The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 261 1,480 SH   DFND   1,480 0 0
ISHARES TR CORE S&P500 ETF 464287200 33,494 162,083 SH   DFND   150,285 0 11,798
ISHARES TR RUS 1000 ETF 464287622 524 4,595 SH   DFND   4,595 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 13,601 137,647 SH   DFND   108,117 0 29,530
ISHARES TR RUS 1000 GRW ETF 464287614 14,355 143,867 SH   DFND   114,407 0 29,460
ISHARES TR RUSSELL 2000 ETF 464287655 36,373 328,781 SH   DFND   304,266 0 24,515
ISHARES TR RUSSELL 3000 ETF 464287689 1,665 13,780 SH   DFND   11,499 0 2,281
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 247 942 SH   DFND   942 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,816 18,566 SH   DFND   17,406 0 1,160
AMAZON COM INC COM 023135106 1,003 1,689 SH   DFND   1,689 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,181 18,492 SH   DFND   18,492 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,180 8,315 SH   DFND   8,315 0 0
E M C CORP MASS COM 268648102 205 7,684 SH   DFND   7,684 0 0
EMERSON ELEC CO COM 291011104 2,871 52,795 SH   DFND   52,795 0 0
BOEING CO COM 097023105 2,072 16,323 SH   DFND   13,387 0 2,936
HERSHEY CO COM 427866108 263 2,854 SH   DFND   2,854 0 0
REALTY INCOME CORP COM 756109104 204 3,260 SH   DFND   3,260 0 0
ONEOK INC NEW COM 682680103 795 26,610 SH   DFND   7,385 0 19,225
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 595 11,119 SH   DFND   11,119 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 406 3,721 SH   DFND   3,721 0 0
AMGEN INC COM 031162100 291 1,943 SH   DFND   1,943 0 0
ABBOTT LABS COM 002824100 1,541 36,843 SH   DFND   36,843 0 0
ALTRIA GROUP INC COM 02209S103 1,009 16,107 SH   DFND   16,107 0 0
FEDEX CORP COM 31428X106 406 2,497 SH   DFND   2,497 0 0
GENUINE PARTS CO COM 372460105 278 2,800 SH   DFND   2,800 0 0
INTEL CORP COM 458140100 919 28,404 SH   DFND   28,404 0 0
ILLINOIS TOOL WKS INC COM 452308109 560 5,467 SH   DFND   5,467 0 0
KEYCORP NEW COM 493267108 112 10,188 SH   DFND   10,188 0 0
ORACLE CORP COM 68389X105 751 18,353 SH   DFND   18,353 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 265 4,181 SH   DFND   4,181 0 0
DISNEY WALT CO COM DISNEY 254687106 22,070 222,238 SH   DFND   199,253 0 22,985
HONEYWELL INTL INC COM 438516106 569 5,081 SH   DFND   5,081 0 0
SYSCO CORP COM 871829107 3,981 85,202 SH   DFND   78,867 0 6,335
US BANCORP DEL COM NEW 902973304 1,078 26,563 SH   DFND   26,563 0 0
JOHNSON & JOHNSON COM 478160104 15,812 146,136 SH   DFND   133,964 0 12,172
MEDTRONIC PLC SHS G5960L103 14,149 188,647 SH   DFND   170,491 0 18,156
PFIZER INC COM 717081103 3,704 124,972 SH   DFND   124,972 0 0
RITE AID CORP COM 767754104 82 10,000 SH   DFND   10,000 0 0
KROGER CO COM 501044101 16,822 439,791 SH   DFND   403,074 0 36,717
LOWES COS INC COM 548661107 15,138 199,836 SH   DFND   180,728 0 19,108
ISHARES TR MSCI EAFE ETF 464287465 35,454 620,265 SH   DFND   575,050 0 45,215
AMERISOURCEBERGEN CORP COM 03073E105 13,076 151,081 SH   DFND   137,395 0 13,686
CHEVRON CORP NEW COM 166764100 13,220 138,574 SH   DFND   125,608 0 12,966
MICROSOFT CORP COM 594918104 6,971 126,216 SH   DFND   114,159 0 12,057
UNITED PARCEL SERVICE INC CL B 911312106 3,795 35,983 SH   DFND   33,908 0 2,075
AT&T INC COM 00206R102 1,789 45,668 SH   DFND   45,668 0 0
BB&T CORP COM 054937107 2,934 88,175 SH   DFND   81,785 0 6,390
CISCO SYS INC COM 17275R102 4,449 156,269 SH   DFND   143,539 0 12,730
INTERNATIONAL BUSINESS MACHS COM 459200101 553 3,653 SH   DFND   3,653 0 0
COCA COLA CO COM 191216100 1,289 27,780 SH   DFND   27,780 0 0
LOCKHEED MARTIN CORP COM 539830109 533 2,405 SH   DFND   2,405 0 0
PEPSICO INC COM 713448108 20,092 196,058 SH   DFND   177,550 0 18,508
STRYKER CORP COM 863667101 20,600 192,001 SH   DFND   174,070 0 17,931
VERIZON COMMUNICATIONS INC COM 92343V104 17,506 323,700 SH   DFND   295,559 0 28,141
ISHARES TR RUS MID-CAP ETF 464287499 6,636 40,732 SH   DFND   37,582 0 3,150
ISHARES TR RUS MDCP VAL ETF 464287473 410 5,776 SH   DFND   5,776 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 22,713 512,018 SH   DFND   472,076 0 39,942
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 2,725 33,538 SH   DFND   33,538 0 0
SCHWAB CHARLES CORP NEW COM 808513105 1,572 56,097 SH   DFND   44,922 0 11,175
WALGREENS BOOTS ALLIANCE INC COM 931427108 3,070 36,443 SH   DFND   36,443 0 0
DEERE & CO COM 244199105 10,058 130,635 SH   DFND   120,446 0 10,189
BANK AMER CORP COM 060505104 1,468 108,568 SH   DFND   82,178 0 26,390
STARBUCKS CORP COM 855244109 999 16,735 SH   DFND   16,735 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,858 20,710 SH   DFND   20,710 0 0
EXXON MOBIL CORP COM 30231G102 7,683 91,914 SH   DFND   81,980 0 9,934
WAL-MART STORES INC COM 931142103 309 4,513 SH   DFND   4,513 0 0
UNION PAC CORP COM 907818108 212 2,662 SH   DFND   2,662 0 0
TEXAS INSTRS INC COM 882508104 2,721 47,380 SH   DFND   37,830 0 9,550
COLGATE PALMOLIVE CO COM 194162103 366 5,185 SH   DFND   5,185 0 0
CAPITAL ONE FINL CORP COM 14040H105 11,315 163,250 SH   DFND   150,345 0 12,905
COSTCO WHSL CORP NEW COM 22160K105 260 1,650 SH   DFND   1,650 0 0
LILLY ELI & CO COM 532457108 676 9,386 SH   DFND   9,386 0 0
CVS HEALTH CORP COM 126650100 3,162 30,487 SH   DFND   25,323 0 5,164
SCHLUMBERGER LTD COM 806857108 18,333 248,587 SH   DFND   228,782 0 19,805
DANAHER CORP DEL COM 235851102 808 8,522 SH   DFND   4,322 0 4,200
MERCK & CO INC NEW COM 58933Y105 17,396 328,793 SH   DFND   300,452 0 28,341
MICRON TECHNOLOGY INC COM 595112103 900 85,930 SH   DFND   68,780 0 17,150
MORGAN STANLEY COM NEW 617446448 8,236 329,307 SH   DFND   301,309 0 27,998
FIFTH THIRD BANCORP COM 316773100 272 16,297 SH   DFND   16,297 0 0
PROCTER & GAMBLE CO COM 742718109 24,300 295,228 SH   DFND   276,205 0 19,023
GENERAL ELECTRIC CO COM 369604103 3,353 105,487 SH   DFND   95,904 0 9,583
GILEAD SCIENCES INC COM 375558103 1,519 16,538 SH   DFND   11,328 0 5,210
HOME DEPOT INC COM 437076102 2,892 21,677 SH   DFND   19,341 0 2,336
HARLEY DAVIDSON INC COM 412822108 251 4,895 SH   DFND   4,895 0 0
MCDONALDS CORP COM 580135101 1,930 15,360 SH   DFND   15,360 0 0
NIKE INC CL B 654106103 1,219 19,838 SH   DFND   19,838 0 0
JPMORGAN CHASE & CO COM 46625H100 2,434 41,103 SH   DFND   41,103 0 0
TJX COS INC NEW COM 872540109 20,526 261,977 SH   DFND   238,780 0 23,197
MONDELEZ INTL INC CL A 609207105 711 17,721 SH   DFND   17,721 0 0
PRICELINE GRP INC COM NEW 741503403 767 595 SH   DFND   315 0 280
WELLS FARGO & CO NEW COM 949746101 5,834 120,642 SH   DFND   100,406 0 20,236
CORNING INC COM 219350105 501 24,000 SH   DFND   24,000 0 0
PRAXAIR INC COM 74005P104 614 5,362 SH   DFND   5,362 0 0
FISERV INC COM 337738108 14,864 144,905 SH   DFND   131,395 0 13,510
FORD MTR CO DEL COM PAR $0.01 345370860 255 18,922 SH   DFND   18,922 0 0
UNITEDHEALTH GROUP INC COM 91324P102 21,377 165,841 SH   DFND   147,555 0 18,286
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 553 4,791 SH   DFND   4,791 0 0
UNITED TECHNOLOGIES CORP COM 913017109 14,111 140,970 SH   DFND   129,715 0 11,255
FEDERATED INVS INC PA CL B 314211103 228 7,900 SH   DFND   7,900 0 0
MARRIOTT INTL INC NEW CL A 571903202 977 13,725 SH   DFND   10,800 0 2,925
MARSH & MCLENNAN COS INC COM 571748102 18,838 309,881 SH   DFND   274,399 0 35,482
3M CO COM 88579Y101 20,529 123,203 SH   DFND   110,562 0 12,641
COMCAST CORP NEW CL A 20030N101 789 12,911 SH   DFND   12,911 0 0
XILINX INC COM 983919101 934 19,688 SH   DFND   19,688 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 682 6,511 SH   DFND   6,511 0 0
WASTE MGMT INC DEL COM 94106L109 4,355 73,811 SH   DFND   67,586 0 6,225
SMUCKER J M CO COM NEW 832696405 210 1,614 SH   DFND   1,614 0 0
NORFOLK SOUTHERN CORP COM 655844108 294 3,536 SH   DFND   3,536 0 0
NEXTERA ENERGY INC COM 65339F101 247 2,087 SH   DFND   2,087 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 613 7,602 SH   DFND   7,602 0 0
CONOCOPHILLIPS COM 20825C104 475 11,802 SH   DFND   11,802 0 0
CSX CORP COM 126408103 539 20,947 SH   DFND   20,947 0 0
APPLE INC COM 037833100 5,453 50,028 SH   DFND   42,561 0 7,467
AMERICAN AIRLS GROUP INC COM 02376R102 794 19,355 SH   DFND   19,355 0 0
CATERPILLAR INC DEL COM 149123101 1,292 16,886 SH   DFND   12,636 0 4,250
KINDER MORGAN INC DEL COM 49456B101 376 21,032 SH   DFND   21,032 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 304 4,100 SH   DFND   4,100 0 0
SUNCOR ENERGY INC NEW COM 867224107 375 13,474 SH   DFND   13,474 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,026 29,963 SH   DFND   29,963 0 0
JOHNSON CTLS INC COM 478366107 638 16,376 SH   DFND   16,376 0 0
CELGENE CORP COM 151020104 8,254 82,462 SH   DFND   72,267 0 10,195
CHUBB LIMITED COM H1467J104 5,712 47,937 SH   DFND   44,937 0 3,000
ON SEMICONDUCTOR CORP COM 682189105 207 21,550 SH   DFND   21,550 0 0
ECOLAB INC COM 278865100 237 2,125 SH   DFND   2,125 0 0
GENERAL MLS INC COM 370334104 19,238 303,674 SH   DFND   274,954 0 28,720
HUNT J B TRANS SVCS INC COM 445658107 2,136 25,355 SH   DFND   22,330 0 3,025
OLD REP INTL CORP COM 680223104 487 26,631 SH   DFND   26,631 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 720 10,527 SH   DFND   10,527 0 0
SIMON PPTY GROUP INC NEW COM 828806109 506 2,435 SH   DFND   2,435 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 206 3,005 SH   DFND   3,005 0 0
CYPRESS SEMICONDUCTOR CORP COM 232806109 224 25,905 SH   DFND   25,905 0 0
DOW CHEM CO COM 260543103 482 9,468 SH   DFND   9,468 0 0
ALLERGAN PLC SHS G0177J108 10,088 37,636 SH   DFND   33,276 0 4,360
EOG RES INC COM 26875P101 10,351 142,620 SH   DFND   131,369 0 11,251
SOUTHERN CO COM 842587107 2,786 53,849 SH   DFND   49,484 0 4,365
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 463 13,377 SH   DFND   13,377 0 0
PAYCHEX INC COM 704326107 2,009 37,204 SH   DFND   37,204 0 0
NORTHROP GRUMMAN CORP COM 666807102 501 2,534 SH   DFND   2,534 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,348 11 SH   DFND   11 0 0
PNC FINL SVCS GROUP INC COM 693475105 397 4,700 SH   DFND   4,700 0 0
ALLIANCE RES PARTNER L P UT LTD PART 01877R108 652 55,975 SH   DFND   55,975 0 0
ISHARES TR CORE US AGGBD ET 464287226 220 1,984 SH   DFND   1,984 0 0
ONEOK PARTNERS LP UNIT LTD PARTN 68268N103 2,209 70,348 SH   DFND   55,800 0 14,548
ENBRIDGE ENERGY PARTNERS L P COM 29250R106 295 16,125 SH   DFND   0 0 16,125
NORTHERN TR CORP COM 665859104 294 4,505 SH   DFND   4,505 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 1,714 25,230 SH   DFND   13,090 0 12,140
CARNIVAL CORP PAIRED CTF 143658300 1,596 30,250 SH   DFND   22,390 0 7,860
CLOROX CO DEL COM 189054109 678 5,380 SH   DFND   5,380 0 0
AIR PRODS & CHEMS INC COM 009158106 403 2,799 SH   DFND   2,799 0 0
VENTAS INC COM 92276F100 257 4,077 SH   DFND   4,077 0 0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 3,200 98,945 SH   DFND   91,295 0 7,650
SUNOCO LOGISTICS PRTNRS L P COM UNITS 86764L108 367 14,650 SH   DFND   0 0 14,650
MEAD JOHNSON NUTRITION CO COM 582839106 414 4,870 SH   DFND   4,870 0 0
AMERICAN ELEC PWR INC COM 025537101 693 10,432 SH   DFND   10,432 0 0
NEW YORK CMNTY BANCORP INC COM 649445103 253 15,913 SH   DFND   15,913 0 0
NATIONAL RETAIL PPTYS INC COM 637417106 313 6,770 SH   DFND   6,770 0 0
ISHARES TR MRNING SM CP ETF 464288703 354 2,969 SH   DFND   2,969 0 0
HOSPITALITY PPTYS TR COM SH BEN INT 44106M102 3,549 133,610 SH   DFND   105,010 0 28,600
KANSAS CITY SOUTHERN COM NEW 485170302 307 3,598 SH   DFND   3,598 0 0
HUMANA INC COM 444859102 400 2,188 SH   DFND   2,188 0 0
CINCINNATI FINL CORP COM 172062101 17,022 260,441 SH   DFND   260,441 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 6,892 279,949 SH   DFND   239,518 0 40,431
METLIFE INC COM 59156R108 458 10,429 SH   DFND   10,429 0 0
ENBRIDGE ENERGY MANAGEMENT L SHS UNITS LLI 29250X103 275 15,323 SH   DFND   15,323 0 0
RENAISSANCERE HOLDINGS LTD COM G7496G103 963 8,039 SH   DFND   8,039 0 0
HNI CORP COM 404251100 991 25,312 SH   DFND   25,312 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 15,588 323,406 SH   DFND   295,417 0 27,989
CINTAS CORP COM 172908105 1,088 12,109 SH   DFND   9,334 0 2,775
ALPHABET INC CAP STK CL A 02079K305 10,396 13,627 SH   DFND   12,373 0 1,254
SPDR GOLD TRUST GOLD SHS 78463V107 2,396 20,365 SH   DFND   16,470 0 3,895
RIO TINTO PLC SPONSORED ADR 767204100 266 9,425 SH   DFND   9,425 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 495 4,085 SH   DFND   4,085 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 5,686 131,843 SH   DFND   118,678 0 13,165
LAS VEGAS SANDS CORP COM 517834107 533 10,313 SH   DFND   10,313 0 0
CAMECO CORP COM 13321L108 140 10,925 SH   DFND   10,925 0 0
BLACKROCK INC COM 09247X101 286 841 SH   DFND   841 0 0
CANADIAN NATL RY CO COM 136375102 16,780 268,648 SH   DFND   243,185 0 25,463
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 2,963 61,160 SH   DFND   56,752 0 4,408
VANGUARD INDEX FDS SMALL CP ETF 922908751 318 2,854 SH   DFND   2,854 0 0
ARM HLDGS PLC SPONSORED ADR 042068106 9,041 206,945 SH   DFND   188,525 0 18,420
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 249 11,880 SH   DFND   11,880 0 0
NUSTAR ENERGY LP UNIT COM 67058H102 264 6,540 SH   DFND   0 0 6,540
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 4,250 61,780 SH   DFND   17,060 0 44,720
NUVEEN MUN VALUE FD INC COM 670928100 250 23,900 SH   DFND   23,900 0 0
BAIDU INC SPON ADR REP A 056752108 915 4,794 SH   DFND   2,184 0 2,610
MERIDIAN BIOSCIENCE INC COM 589584101 364 17,675 SH   DFND   17,675 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 218 1,543 SH   DFND   1,543 0 0
BROWN FORMAN CORP CL B 115637209 507 5,147 SH   DFND   5,147 0 0
ELBIT SYS LTD ORD M3760D101 442 4,715 SH   DFND   4,715 0 0
RESMED INC COM 761152107 251 4,345 SH   DFND   4,345 0 0
FLOWSERVE CORP COM 34354P105 278 6,250 SH   DFND   6,250 0 0
REPROS THERAPEUTICS INC COM NEW 76028H209 11 11,000 SH   DFND   11,000 0 0
KAYNE ANDERSON MLP INVT CO COM 486606106 4,509 272,090 SH   DFND   272,090 0 0
INVESCO LTD SHS G491BT108 7,004 227,617 SH   DFND   212,632 0 14,985
MASTERCARD INC CL A 57636Q104 360 3,808 SH   DFND   3,808 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 210 4,333 SH   DFND   4,333 0 0
ENERGY TRANSFER EQUITY L P COM UT LTD PTN 29273V100 155 21,692 SH   DFND   21,692 0 0
ISHARES TR CORE S&P TTL STK 464287150 280 3,000 SH   DFND   3,000 0 0
TORTOISE ENERGY INFRA CORP COM 89147L100 8,859 360,106 SH   DFND   312,426 0 47,680
SPECTRA ENERGY CORP COM 847560109 351 11,477 SH   DFND   11,477 0 0
FIRST TR MORNINGSTAR DIV LEA SHS 336917109 352 13,741 SH   DFND   13,741 0 0
URANIUM ENERGY CORP COM 916896103 34 45,300 SH   DFND   45,300 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 13,866 284,843 SH   DFND   258,011 0 26,832
ISHARES TR U.S. PFD STK ETF 464288687 719 18,411 SH   DFND   13,266 0 5,145
BANK NEW YORK MELLON CORP COM 064058100 14,346 389,527 SH   DFND   355,870 0 33,657
PARK NATL CORP COM 700658107 2,639 29,321 SH   DFND   29,321 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 674 18,773 SH   DFND   18,773 0 0
SPECTRA ENERGY PARTNERS LP COM 84756N109 405 8,425 SH   DFND   0 0 8,425
NEW YORK CMNTY CAP TR V UNIT 11/01/2051 64944P307 377 7,471 SH   DFND   7,471 0 0
ISHARES TR EAFE SML CP ETF 464288273 375 7,538 SH   DFND   7,538 0 0
VISA INC COM CL A 92826C839 17,292 226,098 SH   DFND   205,893 0 20,205
PHILIP MORRIS INTL INC COM 718172109 1,218 12,410 SH   DFND   12,410 0 0
GENESIS ENERGY L P UNIT LTD PARTN 371927104 981 30,850 SH   DFND   13,350 0 17,500
KEYCORP NEW PFD 7.75% SR A 493267405 1,107 8,475 SH   DFND   6,750 0 1,725
ISHARES TR MSCI ACWI ETF 464288257 273 4,865 SH   DFND   4,865 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 549 9,515 SH   DFND   9,515 0 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 7,410 273,541 SH   DFND   265,896 0 7,645
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 485 9,838 SH   DFND   9,838 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 8,305 306,359 SH   DFND   277,614 0 28,745
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 25,669 525,568 SH   DFND   510,563 0 15,005
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 7,071 135,876 SH   DFND   128,566 0 7,310
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 548 26,403 SH   DFND   26,403 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 850 16,380 SH   DFND   16,380 0 0
GENERAL MTRS CO COM 37045V100 210 6,695 SH   DFND   6,695 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,463 60,689 SH   DFND   60,689 0 0
BANKUNITED INC COM 06652K103 13,108 380,598 SH   DFND   339,284 0 41,314
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 281 5,324 SH   DFND   5,324 0 0
DUNKIN BRANDS GROUP INC COM 265504100 463 9,805 SH   DFND   9,805 0 0
FORTUNE BRANDS HOME & SEC IN COM 34964C106 17,832 318,202 SH   DFND   292,961 0 25,241
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 244 6,094 SH   DFND   6,094 0 0
FACEBOOK INC CL A 30303M102 494 4,332 SH   DFND   4,332 0 0
ABBVIE INC COM 00287Y109 545 9,546 SH   DFND   9,546 0 0
ZOETIS INC CL A 98978V103 217 4,894 SH   DFND   4,894 0 0
FRANKS INTL N V COM N33462107 588 35,679 SH   DFND   22,305 0 13,374
ALPHABET INC CAP STK CL C 02079K107 9,380 12,592 SH   DFND   10,870 0 1,722
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 369 4,675 SH   DFND   4,675 0 0
CITIZENS FINL GROUP INC COM 174610105 281 13,415 SH   DFND   13,415 0 0
WESTROCK CO COM 96145D105 250 6,405 SH   DFND   6,405 0 0
KRAFT HEINZ CO COM 500754106 481 6,118 SH   DFND   6,118 0 0