The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 274 1,304 SH   SOLE 0 0 1,304
BARNES GROUP INC COM 067806109 5,208 73,942 SH   SOLE 0 0 73,942
CHEVRON CORP NEW COM 166764100 422 3,591 SH   SOLE 0 0 3,591
EXXON MOBIL CORP COM 30231G102 351 4,285 SH   SOLE 0 0 4,285
HORIZONS ETF TR I HRZNS S&P500 COV 44053G603 372 7,528 SH   SOLE 0 0 7,528
ISHARES TR CORE S&P500 ETF 464287200 2,756 10,896 SH   SOLE 0 0 10,896
ISHARES TR MSCI EMG MKT ETF 464287234 317 7,068 SH   SOLE 0 0 7,068
ISHARES TR CORE S&P MCP ETF 464287507 631 3,526 SH   SOLE 0 0 3,526
ISHARES TR EAFE SML CP ETF 464288273 2,033 32,790 SH   SOLE 0 0 32,790
ISHARES TR JPMORGAN USD EMG 464288281 457 3,929 SH   SOLE 0 0 3,929
ISHARES TR INTL SEL DIV ETF 464288448 232 6,881 SH   SOLE 0 0 6,881
ISHARES TR S&P US PFD STK 464288687 443 11,422 SH   SOLE 0 0 11,422
JOHNSON & JOHNSON COM 478160104 398 3,064 SH   SOLE 0 0 3,064
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 343 2,360 SH   SOLE 0 0 2,360
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 20,792 346,306 SH   SOLE 12,348 0 333,958
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 6,624 98,330 SH   SOLE 1,395 0 96,935
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,573 132,781 SH   SOLE 3,511 0 129,270
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 24,145 721,401 SH   SOLE 12,364 0 709,037
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,741 48,607 SH   SOLE 1,355 0 47,252
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 1,329 35,119 SH   SOLE 0 0 35,119
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464A417 449 12,022 SH   SOLE 0 0 12,022
STANLEY BLACK & DECKER INC COM 854502101 803 5,316 SH   SOLE 0 0 5,316
TRAVELERS COMPANIES INC COM 89417E109 201 1,640 SH   SOLE 0 0 1,640
UNITED TECHNOLOGIES CORP COM 913017109 206 1,772 SH   SOLE 0 0 1,772
VANGUARD INDEX FDS REIT ETF 922908553 434 5,218 SH   SOLE 0 0 5,218
VANGUARD INDEX FDS MID CAP ETF 922908629 10,142 68,994 SH   SOLE 805 0 68,189
VANGUARD INDEX FDS SMALL CP ETF 922908751 5,731 40,551 SH   SOLE 809 0 39,742
VANGUARD INDEX FDS TOTAL STK MKT 922908769 19,919 153,790 SH   SOLE 3,228 0 150,562
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,818 64,667 SH   SOLE 0 0 64,667
VANGUARD SCOTTSDALE FDS INT-TERM GOV 92206C706 14,474 223,846 SH   SOLE 5,613 0 218,233
VANGUARD STAR FD VG TL INTL STK F 921909768 8,121 148,379 SH   SOLE 2,530 0 145,849
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,493 103,502 SH   SOLE 0 0 103,502
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 251 3,101 SH   SOLE 0 0 3,101
VANGUARD WORLD FD MEGA CAP INDEX 921910873 41,050 475,836 SH   SOLE 6,983 0 468,853