The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 1,739 562 SH   SOLE   0 0 562
APPLE INC COM 037833100 1,773 14,511 SH   SOLE   0 0 14,511
BARNES GROUP INC COM 067806109 4,220 85,181 SH   SOLE   0 0 85,181
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 391 1,530 SH   SOLE   0 0 1,530
CHEVRON CORP NEW COM 166764100 222 2,117 SH   SOLE   0 0 2,117
DISNEY WALT CO COM 254687106 229 1,240 SH   SOLE   0 0 1,240
INVESCO QQQ TR UNIT SER 1 46090E103 867 2,718 SH   SOLE   0 0 2,718
ISHARES INC CORE MSCI EMKT 46434G103 714 11,087 SH   SOLE   0 0 11,087
ISHARES TR 20 YR TR BD ETF 464287432 6,701 49,473 SH   SOLE   0 0 49,473
ISHARES TR A RATE CP BD ETF 46429B291 8,024 144,762 SH   SOLE   0 0 144,762
ISHARES TR CORE S&P MCP ETF 464287507 1,390 5,339 SH   SOLE   0 0 5,339
ISHARES TR CORE S&P SCP ETF 464287804 1,332 12,271 SH   SOLE   0 0 12,271
ISHARES TR CORE S&P TTL STK 464287150 29,651 323,698 SH   SOLE   0 0 323,698
ISHARES TR CORE S&P500 ETF 464287200 8,786 22,085 SH   SOLE   0 0 22,085
ISHARES TR EAFE SML CP ETF 464288273 608 8,458 SH   SOLE   0 0 8,458
ISHARES TR GOV/CRED BD ETF 464288596 1,233 10,281 SH   SOLE   0 0 10,281
ISHARES TR ISHS 5-10YR INVT 464288638 5,627 95,006 SH   SOLE   0 0 95,006
ISHARES TR MBS ETF 464288588 9,838 90,738 SH   SOLE   0 0 90,738
ISHARES TR MSCI EAFE ETF 464287465 6,490 85,542 SH   SOLE   0 0 85,542
ISHARES TR MSCI EMG MKT ETF 464287234 256 4,801 SH   SOLE   0 0 4,801
JOHNSON & JOHNSON COM 478160104 204 1,243 SH   SOLE   0 0 1,243
NETFLIX INC COM 64110L106 220 421 SH   SOLE   0 0 421
PROCTER AND GAMBLE CO COM 742718109 338 2,496 SH   SOLE   0 0 2,496
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 8,837 278,053 SH   SOLE   0 0 278,053
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 29,449 782,795 SH   SOLE   0 0 782,795
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 5,016 127,235 SH   SOLE   0 0 127,235
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,676 16,811 SH   SOLE   0 0 16,811
SCHWAB STRATEGIC TR US TIPS ETF 808524870 24,882 406,832 SH   SOLE   0 0 406,832
SPDR SER TR PORTFOLI S&P1500 78464A805 945 19,212 SH   SOLE   0 0 19,212
STANLEY BLACK & DECKER INC COM 854502101 1,061 5,316 SH   SOLE   0 0 5,316
TESLA INC COM 88160R101 920 1,377 SH   SOLE   0 0 1,377
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,597 18,845 SH   SOLE   0 0 18,845
VANGUARD INDEX FDS MID CAP ETF 922908629 17,827 80,541 SH   SOLE   0 0 80,541
VANGUARD INDEX FDS SMALL CP ETF 922908751 14,008 65,433 SH   SOLE   0 0 65,433
VANGUARD INDEX FDS TOTAL STK MKT 922908769 37,317 180,544 SH   SOLE   0 0 180,544
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,204 80,768 SH   SOLE   0 0 80,768
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,866 14,540 SH   SOLE   0 0 14,540
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 33,149 493,065 SH   SOLE   0 0 493,065
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 8,769 94,264 SH   SOLE   0 0 94,264
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,248 19,905 SH   SOLE   0 0 19,905
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 13,582 276,565 SH   SOLE   0 0 276,565
VANGUARD WORLD FD MEGA CAP INDEX 921910873 70,807 504,938 SH   SOLE   0 0 504,938