The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 589 319 SH   SOLE   0 0 319
APPLE INC COM 037833100 419 1,426 SH   SOLE   0 0 1,426
BARNES GROUP INC COM 067806109 5,947 95,982 SH   SOLE   0 0 95,982
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 238 1,052 SH   SOLE   0 0 1,052
CHEVRON CORP NEW COM 166764100 334 2,774 SH   SOLE   0 0 2,774
GLOBAL X FDS S&P 500 COVERED 37954Y475 398 7,845 SH   SOLE   0 0 7,845
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 14,443 435,042 SH   SOLE   0 0 435,042
INVESCO EXCHNG TRADED FD TR PFD ETF 46138E511 553 36,853 SH   SOLE   0 0 36,853
INVESCO QQQ TR UNIT SER 1 46090E103 488 2,296 SH   SOLE   0 0 2,296
ISHARES INC CORE MSCI EMKT 46434G103 1,345 25,027 SH   SOLE   0 0 25,027
ISHARES TR CORE S&P500 ETF 464287200 2,595 8,027 SH   SOLE   0 0 8,027
ISHARES TR MSCI EMG MKT ETF 464287234 288 6,429 SH   SOLE   0 0 6,429
ISHARES TR MSCI EAFE ETF 464287465 4,454 64,137 SH   SOLE   0 0 64,137
ISHARES TR CORE S&P MCP ETF 464287507 699 3,394 SH   SOLE   0 0 3,394
ISHARES TR CORE S&P SCP ETF 464287804 621 7,403 SH   SOLE   0 0 7,403
ISHARES TR EAFE SML CP ETF 464288273 2,003 32,158 SH   SOLE   0 0 32,158
ISHARES TR INTL SEL DIV ETF 464288448 298 8,883 SH   SOLE   0 0 8,883
ISHARES TR IBOXX HI YD ETF 464288513 547 6,221 SH   SOLE   0 0 6,221
JOHNSON & JOHNSON COM 478160104 307 210,525 SH   SOLE   0 0 210,525
PROCTER & GAMBLE CO COM 742718109 329 2,637 SH   SOLE   0 0 2,637
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 25,213 328,256 SH   SOLE   0 0 328,256
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 7,829 103,506 SH   SOLE   0 0 103,506
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 6,100 222,867 SH   SOLE   0 0 222,867
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 31,390 933,382 SH   SOLE   0 0 933,382
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2,873 82,927 SH   SOLE   0 0 82,927
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 2,152 83,526 SH   SOLE   0 0 83,526
STANLEY BLACK & DECKER INC COM 854502101 881 5,316 SH   SOLE   0 0 5,316
UNITED TECHNOLOGIES CORP COM 913017109 278 1,856 SH   SOLE   0 0 1,856
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 291 3,133 SH   SOLE   0 0 3,133
VANGUARD INDEX FDS MID CAP ETF 922908629 11,706 65,700 SH   SOLE   0 0 65,700
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,254 43,792 SH   SOLE   0 0 43,792
VANGUARD INDEX FDS TOTAL STK MKT 922908769 23,978 146,548 SH   SOLE   0 0 146,548
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,591 58,269 SH   SOLE   0 0 58,269
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 14,716 223,301 SH   SOLE   0 0 223,301
VANGUARD STAR FD VG TL INTL STK F 921909768 11,897 213,635 SH   SOLE   0 0 213,635
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,551 80,593 SH   SOLE   0 0 80,593
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 280 2,987 SH   SOLE   0 0 2,987
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 582 7,153 SH   SOLE   0 0 7,153
VANGUARD WORLD FD MEGA CAP INDEX 921910873 50,501 452,036 SH   SOLE   0 0 452,036