The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 265 1,480 SH   DFND   1,480 0 0
ISHARES TR CORE S&P SCP ETF 464287804 211 1,814 SH   DFND   1,564 0 250
ISHARES TR CORE S&P500 ETF 464287200 33,317 158,276 SH   DFND   148,148 0 10,128
ISHARES TR RUS 1000 ETF 464287622 310 2,649 SH   DFND   2,649 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 14,321 138,732 SH   DFND   109,202 0 29,530
ISHARES TR RUS 1000 GRW ETF 464287614 14,197 141,462 SH   DFND   111,730 0 29,732
ISHARES TR RUSSELL 2000 ETF 464287655 37,770 328,492 SH   DFND   300,086 0 28,405
ISHARES TR RUSSELL 3000 ETF 464287689 1,724 13,900 SH   DFND   11,619 0 2,281
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 228 837 SH   DFND   837 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,797 18,125 SH   DFND   16,782 0 1,343
AMAZON COM INC COM 023135106 1,541 2,153 SH   DFND   1,753 0 400
BRISTOL MYERS SQUIBB CO COM 110122108 1,294 17,597 SH   DFND   17,597 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,091 14,441 SH   DFND   14,371 0 70
E M C CORP MASS COM 268648102 222 8,157 SH   DFND   7,859 0 298
EMERSON ELEC CO COM 291011104 3,330 63,834 SH   DFND   59,238 0 4,596
BOEING CO COM 097023105 1,046 8,056 SH   DFND   6,370 0 1,686
HERSHEY CO COM 427866108 324 2,854 SH   DFND   2,854 0 0
REALTY INCOME CORP COM 756109104 332 4,785 SH   DFND   3,260 0 1,525
ONEOK INC NEW COM 682680103 1,223 25,778 SH   DFND   6,553 0 19,225
PERRIGO CO PLC SHS G97822103 218 2,400 SH   DFND   2,285 0 115
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 618 12,299 SH   DFND   10,839 0 1,460
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 525 4,886 SH   DFND   4,680 0 205
AMGEN INC COM 031162100 377 2,479 SH   DFND   2,039 0 440
ABBOTT LABS COM 002824100 1,598 40,643 SH   DFND   36,406 0 4,237
ALTRIA GROUP INC COM 02209S103 1,248 18,094 SH   DFND   16,631 0 1,463
FEDEX CORP COM 31428X106 386 2,542 SH   DFND   2,442 0 100
GENUINE PARTS CO COM 372460105 430 4,250 SH   DFND   2,875 0 1,375
INTEL CORP COM 458140100 1,114 33,953 SH   DFND   30,284 0 3,669
ILLINOIS TOOL WKS INC COM 452308109 661 6,342 SH   DFND   5,992 0 350
KEYCORP NEW COM 493267108 113 10,188 SH   DFND   10,188 0 0
ORACLE CORP COM 68389X105 610 14,894 SH   DFND   14,894 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 278 4,286 SH   DFND   4,136 0 150
DISNEY WALT CO COM DISNEY 254687106 22,257 227,535 SH   DFND   203,325 0 24,210
HONEYWELL INTL INC COM 438516106 609 5,235 SH   DFND   4,965 0 270
SYSCO CORP COM 871829107 4,515 88,989 SH   DFND   81,909 0 7,080
US BANCORP DEL COM NEW 902973304 1,104 27,374 SH   DFND   26,624 0 750
JOHNSON & JOHNSON COM 478160104 19,129 157,700 SH   DFND   146,620 0 11,080
MEDTRONIC PLC SHS G5960L103 17,186 198,063 SH   DFND   178,342 0 19,721
PFIZER INC COM 717081103 4,646 131,963 SH   DFND   127,987 0 3,976
RITE AID CORP COM 767754104 75 10,000 SH   DFND   10,000 0 0
KROGER CO COM 501044101 16,739 454,991 SH   DFND   415,335 0 39,656
LOWES COS INC COM 548661107 16,389 207,015 SH   DFND   188,609 0 18,406
ISHARES TR MSCI EAFE ETF 464287465 35,987 644,705 SH   DFND   583,181 0 61,525
AMERISOURCEBERGEN CORP COM 03073E105 12,336 155,522 SH   DFND   140,666 0 14,856
CHEVRON CORP NEW COM 166764100 15,533 148,172 SH   DFND   135,218 0 12,954
MICROSOFT CORP COM 594918104 7,605 148,626 SH   DFND   123,755 0 24,871
UNITED PARCEL SERVICE INC CL B 911312106 4,114 38,191 SH   DFND   35,963 0 2,228
AT&T INC COM 00206R102 2,126 49,200 SH   DFND   48,550 0 650
BB&T CORP COM 054937107 5,354 150,338 SH   DFND   136,323 0 14,015
CISCO SYS INC COM 17275R102 15,660 545,849 SH   DFND   485,994 0 59,855
INTERNATIONAL BUSINESS MACHS COM 459200101 800 5,272 SH   DFND   3,697 0 1,575
COCA COLA CO COM 191216100 1,362 30,046 SH   DFND   29,646 0 400
LOCKHEED MARTIN CORP COM 539830109 589 2,372 SH   DFND   2,372 0 0
PEPSICO INC COM 713448108 21,109 199,251 SH   DFND   180,718 0 18,533
STRYKER CORP COM 863667101 17,649 147,286 SH   DFND   133,020 0 14,266
VERIZON COMMUNICATIONS INC COM 92343V104 18,649 333,972 SH   DFND   303,132 0 30,840
ISHARES TR RUS MID-CAP ETF 464287499 6,576 39,095 SH   DFND   36,020 0 3,075
ISHARES TR RUS MDCP VAL ETF 464287473 385 5,176 SH   DFND   5,176 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 22,771 525,035 SH   DFND   482,678 0 42,357
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 2,826 33,947 SH   DFND   33,947 0 0
SCHWAB CHARLES CORP NEW COM 808513105 1,420 56,093 SH   DFND   44,445 0 11,648
WALGREENS BOOTS ALLIANCE INC COM 931427108 2,930 35,188 SH   DFND   34,088 0 1,100
DEERE & CO COM 244199105 11,820 145,859 SH   DFND   135,566 0 10,293
BANK AMER CORP COM 060505104 1,344 101,249 SH   DFND   74,859 0 26,390
STARBUCKS CORP COM 855244109 1,584 27,739 SH   DFND   24,430 0 3,309
AUTOMATIC DATA PROCESSING IN COM 053015103 2,021 21,996 SH   DFND   20,826 0 1,170
EXXON MOBIL CORP COM 30231G102 8,916 95,110 SH   DFND   83,450 0 11,660
WAL-MART STORES INC COM 931142103 362 4,962 SH   DFND   4,728 0 234
UNION PAC CORP COM 907818108 239 2,742 SH   DFND   2,742 0 0
TEXAS INSTRS INC COM 882508104 3,239 51,705 SH   DFND   41,600 0 10,105
COLGATE PALMOLIVE CO COM 194162103 405 5,530 SH   DFND   5,530 0 0
CAPITAL ONE FINL CORP COM 14040H105 10,731 168,958 SH   DFND   156,602 0 12,356
COSTCO WHSL CORP NEW COM 22160K105 269 1,713 SH   DFND   1,663 0 50
LILLY ELI & CO COM 532457108 743 9,434 SH   DFND   9,434 0 0
CVS HEALTH CORP COM 126650100 3,311 34,587 SH   DFND   27,623 0 6,964
DOMINION RES INC VA NEW COM 25746U109 274 3,514 SH   DFND   2,844 0 670
DIAGEO P L C SPON ADR NEW 25243Q205 261 2,316 SH   DFND   1,729 0 587
SCHLUMBERGER LTD COM 806857108 2,837 35,878 SH   DFND   30,590 0 5,288
DANAHER CORP DEL COM 235851102 874 8,656 SH   DFND   4,456 0 4,200
MERCK & CO INC COM 58933Y105 19,395 336,657 SH   DFND   305,365 0 31,292
MICRON TECHNOLOGY INC COM 595112103 1,240 90,080 SH   DFND   72,655 0 17,425
MORGAN STANLEY COM NEW 617446448 8,817 339,359 SH   DFND   310,779 0 28,580
FIFTH THIRD BANCORP COM 316773100 371 21,105 SH   DFND   21,105 0 0
PROCTER & GAMBLE CO COM 742718109 24,389 288,044 SH   DFND   268,004 0 20,040
GENERAL ELECTRIC CO COM 369604103 3,423 108,742 SH   DFND   98,559 0 10,183
GILEAD SCIENCES INC COM 375558103 758 9,082 SH   DFND   5,182 0 3,900
HOME DEPOT INC COM 437076102 2,849 22,315 SH   DFND   19,484 0 2,831
HARLEY DAVIDSON INC COM 412822108 254 5,600 SH   DFND   5,045 0 555
MCDONALDS CORP COM 580135101 2,065 17,160 SH   DFND   16,585 0 575
NIKE INC CL B 654106103 1,201 21,764 SH   DFND   19,764 0 2,000
JPMORGAN CHASE & CO COM 46625H100 2,690 43,283 SH   DFND   42,009 0 1,274
TJX COS INC NEW COM 872540109 15,730 203,673 SH   DFND   185,550 0 18,123
MONDELEZ INTL INC CL A 609207105 806 17,721 SH   DFND   17,721 0 0
PRICELINE GRP INC COM NEW 741503403 780 625 SH   DFND   345 0 280
WELLS FARGO & CO NEW COM 949746101 6,207 131,136 SH   DFND   108,900 0 22,236
CORNING INC COM 219350105 518 25,300 SH   DFND   22,690 0 2,610
PRAXAIR INC COM 74005P104 339 3,018 SH   DFND   2,736 0 282
FISERV INC COM 337738108 15,679 144,204 SH   DFND   131,032 0 13,172
FORD MTR CO DEL COM PAR $0.01 345370860 239 18,989 SH   DFND   18,989 0 0
UNITEDHEALTH GROUP INC COM 91324P102 18,016 127,591 SH   DFND   113,280 0 14,311
TEEKAY CORPORATION COM Y8564W103 90 12,600 SH   DFND   4,975 0 7,625
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 550 4,858 SH   DFND   4,858 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 286 2,377 SH   DFND   2,377 0 0
UNITED TECHNOLOGIES CORP COM 913017109 15,273 148,933 SH   DFND   136,253 0 12,680
FEDERATED INVS INC PA CL B 314211103 380 13,200 SH   DFND   9,100 0 4,100
MARRIOTT INTL INC NEW CL A 571903202 8,700 130,906 SH   DFND   119,536 0 11,370
MARSH & MCLENNAN COS INC COM 571748102 21,502 314,083 SH   DFND   277,280 0 36,803
3M CO COM 88579Y101 22,120 126,316 SH   DFND   113,530 0 12,786
COMCAST CORP NEW CL A 20030N101 812 12,451 SH   DFND   12,451 0 0
XILINX INC COM 983919101 862 18,683 SH   DFND   18,683 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 853 7,958 SH   DFND   7,958 0 0
WASTE MGMT INC DEL COM 94106L109 5,071 76,523 SH   DFND   69,841 0 6,682
SMUCKER J M CO COM NEW 832696405 419 2,751 SH   DFND   2,751 0 0
NORFOLK SOUTHERN CORP COM 655844108 330 3,881 SH   DFND   3,881 0 0
NEXTERA ENERGY INC COM 65339F101 325 2,490 SH   DFND   2,290 0 200
DUKE ENERGY CORP NEW COM NEW 26441C204 658 7,668 SH   DFND   7,602 0 66
CONOCOPHILLIPS COM 20825C104 483 11,075 SH   DFND   11,075 0 0
CSX CORP COM 126408103 636 24,375 SH   DFND   22,550 0 1,825
APPLE INC COM 037833100 4,697 49,133 SH   DFND   42,386 0 6,747
AMERICAN AIRLS GROUP INC COM 02376R102 671 23,685 SH   DFND   19,285 0 4,400
KINDER MORGAN INC DEL COM 49456B101 539 28,786 SH   DFND   18,971 0 9,815
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 360 4,855 SH   DFND   4,490 0 365
APACHE CORP COM 037411105 201 3,613 SH   DFND   3,578 0 35
SUNCOR ENERGY INC NEW COM 867224107 217 7,816 SH   DFND   7,816 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,019 29,653 SH   DFND   28,863 0 790
JOHNSON CTLS INC COM 478366107 853 19,271 SH   DFND   18,006 0 1,265
CELGENE CORP COM 151020104 9,205 93,332 SH   DFND   81,542 0 11,790
CHUBB LIMITED COM H1467J104 6,786 51,917 SH   DFND   48,667 0 3,250
ON SEMICONDUCTOR CORP COM 682189105 190 21,545 SH   DFND   20,075 0 1,470
ECOLAB INC COM 278865100 325 2,743 SH   DFND   2,543 0 200
GENERAL MLS INC COM 370334104 22,033 308,928 SH   DFND   280,112 0 28,816
HUNT J B TRANS SVCS INC COM 445658107 2,277 28,130 SH   DFND   22,750 0 5,380
OLD REP INTL CORP COM 680223104 587 30,420 SH   DFND   26,456 0 3,964
OCCIDENTAL PETE CORP DEL COM 674599105 1,015 13,432 SH   DFND   11,172 0 2,260
SIMON PPTY GROUP INC NEW COM 828806109 545 2,511 SH   DFND   2,511 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 212 2,798 SH   DFND   2,604 0 194
CYPRESS SEMICONDUCTOR CORP COM 232806109 305 28,930 SH   DFND   25,955 0 2,975
ALLERGAN PLC SHS G0177J108 9,391 40,640 SH   DFND   35,927 0 4,713
EOG RES INC COM 26875P101 12,400 148,641 SH   DFND   135,005 0 13,636
SOUTHERN CO COM 842587107 2,921 54,468 SH   DFND   48,698 0 5,770
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 444 12,616 SH   DFND   12,616 0 0
PAYCHEX INC COM 704326107 2,560 43,027 SH   DFND   38,962 0 4,065
NORTHROP GRUMMAN CORP COM 666807102 563 2,534 SH   DFND   2,534 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,387 11 SH   DFND   11 0 0
MKS INSTRUMENT INC COM 55306N104 201 4,660 SH   DFND   4,400 0 260
PNC FINL SVCS GROUP INC COM 693475105 374 4,597 SH   DFND   4,597 0 0
ALLIANCE RES PARTNER L P UT LTD PART 01877R108 882 55,975 SH   DFND   46,975 0 9,000
ISHARES TR CORE US AGGBD ET 464287226 219 1,941 SH   DFND   1,941 0 0
ONEOK PARTNERS LP UNIT LTD PARTN 68268N103 2,818 70,348 SH   DFND   56,430 0 13,918
ENBRIDGE ENERGY PARTNERS L P COM 29250R106 533 22,962 SH   DFND   6,837 0 16,125
BIOGEN INC COM 09062X103 1,192 4,930 SH   DFND   4,005 0 925
NORTHERN TR CORP COM 665859104 332 5,008 SH   DFND   4,505 0 503
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 3,592 51,080 SH   DFND   32,890 0 18,190
CARNIVAL CORP UNIT 99/99/9999 143658300 1,939 43,875 SH   DFND   31,815 0 12,060
CLOROX CO DEL COM 189054109 909 6,571 SH   DFND   5,571 0 1,000
AIR PRODS & CHEMS INC COM 009158106 2,606 18,345 SH   DFND   17,605 0 740
VENTAS INC COM 92276F100 382 5,252 SH   DFND   4,152 0 1,100
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 3,728 97,920 SH   DFND   90,095 0 7,825
SUNOCO LOGISTICS PRTNRS L P COM UNITS 86764L108 571 19,870 SH   DFND   5,220 0 14,650
MEAD JOHNSON NUTRITION CO COM 582839106 471 5,185 SH   DFND   4,805 0 380
V F CORP COM 918204108 213 3,471 SH   DFND   2,671 0 800
AMERICAN ELEC PWR INC COM 025537101 771 11,006 SH   DFND   10,006 0 1,000
NEW YORK CMNTY BANCORP INC COM 649445103 341 22,725 SH   DFND   17,475 0 5,250
NATIONAL RETAIL PPTYS INC COM 637417106 350 6,770 SH   DFND   6,770 0 0
ISHARES TR MRNING SM CP ETF 464288703 360 2,969 SH   DFND   2,969 0 0
HOSPITALITY PPTYS TR COM SH BEN INT 44106M102 4,280 148,610 SH   DFND   120,610 0 28,000
KANSAS CITY SOUTHERN COM NEW 485170302 316 3,508 SH   DFND   3,448 0 60
HUMANA INC COM 444859102 260 1,445 SH   DFND   1,445 0 0
NOVO-NORDISK A S ADR 670100205 339 6,300 SH   DFND   6,300 0 0
CINCINNATI FINL CORP COM 172062101 19,459 259,836 SH   DFND   259,311 0 525
ENTERPRISE PRODS PARTNERS L COM 293792107 9,927 339,282 SH   DFND   279,527 0 59,755
METLIFE INC COM 59156R108 544 13,660 SH   DFND   12,788 0 872
ENBRIDGE ENERGY MANAGEMENT L SHS UNITS LLI 29250X103 362 15,753 SH   DFND   15,745 0 8
RENAISSANCERE HOLDINGS LTD COM G7496G103 961 8,185 SH   DFND   7,005 0 1,180
MDU RES GROUP INC COM 552690109 242 10,100 SH   DFND   8,200 0 1,900
HNI CORP COM 404251100 1,177 25,312 SH   DFND   25,312 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 17,027 335,451 SH   DFND   306,652 0 28,799
CINTAS CORP COM 172908105 1,209 12,320 SH   DFND   10,245 0 2,075
ALPHABET INC CAP STK CL A 02079K305 9,759 13,872 SH   DFND   12,606 0 1,266
SPDR GOLD TRUST GOLD SHS 78463V107 22,329 176,552 SH   DFND   157,937 0 18,615
RIO TINTO PLC SPONSORED ADR 767204100 268 8,570 SH   DFND   8,080 0 490
VANGUARD INDEX FDS MID CAP ETF 922908629 596 4,820 SH   DFND   4,085 0 735
TORONTO DOMINION BK ONT COM NEW 891160509 5,966 138,963 SH   DFND   126,208 0 12,755
LAS VEGAS SANDS CORP COM 517834107 465 10,691 SH   DFND   9,671 0 1,020
BLACKROCK INC COM 09247X101 308 900 SH   DFND   900 0 0
CANADIAN NATL RY CO COM 136375102 16,274 275,551 SH   DFND   248,993 0 26,558
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 3,609 65,352 SH   DFND   60,479 0 4,873
VANGUARD INDEX FDS SMALL CP ETF 922908751 336 2,904 SH   DFND   2,904 0 0
ARM HLDGS PLC SPONSORED ADR 042068106 9,682 212,746 SH   DFND   193,145 0 19,601
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 568 20,645 SH   DFND   11,880 0 8,765
NUSTAR ENERGY LP UNIT COM 67058H102 489 9,820 SH   DFND   3,280 0 6,540
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 4,695 61,780 SH   DFND   17,060 0 44,720
NUVEEN MUN VALUE FD INC COM 670928100 259 23,900 SH   DFND   23,900 0 0
BAIDU INC SPON ADR REP A 056752108 748 4,529 SH   DFND   1,919 0 2,610
INTERCONTINENTAL EXCHANGE IN COM 45866F104 220 860 SH   DFND   825 0 35
MERIDIAN BIOSCIENCE INC COM 589584101 395 20,275 SH   DFND   17,550 0 2,725
THERMO FISHER SCIENTIFIC INC COM 883556102 269 1,823 SH   DFND   1,823 0 0
PEOPLES UNITED FINANCIAL INC COM 712704105 174 11,850 SH   DFND   8,250 0 3,600
BROWN FORMAN CORP CL B 115637209 513 5,147 SH   DFND   5,147 0 0
ELBIT SYS LTD ORD M3760D101 437 4,805 SH   DFND   4,245 0 560
RESMED INC COM 761152107 285 4,510 SH   DFND   4,220 0 290
FLOWSERVE CORP COM 34354P105 10,000 221,375 SH   DFND   202,290 0 19,085
REPROS THERAPEUTICS INC COM NEW 76028H209 18 11,000 SH   DFND   11,000 0 0
KAYNE ANDERSON MLP INVT CO COM 486606106 5,695 279,830 SH   DFND   271,200 0 8,630
INVESCO LTD SHS G491BT108 6,101 238,879 SH   DFND   221,699 0 17,180
MASTERCARD INC CL A 57636Q104 418 4,745 SH   DFND   4,095 0 650
ENERGY TRANSFER EQUITY L P COM UT LTD PTN 29273V100 411 28,592 SH   DFND   21,192 0 7,400
ISHARES TR CORE S&P TTL STK 464287150 286 3,000 SH   DFND   3,000 0 0
TORTOISE ENERGY INFRA CORP COM 89147L100 14,454 469,596 SH   DFND   414,201 0 55,395
SPECTRA ENERGY CORP COM 847560109 2,073 56,606 SH   DFND   42,856 0 13,750
FIRST TR MORNINGSTAR DIV LEA SHS 336917109 369 13,741 SH   DFND   13,741 0 0
URANIUM ENERGY CORP COM 916896103 40 45,300 SH   DFND   45,300 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 10,611 291,272 SH   DFND   261,700 0 29,572
ISHARES TR U.S. PFD STK ETF 464288687 591 14,809 SH   DFND   14,664 0 145
BANK NEW YORK MELLON CORP COM 064058100 15,447 397,613 SH   DFND   362,300 0 35,313
PARK NATL CORP COM 700658107 3,062 33,361 SH   DFND   30,161 0 3,200
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 698 19,728 SH   DFND   19,728 0 0
MELLANOX TECHNOLOGIES LTD SHS M51363113 288 6,005 SH   DFND   5,295 0 710
SPECTRA ENERGY PARTNERS LP COM 84756N109 397 8,425 SH   DFND   0 0 8,425
NEW YORK CMNTY CAP TR V UNIT 11/01/2051 64944P307 371 7,346 SH   DFND   7,346 0 0
ISHARES TR EAFE SML CP ETF 464288273 274 5,669 SH   DFND   5,669 0 0
VISA INC COM CL A 92826C839 17,084 230,335 SH   DFND   209,305 0 21,030
PHILIP MORRIS INTL INC COM 718172109 1,384 13,607 SH   DFND   12,505 0 1,102
GENESIS ENERGY L P UNIT LTD PARTN 371927104 1,299 33,850 SH   DFND   16,350 0 17,500
KEYCORP NEW PFD 7.75% SR A 493267405 1,136 8,475 SH   DFND   7,200 0 1,275
ISHARES TR MSCI ACWI ETF 464288257 337 5,985 SH   DFND   5,985 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 681 11,725 SH   DFND   11,600 0 125
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 9,309 292,636 SH   DFND   279,481 0 13,155
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 619 12,300 SH   DFND   12,300 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 9,197 339,264 SH   DFND   323,064 0 16,200
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 28,851 579,692 SH   DFND   563,653 0 16,039
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 8,074 149,434 SH   DFND   142,269 0 7,165
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 575 26,986 SH   DFND   26,856 0 130
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 249 4,930 SH   DFND   3,430 0 1,500
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,334 55,552 SH   DFND   55,552 0 0
BANKUNITED INC COM 06652K103 12,118 394,450 SH   DFND   350,619 0 43,831
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 428 7,964 SH   DFND   7,964 0 0
DUNKIN BRANDS GROUP INC COM 265504100 483 11,065 SH   DFND   9,905 0 1,160
FORTUNE BRANDS HOME & SEC IN COM 34964C106 18,654 321,792 SH   DFND   295,081 0 26,711
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 406 9,807 SH   DFND   9,807 0 0
FACEBOOK INC CL A 30303M102 1,382 12,095 SH   DFND   10,520 0 1,575
ABBVIE INC COM 00287Y109 690 11,149 SH   DFND   10,289 0 860
FRANKS INTL N V COM N33462107 417 28,553 SH   DFND   21,530 0 7,023
ALPHABET INC CAP STK CL C 02079K107 9,367 13,534 SH   DFND   11,750 0 1,784
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 211 2,655 SH   DFND   2,655 0 0
CITIZENS FINL GROUP INC COM 174610105 310 15,515 SH   DFND   14,140 0 1,375
WESTROCK CO COM 96145D105 291 7,495 SH   DFND   6,250 0 1,245
KRAFT HEINZ CO COM 500754106 586 6,618 SH   DFND   6,141 0 477