The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 1,218 374 SH   SOLE   0 0 374
APPLE INC COM 037833100 956 7,204 SH   SOLE   0 0 7,204
BARNES GROUP INC COM 067806109 4,318 85,181 SH   SOLE   0 0 85,181
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 345 1,490 SH   SOLE   0 0 1,490
CHEVRON CORP NEW COM 166764100 202 2,397 SH   SOLE   0 0 2,397
GLOBAL X FDS S&P 500 COVERED 37954Y475 236 5,087 SH   SOLE   0 0 5,087
INVESCO QQQ TR UNIT SER 1 46090E103 846 2,695 SH   SOLE   0 0 2,695
ISHARES INC CORE MSCI EMKT 46434G103 742 11,957 SH   SOLE   0 0 11,957
ISHARES TR 20 YR TR BD ETF 464287432 6,887 43,665 SH   SOLE   0 0 43,665
ISHARES TR A RATE CP BD ETF 46429B291 7,269 124,206 SH   SOLE   0 0 124,206
ISHARES TR CORE S&P MCP ETF 464287507 1,349 5,869 SH   SOLE   0 0 5,869
ISHARES TR CORE S&P SCP ETF 464287804 1,272 13,839 SH   SOLE   0 0 13,839
ISHARES TR CORE S&P TTL STK 464287150 28,229 327,404 SH   SOLE   0 0 327,404
ISHARES TR CORE S&P500 ETF 464287200 8,455 22,522 SH   SOLE   0 0 22,522
ISHARES TR EAFE SML CP ETF 464288273 609 8,904 SH   SOLE   0 0 8,904
ISHARES TR GOV/CRED BD ETF 464288596 1,293 10,270 SH   SOLE   0 0 10,270
ISHARES TR ISHS 5-10YR INVT 464288638 5,899 95,461 SH   SOLE   0 0 95,461
ISHARES TR JPMORGAN USD EMG 464288281 320 2,764 SH   SOLE   0 0 2,764
ISHARES TR MBS ETF 464288588 9,275 84,220 SH   SOLE   0 0 84,220
ISHARES TR MSCI EAFE ETF 464287465 6,351 87,045 SH   SOLE   0 0 87,045
ISHARES TR MSCI EMG MKT ETF 464287234 251 4,852 SH   SOLE   0 0 4,852
ISHARES TR PFD AND INCM SEC 464288687 323 8,386 SH   SOLE   0 0 8,386
JOHNSON & JOHNSON COM 478160104 324 2,056 SH   SOLE   0 0 2,056
NETFLIX INC COM 64110L106 228 421 SH   SOLE   0 0 421
PROCTER AND GAMBLE CO COM 742718109 347 2,496 SH   SOLE   0 0 2,496
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 8,621 281,278 SH   SOLE   0 0 281,278
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 28,071 779,525 SH   SOLE   0 0 779,525
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 4,855 128,940 SH   SOLE   0 0 128,940
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,942 21,824 SH   SOLE   0 0 21,824
SCHWAB STRATEGIC TR US TIPS ETF 808524870 23,655 381,046 SH   SOLE   0 0 381,046
SPDR SER TR BLOOMBERG BRCLYS 78468R622 320 2,936 SH   SOLE   0 0 2,936
SPDR SER TR PORTFOLI S&P1500 78464A805 887 19,241 SH   SOLE   0 0 19,241
STANLEY BLACK & DECKER INC COM 854502101 949 5,316 SH   SOLE   0 0 5,316
TESLA INC COM 88160R101 970 1,375 SH   SOLE   0 0 1,375
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,679 19,042 SH   SOLE   0 0 19,042
VANGUARD INDEX FDS MID CAP ETF 922908629 16,613 80,343 SH   SOLE   0 0 80,343
VANGUARD INDEX FDS SMALL CP ETF 922908751 12,959 66,564 SH   SOLE   0 0 66,564
VANGUARD INDEX FDS TOTAL STK MKT 922908769 35,651 183,163 SH   SOLE   0 0 183,163
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,100 81,812 SH   SOLE   0 0 81,812
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,812 14,874 SH   SOLE   0 0 14,874
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 30,368 437,455 SH   SOLE   0 0 437,455
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 8,104 83,425 SH   SOLE   0 0 83,425
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,308 21,739 SH   SOLE   0 0 21,739
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 13,220 280,024 SH   SOLE   0 0 280,024
VANGUARD WORLD FD MEGA CAP INDEX 921910873 67,282 504,172 SH   SOLE   0 0 504,172