The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 7,352 80,411 SH   SOLE   3,248 0 77,163
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 560 2,606 SH   SOLE   35 0 2,571
ADOBE INC COM 00724F101 2,672 6,139 SH   SOLE   455 0 5,684
AES CORP COM 00130H105 775 53,482 SH   SOLE   0 0 53,482
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1,975 9,155 SH   SOLE   510 0 8,645
ALIGN TECHNOLOGY INC COM 016255101 723 2,635 SH   SOLE   260 0 2,375
ALPHABET INC CAP STK CL C 02079K107 10,195 7,212 SH   SOLE   313 0 6,899
AMAZON COM INC COM 023135106 9,832 3,564 SH   SOLE   0 0 3,564
AMERICAN ELEC PWR CO INC COM 025537101 1,428 17,930 SH   SOLE   305 0 17,625
AMERICAN TOWER CORP NEW COM 03027X100 698 2,700 SH   SOLE   0 0 2,700
AMGEN INC COM 031162100 275 1,165 SH   SOLE   1,000 0 165
ANALOG DEVICES INC COM 032654105 4,910 40,039 SH   SOLE   1,360 0 38,679
APPLE INC COM 037833100 17,526 48,043 SH   SOLE   1,905 0 46,138
APPLIED MATLS INC COM 038222105 3,842 63,559 SH   SOLE   5,885 0 57,674
ASTRAZENECA PLC SPONSORED ADR 046353108 8,713 164,730 SH   SOLE   5,381 0 159,349
AT&T INC COM 00206R102 2,918 96,526 SH   SOLE   2,342 0 94,184
BECTON DICKINSON & CO COM 075887109 687 2,873 SH   SOLE   300 0 2,573
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,146 6,419 SH   SOLE   160 0 6,259
BLACKROCK INC COM 09247X101 7,976 14,660 SH   SOLE   818 0 13,842
BOEING CO COM 097023105 1,782 9,722 SH   SOLE   300 0 9,422
BRISTOL-MYERS SQUIBB CO RIGHT 99/99/9999 110122157 51 14,155 SH   SOLE   483 0 13,672
BRISTOL-MYERS SQUIBB CO COM 110122108 393 6,682 SH   SOLE   0 0 6,682
BROADCOM INC COM 11135F101 8,328 26,388 SH   SOLE   816 0 25,572
CISCO SYS INC COM 17275R102 1,074 23,025 SH   SOLE   3,581 0 19,444
CITIGROUP INC COM NEW 172967424 1,222 23,922 SH   SOLE   645 0 23,277
COCA COLA CO COM 191216100 977 21,863 SH   SOLE   297 0 21,566
COLGATE PALMOLIVE CO COM 194162103 2,125 29,000 SH   SOLE   6,907 0 22,093
COMCAST CORP NEW CL A 20030N101 636 16,314 SH   SOLE   645 0 15,669
DBX ETF TR XTRACK MSCI EAFE 233051200 336 11,125 SH   SOLE   0 0 11,125
DELTA AIR LINES INC DEL COM NEW 247361702 1,682 59,956 SH   SOLE   2,447 0 57,509
DIGITAL RLTY TR INC COM 253868103 5,645 39,721 SH   SOLE   1,689 0 38,032
DISNEY WALT CO COM DISNEY 254687106 6,851 61,439 SH   SOLE   3,381 0 58,058
DNP SELECT INCOME FD COM 23325P104 132 12,088 SH   SOLE   0 0 12,088
DOLLAR GEN CORP NEW COM 256677105 7,685 40,339 SH   SOLE   1,421 0 38,918
DOMINOS PIZZA INC COM 25754A201 1,016 2,749 SH   SOLE   190 0 2,559
EATON CORP PLC SHS G29183103 719 8,220 SH   SOLE   119 0 8,101
FACEBOOK INC CL A 30303M102 8,698 38,307 SH   SOLE   1,304 0 37,003
GENERAL ELECTRIC CO COM 369604103 144 21,020 SH   SOLE   0 0 21,020
HEICO CORP NEW COM 422806109 237 2,382 SH   SOLE   0 0 2,382
HOME DEPOT INC COM 437076102 3,365 13,432 SH   SOLE   374 0 13,058
HONEYWELL INTL INC COM 438516106 5,479 37,891 SH   SOLE   2,276 0 35,615
HUNT J B TRANS SVCS INC COM 445658107 637 5,295 SH   SOLE   0 0 5,295
HUNTINGTON BANCSHARES INC COM 446150104 109 12,101 SH   SOLE   0 0 12,101
INFOSYS LTD SPONSORED ADR 456788108 572 59,168 SH   SOLE   897 0 58,271
INTEL CORP COM 458140100 333 5,564 SH   SOLE   2,075 0 3,489
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 34,137 676,790 SH   SOLE   30,038 0 646,752
ISHARES TR CORE S&P SCP ETF 464287804 3,852 56,407 SH   SOLE   1,060 0 55,347
ISHARES TR CORE S&P MCP ETF 464287507 2,644 14,868 SH   SOLE   665 0 14,203
ISHARES TR MSCI EAFE ETF 464287465 327 5,380 SH   SOLE   0 0 5,380
ISHARES TR USA QUALITY FCTR 46432F339 3,513 36,624 SH   SOLE   1,644 0 34,980
ISHARES TR CORE S&P500 ETF 464287200 469 1,513 SH   SOLE   0 0 1,513
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 10,396 207,877 SH   SOLE   16,405 0 191,472
JOHNSON & JOHNSON COM 478160104 1,563 11,114 SH   SOLE   1,369 0 9,745
JPMORGAN CHASE & CO COM 46625H100 6,951 73,896 SH   SOLE   4,135 0 69,761
KEYCORP COM 493267108 456 37,434 SH   SOLE   567 0 36,867
KIMBERLY CLARK CORP COM 494368103 663 4,693 SH   SOLE   370 0 4,323
L3HARRIS TECHNOLOGIES INC COM 502431109 4,211 24,817 SH   SOLE   1,349 0 23,468
LAUDER ESTEE COS INC CL A 518439104 1,844 9,772 SH   SOLE   685 0 9,087
LILLY ELI & CO COM 532457108 3,816 23,241 SH   SOLE   805 0 22,436
LOCKHEED MARTIN CORP COM 539830109 755 2,068 SH   SOLE   0 0 2,068
LOWES COS INC COM 548661107 513 3,800 SH   SOLE   2,300 0 1,500
MASCO CORP COM 574599106 1,058 21,076 SH   SOLE   0 0 21,076
MCDONALDS CORP COM 580135101 1,517 8,225 SH   SOLE   690 0 7,535
MCKESSON CORP COM 58155Q103 215 1,399 SH   SOLE   0 0 1,399
MEDTRONIC PLC SHS G5960L103 1,054 11,493 SH   SOLE   206 0 11,287
MERCK & CO. INC COM 58933Y105 3,827 49,488 SH   SOLE   2,307 0 47,181
METLIFE INC COM 59156R108 542 14,852 SH   SOLE   179 0 14,673
MFS MULTIMARKET INCOME TR SH BEN INT 552737108 75 13,420 SH   SOLE   0 0 13,420
MICROSOFT CORP COM 594918104 14,946 73,441 SH   SOLE   2,958 0 70,483
NEXTERA ENERGY INC COM 65339F101 2,716 11,307 SH   SOLE   900 0 10,407
NIKE INC CL B 654106103 3,005 30,648 SH   SOLE   1,150 0 29,498
NVIDIA CORPORATION COM 67066G104 701 1,846 SH   SOLE   0 0 1,846
PAYCHEX INC COM 704326107 639 8,440 SH   SOLE   131 0 8,309
PAYPAL HLDGS INC COM 70450Y103 8,714 50,015 SH   SOLE   1,623 0 48,392
PEPSICO INC COM 713448108 3,221 24,352 SH   SOLE   2,035 0 22,317
PFIZER INC COM 717081103 672 20,556 SH   SOLE   233 0 20,323
PHILLIPS 66 COM 718546104 4,374 60,833 SH   SOLE   2,987 0 57,846
PPL CORP COM 69351T106 429 16,598 SH   SOLE   259 0 16,339
PROCTER AND GAMBLE CO COM 742718109 1,777 14,862 SH   SOLE   900 0 13,962
PROGRESSIVE CORP OHIO COM 743315103 1,653 20,629 SH   SOLE   1,230 0 19,399
PRUDENTIAL FINL INC COM 744320102 829 13,614 SH   SOLE   135 0 13,479
RAYTHEON TECHNOLOGIES CORP COM 75513E101 830 13,467 SH   SOLE   1,242 0 12,225
REGENERON PHARMACEUTICALS COM 75886F107 654 1,049 SH   SOLE   100 0 949
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 1,051 20,885 SH   SOLE   742 0 20,143
SALESFORCE COM INC COM 79466L302 8,511 45,434 SH   SOLE   2,142 0 43,292
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 5,027 206,439 SH   SOLE   5,647 0 200,792
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 6,960 106,516 SH   SOLE   4,143 0 102,373
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 13,714 186,659 SH   SOLE   8,776 0 177,883
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 15,584 523,846 SH   SOLE   18,404 0 505,442
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 13,795 262,171 SH   SOLE   11,402 0 250,769
SPDR SER TR PORTFOLIO SHORT 78464A474 8,162 260,423 SH   SOLE   5,949 0 254,474
SPDR SER TR NUVEEN BLMBRG SR 78468R739 527 10,570 SH   SOLE   0 0 10,570
STARBUCKS CORP COM 855244109 1,331 18,089 SH   SOLE   375 0 17,714
STRYKER CORPORATION COM 863667101 6,077 33,726 SH   SOLE   1,312 0 32,414
SYSCO CORP COM 871829107 1,047 19,152 SH   SOLE   450 0 18,702
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 9,843 173,391 SH   SOLE   8,113 0 165,278
TC ENERGY CORP COM 87807B107 609 14,269 SH   SOLE   1,825 0 12,444
TJX COS INC NEW COM 872540109 3,872 76,574 SH   SOLE   3,396 0 73,178
T-MOBILE US INC RIGHT 07/27/2020 872590112 5 27,618 SH   SOLE   975 0 26,643
T-MOBILE US INC COM 872590104 2,474 23,753 SH   SOLE   975 0 22,778
TORONTO DOMINION BK ONT COM NEW 891160509 560 12,560 SH   SOLE   282 0 12,278
TOTAL S.A. SPONSORED ADS 89151E109 2,035 52,921 SH   SOLE   2,587 0 50,334
TRAVELERS COMPANIES INC COM 89417E109 298 2,616 SH   SOLE   350 0 2,266
UNILEVER N V N Y SHS NEW 904784709 466 8,741 SH   SOLE   0 0 8,741
UNITED PARCEL SERVICE INC CL B 911312106 789 7,098 SH   SOLE   79 0 7,019
UNITEDHEALTH GROUP INC COM 91324P102 8,290 28,106 SH   SOLE   1,142 0 26,964
V F CORP COM 918204108 543 8,905 SH   SOLE   163 0 8,742
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,828 37,231 SH   SOLE   280 0 36,951
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 17,938 376,772 SH   SOLE   14,294 0 362,478
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 614 15,498 SH   SOLE   2,487 0 13,011
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 34,349 415,545 SH   SOLE   15,141 0 400,404
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,592 20,205 SH   SOLE   470 0 19,735
VISA INC COM CL A 92826C839 8,730 45,193 SH   SOLE   1,372 0 43,821
VMWARE INC CL A COM 928563402 235 1,520 SH   SOLE   50 0 1,470
WASTE MGMT INC DEL COM 94106L109 3,008 28,402 SH   SOLE   635 0 27,767
WISDOMTREE TR US SMALLCAP DIVD 97717W604 443 20,914 SH   SOLE   388 0 20,526