The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100   722,621 5,313 SH   SOLE   0 0 0
ABBVIE INC COM 00287y109   2,721,932 14,664 SH   SOLE   0 0 0
ACCENTURE SHS CL A G1151C101   1,212,465 4,057 SH   SOLE   0 0 0
ADOBE SYSTEMS COM 00724F101   2,099,598 5,427 SH   SOLE   0 0 0
AFLAC INC COM 001055102   3,516,775 33,347 SH   SOLE   0 0 0
ALPHABET CL A CAP STK CL A 02079K305   3,259,719 18,497 SH   SOLE   0 0 0
ALTRIA GROUP COM 02209S103   579,264 9,880 SH   SOLE   0 0 0
AMAZON COM INC COM 023135106   443,826 2,023 SH   SOLE   0 0 0
AMERICAN ELECTRIC POWER COM 025537101   291,773 2,812 SH   SOLE   0 0 0
AMGEN INC COM 031162100   871,694 3,122 SH   SOLE   0 0 0
APPLE INC COM 037833100   5,208,461 25,386 SH   SOLE   0 0 0
APPLIED MATERIALS INC COM 038222105   1,671,434 9,130 SH   SOLE   0 0 0
ARCOSA INC COM COM 039653100   1,313,241 15,145 SH   SOLE   0 0 0
ARGAN INC COM 04010E109   209,456 950 SH   SOLE   0 0 0
ARTHUR J GALLAGHER COM 363576109   1,387,080 4,333 SH   SOLE   0 0 0
AT&T COM 00206R102   691,314 23,888 SH   SOLE   0 0 0
ATLANTIC UN BANKSHARES CORP COM 04911A107   275,201 8,798 SH   SOLE   0 0 0
AUTOMATIC DATA PROCESSING COM 053015103   19,273,564 62,495 SH   SOLE   0 0 0
BANK NEW YORK MELLON CORP COM 064058100   224,495 2,464 SH   SOLE   0 0 0
BANK OF AMERICA COM 060505104   1,092,571 23,089 SH   SOLE   0 0 0
BAXTER INT'L INC CL A 071813109   225,374 7,443 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY A CL A 084670108   2,915,200 4 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY B CL B NEW 084670702   15,739,926 32,402 SH   SOLE   0 0 0
BIOGEN INC COM 09062X103   532,502 4,240 SH   SOLE   0 0 0
BRISTOL MYERS SQUIBB CO COM 110122108   493,590 10,663 SH   SOLE   0 0 0
BROADRIDGE FINANCIAL COM 11133T103   527,375 2,170 SH   SOLE   0 0 0
CAPITAL ONE FINL CORP COM 14040H105   405,733 1,907 SH   SOLE   0 0 0
CARRIER GLOBAL CORP COM 14448C104   341,379 4,664 SH   SOLE   0 0 0
CATERPILLAR INC COM 149123101   2,567,897 6,615 SH   SOLE   0 0 0
CENCORA COM 03073E105   3,092,819 10,315 SH   SOLE   0 0 0
CHECKPOINT SOFTWARE ORD SHS M22465104   6,189,026 27,973 SH   SOLE   0 0 0
CHEVRON CORP COM 166764100   1,076,543 7,518 SH   SOLE   0 0 0
CIGNA COM 125523100   253,495 767 SH   SOLE   0 0 0
CISCO SYSTEMS INC COM 17275R102   6,752,454 97,326 SH   SOLE   0 0 0
COCA COLA COM 191216100   1,188,405 16,797 SH   SOLE   0 0 0
COLGATE-PALMOLIVE CO COM 194162103   1,990,783 21,901 SH   SOLE   0 0 0
COMCAST A COM 20030N101   284,556 7,973 SH   SOLE   0 0 0
CONSOLIDATED EDISON INC COM 209115104   275,963 2,750 SH   SOLE   0 0 0
CONSTELLATION ENERGY COM 21037T109   556,438 1,724 SH   SOLE   0 0 0
CORNING INC COM 219350105   452,274 8,600 SH   SOLE   0 0 0
COSTCO COM 22160K105   1,229,494 1,242 SH   SOLE   0 0 0
CUMMINS INC COM 231021106   439,833 1,343 SH   SOLE   0 0 0
CVS HEALTH CORP COM 126650100   2,053,063 29,763 SH   SOLE   0 0 0
D R HORTON COM 23331A109   317,143 2,460 SH   SOLE   0 0 0
DEERE & CO COM 244199105   1,459,875 2,871 SH   SOLE   0 0 0
DIAMONDS TRUST COM 78467X109   548,169 1,244 SH   SOLE   0 0 0
DISNEY CO COM 254687106   1,120,945 9,039 SH   SOLE   0 0 0
DOVER CORP COM 260003108   3,734,707 20,383 SH   SOLE   0 0 0
EATON CORP SHS G29183103   2,077,325 5,819 SH   SOLE   0 0 0
ELEVANCE HEALTH COM 036752103   233,771 601 SH   SOLE   0 0 0
EMERSON ELECTRIC COM 291011104   716,782 5,376 SH   SOLE   0 0 0
EXXON MOBIL CORP COM 30231G102   3,382,912 31,381 SH   SOLE   0 0 0
FASTENAL CO COM 311900104   1,088,304 25,912 SH   SOLE   0 0 0
FIDEL ENERGY ETF COM 316092402   261,442 11,149 SH   SOLE   0 0 0
FIDEL FINANCIAL ETF COM 316092501   617,498 8,340 SH   SOLE   0 0 0
FIDEL HEALTH CARE ETF COM 316092600   649,389 10,155 SH   SOLE   0 0 0
FIDEL TECH ETF COM 316092808   6,078,200 30,819 SH   SOLE   0 0 0
FIDELITY COMM SERVICES ETF COM 316092873   1,089,145 16,805 SH   SOLE   0 0 0
FISERV INC COM 337738108   1,189,629 6,900 SH   SOLE   0 0 0
FORD MTR CO DEL COM 345370860   138,828 12,795 SH   SOLE   0 0 0
GARTNER INC COM 366651107   209,790 519 SH   SOLE   0 0 0
GE VERNOVA INC COM 36828A101   777,869 1,470 SH   SOLE   0 0 0
GENERAL DYNAMICS CORP COM 369550108   215,537 739 SH   SOLE   0 0 0
GENERAL ELECTRIC CO COM NEW 369604301   1,495,305 5,809 SH   SOLE   0 0 0
GENUINE PARTS COM 372460105   219,571 1,810 SH   SOLE   0 0 0
HALLIBURTON CO COM 406216101   208,784 10,245 SH   SOLE   0 0 0
HERSHEY CO COM 427866108   239,466 1,443 SH   SOLE   0 0 0
HOME DEPOT COM 437076102   6,122,416 16,699 SH   SOLE   0 0 0
HONEYWELL INTL COM 438516106   287,074 1,233 SH   SOLE   0 0 0
IBM CORP COM 459200101   465,196 1,578 SH   SOLE   0 0 0
INTEL CORP COM 458140100   1,192,792 53,250 SH   SOLE   0 0 0
INTUITIVE SURGICAL COM NEW 46120E602   2,717,050 5,000 SH   SOLE   0 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,030,058 9,425 SH   SOLE   0 0 0
ISHRS HIGH DIVIDEND COM 46429B663   1,465,633 12,509 SH   SOLE   0 0 0
JACK HENRY & ASSOC INC COM 426281101   12,050,690 66,885 SH   SOLE   0 0 0
JOHNSON & JOHNSON COM 478160104   1,578,824 10,336 SH   SOLE   0 0 0
JP MORGAN CHASE & CO COM 46625H100   3,657,067 12,614 SH   SOLE   0 0 0
KLATENCOR COM 482480100   454,140 507 SH   SOLE   0 0 0
KROGER COM 501044101   359,239 5,008 SH   SOLE   0 0 0
LIGAND PHARM INC COM 53220K504   597,729 5,258 SH   SOLE   0 0 0
LILLY ELI COM 532457108   1,007,935 1,293 SH   SOLE   0 0 0
LOCKHEED MARTIN COM 539830109   374,714 809 SH   SOLE   0 0 0
LOWES CO INC COM 548661107   730,840 3,294 SH   SOLE   0 0 0
M&T BANK COM 55261F104   557,333 2,873 SH   SOLE   0 0 0
MARATHON PETROLEUM CORP COM 56585A102   505,708 3,044 SH   SOLE   0 0 0
MARKEL CORP HLDG CO COM 570535104   6,589,031 3,299 SH   SOLE   0 0 0
MARRIOTT INTERNAT'L Cl A COM 571903202   429,213 1,571 SH   SOLE   0 0 0
MARSH & MCLENNAN COM 571748102   272,863 1,248 SH   SOLE   0 0 0
MCDONALDS CORP COM 580135101   1,631,814 5,585 SH   SOLE   0 0 0
MERCK & CO INC COM 58933Y105   2,157,750 27,258 SH   SOLE   0 0 0
META PLATFORMS INC A COM 30303M102   747,685 1,013 SH   SOLE   0 0 0
MICRON TECHNOLOGY INC COM 595112103   1,238,082 10,045 SH   SOLE   0 0 0
MICROSOFT CORP COM 594918104   27,962,313 56,216 SH   SOLE   0 0 0
NEXTERA ENERGY COM 65339F101   1,166,048 16,797 SH   SOLE   0 0 0
NIKE B CL B NEW 654106103   446,700 6,288 SH   SOLE   0 0 0
NOVARTIS SPONS ADR 66987V109   1,103,553 9,120 SH   SOLE   0 0 0
NVIDIA CORP COM 67066G104   7,804,390 49,398 SH   SOLE   0 0 0
NVR HOMES COM 62944T105   1,271,072 172 SH   SOLE   0 0 0
OCCIDENTAL PETROLEUM CORP COM 674599105   256,723 6,111 SH   SOLE   0 0 0
OLD REPUBLIC INTL COM 680223104   290,222 7,550 SH   SOLE   0 0 0
OMNIAB INC COM 68218J103   27,706 15,923 SH   SOLE   0 0 0
ON SEMICONDUCTOR COM 682189105   414,039 7,900 SH   SOLE   0 0 0
ORACLE CORP COM 68389X105   5,067,290 23,177 SH   SOLE   0 0 0
OTIS WORLDWIDE COM 68902V107   200,218 2,022 SH   SOLE   0 0 0
PAYCHEX INC COM COM 704326107   610,205 4,195 SH   SOLE   0 0 0
PAYCOM SOFTWARE COM 70432V102   1,005,501 4,345 SH   SOLE   0 0 0
PEPSICO INC COM 713448108   877,555 6,646 SH   SOLE   0 0 0
PFIZER INC COM 717081103   431,538 17,803 SH   SOLE   0 0 0
PHILIP MORRIS INTL INC COM 718172109   326,923 1,795 SH   SOLE   0 0 0
PNC FINL SVCS GROUP COM 693475105   1,592,772 8,544 SH   SOLE   0 0 0
PROCTOR & GAMBLE CO COM 742718109   8,363,895 52,497 SH   SOLE   0 0 0
PUBLIC SERVICE ENTERP COM 744573106   1,951,741 23,185 SH   SOLE   0 0 0
QUALCOMM INC COM 747525103   1,931,142 12,126 SH   SOLE   0 0 0
RADIAN GROUP INC COM 750236101   322,631 8,957 SH   SOLE   0 0 0
RAYTHEON TECHNOLOGIES COM 75513E101   5,647,780 38,678 SH   SOLE   0 0 0
REALTY INCOME CORP COM 756109104   247,775 4,301 SH   SOLE   0 0 0
ROSS STORES INC COM 778296103   6,015,061 47,147 SH   SOLE   0 0 0
S&P GLOBAL INC COM 78409V104   8,971,171 17,014 SH   SOLE   0 0 0
S&P MIDCAP 400 ETF COM 78467Y107   5,174,427 9,134 SH   SOLE   0 0 0
SCHWAB CHARLES CORP NEW COM 808513105   337,588 3,700 SH   SOLE   0 0 0
SEI CORP COM 784117103   5,045,660 56,150 SH   SOLE   0 0 0
SHERWIN WILLIAMS CO COM 824348106   231,768 675 SH   SOLE   0 0 0
SOUTHERN COMPANY COM 842587107   805,992 8,777 SH   SOLE   0 0 0
SOUTHWEST AIRLINES COM 844741108   516,048 15,908 SH   SOLE   0 0 0
SPDR ENERGY ETF COM 81369Y506   464,335 5,475 SH   SOLE   0 0 0
SPDR FINANCIAL ETF COM 81369Y605   2,183,382 41,691 SH   SOLE   0 0 0
SPDR HEALTH CARE ETF COM 81369Y209   537,025 3,984 SH   SOLE   0 0 0
SPDR TECHNOLOGY ETF COM 81369Y803   10,583,975 41,796 SH   SOLE   0 0 0
T ROWE PRICE GROUP INC COM 74144T108   256,812 2,661 SH   SOLE   0 0 0
TARGET COM 87612E106   374,179 3,793 SH   SOLE   0 0 0
THERMO FISHER SCIENTIFIC COM 883556102   2,003,225 4,941 SH   SOLE   0 0 0
TJX COMPANIES COM 872540109   2,179,175 17,647 SH   SOLE   0 0 0
TRANE TECH PLC SHS G8994E103   381,859 873 SH   SOLE   0 0 0
TRINITY INDS INC COM 896522109   869,281 32,184 SH   SOLE   0 0 0
TRUIST FINL CORP COM 89832Q109   250,288 5,822 SH   SOLE   0 0 0
UNILEVER PLC SPONS ADR 904767704   423,602 6,925 SH   SOLE   0 0 0
UNION PACIFIC COM 907818108   1,464,919 6,367 SH   SOLE   0 0 0
UNITED HEALTH GROUP COM 91324P102   1,521,520 4,877 SH   SOLE   0 0 0
UNITED PARCEL SERVICE CL B NEW 911312106   747,588 7,406 SH   SOLE   0 0 0
UNITED RENTALS INC COM 911363109   20,566,223 27,298 SH   SOLE   0 0 0
VANG ST CORP BOND ETF COM 92206C409   518,022 6,516 SH   SOLE   0 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   265,312 400 SH   SOLE   0 0 0
VERIZON COMM INC COM 92343V104   528,074 12,204 SH   SOLE   0 0 0
VISA INC COM 92826C839   1,405,288 3,958 SH   SOLE   0 0 0
WAL-MART COM 931142103   463,698 4,742 SH   SOLE   0 0 0
WASTE MANAGEMENT COM 94106L109   624,907 2,731 SH   SOLE   0 0 0