The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   7,844,831 81,000 SH   SOLE   3,814 0 77,186
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   8,187,245 26,659 SH   SOLE   1,382 0 25,277
ADOBE INC COM 00724F101   2,152,288 4,221 SH   SOLE   204 0 4,017
ADVANCED MICRO DEVICES INC COM 007903107   9,652,639 93,879 SH   SOLE   3,577 0 90,302
AECOM COM 00766T100   3,983,678 47,973 SH   SOLE   927 0 47,046
AES CORP COM 00130H105   3,037,294 199,822 SH   SOLE   10,963 0 188,859
ALPHABET INC CAP STK CL A 02079K305   437,596 3,344 SH   SOLE   0 0 3,344
ALPHABET INC CAP STK CL C 02079K107   17,386,268 131,864 SH   SOLE   7,232 0 124,632
AMAZON COM INC COM 023135106   13,564,184 106,704 SH   SOLE   4,190 0 102,514
AMERICAN ELEC PWR CO INC COM 025537101   2,089,762 27,782 SH   SOLE   840 0 26,942
AMERICAN EXPRESS CO COM 025816109   3,018,114 20,230 SH   SOLE   687 0 19,543
AMERICAN TOWER CORP NEW COM 03027X100   444,015 2,700 SH   SOLE   0 0 2,700
AMGEN INC COM 031162100   255,322 950 SH   SOLE   800 0 150
ANALOG DEVICES INC COM 032654105   796,660 4,550 SH   SOLE   565 0 3,985
APPLE INC COM 037833100   25,998,461 151,851 SH   SOLE   6,019 0 145,832
APPLIED MATLS INC COM 038222105   9,295,101 67,137 SH   SOLE   5,523 0 61,614
AQUABOUNTY TECHNOLOGIES INC COM NEW 03842K200   2,390 10,000 SH   SOLE   0 0 10,000
ASTRAZENECA PLC SPONSORED ADR 046353108   13,517,386 199,607 SH   SOLE   8,247 0 191,360
BLACKROCK INC COM 09247X101   10,500,291 16,242 SH   SOLE   851 0 15,391
BROADCOM INC COM 11135F101   15,446,858 18,598 SH   SOLE   744 0 17,854
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   268,575 1,500 SH   SOLE   700 0 800
CISCO SYS INC COM 17275R102   1,870,400 34,792 SH   SOLE   5,435 0 29,357
COCA COLA CO COM 191216100   1,421,844 25,399 SH   SOLE   446 0 24,953
COMCAST CORP NEW CL A 20030N101   1,483,572 33,459 SH   SOLE   925 0 32,534
CORNING INC COM 219350105   6,203,553 203,595 SH   SOLE   9,129 0 194,466
DANAHER CORPORATION COM 235851102   5,265,178 21,222 SH   SOLE   688 0 20,534
DIGITAL RLTY TR INC COM 253868103   1,317,424 10,886 SH   SOLE   795 0 10,091
DISNEY WALT CO COM 254687106   5,846,461 72,134 SH   SOLE   4,506 0 67,628
DNP SELECT INCOME FD INC COM 23325P104   106,386 11,175 SH   SOLE   0 0 11,175
DOLLAR GEN CORP NEW COM 256677105   5,324,402 50,325 SH   SOLE   2,334 0 47,991
DOMINOS PIZZA INC COM 25754A201   3,865,552 10,205 SH   SOLE   540 0 9,665
DUKE ENERGY CORP NEW COM NEW 26441C204   225,946 2,560 SH   SOLE   0 0 2,560
ELI LILLY & CO COM 532457108   6,585,461 12,260 SH   SOLE   437 0 11,823
ENBRIDGE INC COM 29250N105   733,980 21,930 SH   SOLE   0 0 21,930
EVEREST GROUP LTD COM G3223R108   9,748,532 26,229 SH   SOLE   1,058 0 25,171
EXXON MOBIL CORP COM 30231G102   982,381 8,355 SH   SOLE   1,208 0 7,147
FACTSET RESH SYS INC COM 303075105   205,512 470 SH   SOLE   375 0 95
FLEETCOR TECHNOLOGIES INC COM 339041105   2,574,593 10,083 SH   SOLE   624 0 9,459
GARMIN LTD SHS H2906T109   1,220,320 11,600 SH   SOLE   209 0 11,391
GENERAL ELECTRIC CO COM NEW 369604301   247,411 2,238 SH   SOLE   0 0 2,238
HALLIBURTON CO COM 406216101   1,130,112 27,904 SH   SOLE   824 0 27,080
HEICO CORP NEW COM 422806109   385,717 2,382 SH   SOLE   0 0 2,382
HOME DEPOT INC COM 437076102   2,132,645 7,058 SH   SOLE   203 0 6,855
HONEYWELL INTL INC COM 438516106   11,367,259 61,531 SH   SOLE   3,259 0 58,272
ICON PLC SHS G4705A100   481,173 1,954 SH   SOLE   80 0 1,874
INFOSYS LTD SPONSORED ADR 456788108   1,485,576 86,825 SH   SOLE   1,372 0 85,453
INTERPUBLIC GROUP COS INC COM 460690100   843,607 29,435 SH   SOLE   622 0 28,813
INTUIT COM 461202103   208,974 409 SH   SOLE   0 0 409
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887   1,723,298 34,674 SH   SOLE   0 0 34,674
ISHARES TR CORE S&P SCP ETF 464287804   4,224,192 44,781 SH   SOLE   510 0 44,271
ISHARES TR CORE S&P MCP ETF 464287507   6,010,831 24,106 SH   SOLE   800 0 23,306
ISHARES TR 3 7 YR TREAS BD 464288661   17,637,797 155,866 SH   SOLE   14,856 0 141,010
ISHARES TR ESG AWRE 1 5 YR 46435G243   242,929 10,220 SH   SOLE   0 0 10,220
ISHARES TR CORE S&P500 ETF 464287200   489,121 1,139 SH   SOLE   0 0 1,139
ISHARES TR MSCI USA QLT FCT 46432F339   246,974 1,874 SH   SOLE   0 0 1,874
JOHNSON & JOHNSON COM 478160104   1,667,068 10,703 SH   SOLE   1,411 0 9,292
JPMORGAN CHASE & CO COM 46625H100   5,013,652 34,572 SH   SOLE   3,303 0 31,269
L3HARRIS TECHNOLOGIES INC COM 502431109   2,866,886 16,465 SH   SOLE   1,197 0 15,268
LOCKHEED MARTIN CORP COM 539830109   242,513 593 SH   SOLE   0 0 593
LOWES COS INC COM 548661107   674,649 3,246 SH   SOLE   1,656 0 1,590
MASCO CORP COM 574599106   272,542 5,099 SH   SOLE   0 0 5,099
MCDONALDS CORP COM 580135101   1,997,139 7,581 SH   SOLE   724 0 6,857
MCKESSON CORP COM 58155Q103   293,089 674 SH   SOLE   0 0 674
MEDTRONIC PLC SHS G5960L103   1,141,362 14,566 SH   SOLE   292 0 14,274
MERCK & CO INC COM 58933Y105   1,228,708 11,935 SH   SOLE   839 0 11,096
METLIFE INC COM 59156R108   1,158,739 18,419 SH   SOLE   384 0 18,035
MFS MULTIMARKET INCOME TR SH BEN INT 552737108   57,169 13,420 SH   SOLE   0 0 13,420
MICROSOFT CORP COM 594918104   21,808,253 69,068 SH   SOLE   3,021 0 66,047
NETFLIX INC COM 64110L106   333,043 882 SH   SOLE   0 0 882
NEXTERA ENERGY INC COM 65339F101   705,297 12,311 SH   SOLE   1,800 0 10,511
NIKE INC CL B 654106103   5,280,853 55,227 SH   SOLE   2,004 0 53,223
NVIDIA CORPORATION COM 67066G104   1,739,514 3,999 SH   SOLE   0 0 3,999
ORACLE CORP COM 68389X105   1,262,566 11,920 SH   SOLE   1,603 0 10,317
PARKER-HANNIFIN CORP COM 701094104   1,345,013 3,453 SH   SOLE   60 0 3,393
PAYPAL HLDGS INC COM 70450Y103   2,287,189 39,124 SH   SOLE   2,005 0 37,119
PEOPLES BANCORP INC COM 709789101   248,546 9,793 SH   SOLE   0 0 9,793
PEPSICO INC COM 713448108   6,859,235 40,482 SH   SOLE   2,733 0 37,749
PFIZER INC COM 717081103   207,716 6,262 SH   SOLE   0 0 6,262
PHILLIPS 66 COM 718546104   6,480,651 53,938 SH   SOLE   2,604 0 51,334
PROCTER AND GAMBLE CO COM 742718109   2,803,936 19,223 SH   SOLE   825 0 18,398
PROLOGIS INC. COM 74340W103   5,319,876 47,410 SH   SOLE   2,046 0 45,364
RESTAURANT BRANDS INTL INC COM 76131D103   2,793,910 41,938 SH   SOLE   1,507 0 40,431
SALESFORCE INC COM 79466L302   10,044,505 49,534 SH   SOLE   2,379 0 47,155
SCHWAB CHARLES CORP COM 808513105   2,806,433 51,119 SH   SOLE   2,584 0 48,535
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,195,986 16,902 SH   SOLE   82 0 16,820
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   5,448,075 227,572 SH   SOLE   8,885 0 218,687
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   9,866,412 238,204 SH   SOLE   13,386 0 224,818
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   14,975,842 440,985 SH   SOLE   15,052 0 425,933
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   26,345,219 528,490 SH   SOLE   17,110 0 511,380
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   24,951,573 368,670 SH   SOLE   23,280 0 345,390
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   588,418 7,491 SH   SOLE   400 0 7,091
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   918,242 14,004 SH   SOLE   442 0 13,562
SPDR SER TR PORTFOLIO SHORT 78464A474   34,624,127 1,180,905 SH   SOLE   60,577 0 1,120,328
SPDR SER TR PORTFOLIO INTRMD 78464A375   54,603,774 1,736,209 SH   SOLE   114,595 0 1,621,614
SPDR SER TR PORTFOLIO S&P500 78464A854   2,644,782 52,622 SH   SOLE   0 0 52,622
STARBUCKS CORP COM 855244109   1,267,949 13,892 SH   SOLE   1,705 0 12,187
STRYKER CORPORATION COM 863667101   11,208,169 41,015 SH   SOLE   1,920 0 39,095
SYSCO CORP COM 871829107   7,542,429 114,193 SH   SOLE   4,836 0 109,357
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   12,105,170 139,300 SH   SOLE   7,795 0 131,505
TJX COS INC NEW COM 872540109   11,711,719 131,770 SH   SOLE   5,343 0 126,427
T-MOBILE US INC COM 872590104   8,770,911 62,627 SH   SOLE   2,752 0 59,875
TOTALENERGIES SE SPONSORED ADS 89151E109   2,491,844 37,893 SH   SOLE   2,404 0 35,489
UNION PAC CORP COM 907818108   4,872,866 23,930 SH   SOLE   1,273 0 22,657
UNITEDHEALTH GROUP INC COM 91324P102   12,744,411 25,277 SH   SOLE   1,121 0 24,156
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,571,194 21,521 SH   SOLE   0 0 21,521
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   441,505 11,260 SH   SOLE   400 0 10,860
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   27,589,948 531,906 SH   SOLE   29,541 0 502,365
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   15,984,104 212,696 SH   SOLE   4,738 0 207,958
VISA INC COM CL A 92826C839   11,504,474 50,017 SH   SOLE   2,136 0 47,881
VMWARE INC CL A COM 928563402   881,512 5,295 SH   SOLE   225 0 5,070
WALMART INC COM 931142103   207,517 1,298 SH   SOLE   0 0 1,298
WASTE MGMT INC DEL COM 94106L109   1,592,236 10,445 SH   SOLE   315 0 10,130
WISDOMTREE TR US SMALLCAP DIVD 97717W604   4,013,001 142,305 SH   SOLE   5,044 0 137,261