The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   9,342,066 85,691 SH   SOLE   4,399 0 81,292
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   6,110,193 19,801 SH   SOLE   820 0 18,981
ADOBE SYSTEMS INCORPORATED COM 00724F101   2,390,672 4,889 SH   SOLE   307 0 4,582
ADVANCED MICRO DEVICES INC COM 007903107   9,681,097 84,989 SH   SOLE   3,607 0 81,382
AES CORP COM 00130H105   3,811,314 183,855 SH   SOLE   10,718 0 173,137
ALPHABET INC CAP STK CL A 02079K305   395,489 3,304 SH   SOLE   0 0 3,304
ALPHABET INC CAP STK CL C 02079K107   16,170,544 133,674 SH   SOLE   7,694 0 125,980
AMAZON COM INC COM 023135106   14,222,507 109,102 SH   SOLE   4,778 0 104,324
AMERICAN ELEC PWR CO INC COM 025537101   2,378,903 28,253 SH   SOLE   818 0 27,435
AMERICAN EXPRESS CO COM 025816109   2,808,801 16,124 SH   SOLE   506 0 15,618
AMERICAN TOWER CORP NEW COM 03027X100   523,638 2,700 SH   SOLE   0 0 2,700
AMGEN INC COM 031162100   210,919 950 SH   SOLE   800 0 150
ANALOG DEVICES INC COM 032654105   947,153 4,862 SH   SOLE   565 0 4,297
APPLE INC COM 037833100   29,888,640 154,089 SH   SOLE   6,183 0 147,906
APPLIED MATLS INC COM 038222105   9,350,540 64,692 SH   SOLE   5,128 0 59,564
AQUABOUNTY TECHNOLOGIES INC COM NEW 03842K200   3,550 10,000 SH   SOLE   0 0 10,000
ASTRAZENECA PLC SPONSORED ADR 046353108   14,048,833 196,295 SH   SOLE   8,490 0 187,805
BLACKROCK INC COM 09247X101   11,631,195 16,829 SH   SOLE   929 0 15,900
BROADCOM INC COM 11135F101   18,133,155 20,904 SH   SOLE   947 0 19,957
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   248,445 1,500 SH   SOLE   700 0 800
CISCO SYS INC COM 17275R102   1,647,125 31,835 SH   SOLE   3,488 0 28,347
COCA COLA CO COM 191216100   1,454,434 24,152 SH   SOLE   398 0 23,754
COMCAST CORP NEW CL A 20030N101   1,336,539 32,167 SH   SOLE   890 0 31,277
CORNING INC COM 219350105   7,850,903 224,055 SH   SOLE   8,814 0 215,241
DANAHER CORPORATION COM 235851102   5,524,560 23,019 SH   SOLE   1,003 0 22,016
DIGITAL RLTY TR INC COM 253868103   1,225,355 10,761 SH   SOLE   795 0 9,966
DISNEY WALT CO COM 254687106   6,505,834 72,870 SH   SOLE   4,328 0 68,542
DNP SELECT INCOME FD INC COM 23325P104   117,114 11,175 SH   SOLE   0 0 11,175
DOLLAR GEN CORP NEW COM 256677105   8,286,644 48,808 SH   SOLE   2,458 0 46,350
DOMINOS PIZZA INC COM 25754A201   3,601,412 10,687 SH   SOLE   595 0 10,092
DUKE ENERGY CORP NEW COM NEW 26441C204   229,734 2,560 SH   SOLE   0 0 2,560
ENBRIDGE INC COM 29250N105   926,192 24,918 SH   SOLE   0 0 24,918
EVEREST RE GROUP LTD COM G3223R108   8,698,628 25,445 SH   SOLE   1,163 0 24,282
EXXON MOBIL CORP COM 30231G102   403,582 3,763 SH   SOLE   58 0 3,705
FLEETCOR TECHNOLOGIES INC COM 339041105   1,161,245 4,625 SH   SOLE   299 0 4,326
GARMIN LTD SHS H2906T109   1,131,025 10,845 SH   SOLE   185 0 10,660
GENERAL ELECTRIC CO COM NEW 369604301   245,844 2,238 SH   SOLE   0 0 2,238
HALLIBURTON CO COM 406216101   904,487 27,417 SH   SOLE   824 0 26,593
HEICO CORP NEW COM 422806109   421,471 2,382 SH   SOLE   0 0 2,382
HOME DEPOT INC COM 437076102   2,192,497 7,058 SH   SOLE   224 0 6,834
HONEYWELL INTL INC COM 438516106   11,944,554 57,564 SH   SOLE   3,358 0 54,206
INFOSYS LTD SPONSORED ADR 456788108   1,312,614 81,681 SH   SOLE   1,256 0 80,425
INTERPUBLIC GROUP COS INC COM 460690100   991,429 25,698 SH   SOLE   527 0 25,171
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887   2,834,380 57,099 SH   SOLE   3,576 0 53,523
ISHARES TR CORE S&P500 ETF 464287200   462,201 1,037 SH   SOLE   0 0 1,037
ISHARES TR CORE S&P MCP ETF 464287507   6,365,469 24,344 SH   SOLE   800 0 23,544
ISHARES TR ESG AWRE 1 5 YR 46435G243   230,612 9,645 SH   SOLE   0 0 9,645
ISHARES TR MSCI USA QLT FCT 46432F339   352,146 2,611 SH   SOLE   92 0 2,519
ISHARES TR CORE S&P SCP ETF 464287804   4,586,491 46,026 SH   SOLE   510 0 45,516
JOHNSON & JOHNSON COM 478160104   1,663,791 10,052 SH   SOLE   972 0 9,080
JPMORGAN CHASE & CO COM 46625H100   6,439,621 44,277 SH   SOLE   3,925 0 40,352
L3HARRIS TECHNOLOGIES INC COM 502431109   3,382,514 17,278 SH   SOLE   1,233 0 16,045
LILLY ELI & CO COM 532457108   6,701,940 14,290 SH   SOLE   497 0 13,793
LOCKHEED MARTIN CORP COM 539830109   273,005 593 SH   SOLE   0 0 593
LOWES COS INC COM 548661107   738,039 3,270 SH   SOLE   1,656 0 1,614
MASCO CORP COM 574599106   299,179 5,214 SH   SOLE   0 0 5,214
MCDONALDS CORP COM 580135101   2,264,633 7,589 SH   SOLE   724 0 6,865
MCKESSON CORP COM 58155Q103   288,007 674 SH   SOLE   0 0 674
MEDTRONIC PLC SHS G5960L103   1,199,924 13,620 SH   SOLE   255 0 13,365
MERCK & CO INC COM 58933Y105   1,387,103 12,021 SH   SOLE   806 0 11,215
METLIFE INC COM 59156R108   1,033,425 18,281 SH   SOLE   384 0 17,897
MFS MULTIMARKET INCOME TR SH BEN INT 552737108   60,524 13,420 SH   SOLE   0 0 13,420
MICROSOFT CORP COM 594918104   24,475,028 71,871 SH   SOLE   3,359 0 68,512
NEXTERA ENERGY INC COM 65339F101   943,676 12,718 SH   SOLE   1,800 0 10,918
NIKE INC CL B 654106103   6,444,586 58,391 SH   SOLE   2,279 0 56,112
NVIDIA CORPORATION COM 67066G104   1,694,179 4,005 SH   SOLE   0 0 4,005
ORACLE CORP COM 68389X105   1,317,254 11,061 SH   SOLE   1,593 0 9,468
PARKER-HANNIFIN CORP COM 701094104   1,094,842 2,807 SH   SOLE   58 0 2,749
PAYPAL HLDGS INC COM 70450Y103   2,816,273 42,204 SH   SOLE   2,250 0 39,954
PEOPLES BANCORP INC COM 709789101   260,004 9,793 SH   SOLE   0 0 9,793
PEPSICO INC COM 713448108   7,275,019 39,278 SH   SOLE   2,601 0 36,677
PFIZER INC COM 717081103   228,485 6,229 SH   SOLE   0 0 6,229
PHILLIPS 66 COM 718546104   5,202,311 54,543 SH   SOLE   2,939 0 51,604
PROCTER AND GAMBLE CO COM 742718109   2,485,588 16,381 SH   SOLE   825 0 15,556
PROLOGIS INC. COM 74340W103   5,841,480 47,635 SH   SOLE   2,186 0 45,449
RAYTHEON TECHNOLOGIES CORP COM 75513E101   6,020,818 61,462 SH   SOLE   2,307 0 59,155
RESTAURANT BRANDS INTL INC COM 76131D103   3,283,515 42,357 SH   SOLE   2,598 0 39,759
REVVITY INC COM 714046109   210,733 1,774 SH   SOLE   0 0 1,774
SALESFORCE INC COM 79466L302   10,243,364 48,487 SH   SOLE   2,553 0 45,934
SCHWAB CHARLES CORP COM 808513105   3,052,615 53,857 SH   SOLE   2,584 0 51,273
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   10,207,783 233,054 SH   SOLE   14,036 0 219,018
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   5,209,714 211,519 SH   SOLE   8,170 0 203,349
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   26,802,524 518,424 SH   SOLE   17,382 0 501,042
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   15,503,036 434,868 SH   SOLE   14,852 0 420,016
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,309,629 18,034 SH   SOLE   132 0 17,902
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   26,526,164 373,450 SH   SOLE   23,961 0 349,489
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   231,077 6,131 SH   SOLE   0 0 6,131
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   716,494 8,646 SH   SOLE   755 0 7,891
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   941,838 14,472 SH   SOLE   457 0 14,015
SPDR SER TR PORTFOLIO INTRMD 78464A375   46,920,614 1,461,246 SH   SOLE   94,585 0 1,366,661
SPDR SER TR PORTFOLIO S&P500 78464A854   2,433,798 46,705 SH   SOLE   0 0 46,705
SPDR SER TR PORTFOLIO SHORT 78464A474   37,548,878 1,275,437 SH   SOLE   74,691 0 1,200,746
STARBUCKS CORP COM 855244109   672,140 6,785 SH   SOLE   370 0 6,415
STRYKER CORPORATION COM 863667101   13,065,174 42,824 SH   SOLE   2,156 0 40,668
SYSCO CORP COM 871829107   8,187,994 110,350 SH   SOLE   4,885 0 105,465
T-MOBILE US INC COM 872590104   8,071,062 58,107 SH   SOLE   2,612 0 55,495
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   14,187,233 140,579 SH   SOLE   8,391 0 132,188
TJX COS INC NEW COM 872540109   11,408,909 134,555 SH   SOLE   5,693 0 128,862
TOTALENERGIES SE SPONSORED ADS 89151E109   2,216,143 38,448 SH   SOLE   2,422 0 36,026
UNILEVER PLC SPON ADR NEW 904767704   264,873 5,081 SH   SOLE   0 0 5,081
UNION PAC CORP COM 907818108   4,752,504 23,226 SH   SOLE   1,184 0 22,042
UNITEDHEALTH GROUP INC COM 91324P102   11,975,626 24,916 SH   SOLE   1,176 0 23,740
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,141,693 23,342 SH   SOLE   0 0 23,342
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   27,596,390 507,193 SH   SOLE   25,673 0 481,520
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   497,598 12,232 SH   SOLE   1,322 0 10,910
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   24,097,332 318,495 SH   SOLE   15,814 0 302,681
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   204,116 4,420 SH   SOLE   1,855 0 2,565
VANGUARD WORLD FD ESG US STK ETF 921910733   200,184 2,555 SH   SOLE   0 0 2,555
VISA INC COM CL A 92826C839   12,559,196 52,885 SH   SOLE   2,501 0 50,384
VMWARE INC CL A COM 928563402   792,881 5,518 SH   SOLE   225 0 5,293
WALMART INC COM 931142103   203,406 1,294 SH   SOLE   0 0 1,294
WASTE MGMT INC DEL COM 94106L109   2,679,472 15,451 SH   SOLE   720 0 14,731
WISDOMTREE TR US SMALLCAP DIVD 97717W604   4,247,389 147,530 SH   SOLE   5,416 0 142,114