The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
RIO TINTO PLC SPONSORED ADR 767204100 257 7,680 SH   DFND   7,245 0 435
VANGUARD INDEX FDS MID CAP ETF 922908629 631 4,874 SH   DFND   4,139 0 735
TORONTO DOMINION BK ONT COM NEW 891160509 6,418 144,548 SH   DFND   131,383 0 13,165
LAS VEGAS SANDS CORP COM 517834107 731 12,696 SH   DFND   11,676 0 1,020
BLACKROCK INC COM 09247X101 333 920 SH   DFND   920 0 0
CANADIAN NATL RY CO COM 136375102 18,240 278,902 SH   DFND   254,608 0 24,294
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 3,508 70,059 SH   DFND   65,014 0 5,045
VANGUARD INDEX FDS SMALL CP ETF 922908751 366 2,999 SH   DFND   2,999 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 648 20,645 SH   DFND   11,880 0 8,765
NUSTAR ENERGY LP UNIT COM 67058H102 487 9,820 SH   DFND   3,280 0 6,540
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 4,335 61,280 SH   DFND   16,560 0 44,720
NUVEEN MUN VALUE FD INC COM 670928100 253 23,900 SH   DFND   23,900 0 0
BAIDU INC SPON ADR REP A 56752108 247 1,354 SH   DFND   1,269 0 85
INTERCONTINENTAL EXCHANGE IN COM 45866F104 260 965 SH   DFND   930 0 35
STERICYCLE INC COM 858912108 216 2,698 SH   DFND   2,493 0 205
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 271 1,485 SH   DFND   1,485 0 0
ISHARES TR CORE S&P SCP ETF 464287804 225 1,814 SH   DFND   1,564 0 250
ISHARES TR CORE S&P500 ETF 464287200 35,231 161,937 SH   DFND   154,185 0 7,752
ISHARES TR S&P 500 GRWT ETF 464287309 261 2,147 SH   DFND   2,147 0 0
ISHARES TR RUS 1000 ETF 464287622 319 2,649 SH   DFND   2,649 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 14,684 139,022 SH   DFND   109,492 0 29,530
ISHARES TR RUS 1000 GRW ETF 464287614 13,534 129,925 SH   DFND   104,443 0 25,482
ISHARES TR RUSSELL 2000 ETF 464287655 41,533 334,374 SH   DFND   308,512 0 25,862
ISHARES TR RUSSELL 3000 ETF 464287689 1,770 13,807 SH   DFND   11,525 0 2,282
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 224 795 SH   DFND   795 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,932 18,179 SH   DFND   16,836 0 1,343
AMAZON COM INC COM 23135106 11,206 13,383 SH   DFND   11,940 0 1,443
BRISTOL MYERS SQUIBB CO COM 110122108 949 17,605 SH   DFND   17,455 0 150
BERKSHIRE HATHAWAY INC DEL CL B NEW 84670702 2,067 14,307 SH   DFND   14,237 0 70
EMERSON ELEC CO COM 291011104 3,977 72,954 SH   DFND   68,296 0 4,658
BOEING CO COM 97023105 664 5,039 SH   DFND   4,277 0 762
HERSHEY CO COM 427866108 273 2,854 SH   DFND   2,854 0 0
REALTY INCOME CORP COM 756109104 260 3,885 SH   DFND   2,760 0 1,125
ONEOK INC NEW COM 682680103 1,093 21,260 SH   DFND   2,035 0 19,225
PERRIGO CO PLC SHS G97822103 266 2,885 SH   DFND   2,610 0 275
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 516 11,205 SH   DFND   9,745 0 1,460
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 405 3,408 SH   DFND   3,202 0 206
AMGEN INC COM 31162100 275 1,650 SH   DFND   1,650 0 0
ABBOTT LABS COM 2824100 1,502 35,505 SH   DFND   33,595 0 1,910
ALTRIA GROUP INC COM 02209S103 1,081 17,089 SH   DFND   16,226 0 863
FEDEX CORP COM 31428X106 345 1,977 SH   DFND   1,877 0 100
GENUINE PARTS CO COM 372460105 419 4,175 SH   DFND   2,725 0 1,450
INTEL CORP COM 458140100 1,025 27,155 SH   DFND   26,955 0 200
ILLINOIS TOOL WKS INC COM 452308109 771 6,437 SH   DFND   6,087 0 350
KEYCORP NEW COM 493267108 124 10,188 SH   DFND   10,188 0 0
ORACLE CORP COM 68389X105 614 15,620 SH   DFND   15,620 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 400 5,974 SH   DFND   5,824 0 150
DISNEY WALT CO COM DISNEY 254687106 21,393 230,380 SH   DFND   208,564 0 21,816
HONEYWELL INTL INC COM 438516106 526 4,513 SH   DFND   4,118 0 395
SYSCO CORP COM 871829107 3,889 79,352 SH   DFND   73,437 0 5,915
US BANCORP DEL COM NEW 902973304 1,251 29,177 SH   DFND   28,427 0 750
JOHNSON & JOHNSON COM 478160104 19,005 160,885 SH   DFND   149,309 0 11,576
MEDTRONIC PLC SHS G5960L103 17,526 202,845 SH   DFND   184,973 0 17,872
PFIZER INC COM 717081103 4,609 136,090 SH   DFND   131,759 0 4,331
KROGER CO COM 501044101 14,005 471,857 SH   DFND   435,391 0 36,466
LOWES COS INC COM 548661107 15,154 209,865 SH   DFND   193,309 0 16,556
ISHARES TR MSCI EAFE ETF 464287465 41,605 703,622 SH   DFND   642,785 0 60,837
AMERISOURCEBERGEN CORP COM 03073E105 12,721 157,472 SH   DFND   144,311 0 13,161
CHEVRON CORP NEW COM 166764100 16,198 157,388 SH   DFND   142,618 0 14,770
MICROSOFT CORP COM 594918104 8,850 153,651 SH   DFND   134,395 0 19,256
UNITED PARCEL SERVICE INC CL B 911312106 4,601 42,073 SH   DFND   39,554 0 2,519
AT&T INC COM 00206R102 2,028 49,927 SH   DFND   49,277 0 650
BB&T CORP COM 54937107 6,075 161,059 SH   DFND   147,644 0 13,415
CISCO SYS INC COM 17275R102 18,091 570,335 SH   DFND   514,082 0 56,253
INTERNATIONAL BUSINESS MACHS COM 459200101 648 4,079 SH   DFND   3,874 0 205
COCA COLA CO COM 191216100 1,241 29,334 SH   DFND   29,334 0 0
LOCKHEED MARTIN CORP COM 539830109 572 2,388 SH   DFND   2,388 0 0
PEPSICO INC COM 713448108 21,899 201,331 SH   DFND   184,403 0 16,928
STRYKER CORP COM 863667101 17,436 149,778 SH   DFND   136,509 0 13,269
JOHNSON CTLS INTL PLC SHS G51502105 759 16,314 SH   DFND   15,260 0 1,054
VERIZON COMMUNICATIONS INC COM 92343V104 17,491 336,498 SH   DFND   308,506 0 27,992
ISHARES TR RUS MID-CAP ETF 464287499 6,292 36,092 SH   DFND   33,080 0 3,012
ISHARES TR RUS MDCP VAL ETF 464287473 405 5,273 SH   DFND   5,273 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 17,510 366,469 SH   DFND   345,964 0 20,505
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 2,811 33,494 SH   DFND   33,494 0 0
SCHWAB CHARLES CORP NEW COM 808513105 13,547 429,105 SH   DFND   387,070 0 42,035
WALGREENS BOOTS ALLIANCE INC COM 931427108 2,814 34,906 SH   DFND   33,716 0 1,190
DEERE & CO COM 244199105 1,685 19,740 SH   DFND   19,107 0 633
BANK AMER CORP COM 60505104 1,307 83,522 SH   DFND   57,132 0 26,390
STARBUCKS CORP COM 855244109 1,506 27,811 SH   DFND   24,512 0 3,299
ANALOG DEVICES INC COM 32654105 202 3,135 SH   DFND   3,135 0 0
AUTOMATIC DATA PROCESSING IN COM 53015103 2,235 25,341 SH   DFND   24,171 0 1,170
EXXON MOBIL CORP COM 30231G102 8,215 94,122 SH   DFND   83,813 0 10,309
WAL-MART STORES INC COM 931142103 368 5,104 SH   DFND   4,938 0 166
UNION PAC CORP COM 907818108 320 3,283 SH   DFND   3,283 0 0
TEXAS INSTRS INC COM 882508104 3,869 55,125 SH   DFND   44,225 0 10,900
COLGATE PALMOLIVE CO COM 194162103 423 5,706 SH   DFND   5,706 0 0
CAPITAL ONE FINL CORP COM 14040H105 12,280 170,953 SH   DFND   159,677 0 11,276
COSTCO WHSL CORP NEW COM 22160K105 254 1,668 SH   DFND   1,618 0 50
LILLY ELI & CO COM 532457108 707 8,805 SH   DFND   8,805 0 0
CVS HEALTH CORP COM 126650100 3,179 35,725 SH   DFND   28,981 0 6,744
DOMINION RES INC VA NEW COM 25746U109 253 3,408 SH   DFND   2,738 0 670
DIAGEO P L C SPON ADR NEW 25243Q205 246 2,118 SH   DFND   1,702 0 416
SCHLUMBERGER LTD COM 806857108 1,648 20,954 SH   DFND   17,383 0 3,571
DANAHER CORP DEL COM 235851102 808 10,311 SH   DFND   6,111 0 4,200
MERCK & CO INC COM 58933Y105 21,241 340,352 SH   DFND   313,969 0 26,383
MICRON TECHNOLOGY INC COM 595112103 1,658 93,245 SH   DFND   75,820 0 17,425
MORGAN STANLEY COM NEW 617446448 11,208 349,606 SH   DFND   324,109 0 25,497
FIFTH THIRD BANCORP COM 316773100 412 20,156 SH   DFND   20,156 0 0
PROCTER AND GAMBLE CO COM 742718109 25,868 288,225 SH   DFND   270,538 0 17,687
GENERAL ELECTRIC CO COM 369604103 3,130 105,668 SH   DFND   96,485 0 9,183
GILEAD SCIENCES INC COM 375558103 305 3,852 SH   DFND   3,852 0 0
HOME DEPOT INC COM 437076102 3,058 23,768 SH   DFND   21,287 0 2,481
HARLEY DAVIDSON INC COM 412822108 289 5,494 SH   DFND   4,939 0 555
MCDONALDS CORP COM 580135101 2,046 17,736 SH   DFND   16,561 0 1,175
NIKE INC CL B 654106103 1,091 20,723 SH   DFND   19,523 0 1,200
JPMORGAN CHASE & CO COM 46625H100 2,948 44,265 SH   DFND   42,991 0 1,274
TJX COS INC NEW COM 872540109 15,541 207,825 SH   DFND   190,697 0 17,128
MONDELEZ INTL INC CL A 609207105 696 15,849 SH   DFND   15,849 0 0
PRICELINE GRP INC COM NEW 741503403 920 625 SH   DFND   345 0 280
WELLS FARGO & CO NEW COM 949746101 5,931 133,948 SH   DFND   111,555 0 22,393
CORNING INC COM 219350105 574 24,290 SH   DFND   21,680 0 2,610
PRAXAIR INC COM 74005P104 399 3,304 SH   DFND   3,097 0 207
FISERV INC COM 337738108 14,473 145,501 SH   DFND   133,386 0 12,115
FORD MTR CO DEL COM PAR $0.01 345370860 265 21,986 SH   DFND   21,986 0 0
UNITEDHEALTH GROUP INC COM 91324P102 17,869 127,636 SH   DFND   114,265 0 13,371
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 508 4,161 SH   DFND   4,161 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 364 2,802 SH   DFND   2,802 0 0
UNITED TECHNOLOGIES CORP COM 913017109 15,577 153,313 SH   DFND   141,608 0 11,705
FEDERATED INVS INC PA CL B 314211103 391 13,200 SH   DFND   9,100 0 4,100
MARRIOTT INTL INC NEW CL A 571903202 9,734 144,566 SH   DFND   133,151 0 11,415
MARSH & MCLENNAN COS INC COM 571748102 21,128 314,168 SH   DFND   280,195 0 33,973
3M CO COM 88579Y101 22,334 126,731 SH   DFND   114,905 0 11,826
COMCAST CORP NEW CL A 20030N101 891 13,432 SH   DFND   13,432 0 0
XILINX INC COM 983919101 771 14,191 SH   DFND   14,191 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 665 5,976 SH   DFND   5,976 0 0
WASTE MGMT INC DEL COM 94106L109 4,989 78,253 SH   DFND   71,986 0 6,267
SMUCKER J M CO COM NEW 832696405 355 2,620 SH   DFND   2,620 0 0
NORFOLK SOUTHERN CORP COM 655844108 363 3,741 SH   DFND   3,741 0 0
NEXTERA ENERGY INC COM 65339F101 296 2,417 SH   DFND   2,317 0 100
DUKE ENERGY CORP NEW COM NEW 26441C204 616 7,690 SH   DFND   7,690 0 0
CONOCOPHILLIPS COM 20825C104 354 8,149 SH   DFND   8,049 0 100
CSX CORP COM 126408103 661 21,660 SH   DFND   21,335 0 325
APPLE INC COM 37833100 4,355 38,522 SH   DFND   36,960 0 1,562
AMERICAN AIRLS GROUP INC COM 02376R102 1,195 32,635 SH   DFND   25,785 0 6,850
KINDER MORGAN INC DEL COM 49456B101 674 29,146 SH   DFND   19,331 0 9,815
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 352 4,995 SH   DFND   4,510 0 485
APACHE CORP COM 37411105 244 3,813 SH   DFND   3,778 0 35
SUNCOR ENERGY INC NEW COM 867224107 203 7,291 SH   DFND   7,291 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,262 33,701 SH   DFND   29,911 0 3,790
CELGENE CORP COM 151020104 10,488 100,337 SH   DFND   88,972 0 11,365
CHUBB LIMITED COM H1467J104 6,582 52,381 SH   DFND   49,281 0 3,100
ON SEMICONDUCTOR CORP COM 682189105 316 25,620 SH   DFND   24,150 0 1,470
ECOLAB INC COM 278865100 1,070 8,787 SH   DFND   5,987 0 2,800
GENERAL MLS INC COM 370334104 19,806 310,054 SH   DFND   283,982 0 26,072
HUNT J B TRANS SVCS INC COM 445658107 2,260 27,850 SH   DFND   22,820 0 5,030
OLD REP INTL CORP COM 680223104 532 30,210 SH   DFND   25,796 0 4,414
OCCIDENTAL PETE CORP DEL COM 674599105 922 12,647 SH   DFND   10,387 0 2,260
SIMON PPTY GROUP INC NEW COM 828806109 458 2,211 SH   DFND   2,211 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 272 3,856 SH   DFND   3,662 0 194
CYPRESS SEMICONDUCTOR CORP COM 232806109 351 28,830 SH   DFND   25,855 0 2,975
ALLERGAN PLC SHS G0177J108 1,952 8,474 SH   DFND   6,834 0 1,640
EOG RES INC COM 26875P101 14,670 151,690 SH   DFND   139,379 0 12,311
SOUTHERN CO COM 842587107 505 9,850 SH   DFND   6,100 0 3,750
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 489 13,000 SH   DFND   13,000 0 0
PAYCHEX INC COM 704326107 2,594 44,824 SH   DFND   40,759 0 4,065
NORTHROP GRUMMAN CORP COM 666807102 539 2,521 SH   DFND   2,521 0 0
BERKSHIRE HATHAWAY INC DEL CL A 84670108 2,378 11 SH   DFND   11 0 0
PNC FINL SVCS GROUP INC COM 693475105 395 4,385 SH   DFND   4,385 0 0
ALLIANCE RES PARTNER L P UT LTD PART 01877R108 1,042 46,975 SH   DFND   46,975 0 0
ONEOK PARTNERS LP UNIT LTD PARTN 68268N103 2,810 70,348 SH   DFND   56,430 0 13,918
ENBRIDGE ENERGY PARTNERS L P COM 29250R106 584 22,962 SH   DFND   6,837 0 16,125
BIOGEN INC COM 09062X103 1,812 5,788 SH   DFND   4,798 0 990
NORTHERN TR CORP COM 665859104 330 4,851 SH   DFND   4,505 0 346
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 4,015 56,080 SH   DFND   37,890 0 18,190
CARNIVAL CORP UNIT 99/99/9999 143658300 2,379 48,734 SH   DFND   35,324 0 13,410
CLOROX CO DEL COM 189054109 815 6,511 SH   DFND   5,411 0 1,100
AIR PRODS & CHEMS INC COM 9158106 3,347 22,260 SH   DFND   21,280 0 980
VENTAS INC COM 92276F100 352 4,979 SH   DFND   3,879 0 1,100
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 3,494 94,420 SH   DFND   90,595 0 3,825
SUNOCO LOGISTICS PRTNRS L P COM UNITS 86764L108 528 18,570 SH   DFND   3,920 0 14,650
MEAD JOHNSON NUTRITION CO COM 582839106 420 5,315 SH   DFND   4,935 0 380
FREEPORT-MCMORAN INC CL B 35671D857 114 10,500 SH   DFND   10,500 0 0
V F CORP COM 918204108 218 3,886 SH   DFND   3,086 0 800
AMERICAN ELEC PWR INC COM 25537101 577 8,982 SH   DFND   8,332 0 650
NEW YORK CMNTY BANCORP INC COM 649445103 344 24,175 SH   DFND   18,375 0 5,800
NATIONAL RETAIL PPTYS INC COM 637417106 344 6,770 SH   DFND   6,770 0 0
ISHARES TR MRNING SM CP ETF 464288703 387 2,969 SH   DFND   2,969 0 0
HOSPITALITY PPTYS TR COM SH BEN INT 44106M102 4,695 157,960 SH   DFND   130,160 0 27,800
KANSAS CITY SOUTHERN COM NEW 485170302 295 3,158 SH   DFND   3,098 0 60
HUMANA INC COM 444859102 256 1,445 SH   DFND   1,445 0 0
NOVO-NORDISK A S ADR 670100205 225 5,400 SH   DFND   5,400 0 0
CINCINNATI FINL CORP COM 172062101 19,529 258,933 SH   DFND   258,258 0 675
ENTERPRISE PRODS PARTNERS L COM 293792107 9,408 340,486 SH   DFND   285,731 0 54,755
METLIFE INC COM 59156R108 520 11,703 SH   DFND   10,765 0 938
ENBRIDGE ENERGY MANAGEMENT L SHS UNITS LLI 29250X103 411 16,155 SH   DFND   16,147 0 8
YUM BRANDS INC COM 988498101 217 2,385 SH   DFND   2,385 0 0
RENAISSANCERE HOLDINGS LTD COM G7496G103 816 6,790 SH   DFND   5,610 0 1,180
MDU RES GROUP INC COM 552690109 228 8,950 SH   DFND   7,350 0 1,600
HNI CORP COM 404251100 1,007 25,312 SH   DFND   25,312 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 21,948 353,202 SH   DFND   322,217 0 30,985
CINTAS CORP COM 172908105 1,399 12,427 SH   DFND   10,352 0 2,075
ALPHABET INC CAP STK CL A 02079K305 11,115 13,823 SH   DFND   12,736 0 1,087
SPDR GOLD TRUST GOLD SHS 78463V107 22,974 182,858 SH   DFND   165,993 0 16,865
MERIDIAN BIOSCIENCE INC COM 589584101 402 20,850 SH   DFND   18,125 0 2,725
THERMO FISHER SCIENTIFIC INC COM 883556102 300 1,888 SH   DFND   1,888 0 0
BROWN FORMAN CORP CL B 115637209 488 10,294 SH   DFND   10,294 0 0
ELBIT SYS LTD ORD M3760D101 458 4,785 SH   DFND   4,225 0 560
RESMED INC COM 761152107 290 4,475 SH   DFND   4,185 0 290
FLOWSERVE CORP COM 34354P105 13,193 273,483 SH   DFND   246,813 0 26,670
REPROS THERAPEUTICS INC COM NEW 76028H209 23 11,000 SH   DFND   11,000 0 0
KAYNE ANDERSON MLP INVT CO COM 486606106 6,202 300,620 SH   DFND   291,990 0 8,630
INVESCO LTD SHS G491BT108 7,335 234,584 SH   DFND   220,400 0 14,184
MASTERCARD INCORPORATED CL A 57636Q104 442 4,345 SH   DFND   4,195 0 150
ENERGY TRANSFER EQUITY L P COM UT LTD PTN 29273V100 480 28,592 SH   DFND   21,192 0 7,400
EXTRA SPACE STORAGE INC COM 30225T102 214 2,700 SH   DFND   2,100 0 600
ISHARES TR CORE S&P TTL STK 464287150 297 6,000 SH   DFND   6,000 0 0
TORTOISE ENERGY INFRA CORP COM 89147L100 17,975 584,552 SH   DFND   515,672 0 68,880
SPECTRA ENERGY CORP COM 847560109 2,656 62,128 SH   DFND   45,728 0 16,400
FIRST TR MORNINGSTAR DIV LEA SHS 336917109 375 13,741 SH   DFND   13,741 0 0
URANIUM ENERGY CORP COM 916896103 45 45,300 SH   DFND   45,300 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 9,682 245,987 SH   DFND   230,340 0 15,647
ISHARES TR U.S. PFD STK ETF 464288687 647 16,371 SH   DFND   16,226 0 145
BANK NEW YORK MELLON CORP COM 64058100 17,447 437,485 SH   DFND   400,790 0 36,695
PARK NATL CORP COM 700658107 3,377 35,181 SH   DFND   31,286 0 3,895
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 751 20,079 SH   DFND   19,717 0 362
MELLANOX TECHNOLOGIES LTD SHS M51363113 306 7,085 SH   DFND   6,375 0 710
SPECTRA ENERGY PARTNERS LP COM 84756N109 368 8,425 SH   DFND   0 0 8,425
NEW YORK CMNTY CAP TR V UNIT 11/01/2051 64944P307 368 7,346 SH   DFND   7,346 0 0
ISHARES TR EAFE SML CP ETF 464288273 297 5,669 SH   DFND   5,669 0 0
VISA INC COM CL A 92826C839 19,487 235,634 SH   DFND   215,599 0 20,035
PHILIP MORRIS INTL INC COM 718172109 1,259 12,947 SH   DFND   12,325 0 622
GENESIS ENERGY L P UNIT LTD PARTN 371927104 1,270 33,450 SH   DFND   15,950 0 17,500
KEYCORP NEW PFD 7.75% SR A 493267405 1,157 8,475 SH   DFND   7,650 0 825
ISHARES TR MSCI ACWI ETF 464288257 354 5,993 SH   DFND   5,993 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 893 14,670 SH   DFND   14,545 0 125
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 10,183 323,271 SH   DFND   304,311 0 18,960
BROADCOM LTD SHS Y09827109 12,074 69,984 SH   DFND   63,574 0 6,410
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 682 13,035 SH   DFND   13,035 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 11,671 405,383 SH   DFND   387,523 0 17,860
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 32,402 627,699 SH   DFND   610,014 0 17,685
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 9,609 166,964 SH   DFND   159,594 0 7,370
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 560 24,290 SH   DFND   24,160 0 130
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 217 4,040 SH   DFND   2,540 0 1,500
UBS AG JERSEY BRH ALERIAN INFRST 902641646 253 8,905 SH   DFND   8,905 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,093 48,097 SH   DFND   47,842 0 255
BANKUNITED INC COM 06652K103 12,609 417,507 SH   DFND   376,729 0 40,778
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 514 9,580 SH   DFND   9,580 0 0
DUNKIN BRANDS GROUP INC COM 265504100 578 11,104 SH   DFND   9,944 0 1,160
FORTUNE BRANDS HOME & SEC IN COM 34964C106 19,150 329,603 SH   DFND   305,121 0 24,482
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 426 10,073 SH   DFND   10,073 0 0
VANTIV INC CL A 92210H105 384 6,825 SH   DFND   2,825 0 4,000
FACEBOOK INC CL A 30303M102 2,372 18,492 SH   DFND   16,017 0 2,475
ABBVIE INC COM 00287Y109 726 11,504 SH   DFND   10,744 0 760
FRANKS INTL N V COM N33462107 205 15,788 SH   DFND   9,980 0 5,808
ALPHABET INC CAP STK CL C 02079K107 10,824 13,925 SH   DFND   12,220 0 1,705
CITIZENS FINL GROUP INC COM 174610105 5,032 203,657 SH   DFND   186,542 0 17,115
WESTROCK CO COM 96145D105 475 9,802 SH   DFND   9,077 0 725
KRAFT HEINZ CO COM 500754106 579 6,463 SH   DFND   5,986 0 477