The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 628 5,684 SH   SOLE   92 0 5,592
ABBOTT LABS COM 002824100 8,191 84,658 SH   SOLE   3,911 0 80,747
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 469 1,824 SH   SOLE   18 0 1,806
ADOBE SYSTEMS INCORPORATED COM 00724F101 2,683 9,750 SH   SOLE   515 0 9,235
ADVANCED MICRO DEVICES INC COM 007903107 3,992 63,001 SH   SOLE   2,272 0 60,729
AES CORP COM 00130H105 3,969 175,625 SH   SOLE   7,846 0 167,779
ALPHABET INC CAP STK CL C 02079K107 12,071 125,545 SH   SOLE   6,123 0 119,422
ALPHABET INC CAP STK CL A 02079K305 269 2,810 SH   SOLE   0 0 2,810
AMAZON COM INC COM 023135106 11,221 99,302 SH   SOLE   4,362 0 94,940
AMERICAN ELEC PWR CO INC COM 025537101 2,771 32,058 SH   SOLE   799 0 31,259
AMERICAN TOWER CORP NEW COM 03027X100 580 2,700 SH   SOLE   0 0 2,700
AMGEN INC COM 031162100 214 950 SH   SOLE   800 0 150
ANALOG DEVICES INC COM 032654105 1,472 10,561 SH   SOLE   944 0 9,617
APPLE INC COM 037833100 20,715 149,889 SH   SOLE   6,225 0 143,664
APPLIED MATLS INC COM 038222105 4,866 59,397 SH   SOLE   5,402 0 53,995
ASTRAZENECA PLC SPONSORED ADR 046353108 10,781 196,586 SH   SOLE   7,631 0 188,955
BLACKROCK INC COM 09247X101 8,784 15,963 SH   SOLE   897 0 15,066
BROADCOM INC COM 11135F101 10,314 23,228 SH   SOLE   932 0 22,296
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 216 1,500 SH   SOLE   700 0 800
CISCO SYS INC COM 17275R102 894 22,352 SH   SOLE   3,649 0 18,703
CITIGROUP INC COM NEW 172967424 1,456 34,944 SH   SOLE   1,233 0 33,711
COCA COLA CO COM 191216100 1,088 19,429 SH   SOLE   308 0 19,121
COMCAST CORP NEW CL A 20030N101 532 18,139 SH   SOLE   754 0 17,385
CORE MOLDING TECHNOLOGIES IN COM 218683100 152 15,317 SH   SOLE   0 0 15,317
CORNING INC COM 219350105 6,752 232,664 SH   SOLE   8,458 0 224,206
CVS HEALTH CORP COM 126650100 244 2,559 SH   SOLE   1,600 0 959
DANAHER CORPORATION COM 235851102 2,434 9,424 SH   SOLE   562 0 8,862
DIGITAL RLTY TR INC COM 253868103 1,548 15,604 SH   SOLE   921 0 14,683
DISNEY WALT CO COM 254687106 5,885 62,386 SH   SOLE   3,717 0 58,669
DNP SELECT INCOME FD INC COM 23325P104 162 15,675 SH   SOLE   0 0 15,675
DOLLAR GEN CORP NEW COM 256677105 11,515 48,006 SH   SOLE   2,089 0 45,917
DOMINOS PIZZA INC COM 25754A201 1,979 6,380 SH   SOLE   225 0 6,155
DUKE ENERGY CORP NEW COM NEW 26441C204 233 2,503 SH   SOLE   0 0 2,503
ENBRIDGE INC COM 29250N105 669 17,989 SH   SOLE   300 0 17,689
EVEREST RE GROUP LTD COM G3223R108 7,624 29,052 SH   SOLE   1,252 0 27,800
GARMIN LTD SHS H2906T109 541 6,739 SH   SOLE   139 0 6,600
HEICO CORP NEW COM 422806109 343 2,382 SH   SOLE   0 0 2,382
HOME DEPOT INC COM 437076102 3,656 13,251 SH   SOLE   437 0 12,814
HONEYWELL INTL INC COM 438516106 8,516 51,005 SH   SOLE   2,889 0 48,116
INFOSYS LTD SPONSORED ADR 456788108 723 42,577 SH   SOLE   683 0 41,894
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 10,559 213,793 SH   SOLE   11,761 0 202,032
ISHARES TR CORE S&P MCP ETF 464287507 4,732 21,581 SH   SOLE   784 0 20,797
ISHARES TR CORE S&P500 ETF 464287200 396 1,104 SH   SOLE   0 0 1,104
ISHARES TR ESG AWRE 1 5 YR 46435G243 292 12,428 SH   SOLE   0 0 12,428
ISHARES TR CORE S&P SCP ETF 464287804 4,080 46,798 SH   SOLE   622 0 46,176
ISHARES TR MSCI USA QLT FCT 46432F339 3,891 37,434 SH   SOLE   1,232 0 36,202
ISHARES TR MSCI USA MIN VOL 46429B697 309 4,673 SH   SOLE   415 0 4,258
ISHARES TR ESG AWR MSCI USA 46435G425 321 4,046 SH   SOLE   0 0 4,046
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 964 19,567 SH   SOLE   2,567 0 17,000
JOHNSON & JOHNSON COM 478160104 1,279 7,832 SH   SOLE   1,104 0 6,728
JPMORGAN CHASE & CO COM 46625H100 4,961 47,472 SH   SOLE   3,733 0 43,739
L3HARRIS TECHNOLOGIES INC COM 502431109 6,852 32,969 SH   SOLE   1,581 0 31,388
LILLY ELI & CO COM 532457108 5,736 17,738 SH   SOLE   640 0 17,098
LOCKHEED MARTIN CORP COM 539830109 229 593 SH   SOLE   0 0 593
LOWES COS INC COM 548661107 710 3,783 SH   SOLE   2,225 0 1,558
MASCO CORP COM 574599106 258 5,525 SH   SOLE   0 0 5,525
MCDONALDS CORP COM 580135101 1,778 7,707 SH   SOLE   712 0 6,995
MCKESSON CORP COM 58155Q103 229 674 SH   SOLE   0 0 674
MEDTRONIC PLC SHS G5960L103 849 10,520 SH   SOLE   193 0 10,327
MERCK & CO INC COM 58933Y105 1,071 12,441 SH   SOLE   776 0 11,665
META PLATFORMS INC CL A 30303M102 4,978 36,687 SH   SOLE   1,446 0 35,241
METLIFE INC COM 59156R108 723 11,899 SH   SOLE   215 0 11,684
MFS MULTIMARKET INCOME TR SH BEN INT 552737108 57 13,420 SH   SOLE   0 0 13,420
MICROSOFT CORP COM 594918104 16,021 68,791 SH   SOLE   3,110 0 65,681
NEXTERA ENERGY INC COM 65339F101 1,220 15,561 SH   SOLE   2,280 0 13,281
NIKE INC CL B 654106103 4,723 56,823 SH   SOLE   1,979 0 54,844
NVIDIA CORPORATION COM 67066G104 475 3,917 SH   SOLE   0 0 3,917
PAYPAL HLDGS INC COM 70450Y103 4,608 53,537 SH   SOLE   2,264 0 51,273
PEOPLES BANCORP INC COM 709789101 280 9,693 SH   SOLE   0 0 9,693
PEPSICO INC COM 713448108 6,225 38,132 SH   SOLE   2,484 0 35,648
PERKINELMER INC COM 714046109 213 1,774 SH   SOLE   0 0 1,774
PFIZER INC COM 717081103 304 6,949 SH   SOLE   0 0 6,949
PHILLIPS 66 COM 718546104 4,762 58,999 SH   SOLE   3,163 0 55,836
PROCTER AND GAMBLE CO COM 742718109 1,635 12,953 SH   SOLE   900 0 12,053
PROGRESSIVE CORP COM 743315103 713 6,133 SH   SOLE   440 0 5,693
PROLOGIS INC. COM 74340W103 3,406 33,520 SH   SOLE   1,745 0 31,775
RAYTHEON TECHNOLOGIES CORP COM 75513E101 981 11,979 SH   SOLE   948 0 11,031
RESTAURANT BRANDS INTL INC COM 76131D103 3,387 63,683 SH   SOLE   2,636 0 61,047
ROYAL CARIBBEAN GROUP COM V7780T103 519 13,681 SH   SOLE   675 0 13,006
SALESFORCE INC COM 79466L302 6,883 47,850 SH   SOLE   2,307 0 45,543
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 17,132 408,011 SH   SOLE   15,618 0 392,393
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 8,155 215,738 SH   SOLE   11,078 0 204,660
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,726 210,998 SH   SOLE   7,094 0 203,904
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 12,419 441,500 SH   SOLE   17,016 0 424,484
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,202 18,088 SH   SOLE   150 0 17,938
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 18,948 313,033 SH   SOLE   17,085 0 295,948
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 833 17,396 SH   SOLE   338 0 17,058
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 671 9,870 SH   SOLE   600 0 9,270
SPDR SER TR PORTFOLIO INTRMD 78464A375 16,089 513,695 SH   SOLE   54,104 0 459,591
SPDR SER TR PORTFOLIO S&P500 78464A854 226 5,383 SH   SOLE   0 0 5,383
SPDR SER TR PORTFOLIO SHORT 78464A474 30,685 1,050,123 SH   SOLE   60,708 0 989,415
STARBUCKS CORP COM 855244109 572 6,794 SH   SOLE   375 0 6,419
STRYKER CORPORATION COM 863667101 8,488 41,908 SH   SOLE   2,151 0 39,757
SYSCO CORP COM 871829107 6,147 86,940 SH   SOLE   3,088 0 83,852
T-MOBILE US INC COM 872590104 8,002 59,639 SH   SOLE   2,399 0 57,240
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 9,275 135,285 SH   SOLE   7,663 0 127,622
TJX COS INC NEW COM 872540109 8,981 144,573 SH   SOLE   5,487 0 139,086
TOTALENERGIES SE SPONSORED ADS 89151E109 2,103 45,207 SH   SOLE   1,728 0 43,479
UNILEVER PLC SPON ADR NEW 904767704 592 13,495 SH   SOLE   289 0 13,206
UNION PAC CORP COM 907818108 3,302 16,950 SH   SOLE   848 0 16,102
UNITEDHEALTH GROUP INC COM 91324P102 12,507 24,764 SH   SOLE   1,155 0 23,609
V F CORP COM 918204108 353 11,816 SH   SOLE   396 0 11,420
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,909 32,927 SH   SOLE   0 0 32,927
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 20,849 469,996 SH   SOLE   19,835 0 450,161
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 465 12,731 SH   SOLE   1,712 0 11,019
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 28,130 378,697 SH   SOLE   13,018 0 365,679
VISA INC COM CL A 92826C839 9,531 53,652 SH   SOLE   2,343 0 51,309
VMWARE INC CL A COM 928563402 1,329 12,485 SH   SOLE   385 0 12,100
WASTE MGMT INC DEL COM 94106L109 4,752 29,662 SH   SOLE   930 0 28,732
WISDOMTREE TR US SMALLCAP DIVD 97717W604 654 25,398 SH   SOLE   461 0 24,937