The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 307 1,304 SH   SOLE 0 0 1,304
BARNES GROUP INC COM 067806109 4,656 73,592 SH   SOLE 0 0 73,592
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 203 1,025 SH   SOLE 0 0 1,025
CHEVRON CORP NEW COM 166764100 487 3,891 SH   SOLE 0 0 3,891
EXXON MOBIL CORP COM 30231G102 329 3,931 SH   SOLE 0 0 3,931
HORIZONS ETF TR I HRZNS S&P500 COV 44053G603 438 8,704 SH   SOLE 0 0 8,704
ISHARES TR CORE S&P500 ETF 464287200 2,816 10,474 SH   SOLE 0 0 10,474
ISHARES TR MSCI EMG MKT ETF 464287234 333 7,068 SH   SOLE 0 0 7,068
ISHARES TR CORE S&P MCP ETF 464287507 638 3,361 SH   SOLE 0 0 3,361
ISHARES TR CORE S&P SCP ETF 464287804 200 2,600 SH   SOLE 0 0 2,600
ISHARES TR EAFE SML CP ETF 464288273 2,099 32,540 SH   SOLE 0 0 32,540
ISHARES TR JPMORGAN USD EMG 464288281 582 5,014 SH   SOLE 0 0 5,014
ISHARES TR INTL SEL DIV ETF 464288448 270 8,000 SH   SOLE 0 0 8,000
ISHARES TR S&P US PFD STK 464288687 563 14,792 SH   SOLE 0 0 14,792
JOHNSON & JOHNSON COM 478160104 442 3,164 SH   SOLE 0 0 3,164
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 366 2,349 SH   SOLE 0 0 2,349
PROCTER AND GAMBLE CO COM 742718109 245 2,664 SH   SOLE 0 0 2,664
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 22,191 347,931 SH   SOLE 12,348 0 335,583
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 6,828 97,907 SH   SOLE 1,395 0 96,512
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,788 135,575 SH   SOLE 3,511 0 132,064
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 24,844 729,205 SH   SOLE 12,364 0 716,841
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,824 49,802 SH   SOLE 1,355 0 48,447
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 1,274 32,668 SH   SOLE 0 0 32,668
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464A417 563 15,321 SH   SOLE 0 0 15,321
STANLEY BLACK & DECKER INC COM 854502101 902 5,316 SH   SOLE 0 0 5,316
UNITED TECHNOLOGIES CORP COM 913017109 226 1,772 SH   SOLE 0 0 1,772
VANGUARD INDEX FDS REIT ETF 922908553 473 5,697 SH   SOLE 0 0 5,697
VANGUARD INDEX FDS MID CAP ETF 922908629 10,769 69,576 SH   SOLE 805 0 68,771
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,097 41,251 SH   SOLE 809 0 40,442
VANGUARD INDEX FDS TOTAL STK MKT 922908769 21,135 153,988 SH   SOLE 3,228 0 150,760
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,954 64,339 SH   SOLE 0 0 64,339
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 14,946 233,765 SH   SOLE 5,613 0 228,152
VANGUARD STAR FD VG TL INTL STK F 921909768 8,512 149,831 SH   SOLE 2,530 0 147,301
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,555 101,535 SH   SOLE 0 0 101,535
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 306 3,572 SH   SOLE 0 0 3,572
VANGUARD WORLD FD MEGA CAP INDEX 921910873 43,518 474,105 SH   SOLE 6,983 0 467,122