The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 717 4,815 SH   SOLE   73 0 4,742
ABBOTT LABS COM 002824100 9,756 82,428 SH   SOLE   3,225 0 79,203
ABBVIE INC COM 00287Y109 222 1,369 SH   SOLE   400 0 969
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 632 1,874 SH   SOLE   18 0 1,856
ADOBE SYSTEMS INCORPORATED COM 00724F101 4,355 9,559 SH   SOLE   445 0 9,114
ADVANCED MICRO DEVICES INC COM 007903107 491 4,492 SH   SOLE   0 0 4,492
AES CORP COM 00130H105 3,304 128,422 SH   SOLE   4,555 0 123,867
ALIGN TECHNOLOGY INC COM 016255101 469 1,076 SH   SOLE   150 0 926
ALPHABET INC CAP STK CL C 02079K107 17,118 6,129 SH   SOLE   248 0 5,881
ALPHABET INC CAP STK CL A 02079K305 398 143 SH   SOLE   0 0 143
AMAZON COM INC COM 023135106 14,940 4,583 SH   SOLE   0 0 4,583
AMERICAN ELEC PWR CO INC COM 025537101 3,692 37,008 SH   SOLE   835 0 36,173
AMERICAN TOWER CORP NEW COM 03027X100 679 2,703 SH   SOLE   0 0 2,703
AMGEN INC COM 031162100 230 950 SH   SOLE   800 0 150
ANALOG DEVICES INC COM 032654105 4,439 26,876 SH   SOLE   1,161 0 25,715
ANTHEM INC COM 036752103 209 425 SH   SOLE   0 0 425
APPLE INC COM 037833100 26,257 150,373 SH   SOLE   6,183 0 144,190
APPLIED MATLS INC COM 038222105 6,198 47,025 SH   SOLE   5,020 0 42,005
ASTRAZENECA PLC SPONSORED ADR 046353108 12,921 194,775 SH   SOLE   6,068 0 188,707
BLACKROCK INC COM 09247X101 9,163 11,991 SH   SOLE   627 0 11,364
BROADCOM INC COM 11135F101 14,440 22,932 SH   SOLE   736 0 22,196
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 234 1,500 SH   SOLE   700 0 800
CISCO SYS INC COM 17275R102 1,118 20,044 SH   SOLE   3,579 0 16,465
CITIGROUP INC COM NEW 172967424 1,322 24,759 SH   SOLE   614 0 24,145
COCA COLA CO COM 191216100 1,193 19,246 SH   SOLE   342 0 18,904
COLGATE PALMOLIVE CO COM 194162103 728 9,595 SH   SOLE   1,720 0 7,875
COMCAST CORP NEW CL A 20030N101 769 16,421 SH   SOLE   676 0 15,745
CORE MOLDING TECHNOLOGIES IN COM 218683100 165 15,317 SH   SOLE   0 0 15,317
CORNING INC COM 219350105 7,054 191,100 SH   SOLE   4,677 0 186,423
CVS HEALTH CORP COM 126650100 288 2,847 SH   SOLE   1,600 0 1,247
DELTA AIR LINES INC DEL COM NEW 247361702 210 5,303 SH   SOLE   1,015 0 4,288
DIGITAL RLTY TR INC COM 253868103 5,831 41,122 SH   SOLE   1,691 0 39,431
DISNEY WALT CO COM 254687106 9,021 65,767 SH   SOLE   3,406 0 62,361
DNP SELECT INCOME FD INC COM 23325P104 185 15,675 SH   SOLE   0 0 15,675
DOLLAR GEN CORP NEW COM 256677105 10,709 48,103 SH   SOLE   1,654 0 46,449
DOMINOS PIZZA INC COM 25754A201 1,323 3,250 SH   SOLE   160 0 3,090
DUKE ENERGY CORP NEW COM NEW 26441C204 279 2,503 SH   SOLE   0 0 2,503
EATON CORP PLC SHS G29183103 234 1,539 SH   SOLE   0 0 1,539
ENBRIDGE INC COM 29250N105 321 6,961 SH   SOLE   0 0 6,961
EVEREST RE GROUP LTD COM G3223R108 5,873 19,488 SH   SOLE   0 0 19,488
FACTSET RESH SYS INC COM 303075105 202 465 SH   SOLE   375 0 90
GARMIN LTD SHS H2906T109 695 5,856 SH   SOLE   123 0 5,733
GENERAL ELECTRIC CO COM NEW 369604301 205 2,244 SH   SOLE   0 0 2,244
HEICO CORP NEW COM 422806109 366 2,382 SH   SOLE   0 0 2,382
HOME DEPOT INC COM 437076102 5,315 17,757 SH   SOLE   364 0 17,393
HONEYWELL INTL INC COM 438516106 9,242 47,496 SH   SOLE   2,297 0 45,199
HUNT J B TRANS SVCS INC COM 445658107 789 3,929 SH   SOLE   0 0 3,929
INFOSYS LTD SPONSORED ADR 456788108 1,015 40,768 SH   SOLE   746 0 40,022
INTEL CORP COM 458140100 222 4,483 SH   SOLE   2,075 0 2,408
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 18,106 363,364 SH   SOLE   15,174 0 348,288
ISHARES TR CORE S&P MCP ETF 464287507 3,507 13,070 SH   SOLE   615 0 12,455
ISHARES TR CORE S&P500 ETF 464287200 356 785 SH   SOLE   0 0 799
ISHARES TR CORE S&P SCP ETF 464287804 4,280 39,673 SH   SOLE   510 0 39,163
ISHARES TR ESG AWR MSCI USA 46435G425 252 2,486 SH   SOLE   0 0 2,486
ISHARES TR MSCI USA MIN VOL 46429B697 383 4,934 SH   SOLE   415 0 4,519
ISHARES TR MSCI USA QLT FCT 46432F339 4,743 35,227 SH   SOLE   1,194 0 34,173
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 1,885 38,022 SH   SOLE   3,112 0 34,910
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 1,388 27,415 SH   SOLE   0 0 27,415
JOHNSON & JOHNSON COM 478160104 1,299 7,327 SH   SOLE   1,108 0 6,219
JPMORGAN CHASE & CO COM 46625H100 9,519 69,827 SH   SOLE   3,868 0 65,959
L3HARRIS TECHNOLOGIES INC COM 502431109 9,996 40,232 SH   SOLE   1,620 0 38,612
LILLY ELI & CO COM 532457108 6,141 21,446 SH   SOLE   742 0 20,704
LOCKHEED MARTIN CORP COM 539830109 262 593 SH   SOLE   0 0 593
LOWES COS INC COM 548661107 765 3,786 SH   SOLE   2,225 0 1,561
MASCO CORP COM 574599106 348 6,825 SH   SOLE   0 0 6,825
MCDONALDS CORP COM 580135101 1,935 7,826 SH   SOLE   728 0 7,098
MCKESSON CORP COM 58155Q103 207 677 SH   SOLE   0 0 677
MEDTRONIC PLC SHS G5960L103 2,780 25,060 SH   SOLE   472 0 24,588
MERCK & CO INC COM 58933Y105 1,771 21,579 SH   SOLE   884 0 20,695
META PLATFORMS INC CL A 30303M102 8,491 38,187 SH   SOLE   1,356 0 36,831
METLIFE INC COM 59156R108 772 10,991 SH   SOLE   199 0 10,792
MFS MULTIMARKET INCOME TR SH BEN INT 552737108 71 13,420 SH   SOLE   0 0 13,420
MICROSOFT CORP COM 594918104 20,429 66,260 SH   SOLE   2,505 0 63,755
NEXTERA ENERGY INC COM 65339F101 1,694 19,992 SH   SOLE   2,360 0 17,632
NIKE INC CL B 654106103 5,481 40,730 SH   SOLE   1,235 0 39,495
NORFOLK SOUTHN CORP COM 655844108 206 723 SH   SOLE   0 0 723
NVIDIA CORPORATION COM 67066G104 1,203 4,408 SH   SOLE   0 0 4,408
ORACLE CORP COM 68389X105 224 2,710 SH   SOLE   1,400 0 1,310
PAYPAL HLDGS INC COM 70450Y103 5,640 48,770 SH   SOLE   1,568 0 47,202
PEOPLES BANCORP INC COM 709789101 303 9,693 SH   SOLE   0 0 9,693
PEPSICO INC COM 713448108 6,384 38,139 SH   SOLE   2,217 0 35,922
PERKINELMER INC COM 714046109 309 1,774 SH   SOLE   0 0 1,774
PFIZER INC COM 717081103 378 7,299 SH   SOLE   0 0 7,299
PHILLIPS 66 COM 718546104 4,835 55,965 SH   SOLE   2,340 0 53,625
PROCTER AND GAMBLE CO COM 742718109 2,058 13,470 SH   SOLE   900 0 12,570
PROGRESSIVE CORP COM 743315103 2,099 18,412 SH   SOLE   1,395 0 17,017
PROLOGIS INC. COM 74340W103 360 2,232 SH   SOLE   280 0 1,952
PRUDENTIAL FINL INC COM 744320102 387 3,271 SH   SOLE   0 0 3,271
RAYTHEON TECHNOLOGIES CORP COM 75513E101 993 10,026 SH   SOLE   966 0 9,060
RESTAURANT BRANDS INTL INC COM 76131D103 4,956 84,882 SH   SOLE   2,294 0 82,588
ROYAL CARIBBEAN GROUP COM V7780T103 993 11,851 SH   SOLE   675 0 11,176
SALESFORCE COM INC COM 79466L302 9,589 45,161 SH   SOLE   1,887 0 43,274
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 22,851 301,224 SH   SOLE   13,576 0 287,648
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 5,491 197,744 SH   SOLE   5,345 0 192,399
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 10,304 217,576 SH   SOLE   8,560 0 209,016
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 15,352 418,081 SH   SOLE   14,385 0 403,724
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,531 19,411 SH   SOLE   193 0 19,218
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 19,960 373,851 SH   SOLE   13,036 0 360,815
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 647 9,403 SH   SOLE   202 0 9,201
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 643 7,295 SH   SOLE   600 0 6,695
SPDR SER TR PORTFOLIO SHORT 78464A474 36,074 1,197,271 SH   SOLE   37,917 0 1,159,912
STARBUCKS CORP COM 855244109 703 7,728 SH   SOLE   375 0 7,353
STRYKER CORPORATION COM 863667101 9,194 34,390 SH   SOLE   1,323 0 33,067
SYSCO CORP COM 871829107 6,117 74,914 SH   SOLE   2,572 0 72,342
T-MOBILE US INC COM 872590104 7,922 61,724 SH   SOLE   2,082 0 59,642
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 12,828 123,038 SH   SOLE   6,126 0 116,912
TJX COS INC NEW COM 872540109 8,450 139,486 SH   SOLE   0 0 139,486
TOTALENERGIES SE SPONSORED ADS 89151E109 2,120 41,939 SH   SOLE   1,428 0 40,511
UNILEVER PLC SPON ADR NEW 904767704 517 11,351 SH   SOLE   269 0 11,082
UNION PAC CORP COM 907818108 4,022 14,721 SH   SOLE   613 0 14,108
UNITEDHEALTH GROUP INC COM 91324P102 14,687 28,799 SH   SOLE   1,098 0 27,701
V F CORP COM 918204108 571 10,037 SH   SOLE   188 0 9,849
VANGUARD INDEX FDS TOTAL STK MKT 922908769 7,126 31,299 SH   SOLE   0 0 31,579
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 26,602 461,924 SH   SOLE   15,517 0 446,773
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 641 13,891 SH   SOLE   2,487 0 11,404
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 32,740 419,266 SH   SOLE   14,392 0 404,874
VISA INC COM CL A 92826C839 11,395 51,383 SH   SOLE   1,700 0 49,683
VMWARE INC CL A COM 928563402 1,976 17,353 SH   SOLE   623 0 16,730
WALMART INC COM 931142103 226 1,514 SH   SOLE   0 0 1,514
WASTE MGMT INC DEL COM 94106L109 4,775 30,126 SH   SOLE   600 0 29,526
WISDOMTREE TR US SMALLCAP DIVD 97717W604 717 22,506 SH   SOLE   447 0 22,059