOLE 0 0 0 22,663
ISHARES MSCI THI CAP ETF 464286624 8 111 SH   SOLE 0 0 0 111
ISHARES INTL DEVPPTY ETF 464288422 220 5,914 SH   SOLE 0 0 0 5,914
ISHARES EAFE SML CP ETF 464288273 317 6,208 SH   SOLE 0 0 0 6,208
ISHARES MBS ETF 464288588 247 2,270 SH   SOLE 0 0 0 2,270
ISHARES NAT AMT FREE BD 464288414 267 2,471 SH   SOLE 0 0 0 2,471
ISHARES EAFE VALUE ETF 464288877 3 55 SH   SOLE 0 0 0 55
ISHARES MSCI EM VAL ETF 464286459 0 9 SH   SOLE 0 0 0 9
ISHARES INC CORE MSCI EMKT 46434G103 3 58 SH   SOLE 0 0 0 58
ISHARES TR MSCI INDONIA ETF 46429B309 9 367 SH   SOLE 0 0 0 367
ISHARES TR TIPS BD ETF 464287176 965 8,616 SH   SOLE 0 0 0 8,616
ISHARES TR CORE US AGGBD ET 464287226 2,551 23,452 SH   SOLE 0 0 0 23,452
ISHARES TR SP SMCP600VL ETF 464287879 245 2,084 SH   SOLE 0 0 0 2,084
ISHARES TR MSCI EMG MKT ETF 464287234 226 5,712 SH   SOLE 0 0 0 5,712
ISHARES TR S&P 500 VAL ETF 464287408 368 3,995 SH   SOLE 0 0 0 3,995
ISHARES TR 0-5 YR TIPS ETF 46429B747 17 172 SH   SOLE 0 0 0 172
ISHARES TR CORE S&P SCP ETF 464287804 194 1,647 SH   SOLE 0 0 0 1,647
ISHARES TR 7-10 Y TR BD ETF 464287440 7 66 SH   SOLE 0 0 0 66
ISHARES TR CORE MSCI EAFE 46432F842 15 250 SH   SOLE 0 0 0 250
ISHARES TR CORE S&P500 ETF 464287200 21 100 SH   SOLE 0 0 0 100
ISHARES TR MSCI EAFE ETF 464287465 38 597 SH   SOLE 0 0 0 597
ISHARES TR S&P 500 GRWT ETF 464287309 14 125 SH   SOLE 0 0 0 125
ISHARES TR SELECT DIVID ETF 464287168 34 446 SH   SOLE 0 0 0 446
LINEAR TECHNOLOGY CORP COM 535678106 0 2 SH   SOLE 0 0 0 2
MICROSOFT CORP COM 594918104 0 2 SH   SOLE 0 0 0 2
NOKIA CORP SPONSORED ADR 654902204 4 513 SH   SOLE 0 0 0 513
NORFOLK SOUTHERN CORP COM 655844108 13 149 SH   SOLE 0 0 0 149
PEPSICO INC COM 713448108 9 100 SH   SOLE 0 0 0 100
PIMCO ETF TR 1-5 US TIP IDX 72201R205 403 7,720 SH   SOLE 0 0 0 7,720
PROCTER & GAMBLE CO COM 742718109 2 22 SH   SOLE 0 0 0 22
ROPER TECHNOLOGIES INC COM 776696106 26 149 SH   SOLE 0 0 0 149
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 38,945 752,844 SH   SOLE 0 0 0 752,844
SCHWAB STRATEGIC TR US TIPS ETF 808524870 2,335 43,076 SH   SOLE 0 0 0 43,076
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 5 95 SH   SOLE 0 0 0 95
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 74 1,295 SH   SOLE 0 0 0 1,295
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 24 990 SH   SOLE 0 0 0 990
SPDR S&P 500 ETF TR TR UNIT 78462F103 702 3,411 SH   SOLE 0 0 0 3,411
SPDR SERIES TRUST DJ REIT ETF 78464A607 9 102 SH   SOLE 0 0 0 102
SPDR SERIES TRUST DB INT GVT ETF 78464A490 135 2,450 SH   SOLE 0 0 0 2,450
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 62 1,602 SH   SOLE 0 0 0 1,602
SPDR SERIES TRUST RUSSELL 3000 ETF 78464A805 67 431 SH   SOLE 0 0 0 431
T2 BIOSYSTEMS INC COM 89853L104 10 610 SH   SOLE 0 0 0 610
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 9,483 116,704 SH   SOLE 0 0 0 116,704
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 25,682 490,393 SH   SOLE 0 0 0 490,393
VANGUARD INDEX FDS REIT ETF 922908553 3,910 52,347 SH   SOLE 0 0 0 52,347
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,317 33,453 SH   SOLE 0 0 0 33,453
VANGUARD INDEX FDS TOTAL STK MKT 922908769 6,682 62,435 SH   SOLE 0 0 0 62,435
VANGUARD INDEX FDS VALUE ETF 922908744 2,865 34,370 SH   SOLE 0 0 0 34,370
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 142 1,546 SH   SOLE 0 0 0 1,546
VANGUARD INDEX FDS SMALL CP ETF 922908751 511 4,206 SH   SOLE 0 0 0 4,206
VANGUARD INDEX FDS LARGE CAP ETF 922908637 96 1,014 SH   SOLE 0 0 0 1,014
VANGUARD INDEX FDS SM CP VAL ETF 922908611 109 1,011 SH   SOLE 0 0 0 1,011
VANGUARD INDEX FDS GROWTH ETF 922908736 557 5,201 SH   SOLE 0 0 0 5,201
VANGUARD INTL EQUITY INDEX FTSE EMR MKT ETF 922042858 1,155 28,248 SH   SOLE 0 0 0 28,248
VANGUARD INTL EQUITY INDEX GLB EX US ETF 922042676 153 2,750 SH   SOLE 0 0 0 2,750
VANGUARD INTL EQUITY INDEX TT WRLD ST ETF 922042742 104 1,689 SH   SOLE 0 0 0 1,689
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 8,640 177,485 SH   SOLE 0 0 0 177,485
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 738 13,965 SH   SOLE 0 0 0 13,965
VANGUARD SPECIALIZED PORTFO DIV APP ETF 921908844 33 415 SH   SOLE 0 0 0 415
VANGUARD TAX MANAGED INTL F FTSE DEV MKT ETF 921943858 2,014 50,792 SH   SOLE 0 0 0 50,792
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 742 9,644 SH   SOLE 0 0 0 9,644
VIACOM INC NEW CL B 92553P201 3 52 SH   SOLE 0 0 0 52