The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BARNES GROUP INC COM 067806109 3,668 68,414 SH   SOLE   0 0 68,414
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 215 1,052 SH   SOLE   0 0 1,052
CHEVRON CORP NEW COM 166764100 324 2,977 SH   SOLE   0 0 2,977
INVESCO EXCHNG TRADED FD TR PFD ETF 46138E511 515 38,270 SH   SOLE   0 0 38,270
INVESCO QQQ TR UNIT SER 1 46090E103 354 2,296 SH   SOLE   0 0 2,296
ISHARES INC CORE MSCI EMKT 46434G103 1,134 24,059 SH   SOLE   0 0 24,059
ISHARES TR CORE S&P500 ETF 464287200 2,325 9,240 SH   SOLE   0 0 9,240
ISHARES TR MSCI EMG MKT ETF 464287234 270 6,920 SH   SOLE   0 0 6,920
ISHARES TR MSCI EAFE ETF 464287465 3,967 67,489 SH   SOLE   0 0 67,489
ISHARES TR CORE S&P MCP ETF 464287507 618 3,724 SH   SOLE   0 0 3,724
ISHARES TR CORE S&P SCP ETF 464287804 529 7,636 SH   SOLE   0 0 7,636
ISHARES TR EAFE SML CP ETF 464288273 1,973 38,078 SH   SOLE   0 0 38,078
ISHARES TR INTL SEL DIV ETF 464288448 234 8,139 SH   SOLE   0 0 8,139
ISHARES TR IBOXX HI YD ETF 464288513 512 6,315 SH   SOLE   0 0 6,315
JOHNSON & JOHNSON COM 478160104 276 2,138 SH   SOLE   0 0 2,138
PROCTER AND GAMBLE CO COM 742718109 254 2,762 SH   SOLE   0 0 2,762
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 18,737 313,850 SH   SOLE   0 0 313,850
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 6,270 103,337 SH   SOLE   0 0 103,337
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,697 199,620 SH   SOLE   0 0 199,620
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 24,810 875,130 SH   SOLE   0 0 875,130
SCHWAB STRATEGIC TR US TIPS ETF 808524870 13,709 257,455 SH   SOLE   0 0 257,455
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,919 65,950 SH   SOLE   0 0 65,950
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 1,537 46,936 SH   SOLE   0 0 46,936
STANLEY BLACK & DECKER INC COM 854502101 637 5,316 SH   SOLE   0 0 5,316
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 237 3,172 SH   SOLE   0 0 3,172
VANGUARD INDEX FDS MID CAP ETF 922908629 9,135 66,106 SH   SOLE   0 0 66,106
VANGUARD INDEX FDS SMALL CP ETF 922908751 5,358 40,594 SH   SOLE   0 0 40,594
VANGUARD INDEX FDS TOTAL STK MKT 922908769 19,023 149,046 SH   SOLE   0 0 149,046
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,355 61,817 SH   SOLE   0 0 61,817
VANGUARD STAR FD VG TL INTL STK F 921909768 9,529 201,799 SH   SOLE   0 0 201,799
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,527 95,055 SH   SOLE   0 0 95,055
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 232 2,975 SH   SOLE   0 0 2,975
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 533 7,153 SH   SOLE   0 0 7,153
VANGUARD WORLD FD MEGA CAP INDEX 921910873 39,306 452,420 SH   SOLE   0 0 452,420